604 E 4th St, Waterloo, IL 62298
Property image
Property image
OFF MARKET

604 E 4th St
Waterloo, IL 62298

  • 3 Beds
  • 1.5 Baths
  • 1,232 sqft (on 1.04 acres)

$273,700

Trulia Estimate
as of Aug 9, 2026
Est. Refi. Payment $1,860/mo*
Refinance Your Home

$273,700

Trulia Estimate
as of Aug 9, 2026
Est. Refi. Payment $1,860/mo*
Refinance Your Home
3 Beds
1.5 Baths
1,232 sqft
(on 1.04 acres)

Local Information

  • Map ViewExplore the area around 604 E 4th St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1986
Lot Size
1.04 acres
Living Area
1,232 sqft
Price/Sqft
$222
Parking
Garage

About this House

Conveniently located right right outside of Waterloo City limits is the ranch home waiting for it's new owner! This home was built in 1986 and offers 3 bedrooms, 1 full bath and a 3/4 bath in master bath, very large living room with picture window, open eat-in kitchen and sits on 1.04 acre lot. Home has very spacious 2 car garage and is attached to a breezeway that enters inside to the large eat-in kitchen. The basement is an empty palate and just waiting for someone to complete. The entire home has new laminate flooring throughout that was installed in 2020 and the second & third bedroom has brand new carpet! Roof was replaced in 2019, hot water heater 2011. This home does need some updating but with an imagination and work, you can make this YOUR home! Don't delay, call today! Seller selling "AS IS" with no repairs due to inspections.
604 E 4th St, Waterloo, IL 62298 is a 3 bedroom, 2 bathroom, 1,232 sqft single-family home built in 1986. It last sold for $180,000 on Apr 29, 2022. It is currently off market. The Trulia Estimate is $273,700, with a rent estimate of $1,674/month.

Home Details for 604 E 4th St

Interior Features

Interior Details
Basement
Levels, Entrance, & Accessibility
Stories: 1

Property Information

Year Built
Year Built: 1986Year Updated: 1986
Property Type / Style
Property Type: Single Family HomeArchitecture: Other

Exterior Features

Exterior Home Features
Exterior: Wood
Parking & Garage
GarageParking: Garage

Community

Units in Building: 1

Lot Information

Lot Area: 1.04 acres

Price History for 604 E 4th St

DatePriceEventSource
04/29/2022$180,000Sold
MARIS #22013941
03/31/2022$172,000PendingRE/MAX International #22013941
03/31/2022$172,000ContingentMARIS #22013941
03/24/2022$172,000Listed For SaleMARIS #22013941

Market trends in Waterloo

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$301K
$30KMoM
Sale-to-List Price
—
Price per sq ft
$167
$11MoM
Available listings
59
10MoM
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Property Tax and Assessment

Year2024
Tax$4,523
Assessment$220,620
Home facts updated by county records

Comparable Sales for 604 E 4th St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
114 Lincoln Dr, Waterloo, IL
0.39
Single-Family Home
$275,000
12/02/25
3
2.5
2,278
122 Osterhage Dr, Waterloo, IL
0.38
Single-Family Home
$310,000
10/16/25
3
2
1,380
123 Jefferson Dr, Waterloo, IL
0.51
Single-Family Home
$244,000
04/20/26
3
3
2,302
107 Parkwood Dr, Waterloo, IL
0.50
Single-Family Home
$267,500
01/15/26
3
2
1,664
103 Lincoln Dr, Waterloo, IL
0.48
Single-Family Home
$365,000
06/01/26
3
2
1,455
125 Roosevelt Dr, Waterloo, IL
0.50
Single-Family Home
$299,900
05/26/26
4
1.5
1,500
328 Sandalwood Dr, Waterloo, IL
0.63
Single-Family Home
$275,000
02/26/26
2
2
1,650
413 Laurel Dr, Waterloo, IL
0.82
Single-Family Home
$280,000
07/20/26
3
1
1,204
431 Sandalwood Dr, Waterloo, IL
0.62
Single-Family Home
$270,500
09/16/25
2
2
1,706
327 E 4th St, Waterloo, IL
0.75
Single-Family Home
$385,000
10/23/25
3
2
1,864

Nearby homes

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Assigned Schools

These are the assigned schools for 604 E 4th St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
    3
    Flag
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
    1
    Flag
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
    1
    Flag
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
    0
    Flag
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
    0
    Flag
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
    0
    Flag
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
    0
    Flag
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
    1
    Flag
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
    0
    Flag
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
    0
    Flag
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."
    0
    Flag

LGBTQ Local Legal Protections

Apartments for Rent

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Explore by feature - Air Conditioning

7 rentals with air conditioning in Waterloo, IL

Homes for sale near 604 E 4th St

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Off Market Homes Near 604 E 4th St

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Frequently asked questions about 604 E 4th St

  • What is 604 E 4th St estimated to be worth?
    Trulia's estimated value for 604 E 4th St in Waterloo, IL is $273,700.
  • What is the price history for 604 E 4th St?
    604 E 4th St in Waterloo, IL last sold for $180,000 in April 2022.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Waterloo?
    The median sale price in Waterloo is $301K. That is down $30K from the prior month.
  • How big is the lot at 604 E 4th St?
    The lot at 604 E 4th St in Waterloo, IL is about 1 acre.
  • Does 604 E 4th St have a garage?
    Yes, 604 E 4th St in Waterloo, IL has a garage.