98 Reserve Estates, Murphy, NC 28906
SOLD
MAY 26, 2026

98 Reserve Estates
Murphy, NC 28906

  • 3 Beds
  • 4 Baths
  • 3,208 sqft (on 1.67 acres)

$630,000

Last Sold: May 26, 2026
3% below list $650K
$196/sqft
Est. Refi. Payment $3,487/mo*
Refinance Your Home

$630,000

Last Sold: May 26, 2026
3% below list $650K
$196/sqft
Est. Refi. Payment $3,487/mo*
Refinance Your Home
3 Beds
4 Baths
3,208 sqft
(on 1.67 acres)

Local Information

  • Map ViewExplore the area around 98 Reserve Estates.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Craftsman-Style Mountain Home with Year-Round Lake & Mountain Views. Located in a gated community just minutes from charming downtown Murphy. This stunning new custom home offers main-level living with sweeping year-round views of the mountains and Hiwassee Lake. Thoughtfully designed with a split-bedroom layout, each bedroom enjoys its own private bath, perfect for comfort & privacy. The heart of the home is a spacious great room featuring tongue-and-groove wood ceilings, a cozy gas log fireplace, & an entry closet. The custom eat-in kitchen is a chef's dream, with solid wood, soft-close cabinetry, a matching pantry, oversized island, granite countertops, tile backsplash, & top-of-the-line Samsung stainless steel appliances. Step right from the kitchen onto the full-length porch & soak in the breathtaking views. The main-level master suite is a true retreat with double vanities, a walk-in tile shower, & a large walk-in closet. A second main-level bedroom also features a private bath with tile surround tub & walk-in closet. A powder room & laundry area off the kitchen add convenience. Rich, hand-scraped hickory hardwood flooring runs throughout the main level, while the lower level boasts luxury vinyl plank flooring. Downstairs, you'll find a spacious family room with a wet bar, beverage refrigerator, adjoining half bath, & walk-out access to the lower patio. A third bedroom with private bath & huge walk-in closet is directly off the family room. A bonus room is ideal for an office or crafting. There is a second laundry room for convenience. Under-stair storage, & mechanical closet complete the lower level. Exterior highlights include smart siding with stone accents, tongue-and-groove porch ceilings & soffits, & custom aluminum handrails. Craftsman-style interior doors throughout. Ceiling fans, even on the porch enhance comfort. The HVAC is zoned. Spray foam insulation. This mountain-lake retreat is the perfect blend of luxury, convenience, and natural beauty.
98 Reserve Estates, Murphy, NC 28906 is a 3 bedroom, 3,208 sqft single-family home built in 2025. It last sold for $630,000 on May 26, 2026 (3% below the $650,000 asking price). It is currently off market. The Trulia Estimate is $630,000, with a rent estimate of $2,762/month.

Home Highlights

Parking
No Info
Outdoor
Porch
A/C
Heating & Cooling
HOA
None
Price/Sqft
$196/sqft
Listed
180+ days ago

Home Details for 98 Reserve Estates

Interior Features

Interior Details
Basement: Finished,Full,Walk-Out AccessNumber of Rooms: 13Wet Bar
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms (full): 3Number of Bathrooms (half): 2
Dimensions and Layout
Living Area: 3208 Square Feet
Appliances & Utilities
Utilities: Cable AvailableAppliances: Built-In Microwave, Refrigerator, Range, Dishwasher, OtherDishwasherLaundry: Dryer Hookup,Washer HookupRefrigerator
Heating & Cooling
Heating: Heat Pump,Fireplace(s),ZonedHas CoolingAir Conditioning: Central Air,Zoned,Heat PumpHas HeatingHeating Fuel: Heat Pump
Gas & Electric
No Electric on Property
Windows, Doors, Floors & Walls
Flooring: LVT/LVP, Wood, Ceramic Tile
Levels, Entrance, & Accessibility
Levels: OneFloors: LVT LVP, Wood, Ceramic Tile
View
View: Lake
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: CompositionPatio / Porch: PorchFoundation: Slab
Parking & Garage
No Attached GarageParking: Gravel,No Garage
Frontage
Road Frontage: PavedRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Septic Tank

Days on Market

Cumulative Days on Market: 294

Property Information

Year Built
Year Built: 2025
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Property Information
Parcel Number: 458215544908000

Price & Status

Price
List Price: $650,000Price Per Sqft: $196/sqft
Status Change & Dates
Off Market Date: Fri Mar 27 2026Possession Timing: Close Of Escrow

Active Status

MLS Status: Closed

Media

Location

Direction & Address
City: MurphyCommunity: Lakeview @ Tarheel
School Information
Elementary School: MurphyJr High / Middle School: Murphy MiddleHigh School: Murphy High School

Building

Building Area
Building Area: 3208 Square Feet

HOA

HOA Fee Frequency (second): AnnuallyAssociation for this Listing: Mountain Lakes Board of REALTORS®Has an HOA

Lot Information

Lot Area: 1.67 Acres

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Miscellaneous

Mls Number: 98526216Attic: Access OnlyWater ViewWater View: LakeAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetShowing Requirements: Lockbox

Additional Information

HOA Amenities: Gated,Maintenance Roads,Water,Cable TV
Last check for updates: about 6 hours ago
Listed by Helen Russell, (828) 361-7486
EXIT Realty Mtn View Prop.
Bought with: Sonya Reid, Appalachian Land Company
Originating MLS: Mountain Lakes Board of REALTORS®
Source: Hive MLS, MLS#98526216

Price History for 98 Reserve Estates

DatePriceEventSource
05/26/2026$630,000Sold
Hive MLS #98526216
03/27/2026$650,000ContingentMountain Lakes BOR #152992
08/08/2025$650,000PriceChange
Mountain Lakes BOR #152992
06/07/2025$698,000Listed For SaleMountain Lakes BOR #152992

Market trends in Murphy

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$312K
$15.83KMoM
Sale-to-List Price
96.8%
0.1%MoM
Price per sq ft
$187
$2MoM
Available listings
339
17MoM
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Comparable Sales for 98 Reserve Estates

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
98 Reserve Estates Ln, Murphy, NC
0.00
Single-Family Home
$630,000
05/26/26
3
5
3,208
245 Dream Maker Ln, Murphy, NC
0.75
Single-Family Home
$445,000
10/31/25
3
4
2,729
1293 Tarheel Dr, Murphy, NC
0.52
Single-Family Home
$865,000
11/20/25
4
5
3,408
325 Trickling Branch Way, Murphy, NC
0.64
Single-Family Home
$481,000
05/07/26
2
3
-
219 Lovers Leap Dr, Murphy, NC
1.25
Single-Family Home
$335,000
07/09/25
3
3
1,812
425 Tarheel Dr W, Murphy, NC
0.72
Single-Family Home
$624,000
08/04/25
3
4
-
319 Woodside Acres Dr, Murphy, NC
1.34
Single-Family Home
$480,000
02/23/26
5
4
3,370
1484 Cardinal Rd, Murphy, NC
1.00
Single-Family Home
$359,900
11/24/25
2
2
1,200

Nearby homes

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Assigned Schools

These are the assigned schools for 98 Reserve Estates.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Murphy

At least 79 Trulia users voted on each feature.

  • 91 % Say car is needed

  • 83 % Say there's wildlife

  • 80 % Say yards are well-kept

  • 76 % Say parking is easy

  • 76 % Say it's quiet

  • 73 % Say there's holiday spirit

  • 64 % Say they plan to stay for at least 5 years

  • 63 % Say people would walk alone at night

  • 61 % Say neighbors are friendly

  • 55 % Say it's dog friendly

  • 39 % Say kids play outside

  • 31 % Say there are community events

  • 22 % Say streets are well-lit

  • 20 % Say it's walkable to restaurants

  • 19 % Say there are sidewalks

  • 12 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Liza G Ovington
    "Not sure but it seems like there are lots of places to take your dogs on leash. Although many of the roads have no shoulder"
    1
    Flag
  • Bigliz14
    "Great place to live and raise a family . People are friendly and atmosphere in this town is fantastic "
    0
    Flag
  • Trulia User
    "A little congested but roads are kept clean and safe in the winter the roads are well maintained. I would recommend living in Murphy "
    0
    Flag
  • Mary Obryan
    "No this is a rural area with no public transportation. There is no need for it generally speaking. There is a community transport that will pick up people at their homes I believe."
    0
    Flag
  • Laurence Wood
    "Good schools a growing town with opportunities for all! Every day is like vacation with all the amazing places to go to!"
    2
    Flag
  • Laurence Wood
    "No traffic jams Service people are slow to come out but it’s part of the slower pace of life we enjoy "
    1
    Flag
  • Laurence Wood
    "A fast growing town and you need to expect long drives for services and stores. Medical care is difficult to find close by. We love our town and get upset when new residents try to change our culture "
    0
    Flag
  • Barbara Ratterree
    "Country living. People are private but willing to help others. Most homes around me are homesteads or farms. "
    1
    Flag
  • KatieB
    "Most people don’t walk their dogs they let them run loose or keep them fenced, those who do walk their dogs are usually friendly and always say hello! "
    1
    Flag
  • Irving R.
    "vehicle is a must have commodity to get around when you live out of the town city limits. Unless you like to walk or ride a bike. They're are few other drawbacks as well. Communicating by cell phone is not very good around the countryside, lacking cell towers. This is a problem, even trying to get on the internet. Somedays are better than others but still we have poor reception. Other than that we have the beautiful outdoors. We can enjoy going to the national forest for hiking, camping, hunting, fishing or just driving around the back roads and enjoy scenery as well as wildlife. Living outside the city's limit might have it's drawbacks but you take the good and the bad as it comes and make the best of it."
    0
    Flag
  • Kristyleew49
    "Love Murphy! The people, the mountains, the town are all amazing! No attitudes, just good people looking out for each other!"
    0
    Flag
  • Michelle R.
    "We just stay socialized with each other and van together when necessary. The kids are what keeps the community a whole. "
    0
    Flag
  • Michelle R.
    "We all ban together and make it about the kids. Lots of summer fun. When problems arise within the community we solve together as a team until things are fixed. "
    1
    Flag
  • Mesa2617
    "Live music at local pub and restaurants. Friendly staff is several local stores and restaurants. The town of Murphy felt really welcoming. "
    1
    Flag
  • Errol D.
    "Very beautiful place to live and quiet, very kid friendly. I been here for some years really nicely place to be "
    0
    Flag
  • TiffanyTabor
    "we need some really nice dog parks! People need to be more accountable for their dogs! There us no place to take to your dog where they can run, swim and play safely!"
    0
    Flag
  • Kimkoogler
    "I've lived here for 7 years. I love every beautiful road. mountain views, lake views, great food. it's a beautiful place to live."
    0
    Flag
  • Pprzonek
    "the beautiful mountain views, the wonderful change of the seasons.The small city feel and how nice the people are to each other"
    30
    Flag
  • Gloria Geringer
    "I like it because it's quite. No lights outside, except for what's on the house and carport. What I don't like is everyone's dogs run free. I take mine out on a leash."
    5
    Flag
  • Cindyandchuck
    "Concerts, yard sales, boat and golf cart parades, fireworks with live music. Tennis, pool and marina"
    9
    Flag
  • Bsfrazee
    "Every one knows every one. People watch each others place when they are out of town or checks in on one another if your sick. I have vacationed here for a few years now staying with friends but now would love to own a piece of paradise !!!"
    0
    Flag
  • NolaR
    "One Neighbor has a hostile dog. I don't feel safe walking by his house. There is still enough areas to walk your pet."
    0
    Flag
  • Jjoachiltz
    "There is no leash law here so watch your children and your pets closely!! Our dog was attacked and killed by 2 dogs in our neighborhood. There was nothing we could do about it. "
    0
    Flag
  • Steve B.
    "Murphy, NC is a small community with all the basics (yes, including Walmart). There is a lot to do or you can relax and enjoy the beauty of the mountains. Winters are NOT harsh, however, you will need warm clothing. You can enjoy the wildlife from your back deck or walk the many trails throughout the county. Although Murphy will have a Casino come the Summer of 2015; it will have little impact on the quality of life."
    0
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  • Wendy B.
    "It only mentions one high school but we have TCEC which is the best school in N.C.! Your kid will graduate with all honors AND an associates degree! Best place to raise a child EVER! Safe, peaceful place!"
    0
    Flag
  • Wendy B.
    "I live here and think Murphy and surrounding areas are heaven on earth. Beautiful, friendly, amazing environment to raise your kids! 9th grade up offers TCEC, a small FREE high school that will have your child graduate with honors AND and Associates Degree! Loving teachers! "
    0
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Explore by feature - Air Conditioning

16 rentals with air conditioning in Murphy, NC

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15 rentals with a washer/dryer in Murphy, NC

Homes for sale near 98 Reserve Estates

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Off Market Homes Near 98 Reserve Estates

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The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS, and is updated as of 2025-10-17 12:20:34 PDT. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2025-10-17 12:20:34 PDT Hive MLS