207 Polermo Ave, Saint Cloud, FL 34769
OFF MARKET

207 Polermo Ave
Saint Cloud, FL 34769

  • 4 Beds
  • 3.5 Baths
  • 2,222 sqft

$418,000

Trulia Estimate
as of May 24, 2026
Est. Refi. Payment $2,694/mo*

$418,000

Trulia Estimate
as of May 24, 2026
Est. Refi. Payment $2,694/mo*
4 Beds
3.5 Baths
2,222 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Welcome to this stunning 4-bedroom, 3.5-bathroom home offering modern elegance, high-end finishes, and thoughtful upgrades throughout. Nestled in the sought-after Siena Reserve community of St. Cloud, FL., this home seamlessly blends style and function, making it the perfect retreat. A huge perk of ownership is the 2.25 Assumable FHA Loan, which could be assumed upon bank approval—an incredible opportunity in today’s market. Additionally, all furnishings as seen in the photos (minus personal items) are available for purchase in a bill of sale, separate from the home itself. Upon entry, the foyer leads into a bright, open-concept living space. The living room features a custom-built entertainment wall with sleek built-in cabinetry, an eye-catching textured accent wall, and upgraded lighting, creating a modern yet cozy atmosphere. Large sliding glass doors provide an effortless indoor-outdoor flow to the fully fenced backyard, offering privacy and space for outdoor activities. The chef’s kitchen is designed for both beauty and practicality, boasting quartz countertops, stunning brand-new backsplash, and a spacious island with a textured facade—ideal for meal prep and casual dining. The coffee bar, thoughtfully set apart, enhances convenience without compromising counter space. Elegant new pendant lighting complements the stylish design, and a walk-in pantry ensures ample storage. Upstairs, the primary suite is a true sanctuary, complete with a luxurious en-suite bathroom featuring a glass shower enclosure, and dual vanities. The expansive walk-in closet provides plenty of storage. Each additional bedroom is generously sized, and all upstairs bathrooms have been upgraded with glass shower-tub enclosures. The seller is willing to replace all the carpet upstairs upon move-out, allowing for a fresh start with brand-new carpeting. A versatile loft area offers additional living space, perfect for a media room, home office, or playroom. The upgraded luxury vinyl flooring continues up the stairs, enhancing durability and modern appeal. Convenience is key with an upstairs laundry room and ample storage throughout. The garage is a standout feature with epoxy flooring and a custom storage closet, providing both functionality and durability. Ceiling fans throughout the home Provide enhanced comfort and efficiency. Step outside to the spacious backyard, enclosed by a vinyl fence for privacy. With plenty of room for entertaining, outdoor activities, or a future pool, this backyard is a blank slate ready for personalization. Located just minutes from St. Cloud’s best dining, shopping, and entertainment, this home offers both convenience and tranquility. Nearby favorites include Fiesta Azul Tequila House, Bella Roma Pizza, and the Downtown Entertainment District, while Orlando Health St. Cloud Hospital is a short drive away. Don’t miss the opportunity to own this beautifully upgraded home with an unbeatable 2.25 assumable FHA loan—schedule your showing today! ****All furnishings as seen in the photos (minus personal items) are available for purchase in a bill of sale, separate from the home itself***The seller is willing to replace all the carpet upstairs upon move-out***
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from April 15, 2025

Home Highlights

Parking
2 Car Garage
Outdoor
No Info
View
No Info
HOA
$70/Monthly
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 207 Polermo Ave

Interior Features

Interior Details
Number of Rooms: 14Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Primary Bathroom, Bathroom 1, Bathroom 2, Bathroom 3, Dining Room, Foyer, Kitchen, Laundry, Living Room, Loft
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2222 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water ConnectedAppliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, WasherDishwasherDryerLaundry: Inside,Laundry RoomMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Window TreatmentsDoor: Sliding DoorsFlooring: Carpet, Luxury Vinyl
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Carpet, Luxury Vinyl
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleExterior: Lighting, Other, Rain Gutters, SidewalkFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 6

Property Information

Year Built
Year Built: 2020
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, StuccoNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 212531497800011500

Price & Status

Price
List Price: $440,000
Status Change & Dates
Off Market Date: Wed Mar 12 2025Possession Timing: Close Of Escrow

Active Status

MLS Status: Sold

Location

Direction & Address
City: ST CLOUDCommunity: SIENA RESERVE PH 2A & 2B
School Information
Elementary School: Narcoossee ElementaryJr High / Middle School: Narcoossee MiddleHigh School: Harmony High

Building

Building Area
Building Area: 2906 Square Feet

Community

Community Features: Community Mailbox, Park, Playground, PoolNot Senior Community
Other
Playground

HOA

HOA Fee Includes: Pool Maintenance, Recreational FacilitiesHOA Name: Highland Community Management | Jennifer ConklinHOA Phone: 863-940-2863Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $70/Monthly

Lot Information

Lot Area: 6098 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Assumable, Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6287367Showing Requirements: Appointment Only, See Remarks, ShowingTimeUniversal Property Id: US-12097-N-212531497800011500-R-N

Additional Information

HOA Amenities: Park,Playground,Pool
Last check for updates: about 2 hours ago
Listed by Jessica Snyder, (208) 660-9068
LPT REALTY, LLC, (877) 366-2213
Bought with: Sathya Montoya, (407) 486-8124, THE PROPERTY PROS REAL ESTATE, INC, (407) 879-7591
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6287367
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 207 Polermo Ave

DatePriceEventSource
04/14/2025$440,000Sold
Stellar MLS #O6287367
03/12/2025$440,000PendingStellar MLS #O6287367
03/06/2025$440,000Listed For SaleStellar MLS #O6287367
01/05/2021$333,294Sold
N/A
11/07/2020$333,294PendingAgent Provided
10/02/2020$333,294PriceChange
Agent Provided
09/02/2020$332,294PriceChange
Agent Provided
08/19/2020$330,294PriceChange
Agent Provided
07/02/2020$327,294PriceChange
Agent Provided
06/27/2020$324,194PriceChange
Agent Provided
06/24/2020$291,194Listed For SaleAgent Provided
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Comparable Sales for 207 Polermo Ave

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.18
Single-Family Home
$450,000
08/01/25
5
3
2,674
0.23
Single-Family Home
$395,000
09/02/25
4
2
1,825
0.28
Single-Family Home
$415,000
03/04/26
4
2
2,045
0.29
Single-Family Home
$435,000
06/13/25
4
2
1,990
0.36
Single-Family Home
$499,500
06/09/25
4
3
2,631
0.23
Single-Family Home
$370,000
03/26/26
4
2
1,825
0.34
Single-Family Home
$410,000
09/10/25
4
2
1,990
0.22
Single-Family Home
$370,000
01/15/26
3
2
1,802
0.35
Single-Family Home
$399,900
03/20/26
4
2.5
2,066

Nearby homes

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Assigned Schools

These are the assigned schools for 207 Polermo Ave.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.
  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 73 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
  • Angela A.
    "Great neighborhood love the quote and non nosey neighbors. Great place to live. Never any problems sometimes loose dogs but we love dogs."
  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."

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207 Polermo Ave, Saint Cloud, FL 34769 is a 4 bedroom, 4 bathroom, 2,222 sqft single-family home built in 2020. This property is not currently available for sale. 207 Polermo Ave was last sold on Apr 14, 2025 for $440,000 (0% higher than the asking price of $440,000). The current Trulia Estimate for 207 Polermo Ave is $418,000.