520 Harbor Dr, Annapolis, MD 21403
SOLD
JUN 12, 2026

520 Harbor Dr
Annapolis, MD 21403

  • 4 Beds
  • 3 Baths
  • 2,600 sqft

$800,000

Last Sold: Jun 12, 2026
$308/sqft
Est. Refi. Payment $4,603/mo*
Refinance Your Home

$800,000

Last Sold: Jun 12, 2026
$308/sqft
Est. Refi. Payment $4,603/mo*
Refinance Your Home
4 Beds
3 Baths
2,600 sqft

Local Information

Map showing home location
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-- mins to
Commute Destination

Description

520 Harbor Drive isn’t simply another home hitting the market — it’s the opportunity buyers spend months waiting to find in Hillsmere and rarely secure. Perfectly positioned in the heart of one of Annapolis’ most loved waterfront communities, this home delivers the lifestyle that keeps people here for years: private beaches, marina access, boat ramps, a community pool, playgrounds, and effortless access to the South River and Chesapeake Bay. From the moment you arrive, the home feels polished, intentional, and completely move-in ready. This isn’t a cosmetic refresh — this home has been extensively renovated with permits and thoughtfully updated throughout, delivering the confidence and peace of mind buyers want. The work is already done with updated systems, quality finishes, and a level of care that is difficult to replicate. Inside, light-filled spaces and a flowing layout create the kind of everyday comfort buyers are searching for, anchored by a beautifully designed kitchen that opens seamlessly into generous living and gathering spaces built for both entertaining and real life. Step outside and the experience only gets better with a brand-new paver patio creating the perfect setting for summer gatherings, morning coffee, or evenings under the stars. The huge fully fenced backyard offers exceptional space and privacy, while the detached shed adds valuable storage and flexibility. And then there is Hillsmere itself — where life truly revolves around the water. Residents enjoy neighborhood traditions and waterfront gatherings throughout the year, from the annual Fourth of July bike parade to beach picnics and community events that bring neighbors together. The community beach features a playground overlooking the water, and many consider Hillsmere to offer one of the most desirable beach and pool lifestyles in Annapolis. This is more than a move-in ready home — it is a chance to become part of a community people fall in love with and rarely want to leave.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from June 12, 2026

Home Highlights

Parking
4 Open Spaces
Outdoor
Porch, Patio, Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
$308/sqft
Listed
36 days ago

Home Details for 520 Harbor Dr

Interior Features

Interior Details
Basement: Connecting Stairway,Partial,Drain,Drainage System,Full,Finished,Heated,Improved,Interior Entry,Exterior Entry,Sump Pump,Walk-Out Access,Water Proofing System,WindowsNumber of Rooms: 1Types of Rooms: Basement
Beds & Baths
Number of Bedrooms: 4Main Level Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 3Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 2600 Square Feet
Appliances & Utilities
Utilities: Fiber OpticAppliances: Dishwasher, Disposal, Exhaust Fan, Microwave, Self Cleaning Oven, Oven/Range - Electric, Refrigerator, Stainless Steel Appliance(s), Water Heater, Water Treat System, Electric Water HeaterDishwasherDisposalMicrowaveRefrigerator
Heating & Cooling
Heating: Forced Air,Heat Pump,ElectricHas CoolingAir Conditioning: Central Air,Ceiling Fan(s),Programmable Thermostat,ElectricHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Flooring: Luxury Vinyl, Ceramic Tile, Carpet
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoAccessibility: NoneFloors: Luxury Vinyl, Ceramic Tile, Carpet
View
Has a ViewView: Garden

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Deck, Patio, PorchOther Structures: Above Grade, Below GradeExterior: Boat Storage, Lighting, Play Area, Street LightsFoundation: Concrete PerimeterNo Private Pool
Parking & Garage
Open Parking Spaces: 4No CarportNo GarageNo Attached GarageHas Open ParkingParking Spaces: 4Parking: Asphalt,Driveway
Pool
Pool: Community
Frontage
Waterfront: RiverResponsible for Road Maintenance: City/CountyNot on Waterfront
Water & Sewer
Sewer: Public SewerWater Body: South River And Chesapeake Bay
Finished Area
Finished Area (above surface): 1300 Square FeetFinished Area (below surface): 1300 Square Feet

Property Information

Year Built
Year Built: 1968Year Renovated: 2025
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: DetachedArchitecture: Coastal,Cottage,Ranch/Rambler
Building
Construction Materials: Brick, Vinyl SidingIs a New Construction
Property Information
Condition: ExcellentParcel Number: 020241202469021

Price & Status

Price
List Price: $800,000Price Per Sqft: $308/sqft
Status Change & Dates
Off Market Date: Fri Jun 12 2026Possession Timing: Close Of Escrow, Immediate

Active Status

MLS Status: CLOSED

Media

Location

Direction & Address
City: ANNAPOLISCommunity: Hillsmere Estates
School Information
Elementary School: HillsmereElementary School District: Anne Arundel County Public SchoolsJr High / Middle School: AnnapolisJr High / Middle School District: Anne Arundel County Public SchoolsHigh School: AnnapolisHigh School District: Anne Arundel County Public Schools

Building

Building Area
Building Area: 2600 Square Feet

Community

Community Features: PoolNot Senior Community

HOA

No HOA

Lot Information

Lot Area: 10312 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Agreement Type: Exclusive Right To Sell

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: MDAA2142262Above Grade Unfinished Area: 1300

Additional Information

HOA Amenities: Beach Access,Boat Ramp,Common Grounds,Marina/Marina Club,Mooring Area,Picnic Area,Pier/Dock,Pool,Pool Mem Avail,Tot Lots/Playground,Water/Lake PrivilegesSource Internet Entire Listing Display: Y
Last check for updates: about 5 hours ago
Listed by Wendy Oliver, (443) 336-5091
Coldwell Banker Realty
Co-Listing Agent: Catherine Marucci, (443) 883-1609
Coldwell Banker Realty
Bought with: NON MEMBER, (844) 552-7444, Non Subscribing Office
Source: Bright MLS, MLS#MDAA2142262

Price History for 520 Harbor Dr

DatePriceEventSource
06/12/2026$800,000Sold
Bright MLS #MDAA2142262
06/01/2026$800,000PendingBright MLS #MDAA2142262
05/15/2026$800,000Listed For SaleBright MLS #MDAA2142262
01/31/2025$774,500Sold
Bright MLS #MDAA2091278
10/15/2024$774,500PendingBright MLS #MDAA2091278
10/10/2024$774,500PendingToActiveBright MLS #MDAA2091278
10/05/2024$774,500PendingBright MLS #MDAA2091278
10/02/2024$774,500PriceChange
Bright MLS #MDAA2091278
08/28/2024$785,000Listed For SaleBright MLS #MDAA2091278
04/24/2024$495,000Sold
N/A

Market trends in Annapolis

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$625K
$30.52KMoM
Sale-to-List Price
100.0%
0.3%MoM
Price per sq ft
$313
$3MoM
Available listings
378
43MoM
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Property Tax and Assessment

Year2025
Tax$5,628
Assessment$442,467
Home facts updated by county records

Homeowner tools

Estimated monthly rent$3,971/mo
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Homes for rent near 520 Harbor Dr

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Comparable Sales for 520 Harbor Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
600 Tayman Dr, Annapolis, MD
0.16
Single-Family Home
$895,000
04/29/26
4
2.5
2,304
114 Carroll Dr, Annapolis, MD
0.15
Single-Family Home
$745,000
06/30/25
3
2.5
2,100
529 Tayman Dr, Annapolis, MD
0.12
Single-Family Home
$700,000
12/09/25
3
2.5
2,800
132 Pinecrest Dr, Annapolis, MD
0.17
Single-Family Home
$620,000
09/09/25
4
2
2,340
106 Pinecrest Dr, Annapolis, MD
0.27
Single-Family Home
$780,000
10/10/25
5
3
2,458
107 Spring Valley Dr, Annapolis, MD
0.18
Single-Family Home
$645,000
10/16/25
4
2
2,020
116 Carroll Dr, Annapolis, MD
0.15
Single-Family Home
$849,990
11/06/25
5
2.5
2,000
406 Harbor Dr, Annapolis, MD
0.39
Single-Family Home
$800,000
02/24/26
4
3
3,400

Nearby homes

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Assigned Schools

These are the assigned schools for 520 Harbor Dr.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Annapolis

At least 468 Trulia users voted on each feature.

  • 93 % Say it's dog friendly

  • 83 % Say car is needed

  • 75 % Say there's holiday spirit

  • 73 % Say parking is easy

  • 73 % Say there are sidewalks

  • 70 % Say yards are well-kept

  • 68 % Say people would walk alone at night

  • 68 % Say kids play outside

  • 66 % Say streets are well-lit

  • 65 % Say it's quiet

  • 63 % Say there's wildlife

  • 57 % Say it's walkable to restaurants

  • 57 % Say neighbors are friendly

  • 52 % Say they plan to stay for at least 5 years

  • 49 % Say there are community events

  • 48 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Shannon Chatlos
    "If you like coastal living and a laid-back lifestyle, and are willing to pay for it, this a wonderful place to live."
    0
    Flag
  • Sylvie Bracke
    "It’s a very dog friendly place - I just can’t help wondering why some people don’t clean up after their pets? It’s a nice neighborhood with high end properties & I don’t get that dissonance."
    0
    Flag
  • Erin
    "Safe. On water. Paths in woods. Friendly. Dog play area. Lots of open spaces. Areas are walkable, clean. "
    0
    Flag
  • Halljanie68
    "Community Pool convenient shopping. Easy access to major routes 50/95 Easy access to downtown Annapolis "
    0
    Flag
  • Sheila Wilson
    "A lot of traffic on forest drive very hard to come onto the street. It need a red light or stop sign. Before a serious accident happens. People speed over 40mph"
    0
    Flag
  • Diana H.
    "I’m not sure, I don’t own a dog. Plenty walk by my dead end street house daily though and the neighborhood seems safe for both dogs and owners. "
    0
    Flag
  • Paul Eric Watson
    "Love the urban feel. Lots of history and near the water is a bonus. Very walkable and always something going on. "
    5
    Flag
  • Trulia User
    "Access to Route 50, the Bay Bridge, and Sandy Point State Park. Thirty minutes to Baltimore. Forty minutes to Washington D.C."
    2
    Flag
  • Trulia User
    "It’s a great neighborhood for kids and dogs Lots of walking areas, parks, water park and boat to downtown Annapolis "
    2
    Flag
  • Trulia User
    "It’s a tad busy commute rush hour traffic is something to consider small town lots of people takes about 10-15 min or so to get from one side of town to the other without traffic "
    1
    Flag
  • Trulia User
    "Great school public and private well maintained parks great public libraries close downtown Annapolis shopping for everything is conveniently close "
    0
    Flag
  • Trulia User
    "Lots of families with dogs. Poop bag stations throughout the neighborhood. Lots of woods to walk thru and sidewalks too. "
    1
    Flag
  • Trulia User
    "Nothing is special about my neighborhood. So quiet and nobody talks to anybody. The play area was demolished so no kids can hang out to play."
    4
    Flag
  • Trulia User
    "This is an excellent neighborhood for families and the neighbors are wonderful. Cape St. John gives you access to everything in Annapolis with the tranquility of living along the river."
    0
    Flag
  • Trulia User
    "While Truxton is dog friendly it would be nice to have a dedicated dog park closer than Quiet Waters. "
    0
    Flag
  • Trulia User
    "Wonderful family neighborhood. This neighborhood is very convenient to Hway 50 and all of the Annapolis area. The people here are terrific neighbors."
    0
    Flag
  • Trulia User
    "Good to walk. And parks are nice to play with kids. Stores are close by. And dog walkers all around. "
    0
    Flag
  • Trulia User
    "Summer beach parties, puppy happy hours, annual sock burning, lots of parks and the people are wonderful!"
    0
    Flag
  • Trulia User
    "the history Open napolis is amazing the people around here are kind and friendly and the schools are phenomenal"
    0
    Flag
  • Singletonad
    "the public school system in Annapolis needs to get significantly stronger overall. The private school system here is quite reliable."
    0
    Flag
  • Keren_molina
    "Lovely place and definitely good place to live and have a dog and a lot sores to go buy stuff ..........."
    5
    Flag
  • Singletonad
    "There is no community dog run here and no sidewalks so it can feel awkward letting your dog poop in someone else's yard even if you pick it up. The vast majority of neighbors are dog friendly, but not all, and that is their perogative."
    0
    Flag
  • Bgonos7
    "A lot of space to walk and nearby parks. Nice area and everyone is dog friendly for the most part. A lot of Neighbors have dogs "
    0
    Flag
  • Raddisob07
    " N/A school are great parking is great close to everything ppl are friendly and been living in Annapolis all my life "
    4
    Flag
  • Tery_hodges
    "I walk my son to elementary school. We can walk to many restaurants and “tourist” shops but do have to drive to get to a grocery store."
    2
    Flag
  • Stephanie.ward0715
    "I've been around this area for years. People are friendly and always willing to help each other. The restaurant's and shopping are also a plus. Everything you are looking for is 5 minutes away."
    0
    Flag
  • Raddisob07
    "None that I know of. The community should definitely do more collaborative events at least at least Quarterly they are family friendly."
    5
    Flag
  • Stella
    "Feel good living here Parking so easy Location very good Many things nearby Old town and new town "
    3
    Flag
  • Jennifer B.
    "It's super quiet and funny, I've leving here for 1 year and I feel safe my neighbors are nice.. Down town is amazing.. ❤️ "
    0
    Flag
  • Kwisniewski805
    "Holiday events and many boating events. There are street fairs, food markets, holiday markets. Community is very close. "
    0
    Flag
  • Cara M. E.
    "I teach at a school that is less than 10 minutes from my house. But there are times that Forest Dr gets incredibly backed up, or there is an accident that causes the road to be shut down. "
    1
    Flag
  • Beth S.
    "Bad area is close by, so kids need to understand boundaries. Private schools are important here, so save your money. Sports are good here, with lots of good coaching."
    0
    Flag
  • Linda D.
    "I've been visiting a dear close friend - helping them recuperate from serious surgery. traffic is atrocious- I miss living in the rural countryside area!"
    0
    Flag
  • Liza
    "The schools in Annapolis are not as good as they are in Severna Park which is where I grew up originally. But Annapolis has many great amenities including local places to eat and shop."
    0
    Flag
  • Rodwellsantos6
    "I like it this community is pretty good as so matters fact for elders we looking to buy in this areas I don’t know frankly about this gorgeous homes we will see."
    0
    Flag
  • Jeffrey H.
    "Lived here for 4 years. Loved the area, including the park across the street. Hate the maintenance of the building including the attention to detail of maintenance of property. "
    0
    Flag
  • jfh4k0
    "Local traffic is not too bad. Beach traffic and rush hour traffic to DC and Baltimore is pretty terrible. "
    2
    Flag
  • Nadja Maril
    "I lived in this neighborhood over 20 years and walk downtown with my dog every morning for coffee. On pretty days we visit City Dock and admire the views and the boats."
    1
    Flag
  • Markkimethanmolly
    "We’ve lived here for 18 years, and everyone is very friendly. Our neighborhood is very safe and quiet."
    0
    Flag
  • Debwill64
    "There is a bus stop close enough to walk to but I have to drive to DC. The bus only goes to Annapolis and maybe Baltimore, not sure though."
    0
    Flag

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Homes for sale near 520 Harbor Dr

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Off Market Homes Near 520 Harbor Dr

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The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. Copyright 2026 Bright MLS, Inc. Click here for more information
520 Harbor Dr, Annapolis, MD 21403 is a 4 bedroom, 3 bathroom, 2,600 sqft single-family home built in 1968. This property is not currently available for sale. 520 Harbor Dr was last sold on Jun 12, 2026 for $800,000 (0% higher than the asking price of $800,000). The current Trulia Estimate for 520 Harbor Dr is $800,100.