646 E 4th St, Waterloo, IL 62298
OFF MARKET

646 E 4th St
Waterloo, IL 62298

  • 4 Beds
  • 3 Baths
  • 3,328 sqft (on 1.83 acres)

$465,200

Trulia Estimate
as of May 11, 2026
Est. Refi. Payment $3,021/mo*
Refinance Your Home

$465,200

Trulia Estimate
as of May 11, 2026
Est. Refi. Payment $3,021/mo*
Refinance Your Home
4 Beds
3 Baths
3,328 sqft
(on 1.83 acres)

Homes for sale near 646 E 4th St

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Apartments for Rent

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Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Great fishing hole and lake privileges are just one of the amazing perks of this stunning home in Waterloo. The spacious family room with brand new carpet, brick wood fireplace, and vaulted ceilings reaching into the formal dining room with column accents. Loads of cabinetry, tons of prep space on the granite counter tops, built in oven, pantry and attached breakfast nook with doors leading to the expansive back deck can all be found in this wonderful kitchen. Master suite with walk in closet, Jacuzzi tub, and separate shower is an ideal retreat. On the main level you will also find two additional large bedrooms and a full bathroom. Lower level features a cavernous family room, versatile game room, fourth bedroom, laundry room, and full bathroom. This beautiful 1.83 park like acre lot with expansive back deck and covered patio makes this every entertainers dream home! Central vac, attic fan, new hot water heater, new roof in 2012, and so many other amenities this home won't last long!
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources.

Home Highlights

Parking
Garage
Outdoor
Porch, Patio, Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
No Info

Home Details for 646 E 4th St

Interior Features

Interior Details
BasementTypes of Rooms: Breakfast Nook, Dining Room, Family Room, Recreation Room
Heating & Cooling
Heating: Forced Air, Other, GasAir ConditioningCooling System: CentralHeating Fuel: Forced Air
Levels, Entrance, & Accessibility
Stories: 1Floors: Tile, Carpet, Linoleum Vinyl
Appliances & Utilities
DishwasherMicrowave
Fireplace & Spa
Fireplace

Exterior Features

Exterior Home Features
Roof: AsphaltDeckExterior: Vinyl, BrickPatioPorch
Parking & Garage
GarageParking Spaces: 4Parking: Garage Attached

Property Information

Year Built
Year Built: 1989Year Updated: 1989
Property Type / Style
Property Type: Single Family HomeArchitecture: Ranch / Rambler

Community

Units in Building: 1

Lot Information

Lot Area: 1.83 acres

Price History for 646 E 4th St

DatePriceEventSource
10/02/2014$225,000Sold
MARIS #4307745
08/09/2014$239,900PriceChange
Agent Provided
06/07/2014$244,500Listed For SaleAgent Provided
04/26/2014$249,900ListingRemovedAgent Provided
04/10/2014$249,900PriceChange
Agent Provided
02/11/2014$255,000PriceChange
Agent Provided
07/25/2013$259,900PriceChange
Agent Provided
05/16/2013$264,900PriceChange
Agent Provided
04/25/2013$272,500Listed For SaleAgent Provided
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Property Tax and Assessment

Year2024
Tax$6,975
Assessment$357,270
Home facts updated by county records

Comparable Sales for 646 E 4th St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
20 Country Lakes Ln, Waterloo, IL
0.21
Single-Family Home
$490,000
05/16/25
5
3.5
3,200
114 Lincoln Dr, Waterloo, IL
0.48
Single-Family Home
$275,000
12/02/25
3
2.5
2,278
312 Wedgewood Dr, Waterloo, IL
0.57
Single-Family Home
$320,000
01/20/26
4
3
3,426
123 Jefferson Dr, Waterloo, IL
0.60
Single-Family Home
$244,000
04/20/26
3
3
2,302
116 Osterhage Dr, Waterloo, IL
0.48
Single-Family Home
$280,000
05/27/25
3
2.5
2,507
130 Osterhage Dr, Waterloo, IL
0.43
Single-Family Home
$295,000
06/20/25
3
3
2,089
100 Fairway Dr, Waterloo, IL
0.54
Single-Family Home
$315,000
07/11/25
3
3
2,437
403 Briarcliff Dr, Waterloo, IL
0.52
Single-Family Home
$445,000
08/28/25
4
3
2,279
301 Adams Dr, Waterloo, IL
0.66
Single-Family Home
$400,000
02/13/26
6
3.5
3,360
101 Adams Dr, Waterloo, IL
0.69
Single-Family Home
$340,000
05/08/26
3
3
3,281

Assigned Schools

These are the assigned schools for 646 E 4th St.
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The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
    3
    Flag
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
    1
    Flag
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
    1
    Flag
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
    0
    Flag
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
    0
    Flag
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
    0
    Flag
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
    0
    Flag
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
    1
    Flag
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
    0
    Flag
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
    0
    Flag
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."
    0
    Flag

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Homes for rent near 646 E 4th St

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Off Market Homes Near 646 E 4th St

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Explore by feature

646 E 4th St, Waterloo, IL 62298 is a 4 bedroom, 3 bathroom, 3,328 sqft single-family home built in 1989. This property is not currently available for sale. 646 E 4th St was last sold on Oct 2, 2014 for $225,000. The current Trulia Estimate for 646 E 4th St is $465,200.