646 E 4th St
Waterloo, IL 62298
4 Beds
3 Baths
3,328 sqft (on 1.83 acres)
4 Beds
3 Baths
3,328 sqft
(on 1.83 acres)
Local Information
- Map ViewExplore the area around 646 E 4th St.
- Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
- Shop & Eat
-- mins to
Home Highlights
Property Type
Single-Family Home
Year Built
1989
Lot Size
1.83 acres
Living Area
3,328 sqft
Price/Sqft
$138
Parking
Garage
About this House
Great fishing hole and lake privileges are just one of the amazing perks of this stunning home in Waterloo. The spacious family room with brand new carpet, brick wood fireplace, and vaulted ceilings reaching into the formal dining room with column accents. Loads of cabinetry, tons of prep space on the granite counter tops, built in oven, pantry and attached breakfast nook with doors leading to the expansive back deck can all be found in this wonderful kitchen. Master suite with walk in closet, Jacuzzi tub, and separate shower is an ideal retreat. On the main level you will also find two additional large bedrooms and a full bathroom. Lower level features a cavernous family room, versatile game room, fourth bedroom, laundry room, and full bathroom. This beautiful 1.83 park like acre lot with expansive back deck and covered patio makes this every entertainers dream home! Central vac, attic fan, new hot water heater, new roof in 2012, and so many other amenities this home won't last long!
646 E 4th St, Waterloo, IL 62298 is a 4 bedroom, 3 bathroom, 3,328 sqft single-family home built in 1989. It last sold for $225,000 on Oct 2, 2014. It is currently off market. The Trulia Estimate is $460,300, with a rent estimate of $2,892/month.
Home Details for 646 E 4th St
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Interior Details BasementTypes of Rooms: Breakfast Nook, Dining Room, Family Room, Recreation Room |
Heating & Cooling Heating: Forced Air, Other, GasAir ConditioningCooling System: CentralHeating Fuel: Forced Air |
Levels, Entrance, & Accessibility Stories: 1Floors: Tile, Carpet, Linoleum Vinyl |
Appliances & Utilities DishwasherMicrowave |
Fireplace & Spa Fireplace |
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Exterior Home Features Roof: AsphaltDeckExterior: Vinyl, BrickPatioPorch |
Parking & Garage GarageParking Spaces: 4Parking: Garage Attached |
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Year Built Year Built: 1989Year Updated: 1989 |
Property Type / Style Property Type: Single Family HomeArchitecture: Ranch / Rambler |
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Units in Building: 1 |
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Lot Area: 1.83 acres |
Price History for 646 E 4th St
| Date | Price | Event | Source |
|---|---|---|---|
| 10/02/2014 | $225,000 | Sold | MARIS #4307745 |
| 08/09/2014 | $239,900 | PriceChange | Agent Provided |
| 06/07/2014 | $244,500 | Listed For Sale | Agent Provided |
| 04/26/2014 | $249,900 | ListingRemoved | Agent Provided |
| 04/10/2014 | $249,900 | PriceChange | Agent Provided |
| 02/11/2014 | $255,000 | PriceChange | Agent Provided |
| 07/25/2013 | $259,900 | PriceChange | Agent Provided |
| 05/16/2013 | $264,900 | PriceChange | Agent Provided |
| 04/25/2013 | $272,500 | Listed For Sale | Agent Provided |
Market trends in Waterloo
Last updated June 2026
Avg. sale price
$301K
$30KMoM
Sale-to-List Price
—
Price per sq ft
$167
$11MoM
Available listings
59
10MoM
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Property Tax and Assessment
| Year | 2024 |
|---|---|
| Tax | $6,975 |
| Assessment | $357,270 |
Home facts updated by county records
Comparable Sales for 646 E 4th St
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.48 | Single-Family Home | $275,000 | 12/02/25 | 3 | 2.5 | 2,278 | |
0.57 | Single-Family Home | $320,000 | 01/20/26 | 4 | 3 | 3,426 | |
0.60 | Single-Family Home | $244,000 | 04/20/26 | 3 | 3 | 2,302 | |
0.53 | Single-Family Home | $510,000 | 07/31/26 | 5 | 4.5 | 4,864 | |
0.55 | Single-Family Home | $425,000 | 07/01/26 | 5 | 3.5 | 3,117 | |
0.52 | Single-Family Home | $445,000 | 08/28/25 | 4 | 3 | 2,279 | |
0.66 | Single-Family Home | $400,000 | 02/13/26 | 6 | 3.5 | 3,360 | |
0.69 | Single-Family Home | $340,000 | 05/08/26 | 3 | 3 | 3,281 | |
0.58 | Single-Family Home | $305,000 | 06/08/26 | 3 | 3 | 2,464 | |
0.63 | Single-Family Home | $295,000 | 06/10/26 | 4 | 3.5 | 2,394 |
Nearby homes
Get a sense of prices in the area by checking nearby homes.
OFF MARKETKeller Williams Pinnacle
OFF MARKETKeller Williams Pinnacle
OFF MARKETColdwell Banker Brown Realtors
Assigned Schools
These are the assigned schools for 646 E 4th St.
- Rogers Elementary School
- 2-3
- Public
- 415 Students
10/10GreatSchools RatingParent Rating AverageRogers met all of our expectations. Our daughter was challenged and motivated and surrounded by staff who encouraged her in every aspect of her education. Although I've only had brief encounters with him, my daughter could never say enough about her principal (which to me says a lot about his level of involvement with the students!) We used Great Schools to choose which town to settle in when we relocated to the St. Louis area for work and could not be more pleased with our decision.Parent Review11y ago - Waterloo Junior High School
- 6-8
- Public
- 610 Students
7/10GreatSchools RatingParent Rating Average
No reviews available for this school. - Waterloo High School
- 9-12
- Public
- 842 Students
6/10GreatSchools RatingParent Rating AverageThe teachers, staff, and administrators have been wonderful in helping all students, including student with disabilities and special needs. The school is very accommodating and follows the plan for students’ individual needs. My son has thrived and improved so much over the years while being in the Waterloo school district!Parent Review1y ago - W J Zahnow Elementary School
- PK-1
- Public
- 476 Students
NAGreatSchools RatingParent Rating AverageI was nervous moving to a small town, as everyone knows everyone and wondered if this would reflect as a hindrance for my oldest in Kinder. When they started school, they were immediately welcomed, and the last 2 years have been phenomenal. Teachers have been transparent in what they teach, what children may need assistance with, and the plan to get them where they need to be. My child has truly excelled here! Definitely recommend, especially families of young ones.Parent Review2y ago - Gardner Elementary School
- 4-5
- Public
- 372 Students
6/10GreatSchools RatingParent Rating AverageNo reviews available for this school. 
Check out schools near 646 E 4th St.
What Locals Say about Waterloo
At least 62 Trulia users voted on each feature.
94 % Say it's dog friendly
92 % Say parking is easy
92 % Say yards are well-kept
90 % Say people would walk alone at night
85 % Say there's holiday spirit
82 % Say car is needed
82 % Say kids play outside
79 % Say streets are well-lit
77 % Say it's quiet
63 % Say neighbors are friendly
62 % Say there are sidewalks
59 % Say they plan to stay for at least 5 years
49 % Say it's walkable to restaurants
45 % Say there's wildlife
42 % Say there are community events
36 % Say it's walkable to grocery stores
Sourced by Trulia users. Learn more about our methodology.
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Off Market Homes Near 646 E 4th St
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Frequently asked questions about 646 E 4th St
- What is 646 E 4th St estimated to be worth?Trulia's estimated value for 646 E 4th St in Waterloo, IL is $460,300.
- What is the price history for 646 E 4th St?646 E 4th St in Waterloo, IL last sold for $225,000 in October 2014.
- Is Waterloo a buyer's or seller's market?Waterloo is currently a seller's market, based on recent for-sale activity.
- What's the median sale price in Waterloo?The median sale price in Waterloo is $301K. That is down $30K from the prior month.
- Does 646 E 4th St have air conditioning?Yes, 646 E 4th St in Waterloo, IL has air conditioning.
- How big is the lot at 646 E 4th St?The lot at 646 E 4th St in Waterloo, IL is about 1.8 acres.