6 Smith Terrace, Lloyd, NY 12528
Property image
Property image
SOLD
JAN 2, 2026

6 Smith Terrace
Lloyd, NY 12528

  • 4 Beds
  • 3 Baths
  • 1,728 sqft (on 0.35 acres)

$422,300

Last Sold: Jan 2, 2026
6% over list $400K
$244/sqft
Est. Refi. Payment $2,747/mo*
Refinance Your Home

$422,300

Last Sold: Jan 2, 2026
6% over list $400K
$244/sqft
Est. Refi. Payment $2,747/mo*
Refinance Your Home
4 Beds
3 Baths
1,728 sqft
(on 0.35 acres)

Local Information

  • Map ViewExplore the area around 6 Smith Terrace.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1956
Lot Size
0.35 acres
Living Area
1,728 sqft
Price/Sqft
$244/sqft
Parking
Open Parking

Description

Welcome to this beautifully updated four-bedroom, three-bath contemporary ranch which includes a rentable 1 bedroom accessory apartment in Highland, Ulster County. With over 1,700 square feet of living space on a third of an acre, this home offers a thoughtful blend of style, function, income potential and flexibility. Inside, the open layout highlights hardwood and tile flooring, exposed wood-accented ceilings, and a warm living room. The first-floor primary suite provides convenience and privacy, and the updated bathroom include a spa-like retreat with a double vanity and soaking tub. The kitchen features sleek black cabinetry, butcher block countertop, newer stainless-steel appliances (2023), and open shelving that creates a bright, inviting atmosphere. Just off the kitchen, the dining area is framed by oversized windows and sliding glass doors that open to the yard, filling the space with natural light and scenic views. This home offers unique versatility with a one-bedroom accessory apartment with a private entrance that includes its own living area and private deck. Whether used as a short or long-term rental, or a comfortable space for extended stays, it adds incredible value and potential. Outdoor living is equally appealing, with an expansive front deck, multiple seating areas, and mountain views to enjoy year-round. The backyard offers room to relax, and the benefit of french drains for easy maintenance. Set within the sought-after Highland Central School District, this home is conveniently located near shopping, dining, and recreation. Residents enjoy quick access to local favorites such as the Hudson Valley Rail Trail, Minnewaska State Park and the Walkway Over the Hudson. All of this places you just minutes from the best of the Hudson Valley's vibrant culture, restaurants, and outdoor adventures. This home is move in ready with minor repairs needed, and offer great value with lots of upside.
6 Smith Terrace, Lloyd, NY 12528 is a 4 bedroom, 3 bathroom, 1,728 sqft single-family home built in 1956. It last sold for $422,300 on Jan 2, 2026 (6% above the $399,900 asking price). More recently, it was listed as a rental in January 2026 with an asking price of $1,800 per month. That rental listing was removed on February 4, 2026. It is currently off market. The Trulia Estimate is $430,900, with a rent estimate of $4,859/month.

Home Details for 6 Smith Terrace

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: UnfinishedNumber of Rooms: 8
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 1728 Square Feet
Appliances & Utilities
Appliances: Washer, Refrigerator, Oven, Dryer, DishwasherDishwasherDryerRefrigeratorWasher
Heating & Cooling
Heating: Baseboard,OilNo CoolingAir Conditioning: NoneHas HeatingHeating Fuel: Baseboard
Windows, Doors, Floors & Walls
Flooring: Tile, Wood
Levels, Entrance, & Accessibility
Floors: Tile, Wood
View
Has a ViewView: Mountain(s)

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Deck
Parking & Garage
No CarportNo GarageNo Attached GarageHas Open ParkingParking: Driveway
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1728 Square Feet

Property Information

Year Built
Year Built: 1956
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Vinyl Siding, Wood SidingNot a New Construction
Property Information
Included in Sale: Dishwasher, Dryer, Oven, Refrigerator, WasherParcel Number: 320008801700070360000000

Price & Status

Price
List Price: $399,900Price Per Sqft: $244/sqft
Status Change & Dates
Off Market Date: Thu Dec 11 2025

Location

Direction & Address
City: Lloyd
School Information
High School District: Highland Central Schools

Building

Building Area
Building Area: 1728 Square Feet

Lot Information

Lot Area: 0.35 acres

Miscellaneous

BasementMls Number: 20255064Above Grade Unfinished Area: 1728
Last check for updates: about 13 hours ago
Listed by Virginia Corbett
eXp Realty
Bought with: NON MLS HVCRMLS, HV Catskill Region MLS
Source: HVCRMLS, MLS#20255064

Price History for 6 Smith Terrace

DatePriceEventSource
02/04/2026$1,800ListingRemovedZillow Rentals
01/09/2026$1,800Listed For RentZillow Rentals
01/02/2026$422,300Sold
HVCRMLS #20255064
12/11/2025$399,900PendingOneKey® MLS as distributed by MLS GRID #921092
11/28/2025$399,900ContingentHVCRMLS #20255064
11/18/2025$399,900PriceChange
OneKey® MLS as distributed by MLS GRID #921092
11/01/2025$434,900PriceChange
OneKey® MLS as distributed by MLS GRID #921092
10/14/2025$449,900Listed For SaleOneKey® MLS as distributed by MLS GRID #921092
07/17/2025$464,900ListingRemovedOneKey® MLS as distributed by MLS GRID #849021
06/18/2025$464,900PriceChange
OneKey® MLS as distributed by MLS GRID #849021
06/02/2025$489,900PriceChange
OneKey® MLS as distributed by MLS GRID #849021
04/24/2025$499,000Listed For SaleOneKey® MLS as distributed by MLS GRID #849021
01/30/2025$550,000ListingRemovedHVCRMLS #20243301
07/29/2024$550,000Listed For SaleHVCRMLS #20243301
02/19/2021$225,000Sold
N/A
01/06/2021$219,900PendingAgent Provided
10/09/2020$219,900Listed For SaleAgent Provided
01/02/2013$94,500ListingRemovedAgent Provided
09/14/2012$94,500Listed For SaleAgent Provided
12/01/2011$170,000Sold
N/A
03/11/2011$175,000PriceChange
Agent Provided
11/11/2010$197,500PriceChange
Agent Provided
07/02/2010$210,000Listed For SaleAgent Provided

Market trends in Highland

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
52
8MoM
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Property Tax and Assessment

Year2025
Tax
Assessment$443,807
Home facts updated by county records

Comparable Sales for 6 Smith Terrace

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
123 Vineyard Avenue, Lloyd, NY
0.30
Single-Family Home
$499,000
02/03/26
4
2
2,368
26 Toc Drive, Highland, NY
0.30
Single-Family Home
$340,000
08/06/25
4
2
1,368
18 Grove Street, Lloyd, NY
0.48
Single-Family Home
$415,000
04/21/26
3
3
1,892
12 Reservoir Road, Lloyd, NY
0.17
Single-Family Home
$450,000
07/09/26
3
1
1,232
25 Mile Hill Road, Lloyd, NY
0.52
Single-Family Home
$450,000
03/23/26
4
2
1,516
17 Carmella Road, Lloyd, NY
0.52
Single-Family Home
$540,000
02/27/26
3
3
2,294
2 Cambridge Court, Lloyd, NY
0.54
Single-Family Home
$386,000
11/07/25
3
2.5
1,808
39 Smith Terrace, Highland, NY
0.13
Single-Family Home
$105,000
03/18/26
3
2.5
2,545

Nearby homes

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Assigned Schools

These are the assigned schools for 6 Smith Terrace.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Highland

At least 88 Trulia users voted on each feature.

  • 93 % Say car is needed

  • 84 % Say parking is easy

  • 77 % Say yards are well-kept

  • 77 % Say it's dog friendly

  • 76 % Say there's wildlife

  • 72 % Say there's holiday spirit

  • 71 % Say it's quiet

  • 60 % Say kids play outside

  • 60 % Say people would walk alone at night

  • 54 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 41 % Say it's walkable to restaurants

  • 37 % Say streets are well-lit

  • 27 % Say there are community events

  • 25 % Say there are sidewalks

  • 20 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • R Longobardi
    "Great safe area my kids love it here. I love that I can play outside with them and not feel unsafe. "
    0
    Flag
  • Corlitams
    "We either work from home, or we drive. One commute is 10-15 minutes from our neighborhood. The other is 30 minutes. "
    0
    Flag
  • Denise Burchell
    "My neighborhood is 10 minutes from the train station and 10-15 for shopping and hospitals. Schools are good and not too large"
    0
    Flag
  • Alice W.
    "it is a beautiful neighborhood it is quiet and peaceful and a great place to raise children and the school district is excellent"
    3
    Flag
  • Hannahrlyon
    "It’s ok if you have a good amount of land, but the roads are dangerous to walk on because they are windy and hilly and there are no sidewalks. "
    1
    Flag
  • Josephine.ingoglia
    "Most people keep their dogs on their own property. There really aren’t many people walking dogs ......."
    7
    Flag
  • Destiny.turner4
    "The block parties we have every year! Also the community always comes together for holidays and do something fun for the kids. Halloween is special in highland because everyone is ready for the trick or treaters and it’s tradition every year "
    7
    Flag
  • Hannahrlyon
    "Wonderful neighborhood. Safe, scenic, quiet, respectful neighbors. 10 minutes from 87. Close to police station."
    0
    Flag
  • Austin
    "I see dogs being walked very often. we live outside town and it's a dog paradise. highly recommend."
    0
    Flag
  • S. M. .
    "We have holiday events in the town/hamlet that are enjoyed by children and adults. Not a lot of crime. "
    0
    Flag
  • Amber T.
    "Everyone’s incredibly nice and it’s easy to get around. Not a lot of crime and the rail trail is beautiful to walk on. "
    0
    Flag
  • Susan
    "No decent groomers. N the one that is local is extremely rude. Dog came back in almost same shape as I gave it to her and was rude and over priced and took too long."
    0
    Flag
  • 8 year resident
    "Not quite a unique neighborhood. Some people are quite friendly but sometimes that depends on where you see them and who there with. People don’t wave when they drive passed your house even if they live a few houses down the road. Hard enough to drive down the road let alone walk with your kids. The sense of community is depleting yearly. "
    6
    Flag
  • Truffle1207
    "We have many community events. We do a block party annually. Some neighbors organize Christmas caroling. Another does a Halloween Party every year, etc."
    0
    Flag
  • Cheyinza
    "It’s a small quiet town. But with amazing locations nearby. Mountains nearby for fun hikes and more, college town next door if you want to eat at various types of restaurants, then on the other side you can go over the bridge to the suburbs with a mall."
    3
    Flag
  • Matt S. Y.
    "It's a good school district and has a lot of outdoor activities. The town hold multiple family friendly event for all seasons. "
    2
    Flag
  • Marcos P.
    "Great town , close to everything and just far enough too. Great food and restaurants nearby. Walkway Over The Hudson is here with great picturesque views up and down the Hudson River. "
    4
    Flag
  • jrburger70
    "We moved to Highland as we needed a centralized location for our service business. We are less than 15 minutes to major highways, we can hop on a train to NYC in 10 minutes as well as 2 major hospitals. Major shopping is accessible both in Kingston (20 minutes North) or in Poughkeepsie (10 minutes). Thruway takes you to Paramus and Woodbury in 1 hr. If you are into Hiking and more natural items, New Paltz has tons of activities as well as Northern Ulster. HOWEVER, best of all is now the Walkway, Rail Trail which goes to Hopewell, and Franny Reese park for great walking and hiking along river. History buffs have West Point and all the mansions from the rich of the late 1800's and early 1900's. Nightlife around Highland is very diverse as Poughkeepsie and New Paltz are 10 minutes each way. The beauty of Highand, which is what we love most, is it is a small family oriented town. We can go to Poughkeepsie and wherever, but at the end of the day, we get home to a quiet home to relax. The schools are wonderful, the teachers are hands on, and the community activities for families are never ending. As a local business owner, I can also say businesses are revitalizing, and you will find more Mom & Pop businesses than chain stores in our town (it's nice to walk into a deli and they know you by name!). Hope this helps - A very happy Highland resident. Moving close to the Hamlet offers you quite a bit! However, the mix of homes and residential neighborhoods caters to almost every desire. Best of all, in the fall, drive through the town and you smell the Apples! What more can you ask for! "
    4
    Flag
  • ted c.
    "Great community, great schools. In beautiful Hudson Valley"
    0
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  • Elizabeth J.
    "Tucked into a Great Neighborhood, this home offers Privacy and QUIET. Step out the door and you hear nothing but the birds singing. The backyard is completely private. The perennial gardens start with daffodils in the spring and just keep on blooming throughout the year. Located near the end of a dead end road there is little traffic. 6 miles to NYS Thruway in New Paltz, 8 miles to Metro North Train Station and 30 minutes to Stewart International Airport. "
    0
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Homes for sale near 6 Smith Terrace

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Off Market Homes Near 6 Smith Terrace

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IDX information © 2026 by the Hudson Valley Catskill Region MLS. All Rights Reserved. The data relating to real estate on this website comes in part from the IDX of the Hudson Valley Catskill Region MLS.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.