490 2nd St, Cedar Key, FL 32625
Property image
Property image
FOR SALE

$459,000

  • 3 Beds
  • 2 Baths
  • 2,880 sqft

490 2nd St, Cedar Key, FL 32625

Est. Mortgage $3,142/mo*
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We estimate this home will sell faster than 93% nearby.

Home Highlights

Single-Family Home
Built in 1930
$159/sqft
Open Parking

Local Information

  • Map ViewExplore the area around 490 2nd St.
  • Schools1 Preschool School3 Elementary Schools4 Middle Schools4 High Schools
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Extensive rooftop solar arrayThree entrances
This is a rare opportunity to own a property in the HEART of historic Cedar Key, Florida! This historic structure, previously a private home, had been utilized as the Cedar Key City Hall for many years. Hurricane flooding and resulting damages spurred the City to move offices to an already-owned building on high ground, in order to forego repairs and to provide municipal services without interruption in the future. The decision has been made to remain in the new building, so the Old City Hall building is available for purchase! You cannot ask for a better location for a downtown home, a business, or a vacation rental. With a future land use designation of Mixed Use, you could both have a business here, AND live at this location! The building was stripped to dry and prevent mold, and the floor has been removed. The extensive rooftop solar array is still in place. Three entrances make multiple use easy to accommodate. If you want a great spot to provide an easily-accessible island business, here's your chance. The island is still in need of a replacement grocery store, and the City Commission, acting as the CRA Board, recently decided that they are creating a CRA grant for up to $150,000 for a downtown grocery. What a way to offset some of the restoration expense and provide a much-needed local essential business! Call to take a look today!
Last check for updates: about 10 hours ago
Listing courtesy of Vanessa Edmunds, (352) 210-1155
Cedar Key Realty, Inc., (352) 543-9899
Source: Dixie-Gilchrist Levy Counties BOR, MLS#800091
We estimate this home will sell faster than 93% nearby.

Home Details for 490 2nd St

Interior Features

Interior Details
Number of Rooms: 6Types of Rooms: Master Bedroom, Master Bathroom
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2880 Square Feet
Appliances & Utilities
Appliances: None
Heating & Cooling
Heating: Electric,MissingHas CoolingAir Conditioning: ElectricHas HeatingHeating Fuel: Electric
Fireplace & Spa
Fireplace: NoneNo Fireplace
Windows, Doors, Floors & Walls
Window: Double Pane WindowsFlooring: None
Levels, Entrance, & Accessibility
Accessibility: Handicap Access/Ramped, Wheelchair EntryFloors: None
View
Has a ViewView: Gulf View

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: PorchExterior: LightingFoundation: Crawl Space
Parking & Garage
No CarportNo GarageNo Attached GarageHas Open ParkingParking: Open
Frontage
Road Frontage: City Street, MaintainedRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Farm & Range
Frontage Length: Road Frontage: 162.5
Surface & Elevation
Topography: Level

Days on Market

Days on Market: 12

Property Information

Year Built
Year Built: 1930
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: Designated HistoricArchitecture: Cracker
Building
Construction Materials: Wood Siding, FrameNot Attached PropertyHas Additional Parcels
Property Information
Parcel Number: 0850800000

Price & Status

Price
List Price: $459,000Price Per Sqft: $159
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Location

Direction & Address
City: Cedar KeyCommunity: Cedar Key
School Information
Elementary School District: LevyJr High / Middle School District: LevyHigh School District: Levy

Agent Information

Listing Agent
Listing ID: 800091

Building

Building Area
Building Area: 2880 Square Feet

Lot Information

Lot Area: 6534 sqft

Offer

Listing Terms: Cash

Energy

Energy Efficiency Features: Insulation

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Miscellaneous

Mls Number: 800091Water ViewWater View: Gulf ViewAttribution Contact: 3525439899

Around this home

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Cedar Key

This October

Trick-or-Treat Score

Built from what locals say about this neighborhood.
  • 83% say there's holiday spirit
  • 71% say there are community events
  • 55% say neighbors are friendly
Trulia Trick or TreatStart Ghost Hunt
At least 4 Trulia users voted on each feature.
  • 100 % Say yards are well-kept

  • 100 % Say it's walkable to restaurants

  • 100 % Say they plan to stay for at least 5 years

  • 92 % Say it's dog friendly

  • 89 % Say people would walk alone at night

  • 88 % Say there's wildlife

  • 88 % Say kids play outside

  • 83 % Say there's holiday spirit

  • 80 % Say it's quiet

  • 71 % Say there are community events

  • 67 % Say parking is easy

  • 67 % Say it's walkable to grocery stores

  • 64 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 50 % Say car is needed

  • 40 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Ckclamhouse
    "Easy commute to work 5 miles away. School zone is the only slow down when in session. Golf cart friendly community, so sometimes your commute may be slowed if you are behind a golf cart."
  • Gravelsherriff
    "Long one road in one road out. Very little traffic with no curves. Straight as a gun barrel. One gas station about half way through the journey."
  • sgwynans
    "I have lived here for over 34 years - my entire life - with an occassional move; I always come back. It's a great place to live and raise a family, retire, or just as a getaway from the hustle and bustle of the city. Cedar Key is a charming fishing village and haven for artists of all types. We have an excellent public school educating students from Pre-K to 12th grade. Cedar Key School is currently rated an A school - it feels more like a private school than public. Also, I have always had a sense of safety in our community; it's a place where some people still don't lock their doors. I love our town and the lovely people who live here!"
  • Wifey
    "IF YOU ARE LOOKING FOR A TRUE SENSE OF COMMUNITY, GOOD OLD VALUES AND PEACE AND TRANQUILITY, THEN CEDAR KEY IS THE PLACE TO LIVE!!"
  • Ed G.
    "CK is not built up like so much of the Gulf Coast of Florida. It's peaceful but there are some things to do (especially for the outdoors type of person). It's a long way to the WalMart for shopping and some things you take for granted in the cities aren't readily available. If you're a fisherman, a nature lover or a home body this a a great place. If you crave the night life then, for you, this is probably a weekend visit kind of place."

Market trends in Cedar Key

Last updated September 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
57
5
MoM
Sourced by Trulia Market Trends

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.29
Single-Family Home
$600,000
03/03/26
3
2
3,196
0.14
Single-Family Home
$612,000
03/03/26
2
2
1,550
0.23
Single-Family Home
$385,000
11/18/25
3
2
3,102
0.15
Single-Family Home
$825,000
06/09/26
3
3.5
1,560
0.31
Single-Family Home
$320,000
09/21/26
3
2
1,438
0.24
Single-Family Home
$215,000
04/09/26
2
2
1,272
0.27
Single-Family Home
$325,000
05/21/26
2
2
938
0.24
Single-Family Home
$302,000
03/23/26
2
2
800
0.42
Single-Family Home
$291,000
09/01/26
3
2
1,308
0.34
Single-Family Home
$347,000
10/01/26
2
2
1,020

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.02
$319,800
Studio
-
1,100
Off Market
0.03
$374,000
Studio
2
1,840
Off Market
0.03
$360,900
3
2
2,500
Off Market
0.03
$446,800
Studio
-
4,160
Off Market
0.03
$291,200
Studio
-
1,750
Off Market
0.03
$190,900
2
1.5
1,152
Off Market
0.03
$206,600
2
1
1,152
Off Market
0.03
$225,000
2
1.5
1,352
Recently Sold
0.03
$100,000
-
-
-
Recently Sold
0.03
$225,000
Studio
2
1,152
Recently Sold
0.04
$425,300
Studio
-
3,806
Off Market
0.04
$204,100
Studio
-
525
Off Market
0.04
$186,800
2
1.5
1,152
Off Market
0.04
$214,300
2
1
1,152
Off Market
0.04
$213,900
2
1.5
1,152
Off Market
0.04
$208,400
2
1
1,152
Off Market
0.04
$285,700
Studio
-
2,001
Off Market
0.04
-
-
-
-
Off Market
0.04
$224,000
2
1.5
1,152
Off Market
0.04
$208,600
2
1
1,152
Off Market

Price and Tax history

DateEventPrice
Oct 13, 2026
Source: Dixie-Gilchrist Levy Counties BOR #800091
Listed For Sale
$459,000
Mar 1, 2026
Source: Dixie-Gilchrist Levy Counties BOR #794738
ListingRemoved
$595,000
Apr 21, 2025
Source: Dixie-Gilchrist Levy Counties BOR #794738
Listed For Sale
$595,000

LGBTQ Local Legal Protections

Vanessa Edmunds, Cedar Key Realty, Inc., (352) 543-9899
Agent Phone: (352) 210-1155
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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Frequently asked questions about 490 2nd St

  • What is the estimated monthly payment for 490 2nd St?
    Based on a $459,000 list price with 20% down at today's rates, the estimated monthly payment for 490 2nd St in Cedar Key, FL is approximately $3,183 (about $2,511 principal & interest, $597 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What are the closest schools to 490 2nd St?
    The closest schools to 490 2nd St in Cedar Key, FL are Cedar Key High School (Pre-K/Elementary/Middle, rated 8/10), Levy Virtual Franchise (Middle/High), Levy Virtual Instruction Program (Elementary/Middle/High).
  • Does 490 2nd St have air conditioning?
    Yes, 490 2nd St in Cedar Key, FL has air conditioning.
  • How big is the lot at 490 2nd St?
    The lot at 490 2nd St in Cedar Key, FL is about 0.15 acres (6,534 sq ft).
  • Does 490 2nd St have parking?
    Yes, 490 2nd St in Cedar Key, FL has on-site parking.
490 2nd St, Cedar Key, FL 32625 is a 3 bedroom, 2 bathroom, 2,880 sqft single-family home built in 1930. This property is currently available for sale and was listed by Dixie-Gilchrist Levy Counties BOR on Oct 13, 2026. The MLS # for this home is MLS# 800091.