$269,900
- 2 Beds
- 2 Baths
- 1,152 sqft (on 0.56 acres)
81 Eagles Bluff Rd, Monticello, KY 42633
Est. Mortgage $1,643/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 2019
0.56 acre lot
$234/sqft
Garage
Local Information
-- mins to
About this House
Welcome to Lake Cumberland! This immaculate, move-in ready home is located only 3.4 miles to the nearest public boat ramp (Tom Carroll Landing) and comes mostly furnished! Built in 2019, this property offers peace of mind, convenience and ample space for those lake toys! The open floor plan offers 2 bedrooms, 2 full bathrooms, a modern, eat-in kitchen with island and a generous sized loft perfect for guests! When you step outside you are met by nature and beauty all around. Imagine those peaceful mornings sipping coffee on the deck! The 2-bay garage provides storage for your boat and other lake toys, along with a concrete covered patio perfect for grilling or lounging when you're not on the lake. Most notably, there is community access to Lake Cumberland at the end of Old Sawmill Rd! Whether you're looking for a primary residence or vacation getaway, this property is ready to bring your vision to life. The home has successful short-term rental income through Airbnb, making it a fantastic investment to add to your portfolio. Amenities are close by in Monticello and their thriving downtown. Don't miss out on this opportunity to own your own Lake Cumberland escape!
Last check for updates: about 15 hours ago
Listing courtesy of Morgan Harris, (423) 557-4748
Lake Cumberland Real Estate Professionals
Source: Imagine MLS, MLS#26021252

Also Listed on Imagine MLS.
Home Details for 81 Eagles Bluff Rd
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Interior Details Basement: Crawl SpaceNumber of Rooms: 8Types of Rooms: Master Bedroom, Bathroom 1, Bathroom 2, Bonus Room, Kitchen, Living Room, Utility Room |
Beds & Baths Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2 |
Dimensions and Layout Living Area: 1152 Square Feet |
Appliances & Utilities Utilities: Electricity Connected, Underground Utilities, Water ConnectedAppliances: Dryer, Dishwasher, Microwave, Refrigerator, Washer, CooktopDishwasherDryerLaundry: Electric Dryer Hookup,Main Level,Washer HookupMicrowaveRefrigeratorWasher |
Heating & Cooling Heating: OtherHas CoolingAir Conditioning: Multi Units,Wall Unit(s)Has Heating |
Fireplace & Spa Number of Fireplaces: 1Fireplace: Gas Log, Living Room, VentlessHas a Fireplace |
Windows, Doors, Floors & Walls Window: BlindsFlooring: Laminate |
Levels, Entrance, & Accessibility Levels: One and One HalfFloors: Laminate |
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Exterior Home Features Roof: MetalFencing: NoneOther Structures: RV/Boat StorageExterior: Fire PitFoundation: Block, Concrete PerimeterNo Private Pool |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Detached Garage,Garage Faces Front |
Frontage Not on Waterfront |
Water & Sewer Sewer: Septic Tank |
Finished Area Finished Area (above surface): 1152 Square Feet |
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Days on Market: 40 |
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Year Built Year Built: 2019 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Cabin |
Building Construction Materials: Wood Siding |
Property Information Parcel Number: 0054003004.02 |
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Price List Price: $269,900Price Per Sqft: $234 |
Status Change & Dates Possession Timing: Close Of Escrow |
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MLS Status: Active |
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Direction & Address City: MonticelloCommunity: Rural |
School Information Elementary School: BellJr High / Middle School: Wayne CoHigh School: Wayne CoHigh School District: Wayne County - 70 |
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Listing Agent Listing ID: 26021252 |
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Building Area Building Area: 1152 Square Feet |
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No HOA |
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Lot Area: 0.56 acres |
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Mls Number: 26021252Above Grade Unfinished Area: 1152 |
Around this home
What Locals Say about Jamestown
At least 3 Trulia users voted on each feature.
100 % Say parking is easy
86 % Say car is needed
86 % Say yards are well-kept
80 % Say it's quiet
80 % Say there's holiday spirit
67 % Say there's wildlife
67 % Say there are community events
60 % Say people would walk alone at night
57 % Say kids play outside
57 % Say it's dog friendly
50 % Say streets are well-lit
38 % Say neighbors are friendly
Sourced by Trulia users. Learn more about our methodology.
Market trends in Jamestown
Last updated August 2026
Avg. sale price
—
Sale-to-List Price
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Price per sq ft
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Available listings
76
4MoM
Home Value
Trulia Estimate
$261KSince last month
Decreased$1K (-0.4%)Since last year
Increased$8K (+3.1%)Since last sale
Increased$87K (+49.8%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +3% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $262K |
| August 2026 | $263K |
2025 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.11 | Single-Family Home | $225,000 | 05/01/26 | 4 | 3 | 2,424 | |
2.14 | Single-Family Home | $265,000 | 10/02/25 | 3 | 2 | 1,568 | |
2.75 | Single-Family Home | $177,500 | 05/22/26 | 2 | 1 | 1,120 | |
2.64 | Single-Family Home | $112,000 | 07/27/26 | 3 | 1 | 1,728 | |
2.70 | Single-Family Home | $120,000 | 11/28/25 | 1 | 1 | 1,008 | |
2.76 | Single-Family Home | $258,000 | 04/07/26 | 3 | 2 | 1,502 | |
2.93 | Single-Family Home | $240,000 | 05/05/26 | 2 | 1 | 850 | |
3.64 | Single-Family Home | $205,000 | 09/30/25 | 3 | 2 | 1,632 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.06 | $421,400 | 4 | 2.5 | 3,256 | Off Market | |
0.06 | $189,800 | 3 | 1 | 1,168 | Off Market | |
0.06 | $160,000 | - | - | - | For Sale | |
0.11 | $225,000 | 4 | 3 | 2,424 | Recently Sold | |
0.17 | $416,400 | 3 | 2 | 2,132 | Off Market | |
0.27 | $272,300 | 3 | 1.5 | 1,696 | Off Market | |
0.33 | $313,800 | 3 | 2 | 1,092 | Off Market | |
0.33 | $280,000 | 3 | 1.5 | 1,568 | For Sale | |
0.38 | $205,000 | 3 | 2 | 1,122 | Off Market | |
0.45 | $394,700 | 3 | 3 | 1,692 | Off Market | |
0.49 | $49,900 | - | - | - | For Sale |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Aug 19, 2026 Source: Imagine MLS #26021252 | PendingToActive | $269,900 |
Aug 10, 2026 Source: Imagine MLS #26021252 | Contingent | $269,900 |
Aug 6, 2026 Source: Imagine MLS #26021252 | Listed For Sale | $269,900 |
Jul 4, 2026 Source: Imagine MLS #25501468 | ListingRemoved | $299,000 |
Jun 3, 2026 Source: Imagine MLS #25501468 | PriceChange | $299,000 Price decreased by 15% |
Sep 16, 2025 Source: Imagine MLS #25501468 | Listed For Sale | $350,000 |
Feb 25, 2021 Source: Imagine MLS #3039031 | Sold | $175,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $1,733 | $197,080 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Morgan Harris, Lake Cumberland Real Estate Professionals
Agent Phone: (423) 557-4748

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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Frequently asked questions about 81 Eagles Bluff Rd
- What is the estimated monthly payment for 81 Eagles Bluff Rd?Based on a $269,900 list price with 20% down at today's rates, the estimated monthly payment for 81 Eagles Bluff Rd in Monticello, KY is approximately $1,672 (about $1,467 principal & interest, $130 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What are the closest schools to 81 Eagles Bluff Rd?The closest schools to 81 Eagles Bluff Rd in Monticello, KY are Bell Elementary School, Monticello Elementary School (rated 5/10), Walker Elementary School (Pre-K).
- What is 81 Eagles Bluff Rd estimated to be worth?Trulia's estimated value for 81 Eagles Bluff Rd in Monticello, KY is $261,300.
- Does 81 Eagles Bluff Rd have air conditioning?Yes, 81 Eagles Bluff Rd in Monticello, KY has air conditioning.
- Does 81 Eagles Bluff Rd have laundry facilities?Yes, 81 Eagles Bluff Rd in Monticello, KY has in-unit laundry.
- How big is the lot at 81 Eagles Bluff Rd?The lot at 81 Eagles Bluff Rd in Monticello, KY is about 0.56 acres (24,394 sq ft).
81 Eagles Bluff Rd, Monticello, KY 42633 is a 2 bedroom, 2 bathroom, 1,152 sqft single-family home built in 2019. This property is currently available for sale and was listed by Imagine MLS on Aug 6, 2026. The MLS # for this home is MLS# 26021252.

