$409,000
- 4 Beds
- 3.5 Baths
- 2,820 sqft
528 OCEAN SPRAY DRIVE, Ruskin, FL 33570
Est. Mortgage $2,876/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 2021
$145/sqft
3 Car Garage
HOA $7/mo
Local Information
-- mins to
About this House
BACK ON THE MARKET BUYERS LOSS IS YOUR GAIN! Welcome to 528 Ocean Spray Drive, a move-in-ready 2021 home in the desirable Shell Cove community. Offering 4 bedrooms, 3.5 bathrooms and 2,820 square feet, this spacious home features an open-concept layout ideal for comfortable living and entertaining. The kitchen showcases granite countertops, stainless steel appliances, abundant cabinetry and a large center island overlooking the main living area. A private in-law suite with a separate entrance provides excellent flexibility for guests, extended family, a home office or additional living space. Additional highlights include a three-car garage and fenced backyard. Residents enjoy access to a resort-style community pool, playground, park and walking trails, with convenient access to I-75, Tampa, shopping and dining. A 2.9% assumable mortgage may be available to qualified buyers; VA status is not required and the seller must review all buyer qualifications. Schedule your private showing today!
Last check for updates: about 8 hours ago
Listing Provided by: Kristy ONeal, (309) 453-7094
LPT REALTY LLC, (877) 366-2213
Originating MLS: Suncoast Tampa
Source: Stellar MLS, MLS#TB8522386

Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511
Home Details for 528 OCEAN SPRAY DRIVE
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Interior Details Number of Rooms: 11Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Primary Bathroom, Bathroom 2, Bathroom 3, Dining Room, Great Room, Kitchen, Living RoomWet Bar |
Beds & Baths Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1 |
Dimensions and Layout Living Area: 2820 Square Feet |
Appliances & Utilities Utilities: Cable Available, Electricity AvailableAppliances: Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, WasherDishwasherDisposalDryerLaundry: Electric Dryer Hookup,Inside,Laundry RoomMicrowaveRefrigeratorWasher |
Heating & Cooling Heating: ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Electric |
Fireplace & Spa No FireplaceNo Spa |
Gas & Electric Has Electric on Property |
Windows, Doors, Floors & Walls Flooring: Carpet, Tile |
Levels, Entrance, & Accessibility Stories: 1Number of Stories: 1Levels: OneFloors: Carpet, Tile |
View No View |
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Exterior Home Features Roof: ShinglePatio / Porch: CoveredExterior: Irrigation SystemFoundation: SlabNo Private Pool |
Parking & Garage Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageHas an Attached GarageParking Spaces: 3Parking: Garage Attached |
Frontage Road Surface Type: Asphalt, PavedNot on Waterfront |
Water & Sewer Sewer: Public Sewer |
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Cumulative Days on Market: 311Days on Market: 77 |
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Year Built Year Built: 2021 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family Residence |
Building Construction Materials: BrickNot a New ConstructionNo Additional Parcels |
Property Information Parcel Number: U063219C0O00000000603.0 |
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Price List Price: $409,000Price Per Sqft: $145 |
Status Change & Dates Possession Timing: Close Of Escrow, Negotiable |
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MLS Status: Active |
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Direction & Address City: RUSKINCommunity: SHELL COVE PH 2 |
School Information Elementary School: Thompson ElementaryJr High / Middle School: Shields-HBHigh School: Lennard-HB |
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Listing Agent Listing ID: TB8522386 |
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Building Area Building Area: 3709 Square Feet |
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Community Features: Buyer Approval Required, Deed Restrictions, PoolNot Senior Community |
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HOA Fee Includes: Common Area Taxes, Community Pool, Pool Maintenance, Private RoadHOA Name: Beverly PavonHOA Phone: 813-873-7300Association for this Listing: Suncoast TampaHas an HOAHOA Fee: $7/Monthly |
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Lot Area: 7680 sqft |
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Special Conditions: None |
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Listing Terms: Assumable, Cash, Conventional, FHA, VA Loan |
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Energy Efficiency Features: HVAC |
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Business Information Ownership: Fee Simple |
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Mls Number: TB8522386Back On Market Date: Fri Aug 07 2026Showing Considerations: No Sign, Pet(s) on Premises, See RemarksShowing Requirements: Appointment Only, See Remarks, ShowingTimeUniversal Property Id: US-12057-N-0632190000000006030-R-N |
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HOA Amenities: Pool |
Around this home
What Locals Say about Ruskin
At least 206 Trulia users voted on each feature.
89 % Say car is needed
86 % Say it's dog friendly
83 % Say yards are well-kept
80 % Say parking is easy
78 % Say there are sidewalks
73 % Say kids play outside
72 % Say there's holiday spirit
70 % Say it's quiet
64 % Say streets are well-lit
60 % Say people would walk alone at night
51 % Say neighbors are friendly
46 % Say there's wildlife
46 % Say they plan to stay for at least 5 years
27 % Say it's walkable to grocery stores
27 % Say there are community events
21 % Say it's walkable to restaurants
Sourced by Trulia users. Learn more about our methodology.
Market trends in Ruskin
Last updated August 2026
Avg. sale price
$305K
$500MoM
Sale-to-List Price
98.5%
0.5%MoM
Price per sq ft
$175
$7MoM
Available listings
272
1MoM
Home Value
Trulia Estimate
$407KSince last month
Increased$1K (+0.3%)Since last year
Decreased$51K (-11.1%)Since last sale
Increased$8K (+2%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +3% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $407K |
| August 2026 | $405K |
| July 2026 | $406K |
| June 2026 | $411K |
| May 2026 | $411K |
| April 2026 | $420K |
| March 2026 | $422K |
| February 2026 | $440K |
| January 2026 | $423K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.05 | Single-Family Home | $489,700 | 04/10/26 | 5 | 3.5 | 2,702 | |
0.02 | Single-Family Home | $489,000 | 07/31/26 | 5 | 4 | 4,112 | |
0.24 | Single-Family Home | $355,000 | 09/24/25 | 5 | 2.5 | 2,949 | |
0.25 | Single-Family Home | $252,100 | 03/17/26 | 4 | 2.5 | 2,635 | |
0.21 | Single-Family Home | $310,000 | 01/12/26 | 4 | 2.5 | 2,035 | |
0.40 | Single-Family Home | $439,900 | 06/04/26 | 4 | 3.5 | 2,798 | |
0.27 | Single-Family Home | $303,900 | 07/14/26 | 3 | 2.5 | 1,878 | |
0.40 | Single-Family Home | $360,000 | 05/27/26 | 4 | 2 | 2,741 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.04 | $456,000 | 4 | 3.5 | 2,798 | For Sale | |
0.02 | $489,000 | 5 | 4 | 4,112 | Recently Sold | |
0.06 | $502,000 | 4 | 3.5 | 2,820 | Off Market | |
0.06 | $470,300 | 4 | 3.5 | 2,798 | Off Market | |
0.06 | $367,600 | 4 | 2.5 | 2,589 | Off Market | |
0.06 | $391,600 | 4 | 3 | 2,310 | Off Market | |
0.07 | $389,900 | 4 | 2.5 | 2,589 | For Sale | |
0.12 | $244,600 | 3 | 1.5 | 1,221 | Off Market | |
0.13 | $316,300 | 4 | 2 | 1,843 | Off Market | |
0.14 | $259,000 | 3 | 2 | 970 | Recently Sold | |
0.13 | $324,400 | 4 | 2.5 | 2,325 | Off Market |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Aug 7, 2026 Source: Stellar MLS #TB8522386 | PendingToActive | $409,000 |
Jul 23, 2026 Source: Stellar MLS #TB8522386 | Pending | $409,000 |
Jul 1, 2026 Source: Stellar MLS #TB8522386 | Listed For Sale | $409,000 |
Jun 19, 2026 Source: Zillow Rentals | ListingRemoved | $3,300 |
Jun 15, 2026 Source: Zillow Rentals | Listed For Rent | $3,300 |
Jun 1, 2026 Source: Stellar MLS #TB8481015 | ListingRemoved | $415,000 |
May 14, 2026 Source: Stellar MLS #TB8481015 | PriceChange | $415,000 Price decreased by 2% |
Mar 26, 2026 Source: Stellar MLS #TB8481015 | PriceChange | $425,000 Price decreased by 3% |
Feb 27, 2026 Source: Stellar MLS #TB8481015 | Listed For Sale | $439,000 |
Feb 18, 2026 Source: Stellar MLS #TB8425549 | ListingRemoved | $429,000 |
Jan 13, 2026 Source: Stellar MLS #TB8425549 | PriceChange | $429,000 Price decreased by 0% |
Dec 2, 2025 Source: Stellar MLS #TB8425549 | PriceChange | $430,000 Price decreased by 4% |
Oct 11, 2025 Source: Stellar MLS #TB8425549 | PriceChange | $450,000 Price decreased by 1% |
Sep 10, 2025 Source: Stellar MLS #TB8425549 | Listed For Sale | $455,000 |
Oct 21, 2021 Source: N/A | Sold | $399,200 |
May 6, 2021 Source: DR Horton #T3300118 | Pending | $396,810 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $11,432 | $418,381 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Kristy ONeal, LPT REALTY LLC, (877) 366-2213
Agent Phone: (309) 453-7094

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Frequently asked questions about 528 OCEAN SPRAY DRIVE
- What is the estimated monthly payment for 528 OCEAN SPRAY DRIVE?Based on a $409,000 list price with 20% down at today's rates, the estimated monthly payment for 528 OCEAN SPRAY DRIVE in Ruskin, FL is approximately $2,904 (about $2,215 principal & interest, $614 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- How does the list price for 528 OCEAN SPRAY DRIVE compare to homes in Ruskin?528 OCEAN SPRAY DRIVE in Ruskin, FL is listed at $409,000, about 34% above the $305K median sale price in Ruskin.
- What do residents say about Ruskin?Residents describe Ruskin, FL as dog-friendly, well-kept, and easy to park in. Most residents say you need a car. See homes for sale in Ruskin, FL.
- What are the closest schools to 528 OCEAN SPRAY DRIVE?The closest schools to 528 OCEAN SPRAY DRIVE in Ruskin, FL are Lennard High School (rated 3/10), Shields Middle School (rated 2/10), Thompson Elementary (Pre-K, rated 2/10).
- Does 528 OCEAN SPRAY DRIVE have air conditioning?Yes, 528 OCEAN SPRAY DRIVE in Ruskin, FL has air conditioning.
- Does 528 OCEAN SPRAY DRIVE have a pool?Yes, 528 OCEAN SPRAY DRIVE in Ruskin, FL has a pool.
528 OCEAN SPRAY DRIVE, Ruskin, FL 33570 is a 4 bedroom, 4 bathroom, 2,820 sqft single-family home built in 2021. This property is currently available for sale and was listed by Stellar MLS on Jun 30, 2026. The MLS # for this home is MLS# TB8522386.

