646 E  4th St, Waterloo, IL 62298
Property image
Property image
OFF MARKET

$460,100

Trulia Estimate
  • 4 Beds
  • 3 Baths
  • 3,328 sqft (on 1.83 acres)

646 E 4th St, Waterloo, IL 62298

Est. Refi. Payment $3,263/mo*
Refinance Your Home
Currently Off Market - Sold Oct 2, 2014 for $225,000

Home Value

Trulia Estimate
$460K
Since last month
Decreased$6K (-1.3%)
Since last year
Increased$3K (+0.6%)
Since last sale
Increased$235K (+104.5%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +92% in the last 10 years
MonthEstimated value
2026
September 2026$460K
August 2026$466K
July 2026$466K
June 2026$475K
May 2026$474K
April 2026$462K
March 2026$458K
February 2026$446K
January 2026$438K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.39
Single-Family Home
$477,000
08/14/26
4
2.5
2,769
0.48
Single-Family Home
$275,000
12/02/25
3
2.5
2,278
0.57
Single-Family Home
$320,000
01/20/26
4
3
3,426
0.60
Single-Family Home
$244,000
04/20/26
3
3
2,302
0.53
Single-Family Home
$510,000
07/31/26
5
4.5
4,864
0.55
Single-Family Home
$425,000
07/01/26
5
3.5
3,117
0.59
Single-Family Home
$296,500
09/16/26
3
2.5
2,296
0.66
Single-Family Home
$400,000
02/13/26
6
3.5
3,360
0.69
Single-Family Home
$340,000
05/08/26
3
3
3,281
0.58
Single-Family Home
$305,000
06/08/26
3
3
2,464

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.05
$579,700
5
3
3,320
Off Market
0.19
$570,600
4
3
4,698
Off Market
0.21
$506,500
5
3.5
3,200
Off Market
0.30
$654,500
Studio
-
4,191
Off Market
0.32
$234,900
-
-
-
Recently Sold
0.40
$374,700
4
3.5
3,457
Off Market
0.42
$353,000
3
3
2,660
Off Market
0.42
$376,900
3
3
2,834
Off Market
0.42
$361,900
3
3
2,538
Off Market
0.39
$477,000
4
2.5
2,769
Recently Sold
0.43
$303,700
3
3
2,089
Off Market
0.45
$315,600
3
2
1,380
Off Market

Local Information

  • Map ViewExplore the area around 646 E 4th St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1989
1.83 acre lot
3,328 sqft
$138/sqft
Garage

About this House

Great fishing hole and lake privileges are just one of the amazing perks of this stunning home in Waterloo. The spacious family room with brand new carpet, brick wood fireplace, and vaulted ceilings reaching into the formal dining room with column accents. Loads of cabinetry, tons of prep space on the granite counter tops, built in oven, pantry and attached breakfast nook with doors leading to the expansive back deck can all be found in this wonderful kitchen. Master suite with walk in closet, Jacuzzi tub, and separate shower is an ideal retreat. On the main level you will also find two additional large bedrooms and a full bathroom. Lower level features a cavernous family room, versatile game room, fourth bedroom, laundry room, and full bathroom. This beautiful 1.83 park like acre lot with expansive back deck and covered patio makes this every entertainers dream home! Central vac, attic fan, new hot water heater, new roof in 2012, and so many other amenities this home won't last long!
646 E 4th St, Waterloo, IL 62298 is a 4 bedroom, 3 bathroom, 3,328 sqft single-family home built in 1989. It last sold for $225,000 on Oct 2, 2014. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $460,100, with a rent estimate of $3,233/month.

Home Details for 646 E 4th St

Interior Features

Interior Details
BasementTypes of Rooms: Breakfast Nook, Dining Room, Family Room, Recreation Room
Heating & Cooling
Heating: Forced Air, GasAir ConditioningCooling System: CentralHeating Fuel: Forced Air
Levels, Entrance, & Accessibility
Stories: 1Floors: Tile, Carpet, Linoleum Vinyl
Appliances & Utilities
DishwasherMicrowave
Fireplace & Spa
Fireplace

Exterior Features

Exterior Home Features
Roof: AsphaltDeckExterior: Vinyl, BrickPatioPorch
Parking & Garage
GarageParking Spaces: 4Parking: Garage Attached

Property Information

Year Built
Year Built: 1989Year Updated: 1989
Property Type / Style
Property Type: Single Family HomeArchitecture: Ranch / Rambler

Community

Units in Building: 1

Lot Information

Lot Area: 1.83 acres

Price and Tax history

DateEventPrice
Oct 2, 2014
Source: MARIS #4307745
Sold
$225,000
Aug 9, 2014
Source: Agent Provided
PriceChange
$239,900
Price decreased by 2%
Jun 7, 2014
Source: Agent Provided
Listed For Sale
$244,500
Apr 26, 2014
Source: Agent Provided
ListingRemoved
$249,900
Apr 10, 2014
Source: Agent Provided
PriceChange
$249,900
Price decreased by 2%

Market trends in Waterloo

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
41
4
MoM

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.
  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."

LGBTQ Local Legal Protections

Frequently asked questions about 646 E 4th St

  • What is 646 E 4th St estimated to be worth?
    Trulia's estimated value for 646 E 4th St in Waterloo, IL is $460,100.
  • What is the price history for 646 E 4th St?
    646 E 4th St in Waterloo, IL last sold for $225,000 in October 2014.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What do residents say about Waterloo?
    Residents describe Waterloo, IL as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See recently sold homes in Waterloo, IL.
  • Does 646 E 4th St have air conditioning?
    Yes, 646 E 4th St in Waterloo, IL has air conditioning.
  • How big is the lot at 646 E 4th St?
    The lot at 646 E 4th St in Waterloo, IL is about 1.8 acres.

Apartments for Rent

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Off Market Homes Near 646 E 4th St

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