$649,000
2 Beds
3 Baths
2,250 sqft
409 2nd St, Cedar Key, FL 32625
Est. Mortgage $4,338/mo*
Get Pre-QualifiedWe estimate this home will sell faster than 93% nearby.
Home Highlights
Single-Family Home
Built in 1901
$288/sqft
Local Information
- Map ViewExplore the area around 409 2nd St.
- Schools1 Preschool School3 Elementary Schools4 Middle Schools4 High Schools
- Shop & Eat
-- mins to
About this House
Discover a rare piece of "Old Florida" history in the absolute heart of the Historic District of Downtown Cedar Key. This captivating, income-generating multi-unit commercial property offers a flawless blend of immediate revenue streams and untapped creative potential. Located just steps from the waterfront, local parks, shops, and dining, this property perfectly captures the relaxed coastal charm that brings visitors to Cedar Key year after year. The ground floor features a spacious, high-visibility storefront with an active commercial lease already in place, securing steady income from day one. Accessible via a private rear entrance, the upper level reveals a beautifully updated 2-bedroom, 2-bathroom residence optimized for the lucrative vacation rental market—or ready to serve as your personal historic homestead. Guests are welcomed by gorgeous wood stairs and a grand foyer with soaring high ceilings. The main floor boasts rich hardwood floors, a stackable laundry area, a full bathroom with a walk-in shower, and a fully equipped kitchen complete with granite countertops. Massive wraparound windows flood the living space with natural light, opening up to a private porch where you can watch the historic downtown bustle by. Upstairs, you will find two bedrooms, a full bath with brand-new flooring, and a private patio offering serene views of the backwater. The crown jewel of this property is the historic adjacent carriage house. Serving as a blank canvas, this standout feature is ready to be transformed into a boutique art gallery, a cozy caf, or a third vacation rental unit to maximize your return on investment or just use for storing your golf cart, kayak or canoe to enjoy many days on the Gulf! With a beautifully updated courtyard, a brand-new upstairs porch roof, and an updated water heater, this turnkey historic gem is completely ready for its next chapter of history!
Last check for updates: about 11 hours ago
Listing courtesy of Melinda Allen, (352) 222-8585
Pelican Realty, (352) 543-5581
Caryn Stephenson, (352) 228-0420
Pelican Realty, (352) 543-5581
Source: Dixie-Gilchrist Levy Counties BOR, MLS#799938
We estimate this home will sell faster than 93% nearby.
Home Details for 409 2nd St
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MLS Status: Active |
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Interior Details Number of Rooms: 9Types of Rooms: Master Bedroom, Master Bathroom |
Beds & Baths Number of Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 3 |
Dimensions and Layout Living Area: 2250 Square Feet |
Appliances & Utilities Appliances: Electric Cooktop, Dishwasher, Dryer - Electric, Microwave, Electric Range, Range Hood, Refrigerator, Washer/Dryer StackedDishwasherLaundry: Laundry ClosetMicrowaveRefrigerator |
Heating & Cooling Heating: Electric,DuctlessHas CoolingAir Conditioning: ElectricHas HeatingHeating Fuel: Electric |
Fireplace & Spa Fireplace: NoneNo Fireplace |
Windows, Doors, Floors & Walls Window: Double Hung Windows, Window TreatmentsFlooring: Concrete, Hardwood |
Levels, Entrance, & Accessibility Levels: Three Or MoreFloors: Concrete, Hardwood |
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Exterior Home Features Roof: MetalPatio / Porch: Covered, PorchExterior: Balcony, Courtyard, OtherFoundation: Slab |
Parking & Garage No CarportNo GarageNo Attached GarageParking: Off Street,Side/Rear Entry |
Pool Pool: None |
Frontage Waterfront: NoneRoad Frontage: City Street, MaintainedNot on Waterfront |
Water & Sewer Sewer: Public Sewer |
Surface & Elevation Topography: Sloping |
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Days on Market: 7 |
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Year Built Year Built: 1901 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional |
Building Construction Materials: Cement Siding, ConcreteNot Attached PropertyDoes Not Include Home Warranty |
Property Information Included in Sale: All Furnishings In The Upstairs Vacation Rental Unit Are Included.Parcel Number: 0857400000 |
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Price List Price: $649,000Price Per Sqft: $288 |
Status Change & Dates Possession Timing: Close Of Escrow |
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Direction & Address City: Cedar KeyCommunity: Cedar Key |
School Information Elementary School District: LevyJr High / Middle School District: LevyHigh School District: Levy |
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Listing Agent Listing ID: 799938 |
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Building Area Building Area: 2250 Square Feet |
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Lot Area: 2613.6 sqft |
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Listing Terms: Cash, Conventional |
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Energy Efficiency Features: None |
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Mobile Home Park Mobile Home Units: Feet |
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Furnished |
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Mls Number: 799938Attribution Contact: 3525435581, carynd@gmail.com |
Around this home
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.
What Locals Say about Cedar Key
At least 4 Trulia users voted on each feature.
100 % Say yards are well-kept
100 % Say it's walkable to restaurants
100 % Say they plan to stay for at least 5 years
92 % Say it's dog friendly
89 % Say people would walk alone at night
88 % Say there's wildlife
88 % Say kids play outside
83 % Say there's holiday spirit
80 % Say it's quiet
71 % Say there are community events
67 % Say parking is easy
67 % Say it's walkable to grocery stores
64 % Say streets are well-lit
55 % Say neighbors are friendly
50 % Say car is needed
40 % Say there are sidewalks
Sourced by Trulia users. Learn more about our methodology.
Market trends in Cedar Key
Last updated August 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
62
Home Value
Trulia Estimate
$606KSince last month
Increased$14K (+2.3%)Since last year
Increased$116K (+23.5%)Since last sale
Decreased$54K (-8.2%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +51% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $606K |
| August 2026 | $592K |
| July 2026 | $594K |
| June 2026 | $598K |
| May 2026 | $636K |
| April 2026 | $644K |
| March 2026 | $696K |
| February 2026 | $483K |
| January 2026 | $434K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.19 | Single-Family Home | $612,000 | 03/03/26 | 2 | 2 | 1,550 | |
0.28 | Single-Family Home | $385,000 | 11/18/25 | 3 | 2 | 3,102 | |
0.21 | Single-Family Home | $825,000 | 06/09/26 | 3 | 3.5 | 1,560 | |
0.33 | Single-Family Home | $600,000 | 03/03/26 | 3 | 2 | 3,196 | |
0.27 | Single-Family Home | $215,000 | 04/09/26 | 2 | 2 | 1,272 | |
0.26 | Single-Family Home | $302,000 | 03/23/26 | 2 | 2 | 800 | |
0.28 | Single-Family Home | $325,000 | 05/21/26 | 2 | 2 | 938 | |
0.33 | Single-Family Home | $320,000 | 07/15/26 | 3 | 2 | 1,438 | |
0.34 | Single-Family Home | $285,000 | 04/30/26 | 2 | 2 | 1,399 | |
0.48 | Single-Family Home | $200,000 | 07/22/26 | 2 | 2.5 | 1,088 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.02 | $100,000 | - | - | - | Recently Sold | |
0.01 | $100,000 | - | - | - | Recently Sold | |
0.05 | - | - | - | - | Off Market | |
0.06 | $244,800 | 2 | 1.5 | 1,152 | Off Market | |
0.05 | $159,000 | - | - | - | For Sale | |
0.09 | - | - | - | - | Off Market | |
0.04 | $365,500 | 3 | 1 | 1,200 | Off Market | |
0.09 | $188,000 | 2 | 1.5 | 1,152 | Off Market | |
0.09 | $225,000 | 2 | 1.5 | 1,352 | Recently Sold | |
0.10 | - | - | - | - | Off Market | |
0.06 | - | - | - | - | Off Market |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Sep 14, 2026 Source: Dixie-Gilchrist Levy Counties BOR #799938 | Listed For Sale | $649,000 |
Sep 7, 2026 Source: Dixie-Gilchrist Levy Counties BOR #798760 | ListingRemoved | $649,000 |
Jun 18, 2026 Source: Dixie-Gilchrist Levy Counties BOR #798760 | PriceChange | $649,000 Price decreased by 6% |
Apr 1, 2026 Source: Dixie-Gilchrist Levy Counties BOR #798760 | PriceChange | $689,000 Price decreased by 7% |
Mar 7, 2026 Source: Dixie-Gilchrist Levy Counties BOR #798760 | Listed For Sale | $739,000 |
Apr 26, 2024 Source: Dixie-Gilchrist Levy Counties BOR #790094 | Sold | $660,000 |
Mar 5, 2024 Source: Dixie-Gilchrist Levy Counties BOR #790094 | Pending | $679,000 |
Feb 18, 2024 Source: Dixie-Gilchrist Levy Counties BOR #790094 | Listed For Sale | $679,000 |
Sep 17, 2020 Source: N/A | Sold | $260,000 |
Jun 9, 2020 Source: Agent Provided | PriceChange | $425,000 Price decreased by 4% |
Jun 3, 2020 Source: Agent Provided | Listed For Sale | $445,000 |
Oct 31, 2013 Source: N/A | Sold | $270,000 |
Dec 28, 2009 Source: N/A | Sold | $220,000 |
Oct 31, 2003 Source: N/A | Sold | $242,500 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2024 | $5,639 | $266,052 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Melinda Allen, Pelican Realty, (352) 543-5581
Agent Phone: (352) 222-8585
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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Frequently asked questions about 409 2nd St
- What is the estimated monthly payment for 409 2nd St?Based on a $649,000 list price with 20% down at today's rates, the estimated monthly payment for 409 2nd St in Cedar Key, FL is approximately $4,442 (about $3,523 principal & interest, $844 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What are the closest schools to 409 2nd St?The closest schools to 409 2nd St in Cedar Key, FL are Cedar Key High School (Pre-K/Elementary/Middle, rated 8/10), Levy Virtual Franchise (Middle/High), Levy Virtual Instruction Program (Elementary/Middle/High).
- What is 409 2nd St estimated to be worth?Trulia's estimated value for 409 2nd St in Cedar Key, FL is $606,000.
- Does 409 2nd St have air conditioning?Yes, 409 2nd St in Cedar Key, FL has air conditioning.
- Does 409 2nd St have laundry facilities?Yes, 409 2nd St in Cedar Key, FL has laundry facilities.
- How big is the lot at 409 2nd St?The lot at 409 2nd St in Cedar Key, FL is about 0.06 acres (2,614 sq ft).
409 2nd St, Cedar Key, FL 32625 is a 2 bedroom, 3 bathroom, 2,250 sqft single-family home built in 1901. This property is currently available for sale and was listed by Dixie-Gilchrist Levy Counties BOR on Sep 14, 2026. The MLS # for this home is MLS# 799938.