406 Harbor Dr, Annapolis, MD 21403
Property image
Property image
SOLD
FEB 24, 2026

$805,600

Trulia Estimate
  • 4 Beds
  • 3 Baths
  • 3,400 sqft (on 0.29 acres)

406 Harbor Dr, Annapolis, MD 21403

Est. Refi. Payment $4,895/mo*
Refinance Your Home
Currently Off Market - Sold Feb 24, 2026 for $800,000

Home Value

Trulia Estimate
$806K
Since last month
Decreased$2K (-0.2%)
Since last year
Increased$56K (+7.4%)
Since last sale
Increased$5K (+0.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +87% in the last 10 years
MonthEstimated value
2026
September 2026$805K
August 2026$806K
July 2026$814K
June 2026$808K
May 2026$804K
April 2026$799K
March 2026$801K
February 2026$800K
January 2026$795K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
403 Holly Dr, Annapolis, MD
0.16
Single-Family Home
$825,000
02/20/26
4
3
3,254
121 Spruce Ln, Annapolis, MD
0.21
Single-Family Home
$901,000
01/16/26
4
3.5
3,222
106 Pinecrest Dr, Annapolis, MD
0.22
Single-Family Home
$780,000
10/10/25
5
3
2,458
318 Beach Dr, Annapolis, MD
0.26
Single-Family Home
$505,000
09/11/26
4
2.5
2,738
117 Gardner Dr, Annapolis, MD
0.15
Single-Family Home
$935,000
03/27/26
5
2.5
2,288
520 Harbor Dr, Annapolis, MD
0.39
Single-Family Home
$800,000
06/12/26
4
3
2,600
326 Cedar Ln, Annapolis, MD
0.38
Single-Family Home
$700,000
05/21/26
5
3
3,110
123 Spruce Ln, Annapolis, MD
0.23
Single-Family Home
$850,000
02/19/26
4
3.5
3,615

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
400 Hillsmere Dr, Annapolis, MD 21403
0.09
$678,500
3
2.5
2,500
Off Market
403 Harbor Dr, Annapolis, MD 21403
0.04
$687,300
4
2
2,200
Off Market
408 Hillsmere Dr, Annapolis, MD 21403
0.05
$536,700
4
2
1,100
Off Market
400 Holly Dr, Annapolis, MD 21403
0.11
$537,400
2
2
1,950
Off Market
424 Duvall Ln, Annapolis, MD 21403
0.12
$597,300
3
2.5
2,052
Off Market
406 Holly Dr, Annapolis, MD 21403
0.14
$420,000
3
1.5
1,368
Recently Sold
108 Gardner Dr, Annapolis, MD 21403
0.13
$729,100
3
2.5
1,785
Off Market
403 Holly Dr, Annapolis, MD 21403
0.16
$825,000
4
3
3,254
Recently Sold
410 Holly Dr, Annapolis, MD 21403
0.16
$664,700
3
2.5
1,925
Off Market
117 Gardner Dr, Annapolis, MD 21403
0.15
$935,000
5
2.5
2,288
Recently Sold
503 Duvall Ln, Annapolis, MD 21403
0.17
$707,600
3
2.5
2,400
Off Market

Local Information

  • Map ViewExplore the area around 406 Harbor Dr.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1972
0.29 acre lot
3,400 sqft
$235/sqft
Open Parking
HOA $2/mo

About this House

OPEN HOUSE CANCELLED! UNDER CONTRACT! Welcome to 406 Harbor Drive, an exceptional residence in the heart of Hillsmere Shores, one of Annapolis’ most coveted water-privileged communities. Completely renovated and impeccably maintained, this home offers approximately 4,000 finished square feet of beautifully designed living space where scale, comfort, and craftsmanship come together seamlessly. Walls of windows flood the open layout with natural light, highlighting rich hardwood floors, custom moldings, and timeless fixtures throughout. The gourmet kitchen is the true centerpiece of the home, featuring 42" cabinetry, stainless steel and chef-grade appliances, gleaming granite countertops, and an oversized center island—perfect for everyday living and effortless entertaining. A sunny morning room connects the kitchen and dining spaces, creating an inviting flow for gatherings large and small. The formal dining room is accented by a stunning tray ceiling, while the expansive living room offers an ideal setting for entertaining or relaxing. The primary suite is a showstopper, complete with vaulted ceilings, a sitting area, a custom walk-in closet, and a spa-inspired bath featuring a frameless glass walk-in shower with designer tile and a deep soaking tub. All additional bedrooms are generously sized with excellent closet space. The screened upper porch extends your living space outdoors—ideal for champagne sunsets, crab feasts, and relaxed evenings—finished with maintenance-free composite decking and vinyl posts. The lower level impresses with exposed brick walls, a large recreation room for movie nights and gatherings, and an open den with a cozy wood stove that works beautifully as a home office or study. A guest bedroom, full bath, oversized laundry room, and separate utility room provide flexibility, storage, and function. Outside, the fenced backyard is level, private, and surrounded by mature trees, offering endless possibilities for gardening, play, entertaining, or even adding a pool. A large paver patio is perfect for a fire pit and s’mores under the stars. Plenty of off-street parking completes the package. Hillsmere Shores delivers an unmatched lifestyle with two private beaches, beachfront playgrounds, a boat ramp, canoe and kayak storage, boat slips, beach pavilions, volleyball courts, and a community pool—all just moments away. Enjoy a vibrant calendar of neighborhood events including poolside movie nights, Food Truck Fridays, beach Easter egg hunts, Fourth of July bike parades, spring sock burning, and the annual pig roast. This is more than a home—it’s a community, a lifestyle, and an absolute 10.
406 Harbor Dr, Annapolis, MD 21403 is a 4 bedroom, 3 bathroom, 3,400 sqft single-family home built in 1972. It last sold for the $800,000 asking price on Feb 24, 2026. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $805,600, with a rent estimate of $4,700/month.
Last check for updates: about 13 hours ago
Listed by Wendy Oliver, (443) 336-5091
Coldwell Banker Realty
Co-Listing Agent: Catherine Marucci, (443) 883-1609
Coldwell Banker Realty
Bought with: Shannon Calvery, (703) 282-1892, Keller Williams Flagship
Source: Bright MLS, MLS#MDAA2133380

Home Details for 406 Harbor Dr

Interior Features

Interior Details
Basement: Full,Connecting Stairway,Drainage System,Heated,Improved,Interior Entry,Exterior Entry,Rear Entrance,Sump Pump,Shelving,Walk-Out Access,Windows,Workshop,Drain,FinishedNumber of Rooms: 18Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Primary Bathroom, Bathroom 2, Attic, Breakfast Room, Dining Room, Foyer, Full Bath, Kitchen, Living Room, Office, Recreation Room, Screened Porch, Storage Room, Workshop
Beds & Baths
Number of Bedrooms: 4Main Level Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 3Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 3400 Square Feet
Appliances & Utilities
Utilities: Underground Utilities, Fiber OpticAppliances: Cooktop, Dishwasher, Dryer, Exhaust Fan, Microwave, Double Oven, Oven, Range Hood, Six Burner Stove, Stainless Steel Appliance(s), Washer, Disposal, Extra Refrigerator/Freezer, Ice Maker, Refrigerator, Water Conditioner - Owned, Water Heater, Water Treat System, Electric Water HeaterDishwasherDisposalDryerLaundry: Has LaundryMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced Air,Programmable Thermostat,ElectricHas CoolingAir Conditioning: Central Air,Programmable Thermostat,ElectricHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Brick, Insert, Wood Burning, Wood Burning StoveHas a Fireplace
Gas & Electric
Electric: 200+ Amp Service
Windows, Doors, Floors & Walls
Window: Bay/Bow, Casement, Double Hung, Double Pane Windows, Energy Efficient, Skylight(s), Sliding, Insulated WindowsDoor: French Doors, Six Panel, Sliding Glass, InsulatedFlooring: Wood, Ceramic Tile
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoAccessibility: NoneFloors: Wood, Ceramic Tile
View
Has a ViewView: Garden

Exterior Features

Exterior Home Features
Roof: Architectural ShinglePatio / Porch: Deck, Porch, Screened, Patio, Enclosed, Screened PorchOther Structures: Above Grade, Below GradeExterior: Bump-outs, Street Lights, Water Falls, Play AreaFoundation: Concrete PerimeterNo Private Pool
Parking & Garage
No CarportNo GarageNo Attached GarageHas Open ParkingParking: Driveway,Off Street
Pool
Pool: Community
Frontage
Waterfront: Boat - Powered, Limited hours of Personal Watercraft Operation (PWC), Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Public Access, Sail, Swimming Allowed, Waterski/Wakeboard, RiverResponsible for Road Maintenance: Public Maintained Road, City/CountyRoad Surface Type: Black TopNot on Waterfront
Water & Sewer
Sewer: Public SewerWater Body: Chesapeake Bay And South River
Finished Area
Finished Area (above surface): 2200 Square FeetFinished Area (below surface): 1200 Square Feet

Property Information

Year Built
Year Built: 1972Year Renovated: 2024
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: DetachedArchitecture: Craftsman
Building
Construction Materials: Brick Front, Vinyl SidingNot a New ConstructionNo Additional Parcels
Property Information
Condition: ExcellentParcel Number: 020241203269710

Price & Status

Price
List Price: $800,000Price Per Sqft: $235/sqft
Status Change & Dates
Off Market Date: Tue Feb 24 2026Possession Timing: Close Of Escrow

Active Status

MLS Status: CLOSED

Media

Location

Direction & Address
City: ANNAPOLISCommunity: Hillsmere Estates
School Information
Elementary School: HillsmereElementary School District: Anne Arundel County Public SchoolsJr High / Middle School: AnnapolisJr High / Middle School District: Anne Arundel County Public SchoolsHigh School: AnnapolisHigh School District: Anne Arundel County Public Schools

Building

Building Area
Building Area: 3400 Square Feet

Community

Community Features: PoolNot Senior Community

HOA

HOA Fee Includes: Common Area MaintenanceHOA Name: HSIAHas an HOAHOA Fee: $25/Annually

Lot Information

Lot Area: 0.29 acres

Listing Info

Special Conditions: Standard

Offer

Listing Agreement Type: Exclusive Right To Sell

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: MDAA2133380Above Grade Unfinished Area: 2200

Additional Information

HOA Amenities: Pool Mem Avail,Pier/Dock,Beach Access,Common Grounds,Picnic Area,Security,Tot Lots/Playground,Water/Lake Privileges,Boat Dock/Slip,Boat Ramp,Mooring Area,Pool,Volleyball Courts

Price and Tax history

DateEventPrice
Feb 24, 2026
Source: Bright MLS #MDAA2133380
Sold
$800,000
Jan 31, 2026
Source: Bright MLS #MDAA2133380
Contingent
$800,000
Jan 24, 2026
Source: Bright MLS #MDAA2133380
Listed For Sale
$795,000
Nov 26, 2023
Source: Bright MLS #MDAA2011712
ListingRemoved
Nov 24, 2021
Source: Bright MLS #MDAA2011712
Sold
$645,000

Market trends in Annapolis

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$643K
$1KMoM
Sale-to-List Price
100.0%
Price per sq ft
$331
$6MoM
Available listings
344
11MoM

Around this home

What Locals Say about Annapolis

At least 470 Trulia users voted on each feature.

  • 93 % Say it's dog friendly

  • 83 % Say car is needed

  • 75 % Say there's holiday spirit

  • 73 % Say parking is easy

  • 73 % Say there are sidewalks

  • 70 % Say yards are well-kept

  • 68 % Say people would walk alone at night

  • 68 % Say kids play outside

  • 66 % Say streets are well-lit

  • 65 % Say it's quiet

  • 63 % Say there's wildlife

  • 57 % Say it's walkable to restaurants

  • 57 % Say neighbors are friendly

  • 51 % Say they plan to stay for at least 5 years

  • 49 % Say there are community events

  • 48 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "Very dog friendly neighborhood. But not a lot of green space other than other peoples’ yards. "
    0
    Flag
  • Shannon Chatlos
    "If you like coastal living and a laid-back lifestyle, and are willing to pay for it, this a wonderful place to live."
    1
    Flag
  • Sylvie Bracke
    "It’s a very dog friendly place - I just can’t help wondering why some people don’t clean up after their pets? It’s a nice neighborhood with high end properties & I don’t get that dissonance."
    0
    Flag
  • Erin
    "Safe. On water. Paths in woods. Friendly. Dog play area. Lots of open spaces. Areas are walkable, clean. "
    0
    Flag
  • Halljanie68
    "Community Pool convenient shopping. Easy access to major routes 50/95 Easy access to downtown Annapolis "
    0
    Flag
  • Sheila Wilson
    "A lot of traffic on forest drive very hard to come onto the street. It need a red light or stop sign. Before a serious accident happens. People speed over 40mph"
    0
    Flag
  • Diana H.
    "I’m not sure, I don’t own a dog. Plenty walk by my dead end street house daily though and the neighborhood seems safe for both dogs and owners. "
    0
    Flag
  • Paul Eric Watson
    "Love the urban feel. Lots of history and near the water is a bonus. Very walkable and always something going on. "
    5
    Flag
  • Trulia User
    "Access to Route 50, the Bay Bridge, and Sandy Point State Park. Thirty minutes to Baltimore. Forty minutes to Washington D.C."
    2
    Flag
  • Trulia User
    "It’s a great neighborhood for kids and dogs Lots of walking areas, parks, water park and boat to downtown Annapolis "
    2
    Flag
  • Trulia User
    "It’s a tad busy commute rush hour traffic is something to consider small town lots of people takes about 10-15 min or so to get from one side of town to the other without traffic "
    1
    Flag
  • Trulia User
    "Great school public and private well maintained parks great public libraries close downtown Annapolis shopping for everything is conveniently close "
    0
    Flag
  • Trulia User
    "Lots of families with dogs. Poop bag stations throughout the neighborhood. Lots of woods to walk thru and sidewalks too. "
    1
    Flag
  • Trulia User
    "Nothing is special about my neighborhood. So quiet and nobody talks to anybody. The play area was demolished so no kids can hang out to play."
    4
    Flag
  • Trulia User
    "This is an excellent neighborhood for families and the neighbors are wonderful. Cape St. John gives you access to everything in Annapolis with the tranquility of living along the river."
    0
    Flag
  • Trulia User
    "While Truxton is dog friendly it would be nice to have a dedicated dog park closer than Quiet Waters. "
    0
    Flag
  • Trulia User
    "Wonderful family neighborhood. This neighborhood is very convenient to Hway 50 and all of the Annapolis area. The people here are terrific neighbors."
    0
    Flag
  • Trulia User
    "Good to walk. And parks are nice to play with kids. Stores are close by. And dog walkers all around. "
    0
    Flag
  • Trulia User
    "Summer beach parties, puppy happy hours, annual sock burning, lots of parks and the people are wonderful!"
    0
    Flag
  • Trulia User
    "the history Open napolis is amazing the people around here are kind and friendly and the schools are phenomenal"
    0
    Flag
  • Singletonad
    "the public school system in Annapolis needs to get significantly stronger overall. The private school system here is quite reliable."
    0
    Flag
  • Keren_molina
    "Lovely place and definitely good place to live and have a dog and a lot sores to go buy stuff ..........."
    5
    Flag
  • Singletonad
    "There is no community dog run here and no sidewalks so it can feel awkward letting your dog poop in someone else's yard even if you pick it up. The vast majority of neighbors are dog friendly, but not all, and that is their perogative."
    0
    Flag
  • Raddisob07
    " N/A school are great parking is great close to everything ppl are friendly and been living in Annapolis all my life "
    4
    Flag
  • Tery_hodges
    "I walk my son to elementary school. We can walk to many restaurants and “tourist” shops but do have to drive to get to a grocery store."
    2
    Flag
  • Stephanie.ward0715
    "I've been around this area for years. People are friendly and always willing to help each other. The restaurant's and shopping are also a plus. Everything you are looking for is 5 minutes away."
    0
    Flag
  • Raddisob07
    "None that I know of. The community should definitely do more collaborative events at least at least Quarterly they are family friendly."
    5
    Flag
  • Stella
    "Feel good living here Parking so easy Location very good Many things nearby Old town and new town "
    3
    Flag
  • Jennifer B.
    "It's super quiet and funny, I've leving here for 1 year and I feel safe my neighbors are nice.. Down town is amazing.. ❤️ "
    0
    Flag
  • Kwisniewski805
    "Holiday events and many boating events. There are street fairs, food markets, holiday markets. Community is very close. "
    0
    Flag
  • Cara M. E.
    "I teach at a school that is less than 10 minutes from my house. But there are times that Forest Dr gets incredibly backed up, or there is an accident that causes the road to be shut down. "
    1
    Flag
  • Beth S.
    "Bad area is close by, so kids need to understand boundaries. Private schools are important here, so save your money. Sports are good here, with lots of good coaching."
    0
    Flag
  • Linda D.
    "I've been visiting a dear close friend - helping them recuperate from serious surgery. traffic is atrocious- I miss living in the rural countryside area!"
    0
    Flag
  • Liza
    "The schools in Annapolis are not as good as they are in Severna Park which is where I grew up originally. But Annapolis has many great amenities including local places to eat and shop."
    0
    Flag
  • Rodwellsantos6
    "I like it this community is pretty good as so matters fact for elders we looking to buy in this areas I don’t know frankly about this gorgeous homes we will see."
    0
    Flag
  • Jeffrey H.
    "Lived here for 4 years. Loved the area, including the park across the street. Hate the maintenance of the building including the attention to detail of maintenance of property. "
    0
    Flag
  • jfh4k0
    "Local traffic is not too bad. Beach traffic and rush hour traffic to DC and Baltimore is pretty terrible. "
    2
    Flag
  • Nadja Maril
    "I lived in this neighborhood over 20 years and walk downtown with my dog every morning for coffee. On pretty days we visit City Dock and admire the views and the boats."
    1
    Flag
  • Markkimethanmolly
    "We’ve lived here for 18 years, and everyone is very friendly. Our neighborhood is very safe and quiet."
    0
    Flag
  • Debwill64
    "There is a bus stop close enough to walk to but I have to drive to DC. The bus only goes to Annapolis and maybe Baltimore, not sure though."
    0
    Flag

LGBTQ Local Legal Protections

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. Copyright 2026 Bright MLS, Inc. Click here for more information

Frequently asked questions about 406 Harbor Dr

  • What is 406 Harbor Dr estimated to be worth?
    Trulia's estimated value for 406 Harbor Dr in Annapolis, MD is $805,600.
  • What is the price history for 406 Harbor Dr?
    406 Harbor Dr in Annapolis, MD last sold for $800,000 in February 2026.
  • Is Annapolis a buyer's or seller's market?
    Annapolis is currently a balanced market, based on recent for-sale activity.
  • What's the median sale price in Annapolis?
    The median sale price in Annapolis is $643K. That is down $1K from the prior month.
  • Does 406 Harbor Dr have air conditioning?
    Yes, 406 Harbor Dr in Annapolis, MD has air conditioning.
  • Does 406 Harbor Dr have a pool?
    Yes, 406 Harbor Dr in Annapolis, MD has a pool.

Explore by feature - Pet Friendly

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