712 S 3rd St, St Charles, IL 60174
OFF MARKET

712 S 3rd St
St Charles, IL 60174

  • 3 Beds
  • 2.5 Baths
  • 1,900 sqft

$511,300

Trulia Estimate
as of Jun 30, 2026
Est. Refi. Payment $3,531/mo*
Refinance Your Home

$511,300

Trulia Estimate
as of Jun 30, 2026
Est. Refi. Payment $3,531/mo*
Refinance Your Home
3 Beds
2.5 Baths
1,900 sqft

Local Information

  • Map ViewExplore the area around 712 S 3rd St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

A complete and total transformation! Re-built from the ground up by a well respected, highly regarded home builder from the Fox Valley area. This is a brand new house, right in the downtown area of St. Charles! From the moment you enter, you''ll take note of all hardwood flooring, custom kitchen with all stainless appliances, custom cabinetry, and stunning built-in breakfront china cabinet. Second floor has 3 bedrooms, 2 full baths, and 2nd floor laundry room! Large master-suite with 16 foot ceiling, large WIC, and beautiful bathroom. Basement is partially finished, with all new mechanical equipment. The exterior of the home- all hardy-board siding, custom dormers, large front porch, back deck with lower paver area which leads to the brand new 3 car garage! Home comes with a 13 Month HMS Home Warranty.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources.

Home Highlights

Parking
Garage
Outdoor
Porch, Patio, Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
Less than a day ago

Home Details for 712 S 3rd St

Interior Features

Interior Details
BasementAtticNumber of Rooms: 9Types of Rooms: Walk In Closet, Dining Room, Family Room, Master BathCeiling Fan
Heating & Cooling
Heating: Forced Air, GasAir ConditioningCooling System: CentralHeating Fuel: Forced Air
Levels, Entrance, & Accessibility
Stories: 2Floors: Tile, Carpet, Hardwood
Appliances & Utilities
Cable ReadyDishwasherDisposalDryerMicrowaveRefrigeratorWasher
Windows, Doors, Floors & Walls
Double Paned Windows

Exterior Features

Exterior Home Features
Roof: Asphalt, MetalDeckExterior: Brick, Cement ConcreteLawnPatioPorch
Parking & Garage
GarageParking Spaces: 3Parking: Garage Detached

Property Information

Year Built
Year Built: 1920Year Updated: 2016
Property Type / Style
Property Type: Single Family HomeArchitecture: Colonial

Community

Units in Building: 1

Lot Information

Lot Area: 5227 sqft

Price History for 712 S 3rd St

DatePriceEventSource
07/28/2021$340,000Sold
N/A
04/22/2021$340,000Sold
MRED as distributed by MLS GRID #10993574
02/22/2021$349,900ContingentMRED as distributed by MLS GRID #10993574
02/22/2021$349,900PendingToActiveMRED as distributed by MLS GRID #10993574
02/22/2021$349,900ContingentMRED as distributed by MLS GRID #10993574
02/12/2021$349,900Listed For SaleMRED as distributed by MLS GRID #10993574
11/04/2016$298,000Sold
MRED as distributed by MLS GRID #09357187
10/03/2016$300,000PriceChange
Agent Provided
08/19/2016$319,000PriceChange
Agent Provided
08/12/2016$329,000PriceChange
Agent Provided
07/05/2016$339,000PriceChange
Agent Provided
06/19/2016$349,000PendingToActiveAgent Provided
06/19/2016$349,000PendingAgent Provided
06/18/2016$349,000PendingToActiveAgent Provided
06/09/2016$349,000PendingAgent Provided
06/04/2016$349,000PriceChange
Agent Provided
05/09/2016$359,000PriceChange
Agent Provided
04/22/2016$364,000Listed For SaleAgent Provided
05/11/2015$100,000Sold
N/A
03/25/2015$100,000PendingAgent Provided
03/07/2015$100,000Listed For SaleAgent Provided

Market trends in Saint Charles

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$409K
Sale-to-List Price
100.0%
0.7%MoM
Price per sq ft
$225
$6MoM
Available listings
109
20MoM
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Property Tax and Assessment

Year2024
Tax
Assessment$415,614
Home facts updated by county records

Comparable Sales for 712 S 3rd St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
910 S 4th St, St Charles, IL
0.15
Single-Family Home
$405,000
10/10/25
3
2
1,200
712 S 5th St, St Charles, IL
0.14
Single-Family Home
$357,505
02/25/26
3
2
1,133
723 S 6th Ave, St Charles, IL
0.42
Single-Family Home
$360,000
11/07/25
3
2
1,752
1106 S 2nd St, St Charles, IL
0.34
Single-Family Home
$300,000
05/05/26
3
2
1,741
113 S 4th St, St Charles, IL
0.33
Single-Family Home
$425,000
10/30/25
3
1.5
1,410
301 S 4th St, St Charles, IL
0.24
Single-Family Home
$615,000
10/28/25
3
2.5
2,176
505 Mosedale St, Saint Charles, IL
0.26
Single-Family Home
$450,000
04/06/26
3
1.5
1,773
409 Jackson Ave, Saint Charles, IL
0.49
Single-Family Home
$424,000
04/30/26
3
1.5
1,962
1028 S 4th St, St Charles, IL
0.27
Single-Family Home
$542,000
05/28/26
3
1.5
1,413
1130 S 5th St, Saint Charles, IL
0.39
Single-Family Home
$500,000
07/21/25
3
2.5
1,978

Nearby homes

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Assigned Schools

These are the assigned schools for 712 S 3rd St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Charles

At least 235 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 88 % Say car is needed

  • 87 % Say parking is easy

  • 84 % Say people would walk alone at night

  • 80 % Say yards are well-kept

  • 80 % Say there are sidewalks

  • 79 % Say there's holiday spirit

  • 75 % Say kids play outside

  • 71 % Say there's wildlife

  • 70 % Say streets are well-lit

  • 70 % Say it's quiet

  • 60 % Say neighbors are friendly

  • 58 % Say they plan to stay for at least 5 years

  • 57 % Say it's walkable to restaurants

  • 53 % Say it's walkable to grocery stores

  • 40 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Stevegrant753
    "I like that there is a downtown area with lots of bars, restaurants, coffee shops, etc. and plenty of parking. Great park district with excellent pools and playgrounds. Lots of bike paths, including one that runs along the Fox River for 20+ miles. "
    0
    Flag
  • Adam Mcgrew
    "If you are going to live in the state of Illinois there is no better town to live in than Saint Charles!!!!!! "
    1
    Flag
  • Renncarol
    "Family friendly, safe, great downtown area, good schools, low taxes low crime fun bars and restaurants "
    0
    Flag
  • Edward W.
    "Scarecrow Fest and other citywide events make this a wonderful place to live in. Friendly neighbors and an established neighborhood."
    3
    Flag
  • Ducharm
    "Lots and lots of dog owners. Dog parks nearby. Sidewalks for walks. Community parks. Most waste picked up. "
    0
    Flag
  • Renncarol
    "Best little town East of the Mississippi... all about FAMILY and made Good Housekeeping #1 place to live a few years ago, great schools and great community"
    3
    Flag
  • Menaka L.
    "A reputable neighborhood for raising a family, quiet, well managed. Very clean. A lot of well kept parks."
    1
    Flag
  • Aganderson1
    "It has beautiful parks, friendly people, a variety of activities, and schools that will help your child be successful."
    0
    Flag
  • Pamcrovedi
    "They have festival that you can enjoy as a family. When I lived in Bartlett I used to bring our children here."
    0
    Flag
  • Tim K.
    "It’s a great place to live and own a business. I’ve raised my children here. And they love St. Charles as home!"
    0
    Flag
  • Jodi M.
    "There are festivals and multiple family events throughout the year. Scarecrow Fest is my favorite!! The bike paths and parks are also amazing. "
    2
    Flag
  • Jacqi F.
    "great access to downtown st. charlres as well as shopping, busses and trains. great quiet neighborhoods, parks and schools."
    0
    Flag
  • Aenchilada
    "Easy to get to work since I work in downtown Geneva. The train in Geneva is an hour or so ride into Chicago "
    0
    Flag
  • TRE_MAR
    "They love the openness of the area and the many areas in which to walk their dogs. Along with meeting other dogs in the neighborhood friendly area."
    0
    Flag
  • Jdladeur
    "This is a great place to raise a family. Good schools, friendly neighborhoods, overall very calm environment. Downtown is fun to walk around in as well as the surrounding historic homes by the river. Love living here."
    0
    Flag
  • Mnoeth1704
    "Quiet working class neighborhood except for Barking dogs! Few kids, most homeowners take good care of their yards, managers, technicians, teachers and retired folks."
    1
    Flag
  • Renee K.
    "it's got that small town charm. downtown is beautiful and many places to shop and dine. people for the most part are cordial and quiet. great place to raise kids. be prepared to spend money here though."
    0
    Flag
  • Steven N.
    "When you are out walking your dog, everyone waves, it's the same when you are home. People are very friendly. "
    0
    Flag
  • Kim P.
    "I’ve lived in this neighborhood for over 20 years. I couldn’t imagine myself living anywhere else. Saint Charles is a great place to live and grow up in. "
    0
    Flag
  • Heidi R.
    "Dogs are mostly friendly, but no one picks up their dog poop. Kids will run up and bark at your dog so if you don’t have a friendly dog just be aware that the children have no manners"
    0
    Flag
  • Deanna H.
    "Traffic can get a bit heavy, down town is a real struggle during rush hour. But once you figure out the alternate routes, it's not too bad. "
    0
    Flag
  • Julie
    "My neighborhood is friendly and very kid and dog friendly. It is also convenient to downtown Geneva and St Charles. "
    0
    Flag
  • Ronna2194
    "you see people walking their dogs all the time. they have doggie stations and are strict on picking up after your dog. may have more than 1 dog in the household."
    0
    Flag
  • Ronna2194
    "it has its pro's and con's. there really is not much else to say besides, you pay way more for what you are getting around here..and... with what is considered acceptable for the cost of living around here."
    1
    Flag
  • Mvcarlson
    "Great area neighbors look out for one another. Quiet and very friendly plus close to the river and downtown"
    0
    Flag
  • Lynnetteiboyd
    "my neighborhood has a nice walking path so I can walk my dog at all times of the day or night don't really get bothered not a lot of crime that I know of"
    0
    Flag
  • Julie
    "Our neighborhood is very dog friendly and most people have fenced in back yards. Most houses in our neighborhood have dogs. "
    0
    Flag
  • Flanaganherself
    "Local. I work 20 minutes away, I take the train when I need to go downtown, and its easy to get to the station. "
    0
    Flag
  • Julie
    "Wonderful neighborhood for families. Lots of kids, dogs, activities, etc... We can't imagine living anywhere else. "
    0
    Flag
  • Klespo
    "There is public transportation available but It has to be arranged 24hours in advance. It will take you anywhere within the local community."
    0
    Flag
  • Julie
    "We have lived in 3 different homes within St. Charles and we can't imagine living anywhere else. We love it here and everything it has to offer. "
    2
    Flag
  • Casey m. d.
    "Plenty of parks and trails for walking dogs, Riverbend Community Park and Tekawatha Woods have paths, and Jon Duerr and 4-H pavilions just across Fox River walking bridge. Very beautiful and scenic."
    0
    Flag

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Apartments for Rent

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Explore by feature - Pet Friendly

15 pet-friendly rentals in St Charles, IL

Explore by feature - Garage

13 rentals with a garage in St Charles, IL

Explore by feature - Air Conditioning

29 rentals with air conditioning in St Charles, IL

Explore by feature - Pool

8 rentals with a pool in St Charles, IL

Explore by feature - Washer/dryer

25 rentals with a washer/dryer in St Charles, IL

Homes for sale near 712 S 3rd St

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Off Market Homes Near 712 S 3rd St

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712 S 3rd St, St Charles, IL 60174 is a 3 bedroom, 3 bathroom, 1,900 sqft single-family home built in 1920. This property is not currently available for sale. 712 S 3rd St was last sold on Jul 28, 2021 for $340,000. The current Trulia Estimate for 712 S 3rd St is $511,300.