186 Ryan Ct
Spencer, IN 47460
- 3 Beds
- 2.5 Baths
- 2,464 sqft (on 0.84 acres)
3 Beds
2.5 Baths
2,464 sqft
(on 0.84 acres)
Home Highlights
Parking
2 Car Garage
Climate Control
Heating & Cooling
Price/Sqft
$136
Listed
3 days ago
Local Information
-- mins to
About this House
Welcome to this spacious 3 Bedroom, 2 1/2 bath home with 2,464-square-foot residence situated on a 0.84-acre lot in the desirable White Oaks Estates neighborhood of Spencer. Designed with both comfort and functionality in mind, this home offers a main-level primary bedroom with its own private bath, along with a convenient half bath for guests and a main-level laundry room. Upstairs, you'll find two additional bedrooms and a full bath, providing flexible space for a variety of living arrangements. The home's generous living areas offer plenty of room for everyday living, entertaining, or relaxing. Outside, enjoy the large yard with space for outdoor activities, gardening, or simply unwinding. The attached 2-car garage provides ample parking and storage, while the 12' x 16' storage shed offers additional room for tools, lawn equipment, or hobbies. Conveniently located just minutes from schools, shopping, dining, and local amenities, this property combines space, practicality, and a desirable location. Don't miss the opportunity to make this inviting Spencer home your own!
Home Details for 186 Ryan Ct
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MLS Status: Active |
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Interior Details Number of Rooms: 7Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Dining Room, Kitchen, Laundry, Living Room |
Beds & Baths Number of Bedrooms: 3Main Level Bedrooms: 1Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1Number of Bathrooms (main level): 2 |
Dimensions and Layout Living Area: 2464 Square Feet |
Appliances & Utilities Appliances: Dryer, Gas Water Heater, Electric Oven, WasherDryerWasher |
Heating & Cooling Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air |
Levels, Entrance, & Accessibility Stories: 2Levels: Two |
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Exterior Home Features Foundation: Crawl Space |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Parking Other(Garage Door Opener)No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Attached |
Farm & Range Horse Amenities: None |
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Cumulative Days on Market: 3Days on Market: 3 |
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Year Built Year Built: 1992 |
Property Type / Style Property Type: ResidentialProperty Subtype: Residential, Single Family ResidenceArchitecture: Traditional |
Building Construction Materials: Vinyl SidingNot a New ConstructionNot Attached Property |
Property Information Parcel Number: 601019300400120028 |
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Price List Price: $334,900Price Per Sqft: $136 |
Status Change & Dates Possession Timing: Negotiable |
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Direction & Address City: SpencerCommunity: White Oaks |
School Information Elementary School: Spencer Elementary SchoolJr High / Middle School: Owen Valley Middle SchoolHigh School: Owen Valley Community High SchoolHigh School District: Spencer-Owen Community Schools |
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Listing Agent Listing ID: 22118916 |
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Building Area Building Area: 2464 Square Feet |
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No HOA |
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Lot Area: 0.84 acres |
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Special Conditions: Estate |
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Mls Number: 22118916 |
Last check for updates: about 11 hours ago
Listing Provided by: Tilden Keith
Keith Realty & Auction Group
Source: MIBOR as distributed by MLS GRID, MLS#22118916

Market trends in Spencer
Last updated June 2026
Avg. sale price
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Sale-to-List Price
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Price per sq ft
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Available listings
50
1MoM
Price History for 186 Ryan Ct
| Date | Price | Event | Source |
|---|---|---|---|
| 08/07/2026 | $334,900 | Listed For Sale | IRMLS #202632147 |
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Property Tax and Assessment
| Year | 2025 |
|---|---|
| Tax | $2,321 |
| Assessment | $264,300 |
Home facts updated by county records
Comparable Sales for 186 Ryan Ct
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.56 | Single-Family Home | $220,000 | 09/02/25 | 3 | 2 | 1,314 | |
0.34 | Single-Family Home | $117,150 | 03/18/26 | 2 | 1 | 768 | |
1.16 | Single-Family Home | $215,000 | 08/19/25 | 3 | 2 | 1,145 | |
1.66 | Single-Family Home | $325,000 | 06/17/26 | 4 | 2.5 | 2,204 | |
1.47 | Single-Family Home | $226,000 | 07/14/26 | 4 | 1.5 | 3,456 | |
1.64 | Single-Family Home | $331,650 | 06/17/26 | 4 | 3 | 2,280 | |
1.58 | Single-Family Home | $255,000 | 05/11/26 | 4 | 2.5 | 3,222 | |
1.32 | Single-Family Home | $139,000 | 04/17/26 | 3 | 1 | 888 |
Nearby homes
Get a sense of prices in the area by checking nearby homes.Assigned Schools
These are the assigned schools for 186 Ryan Ct.
What Locals Say about Spencer
At least 19 Trulia users voted on each feature.
95 % Say parking is easy
92 % Say car is needed
92 % Say there's holiday spirit
85 % Say yards are well-kept
72 % Say it's quiet
64 % Say it's walkable to grocery stores
61 % Say it's walkable to restaurants
61 % Say kids play outside
59 % Say people would walk alone at night
59 % Say there are sidewalks
58 % Say there's wildlife
56 % Say neighbors are friendly
55 % Say they plan to stay for at least 5 years
54 % Say it's dog friendly
45 % Say streets are well-lit
37 % Say there are community events
Sourced by Trulia users. Learn more about our methodology.
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Frequently asked questions about 186 Ryan Ct
- What is the estimated monthly payment for 186 Ryan Ct?Based on a $334,900 list price with 20% down at today's rates, the estimated monthly payment for 186 Ryan Ct in Spencer, IN is approximately $2,019 (about $1,757 principal & interest, $187 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What do residents say about Spencer?Residents describe Spencer, IN as easy to park in, well-kept, and quiet. Most residents say you need a car. See homes for sale in Spencer, IN.
- What are the closest schools to 186 Ryan Ct?The closest schools to 186 Ryan Ct in Spencer, IN are Owen Valley Community High School (rated 4/10), Owen Valley Middle School (rated 7/10), Spencer Elementary School (Pre-K, rated 4/10).
- What is 186 Ryan Ct estimated to be worth?Trulia's estimated value for 186 Ryan Ct in Spencer, IN is $323,900.
- Does 186 Ryan Ct have air conditioning?Yes, 186 Ryan Ct in Spencer, IN has air conditioning.
- Does 186 Ryan Ct have laundry facilities?Yes, 186 Ryan Ct in Spencer, IN has in-unit laundry.
Tilden Keith, Keith Realty & Auction Group

Based on information submitted to the MLS GRID as of 2026-08-09 23:53:07 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
186 Ryan Ct, Spencer, IN 47460 is a 3 bedroom, 3 bathroom, 2,464 sqft single-family home built in 1992. This property is currently available for sale and was listed by MIBOR as distributed by MLS GRID on Aug 7, 2026. The MLS # for this home is MLS# 22118916.

