95478 PLUM Loop, Fernandina Beach, FL 32034
Property image
Property image
SOLD
JUL 22, 2026

$240,000

Trulia Estimate
  • 2 Beds
  • 1 Bath
  • 1,120 sqft (on 1.01 acres)

95478 PLUM Loop, Fernandina Beach, FL 32034

Est. Refi. Payment $1,683/mo*
Refinance Your Home
Currently Off Market - Sold Jul 22, 2026 for $240,000 (8% below list price)

Home Value

Trulia Estimate
$240K
Since last month
Decreased$200 (-0.1%)
Since last year
Increased$33K (+15.7%)
Since last sale
Decreased$200 (-0.1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +127% in the last 10 years
MonthEstimated value
2026
September 2026$240K
August 2026$240K
July 2026$240K
June 2026$244K
May 2026$247K
April 2026$252K
March 2026$225K
February 2026$215K
January 2026$214K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
95025 LOUSHELTONY Road, Fernandina Beach, FL
0.44
Single-Family Home
$300,000
05/08/26
4
2
2,030
95021 Raintree Ln, Fernandina Beach, FL
0.62
Single-Family Home
$326,000
05/05/26
4
2
2,280
95146 TIMBERLAKE Drive, Fernandina Beach, FL
0.57
Single-Family Home
$305,000
11/17/25
3
2
1,564
95103 Greenberry Rd, Fernandina Beach, FL
0.20
Single-Family Home
$725,000
02/25/26
4
3
2,022
95047 ROSEWOOD Lane, Fernandina Beach, FL
0.32
Single-Family Home
$740,000
10/22/25
4
3.5
2,816
95159 Timberlake Dr, Fernandina Beach, FL
0.55
Single-Family Home
$325,000
05/29/26
3
2
1,515
97166 Harbor Concourse Cir, Fernandina Beach, FL
0.55
Single-Family Home
$395,000
08/04/26
3
2
1,707
95028 Cheswick Oaks Dr, Fernandina Beach, FL
0.61
Single-Family Home
$460,000
12/12/25
3
2
1,706

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
95422 PLUM Loop, Fernandina Beach, FL 32034
0.06
$290,000
3
2
1,848
Recently Sold
95082 Plum Loop, Fernandina Beach, FL 32034
0.05
$130,500
3
2
1,824
Off Market
95164 Cypress Trl, Fernandina Beach, FL 32034
0.11
$328,300
3
2
1,185
Off Market
95152 Cypress Trl, Fernandina Beach, FL 32034
0.11
$358,800
3
2
1,576
Off Market
95103 W Plum Loop, Fernandina Beach, FL 32034
0.11
-
-
-
-
Off Market
Cypress Trl, Fernandina Beach, FL 32034
0.12
-
-
-
-
Off Market
95057 Cypress Trl, Fernandina Beach, FL 32034
0.16
$303,700
3
2
1,252
Off Market
95289 PLUM Loop, Fernandina Beach, FL 32034
0.19
$159,000
-
-
-
For Sale
95089 HENDRICKS ROAD, Fernandina Beach, FL 32034
0.16
$718,400
3
2
1,975
Off Market
95114 Gentry Ln, Fernandina Beach, FL 32034
0.15
$216,500
3
2
1,624
Recently Sold
95060 Cypress Trl, Fernandina Beach, FL 32034
0.20
$385,700
4
2
1,786
Off Market

Local Information

  • Map ViewExplore the area around 95478 PLUM Loop.
  • Schools2 Preschool Schools3 Elementary Schools2 Middle Schools1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1991
1.01 acre lot
1,120 sqft
$214/sqft
Open Parking

About this House

One-of-a-kind home! This 2 bed, 1 bathroom cottage includes a bonus room with a magnificent stained glass window. This room could be used as an office or an additional bedroom. Walk up the stairs to a cozy loft for additional storage. This 1-1/2 story, wood-framed home sits on just over an acre. Drive through on the circular driveway. Included are several sheds, two with electricity. New appliances include a new stove, refrigerator, toilet and washer in 2025. Five impact resistant windows were installed in 2024. The roof was replaced in 2019. There is a private well with a water softener and a private septic system. A little elbow grease will go a long way in making this home your own. Come live out in the country with no HOA or CDD fees, but close to all the stores in Yulee. Goffinsville Park, boat launch and fishing pier are close by and the beach is just over the bridge. This is not a perfect house, but it might be your perfect home! RE agent owned. Sold as-is.
95478 PLUM Loop, Fernandina Beach, FL 32034 is a 2 bedroom, 1 bathroom, 1,120 sqft single-family home built in 1991. It last sold for $240,000 on Jul 22, 2026 (8% below the $260,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $240,000, with a rent estimate of $2,203/month.
Last check for updates: about 23 hours ago
Listed by HOLLY KELLEY, (617) 645-0912
PALM III REALTY AND PROPERTY M, (904) 321-4001
Bought with: NON MLS (realMLS), NON MLS (realMLS)
Source: realMLS, MLS#2139201

Home Details for 95478 PLUM Loop

Active Status

MLS Status: Closed

Interior Features

Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 1120 Square Feet
Appliances & Utilities
Utilities: Cable AvailableAppliances: Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer, Water Softener OwnedDryerLaundry: Electric Dryer Hookup,In Unit,Washer HookupRefrigeratorWasher
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Central
Windows, Doors, Floors & Walls
Flooring: Laminate, Tile
Levels, Entrance, & Accessibility
Stories: 1Levels: One and One HalfFloors: Laminate, Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, Front PorchFencing: OtherOther Structures: Shed(s)
Parking & Garage
No CarportNo GarageNo Attached GarageHas Open ParkingParking: Circular Driveway,Off Street
Frontage
Road Frontage: County RoadRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Septic Tank

Property Information

Year Built
Year Built: 1991
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Cottage
Building
Construction Materials: FrameNot a New ConstructionNot Attached Property
Property Information
Parcel Number: 312N28495500030110

Price & Status

Price
List Price: $260,000Price Per Sqft: $214/sqft
Status Change & Dates
Off Market Date: Fri Jun 19 2026Possession Timing: Close Of Escrow

Media

Location

Direction & Address
City: Fernandina BeachCommunity: Willow Branch Acres
School Information
Elementary School: Emma Love HardeeJr High / Middle School: Fernandina BeachHigh School: Fernandina Beach

Community

Not Senior Community

HOA

No HOA

Lot Information

Lot Area: 1.01 Acres

Offer

Listing Terms: Cash, Conventional, USDA Loan

Miscellaneous

Mls Number: 2139201

Price and Tax history

DateEventPrice
Jul 22, 2026
Source: realMLS #2139201
Sold
$240,000
Jun 30, 2026
Source: realMLS #2139201
Pending
$260,000
Jun 9, 2026
Source: realMLS #2139201
PriceChange
$260,000
Price decreased by 2%
May 1, 2026
Source: realMLS #2139201
PriceChange
$265,000
Price decreased by 1%
Apr 9, 2026
Source: realMLS #2139201
Listed For Sale
$269,000

Market trends in Fernandina Beach

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$649K
$19.33KMoM
Sale-to-List Price
97.2%
0.1%MoM
Price per sq ft
$344
$8MoM
Available listings
572
44MoM

Around this home

What Locals Say about Fernandina Beach

At least 237 Trulia users voted on each feature.

  • 90 % Say it's dog friendly

  • 84 % Say parking is easy

  • 81 % Say car is needed

  • 80 % Say it's quiet

  • 80 % Say people would walk alone at night

  • 78 % Say there's holiday spirit

  • 78 % Say yards are well-kept

  • 68 % Say kids play outside

  • 65 % Say they plan to stay for at least 5 years

  • 63 % Say neighbors are friendly

  • 63 % Say streets are well-lit

  • 58 % Say there's wildlife

  • 57 % Say there are sidewalks

  • 46 % Say it's walkable to restaurants

  • 41 % Say there are community events

  • 33 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "Smooth and comfortable "
    0
    Flag
  • Madison Potosky
    "Local events downtown and festivals, sport clubs, live music and entertainment. Community swaps, books clubs and tours. "
    0
    Flag
  • Tasavage85
    "We travel here for months at a time for my husband’s job. We love it here. There is a reason that we keep coming back. It has a small town feel with an ocean. There’s plenty of places to eat. You could eat someone different every night for a while and still not run out of new places to try. Everything closes quite early which is an okay thing. Coming from a bigger city, my experience is that the later things stay open, the more trouble is made. I enjoy it here. Feels like a second home."
    1
    Flag
  • WJ R.
    "I am a Florida Native. This area has one of the very best beaches, clean, safe, well thought through designs everywhere. There is something for everyone here, boating, fishing, sailing, luxury shopping, restaurants galore, arts and crafts, festivals, churches, hospital, specialty doctors/dentists, trails, Ft. Clinch State Park, Farmers Market, if you can dream it we have it! Leave only your footprints.... One mile to the beautiful Atlantic Ocean, a short walk or bike ride."
    0
    Flag
  • Ashley
    "Not enough public dog parks to let off of leash to play and socialize, have to be on leash on beaches so can’t run. "
    0
    Flag
  • Reiftonyasky
    "Traffic is easy. Never any issues. You can get most anywhere in 10 minutes or less. I lived in a city before moving here so always appreciate the ease."
    0
    Flag
  • David Maples
    "Love it here because the weather not too hot and not too cold, people’s friendliness and great school for my kids."
    0
    Flag
  • Dhill310
    "Very busy during work traffic times. Getting on and off the island is miserable. Traffic lights aren’t coordinated, long waiting times between lights. No real public transportation. Tough to travel around island unless weekend."
    0
    Flag
  • James Sever
    "See lots of dog walkers around as well as drinking in cars. Lisa of dogs on the beaches as well, playing in the surf. "
    0
    Flag
  • Dhill310
    "Tough commuting. Humid too. A lot of people driving on and off island creates traffic nightmare. "
    0
    Flag
  • Eliz.cerimele
    "Lovely neighborhood, friendly people. Lots of dogs! YMCA, church, and coffee shop in the neighborhood."
    1
    Flag
  • Brannen2646
    "I’m here visiting on vacation but am looking to purchase property in this area. This area is beautiful and the people in this area are very nice. "
    5
    Flag
  • Wilson &.
    "I have lived here for 22 years, it is quiet, safe, well-lit and dog friendly. Many walkers, gardeners, and is a big quilt of folks bringing a variety of blends. It's centrally located, two blocks from the city and all the amenities you could dream of. You can stroll to the beautiful ocean, downtown historic district, shop, dine and play."
    7
    Flag
  • Linda K.
    "Great vibe of friendly people. Safe area lots to explore and see. Beautiful foliage. Feels more like the south than Fla"
    1
    Flag
  • Cathy S.
    "There is always a celebration of some kind going on. The pirate theme is big here and out Shrimpfest is a lot of fun."
    0
    Flag
  • Paschahj
    "This is a nice area and we have not had any bad experience. There is always nice yards and people walking day and night. If you want a safe nice place for kids this is the place to live. The schools are really good here as well. "
    2
    Flag
  • Cbschultz
    "Centre Street has always welcomed our 4 legged pets outside the coffee shop, sharing space with the pocket parks. Many of the shops have water bowls out."
    1
    Flag
  • Harychatchell
    "This is a very friendly dog island. We have a wonderful dog park close by which has it own bone shaped swimming pool."
    17
    Flag
  • Richard C.
    "Safe, small town feel, friendly easy to travel anywhere on the island without any traffic to speak of. "
    0
    Flag
  • Harychatchell
    "Small, Beautiful place, not as close knit or friendly as in the past. Developers are building anything they can on postage size lots. Traffic is increasing fast and tempers are starting to show. I bought beautiful home 900 yards from the ocean, next to the Ritz Carlton and am considering moving away."
    35
    Flag
  • Karinelittle
    "Lots of dogs are walked here. There is an award winning dog park on the island. There are bag stations throughout for pet pick ups. "
    9
    Flag
  • Karinelittle
    "Great area convenient to the beach, Kingsland, and Jacksonville. Pleasant neighborhood. Lots of recreational activities. Great schools. "
    6
    Flag
  • Karinelittle
    "Decent commute to Jax and surrounding areas. Close to beaches and downtown events. Traffic is not too congested. Lots of construction in the area. "
    2
    Flag
  • Redwoodbeans
    "I have lived here for 2 years. it is my favorite neighborhood on the island. Everyone is very friendly."
    0
    Flag
  • Janell7
    "Sometimes a neighbors dog gets loose. Which is a pain when your trying to walk your dog or are waking with kids. "
    3
    Flag
  • RiRi D.
    "Whole island especially downtown Fernandina is very dog friendly which is great for dogs and owners. Many shop owners provide treats daily for dogs. Dogs are usually allowed on leash on the beach, except during pandemic when everyone is prohibited from beach. "
    0
    Flag
  • Coco47287
    "its very quiet nobody bothers you and is quite dark and nights, the beach is so close and windy I really like this place for retirement "
    0
    Flag
  • Arkiesnny
    "Unpretentious small town unspoiled by high rise apartments. Great supermarkets and shopping. Many single owned restaurants with good food. "
    0
    Flag
  • Skitterwalkingman
    "Small town feel great place to live for the outdoor enthusiast ,Always something happening in the community with a great emphasis on family"
    10
    Flag
  • Judith62551
    "Nothing is great about this neighborhood. Parking is limited. Entrances to garage is through an alley and entering and exiting your garage is putting your vehicle at risk from trees which are not trimmed or maintained. Owners are responsible for cleaning the community sidewalks. Property sits right on top of the house next to you. Absolutely no privacy here at all. "
    0
    Flag
  • Kathy N.
    "Great place to live and call home. Fernandina Beach has a town feel whether your downtown, at the beaches, on the monks or in the country. "
    0
    Flag
  • Jabberjawsue52
    "I visit here every year for vacation and love it and the unique shops on central! Love this place and the friendly people that live and work here, most favorite place to vacation."
    0
    Flag
  • Amenx77
    "Safe. Mostly senior citizens live on island. Very friendly people although my street has no children. "
    2
    Flag
  • Tabitha D.
    "We have a neighborhood block party every year, and the since of community is overwhelmingly friendly. I have a special needs child and he receives an excellent education from amazing teachers who support his growth."
    1
    Flag
  • Marchell55
    "Shrimp Festival first week in May Course de Elegance Car Show Sea Turtle Release Fort Clinch Re-enactments "
    0
    Flag
  • David L.
    "quiet neighborhood.Not much to say about the neighborhood,people are friendly but stay to themselves mostly. The rent is ridiculous!!"
    0
    Flag
  • Marchell55
    "Enjoying Island & Beach Life is fabulous! Close to Downtown & the Ocean. “The Surf” & “Salt Life” Restaurants are within a 5 minute drive."
    2
    Flag
  • Jennifer S.
    "Kids play outside here, it’s wonderful, everyone walks, ride bikes etc, the beach is awesome, not crowded, very clean, many activities "
    2
    Flag
  • Stacey
    "Due to new construction going on in the neighborhood there are dozens of contractor vehicles as well as workers who speed through the neighborhood daily. Some residents also have little regard for safe speed. "
    0
    Flag

LGBTQ Local Legal Protections

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by realMLS.

Frequently asked questions about 95478 PLUM Loop

  • What is 95478 PLUM Loop estimated to be worth?
    Trulia's estimated value for 95478 PLUM Loop in Fernandina Beach, FL is $240,000.
  • What is the price history for 95478 PLUM Loop?
    95478 PLUM Loop in Fernandina Beach, FL last sold for $240,000 in July 2026.
  • Is Fernandina Beach a buyer's or seller's market?
    Fernandina Beach is currently a buyer's market, based on recent for-sale activity.
  • What's the median sale price in Fernandina Beach?
    The median sale price in Fernandina Beach is $649K. That is down $19.33K from the prior month.
  • Does 95478 PLUM Loop have air conditioning?
    Yes, 95478 PLUM Loop in Fernandina Beach, FL has air conditioning.
  • Does 95478 PLUM Loop have laundry facilities?
    Yes, 95478 PLUM Loop in Fernandina Beach, FL has in-unit laundry.

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