409 2nd St, Cedar Key, FL 32625
FOR SALE

409 2nd St
Cedar Key, FL 32625

  • 2 Beds
  • 3 Baths
  • 2,250 sqft

$689,000

Original price: $739,000
Est. Mortgage $3,568/mo*
Get Pre-Qualified

$689,000

Original price: $739,000
Est. Mortgage $3,568/mo*
Get Pre-Qualified
2 Beds
3 Baths
2,250 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Own a charming, versatile piece of Florida history in the heart of Downtown Cedar Key. This multi-unit commercial property offers a rare combination of immediate income and potential for utilization of a historic carriage house located on the property. The captivating dwelling located in the heart of the Historic District of Cedar key marvels with a short walk to the park, restaurants, stores and the Cedar Key waterfront. The ground floor is set as commercial income with spacious storefront and an active lease in place, providing a reliable, steady income stream from day one. The upper level with separate entrance towards the rear of the property showcases a beautifully updated 2 bedroom/2 bath residence currently optimized for the vacation rental market in place now. This "Old Florida" gem opens to beautiful wood stairs, large foyer with high ceilings drawing you into the dining room, kitchen and living area located on the main floor with a full bath showcasing a walk-in shower, as well. The space features gorgeous hardwood floors, stackable laundry, and a full kitchen with granite countertops. Large wraparound windows fill the living area with natural light, while the private porch offers guests a front-row seat to the charm of the historic downtown. The upstairs area houses two bedrooms with one bath and a small patio for the view overlooking the back water. Keep in short-term rental or live there year-around. Marvel at the historic carriage house that is adjacent to the main house. It is a standout feature, offering a blank canvas for a third revenue stream. Transform it into a boutique art gallery, a cozy caf, or an additional vacation rental unit to further maximize your return on investment. A new roof on upstairs porch, updated hot water heater and new flooring in upstairs bath with charming updated courtyard is waiting for you! This jewel of a building with income producing available immediately, easy walk to downtown shops, restaurants, park and beach is a wonderful opportunity to own a historic piece of Cedar Key!

Home Highlights

Parking
No Info
Outdoor
Porch
View
No Info
HOA
None
Price/Sqft
$306
Listed
61 days ago

Home Details for 409 2nd St

Active Status

MLS Status: Active

Interior Features

Interior Details
Number of Rooms: 9Types of Rooms: Master Bedroom, Master Bathroom
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2250 Square Feet
Appliances & Utilities
Appliances: Electric Cooktop, Dishwasher, Dryer - Electric, Microwave, Electric Range, Range Hood, Refrigerator, Washer/Dryer StackedDishwasherLaundry: Laundry ClosetMicrowaveRefrigerator
Heating & Cooling
Heating: Electric,DuctlessHas CoolingAir Conditioning: ElectricHas HeatingHeating Fuel: Electric
Fireplace & Spa
Fireplace: NoneNo Fireplace
Windows, Doors, Floors & Walls
Window: Double Hung Windows, Window TreatmentsFlooring: Concrete, Hardwood
Levels, Entrance, & Accessibility
Levels: Three Or MoreFloors: Concrete, Hardwood
Room & Shared Space
Shared space is furnished

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Covered, PorchExterior: Balcony, Courtyard, OtherFoundation: Slab
Parking & Garage
No CarportNo GarageNo Attached GarageParking: Off Street,Side/Rear Entry
Pool
Pool: None
Frontage
Waterfront: NoneRoad Frontage: City Street, MaintainedNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Surface & Elevation
Topography: Sloping

Days on Market

Days on Market: 61

Property Information

Year Built
Year Built: 1901
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Construction Materials: Cement Siding, ConcreteNot Attached PropertyDoes Not Include Home Warranty
Property Information
Included in Sale: All Furnishings In The Upstairs Vacation Rental Unit Are Included.Parcel Number: 0857400000

Price & Status

Price
List Price: $689,000Price Per Sqft: $306
Status Change & Dates
Possession Timing: Close Of Escrow

Media

Location

Direction & Address
City: Cedar KeyCommunity: Cedar Key
School Information
Elementary School District: LevyJr High / Middle School District: LevyHigh School District: Levy

Agent Information

Listing Agent
Listing ID: 798760

Building

Building Area
Building Area: 2250 Square Feet

Lot Information

Lot Area: 2613.6 sqft

Offer

Listing Terms: Cash, Conventional

Energy

Energy Efficiency Features: None

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Rental Terms, Policies & Fees

Furnished

Miscellaneous

Mls Number: 798760Attribution Contact: 3525435581, carynd@gmail.com
Last check for updates: about 9 hours ago
Listing courtesy of Melinda Allen, (352) 222-8585
Pelican Realty, (352) 543-5581
Caryn Stephenson, (352) 228-0420
Pelican Realty, (352) 543-5581
Source: Dixie-Gilchrist Levy Counties BOR, MLS#798760

Price History for 409 2nd St

DatePriceEventSource
04/01/2026$689,000PriceChange
Dixie-Gilchrist Levy Counties BOR #798760
03/07/2026$739,000Listed For SaleDixie-Gilchrist Levy Counties BOR #798760
04/26/2024$660,000Sold
Dixie-Gilchrist Levy Counties BOR #790094
03/05/2024$679,000PendingDixie-Gilchrist Levy Counties BOR #790094
02/18/2024$679,000Listed For SaleDixie-Gilchrist Levy Counties BOR #790094
09/17/2020$260,000Sold
N/A
06/09/2020$425,000PriceChange
Agent Provided
06/03/2020$445,000Listed For SaleAgent Provided
10/31/2013$270,000Sold
N/A
12/28/2009$220,000Sold
N/A
10/31/2003$242,500Sold
N/A

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Property Tax and Assessment

Year2024
Tax$5,639
Assessment$266,052
Home facts updated by county records

Comparable Sales for 409 2nd St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
652 1st St, Cedar Key, FL
0.19
Single-Family Home
$612,000
03/03/26
2
2
1,550
841 2nd St, Cedar Key, FL
0.28
Single-Family Home
$385,000
11/18/25
3
2
3,102
681 6th St, Cedar Key, FL
0.27
Single-Family Home
$325,000
09/04/25
2
2
1,652
5051 G St, Cedar Key, FL
0.33
Single-Family Home
$600,000
03/03/26
3
2
3,196
357 2nd St, Cedar Key, FL
0.04
Single-Family Home
$370,117
05/29/25
3
1
1,200
5011 F St, Cedar Key, FL
0.27
Single-Family Home
$215,000
04/09/26
2
2
1,272
758 5th St, Cedar Key, FL
0.26
Single-Family Home
$302,000
03/23/26
2
2
800
1157 Palmetto Dr, Cedar Key, FL
0.62
Single-Family Home
$475,000
05/22/25
2
3
2,806
5010 G St, Cedar Key, FL
0.35
Single-Family Home
$285,000
04/30/26
2
2
1,399

Assigned Schools

These are the assigned schools for 409 2nd St.

What Locals Say about Cedar Key

At least 4 Trulia users voted on each feature.

  • 100 % Say yards are well-kept

  • 100 % Say it's walkable to restaurants

  • 100 % Say they plan to stay for at least 5 years

  • 92 % Say it's dog friendly

  • 89 % Say people would walk alone at night

  • 88 % Say there's wildlife

  • 86 % Say kids play outside

  • 83 % Say there's holiday spirit

  • 78 % Say it's quiet

  • 71 % Say there are community events

  • 67 % Say parking is easy

  • 67 % Say it's walkable to grocery stores

  • 64 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 54 % Say car is needed

  • 40 % Say there are sidewalks

Learn more about our methodology.
  • Ckclamhouse
    "Easy commute to work 5 miles away. School zone is the only slow down when in session. Golf cart friendly community, so sometimes your commute may be slowed if you are behind a golf cart."
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  • Gravelsherriff
    "Long one road in one road out. Very little traffic with no curves. Straight as a gun barrel. One gas station about half way through the journey."
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    Flag
  • sgwynans
    "I have lived here for over 34 years - my entire life - with an occassional move; I always come back. It's a great place to live and raise a family, retire, or just as a getaway from the hustle and bustle of the city. Cedar Key is a charming fishing village and haven for artists of all types. We have an excellent public school educating students from Pre-K to 12th grade. Cedar Key School is currently rated an A school - it feels more like a private school than public. Also, I have always had a sense of safety in our community; it's a place where some people still don't lock their doors. I love our town and the lovely people who live here!"
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  • Wifey
    "IF YOU ARE LOOKING FOR A TRUE SENSE OF COMMUNITY, GOOD OLD VALUES AND PEACE AND TRANQUILITY, THEN CEDAR KEY IS THE PLACE TO LIVE!!"
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  • Ed G.
    "CK is not built up like so much of the Gulf Coast of Florida. It's peaceful but there are some things to do (especially for the outdoors type of person). It's a long way to the WalMart for shopping and some things you take for granted in the cities aren't readily available. If you're a fisherman, a nature lover or a home body this a a great place. If you crave the night life then, for you, this is probably a weekend visit kind of place."
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LGBTQ Local Legal Protections

Melinda Allen, Pelican Realty, (352) 543-5581
Agent Phone: (352) 222-8585
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
409 2nd St, Cedar Key, FL 32625 is a 2 bedroom, 3 bathroom, 2,250 sqft single-family home built in 1901. This property is currently available for sale and was listed by Dixie-Gilchrist Levy Counties BOR on Mar 7, 2026. The MLS # for this home is MLS# 798760.