$460,100
- 4 Beds
- 3 Baths
- 3,328 sqft (on 1.83 acres)
646 E 4th St, Waterloo, IL 62298
Est. Refi. Payment $3,263/mo*
Refinance Your HomeCurrently Off Market - Sold Oct 2, 2014 for $225,000
Home Value
Trulia Estimate
$460KSince last month
Decreased$6K (-1.3%)Since last year
Increased$3K (+0.6%)Since last sale
Increased$235K (+104.5%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +92% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $460K |
| August 2026 | $466K |
| July 2026 | $466K |
| June 2026 | $475K |
| May 2026 | $474K |
| April 2026 | $462K |
| March 2026 | $458K |
| February 2026 | $446K |
| January 2026 | $438K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.39 | Single-Family Home | $477,000 | 08/14/26 | 4 | 2.5 | 2,769 | |
0.48 | Single-Family Home | $275,000 | 12/02/25 | 3 | 2.5 | 2,278 | |
0.57 | Single-Family Home | $320,000 | 01/20/26 | 4 | 3 | 3,426 | |
0.60 | Single-Family Home | $244,000 | 04/20/26 | 3 | 3 | 2,302 | |
0.53 | Single-Family Home | $510,000 | 07/31/26 | 5 | 4.5 | 4,864 | |
0.55 | Single-Family Home | $425,000 | 07/01/26 | 5 | 3.5 | 3,117 | |
0.59 | Single-Family Home | $296,500 | 09/16/26 | 3 | 2.5 | 2,296 | |
0.66 | Single-Family Home | $400,000 | 02/13/26 | 6 | 3.5 | 3,360 | |
0.69 | Single-Family Home | $340,000 | 05/08/26 | 3 | 3 | 3,281 | |
0.58 | Single-Family Home | $305,000 | 06/08/26 | 3 | 3 | 2,464 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.05 | $579,700 | 5 | 3 | 3,320 | Off Market | |
0.19 | $570,600 | 4 | 3 | 4,698 | Off Market | |
0.21 | $506,500 | 5 | 3.5 | 3,200 | Off Market | |
0.30 | $654,500 | Studio | - | 4,191 | Off Market | |
0.32 | $234,900 | - | - | - | Recently Sold | |
0.40 | $374,700 | 4 | 3.5 | 3,457 | Off Market | |
0.42 | $353,000 | 3 | 3 | 2,660 | Off Market | |
0.42 | $376,900 | 3 | 3 | 2,834 | Off Market | |
0.42 | $361,900 | 3 | 3 | 2,538 | Off Market | |
0.39 | $477,000 | 4 | 2.5 | 2,769 | Recently Sold | |
0.43 | $303,700 | 3 | 3 | 2,089 | Off Market | |
0.45 | $315,600 | 3 | 2 | 1,380 | Off Market |
Local Information
-- mins to
Home Highlights
Single-Family Home
Built in 1989
1.83 acre lot
3,328 sqft
$138/sqft
Garage
About this House
Great fishing hole and lake privileges are just one of the amazing perks of this stunning home in Waterloo. The spacious family room with brand new carpet, brick wood fireplace, and vaulted ceilings reaching into the formal dining room with column accents. Loads of cabinetry, tons of prep space on the granite counter tops, built in oven, pantry and attached breakfast nook with doors leading to the expansive back deck can all be found in this wonderful kitchen. Master suite with walk in closet, Jacuzzi tub, and separate shower is an ideal retreat. On the main level you will also find two additional large bedrooms and a full bathroom. Lower level features a cavernous family room, versatile game room, fourth bedroom, laundry room, and full bathroom. This beautiful 1.83 park like acre lot with expansive back deck and covered patio makes this every entertainers dream home! Central vac, attic fan, new hot water heater, new roof in 2012, and so many other amenities this home won't last long!
646 E 4th St, Waterloo, IL 62298 is a 4 bedroom, 3 bathroom, 3,328 sqft single-family home built in 1989. It last sold for $225,000 on Oct 2, 2014. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $460,100, with a rent estimate of $3,233/month.
Home Details for 646 E 4th St
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Interior Details BasementTypes of Rooms: Breakfast Nook, Dining Room, Family Room, Recreation Room |
Heating & Cooling Heating: Forced Air, GasAir ConditioningCooling System: CentralHeating Fuel: Forced Air |
Levels, Entrance, & Accessibility Stories: 1Floors: Tile, Carpet, Linoleum Vinyl |
Appliances & Utilities DishwasherMicrowave |
Fireplace & Spa Fireplace |
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Exterior Home Features Roof: AsphaltDeckExterior: Vinyl, BrickPatioPorch |
Parking & Garage GarageParking Spaces: 4Parking: Garage Attached |
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Year Built Year Built: 1989Year Updated: 1989 |
Property Type / Style Property Type: Single Family HomeArchitecture: Ranch / Rambler |
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Units in Building: 1 |
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Lot Area: 1.83 acres |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Oct 2, 2014 Source: MARIS #4307745 | Sold | $225,000 |
Aug 9, 2014 Source: Agent Provided | PriceChange | $239,900 Price decreased by 2% |
Jun 7, 2014 Source: Agent Provided | Listed For Sale | $244,500 |
Apr 26, 2014 Source: Agent Provided | ListingRemoved | $249,900 |
Apr 10, 2014 Source: Agent Provided | PriceChange | $249,900 Price decreased by 2% |
Feb 11, 2014 Source: Agent Provided | PriceChange | $255,000 Price decreased by 2% |
Jul 25, 2013 Source: Agent Provided | PriceChange | $259,900 Price decreased by 2% |
May 16, 2013 Source: Agent Provided | PriceChange | $264,900 Price decreased by 3% |
Apr 25, 2013 Source: Agent Provided | Listed For Sale | $272,500 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $7,202 | $377,100 |
Home facts updated by county records
Market trends in Waterloo
Last updated August 2026
Avg. sale price
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Sale-to-List Price
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Price per sq ft
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Available listings
41
4MoM
Around this home
What Locals Say about Waterloo
At least 62 Trulia users voted on each feature.
94 % Say it's dog friendly
92 % Say parking is easy
92 % Say yards are well-kept
90 % Say people would walk alone at night
85 % Say there's holiday spirit
82 % Say car is needed
82 % Say kids play outside
79 % Say streets are well-lit
77 % Say it's quiet
63 % Say neighbors are friendly
62 % Say there are sidewalks
59 % Say they plan to stay for at least 5 years
49 % Say it's walkable to restaurants
45 % Say there's wildlife
42 % Say there are community events
36 % Say it's walkable to grocery stores
Sourced by Trulia users. Learn more about our methodology.
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Frequently asked questions about 646 E 4th St
- What is 646 E 4th St estimated to be worth?Trulia's estimated value for 646 E 4th St in Waterloo, IL is $460,100.
- What is the price history for 646 E 4th St?646 E 4th St in Waterloo, IL last sold for $225,000 in October 2014.
- Is Waterloo a buyer's or seller's market?Waterloo is currently a seller's market, based on recent for-sale activity.
- What do residents say about Waterloo?Residents describe Waterloo, IL as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See recently sold homes in Waterloo, IL.
- Does 646 E 4th St have air conditioning?Yes, 646 E 4th St in Waterloo, IL has air conditioning.
- How big is the lot at 646 E 4th St?The lot at 646 E 4th St in Waterloo, IL is about 1.8 acres.

