4540 N Winchester Ter, Hernando, FL 34442
Property image
Property image
FOR SALE
NEW CONSTRUCTION
0.57 ACRES

$199,900

Original price: $214,900
  • 3 Beds
  • 2 Baths
  • 1,200 sqft (on 0.57 acres)

4540 N Winchester Ter, Hernando, FL 34442

Est. Mortgage $1,399/mo*
Get Pre-Qualified

Home Highlights

Mobile/Manufactured
Built in 2026
0.57 acre lot
$167/sqft

Local Information

  • Map ViewExplore the area around 4540 N Winchester Ter.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

NEW 2026 HOME ON OVER 1/2 ACRE — PRICED UNDER $200K!
Why rent when you could own a BRAND-NEW 2026 home with room to spread out? This beautiful 3-bedroom, 2-bath home offers a desirable split-bedroom floor plan and sits on over half an acre.
Step inside to a bright, modern interior featuring drywall construction, luxury vinyl flooring, stainless steel appliances, and an open-concept kitchen and living area perfect for everyday living and entertaining. Everything is NEW, offering the peace of mind and low-maintenance lifestyle that comes with a brand-new home.
Outside, the spacious homesite provides plenty of room for your toys, pets, garden, future workshop, or additional outdoor living space.
NO HOA & NO FLOOD ZONE!
Conveniently located in Hernando with easy access to shopping, dining, boating, fishing, parks, and everything Florida's Nature Coast has to offer.
Offered at just $199,900! Financing options may include USDA, VA, FHA, and Conventional programs for qualified buyers. Eligible USDA and VA buyers may qualify for 0% down financing. Ask your lender about available financing options and schedule your showing today.
Brand-new 2026 home + over 1/2 acre + no HOA + under $200K = a combination that's hard to find!
Last check for updates: about 13 hours ago
Listing courtesy of Nicoletta Lingrosso, (352) 601-0053
Keller Williams-Elite Partners
Originating MLS: Realtors Association of Citrus County
Source: Realtors Association of Citrus County, MLS#854077
Also Listed on Realtors Association of Citrus County, Stellar MLS, Stellar MLS.

Home Details for 4540 N Winchester Ter

Interior Features

Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1200 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Electric Cooktop, Electric Oven, RefrigeratorDishwasherRefrigerator
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Central
Windows, Doors, Floors & Walls
Flooring: Laminate
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Laminate

Exterior Features

Exterior Home Features
Roof: Asphalt Shingle
Parking & Garage
No CarportNo GarageNo Attached GarageParking: Parking Space(s)
Pool
Pool: None
Frontage
Road Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Septic Tank

Days on Market

Cumulative Days on Market: 133Days on Market: 151

Property Information

Year Built
Year Built: 2026
Property Type / Style
Property Type: ResidentialProperty Subtype: Manufactured Home, Single Family ResidenceArchitecture: One Story
Building
Construction Materials: ManufacturedIs a New Construction
Property Information
Parcel Number: 1597072

Price & Status

Price
List Price: $199,900Price Per Sqft: $167
Status Change & Dates
Possession Timing: Closing

Active Status

MLS Status: Active

Location

Direction & Address
City: HernandoCommunity: Apache Shores Units 1-13
School Information
Elementary School: Hernando ElementaryJr High / Middle School: Citrus Springs MiddleHigh School: Citrus High

Agent Information

Listing Agent
Listing ID: 854077

Building

Building Area
Building Area: 1200 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: Realtors Association of Citrus CountyNo HOA

Lot Information

Lot Area: 0.57 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Miscellaneous

Mls Number: 854077Living Area Range Units: Square FeetAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12017-N-1597072-R-N

Additional Information

Days On Market Replication: 133

Around this home

What Locals Say about Hernando

At least 94 Trulia users voted on each feature.

  • 94 % Say car is needed

  • 86 % Say parking is easy

  • 83 % Say yards are well-kept

  • 83 % Say it's dog friendly

  • 80 % Say it's quiet

  • 66 % Say there's wildlife

  • 63 % Say people would walk alone at night

  • 63 % Say there's holiday spirit

  • 59 % Say they plan to stay for at least 5 years

  • 55 % Say neighbors are friendly

  • 29 % Say kids play outside

  • 21 % Say there are community events

  • 19 % Say streets are well-lit

  • 17 % Say it's walkable to grocery stores

  • 12 % Say it's walkable to restaurants

  • 10 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Taz2mel
    "We have lived here 3 years and It is very quiet and serene. The whole neighborhood is very nice and people are friendly."
    0
    Flag
  • Mary J. G.
    "I feel its a quiet and safe area to raise children in.But except for the YMCA there is not much activity in the summer for teenagers and young children to participate in."
    3
    Flag
  • Mary J. G.
    "I feel like this is a safe place to live but there’s nothing for children to do in the summer no activities no real parks so it’s not difficult for them to get in trouble .they (the city)needs to provide more activities for young people and teenagers to give them something to do when they’re not attending school. In thhe summer."
    0
    Flag
  • Alicia M.
    "Just about everyone’s loves dogs around this area. Most are friendly and well manner dogs. Most people are friend;y enough to wave or say hi. "
    4
    Flag
  • Trulia User
    "Many dog owners walk their pets on the tree-lined streets. People genuinely like dogs here and there is a beautiful dog park for the animals to enjoy."
    0
    Flag
  • Anita G.
    "It is so beautiful here. The homes are so lovely and the landscaping is absolutely beautiful Landscaping is absolutely beautiful. The neighbors are very friendly and helpful and nice. The homes are lovely and the landscape is beautiful. "
    0
    Flag
  • Ronr8256
    "Just feel very safe and welcomed. Very friendly neighbors don’t care to nose into your business or bug you just always there to say hi and how’s it going. I love it here as does my wife"
    8
    Flag
  • Tabithalhowell
    " Dry dog friendly neighborhood, people pick up after their pets. Many walk their pets around the neighborhood "
    0
    Flag
  • Kristy M. .
    "There a very nice lake walking distance from my house. Great for fishing and swimming. Nice air and great neighborhood beautiful homes and amazing connection to nature as well. I love the family of herons that come into our yard time to time."
    0
    Flag
  • Daveandkelly2010
    "I lived in this area for over 15 yrs and certain neighbors watch out for each other. Others keep to themselves which I like."
    5
    Flag
  • Trashinstein
    "I love the area. low crime and larger lots. Easy to drive any where from here and roads are multi-laned and traffic it light"
    0
    Flag
  • M
    "Great place to live! Nice size yards and a mixture of types of homes. There are families with children and grandparents with grandchildren who visit. A good mixture of everyone. They do drive to fast down the roads so most parents on our road don’t let their children play or ride their bikes on or near the road. Unfortunately there’s always that negative we all hate to see. All in all it’s a great place for families."
    0
    Flag
  • Aaron R.
    "I don't commute. two main highways run east to west. approx 20 minutes intoaon local town of Inverness "
    0
    Flag
  • Mmainwaring
    "Nice quiet neighborhood - horses allowed! Neighbors are nice - private road - good trails for horses - close to shopping - "
    0
    Flag
  • Donna Ratcliff
    "I've actually lived in 2 different separate homes on this street. I purposely sought out this area ,away from big cities. Quiet old Florida, convenient to Ocala, Inverness, Crystal River. No restrictions !!"
    11
    Flag
  • Joyce P.
    "Great area to live centrally located. Easy to get to Inverness and Ocala. And not far from either Gainesville, Tampa, or Orlando"
    2
    Flag
  • Rodney
    "Hilly so it’s hard to see over hills in the dark so stay in your yard if not well lit. The yards are 1 acre lots so no reason for you to not be able to walk the dog in the yard."
    2
    Flag
  • Candyw53
    "Great dog parks, wonderful first class amenities Pool, spa, golf, tennis and restaurants to name a few"
    1
    Flag
  • Melodispair
    "I have lived here almost a year. Love the dead-end rd. I did have my lawnmower stolen from my shop however. Other than that i enjoy living in this area. "
    5
    Flag
  • Jawwest69er
    "all of the junkies who thrive in this area is pretty unique in my observation!!!! I'm from San Diego but I've lived in Hernando for the past 3 years & I will have to say the people are horrible people their is no work.....its a horrible place where junkies reside!!!"
    14
    Flag
  • Dshields8
    "I have lived here for 7 years. Neighborhood is quiet and neighbors are friendly. Very little noise and no traffic "
    0
    Flag

Market trends in Hernando

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$367K
$7.5KMoM
Sale-to-List Price
95.1%
0.1%MoM
Price per sq ft
$179
$0MoM
Available listings
195
5MoM

Home Value

Trulia Estimate
$199K
Since last month
Decreased$300 (-0.2%)
Since last year
Increased$31K (+18.7%)
Since last sale
Increased$188K (+2,139.8%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +19% in the last 10 years
MonthEstimated value
2026
September 2026$197K
August 2026$197K
July 2026$197K
June 2026$197K
May 2026$211K
April 2026$211K
2025

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
2855 E KATHY ROAD, Hernando, FL
0.28
Mobile / Manufactured
$195,000
11/25/25
3
2
960
4875 N Maple Ter, Hernando, FL
0.34
Mobile / Manufactured
$128,000
08/21/26
3
2
966
4910 N Redwood Ave, Hernando, FL
0.39
Mobile / Manufactured
$190,000
01/16/26
3
2
1,262
2975 E Blackberry Ln, Hernando, FL
0.08
Mobile / Manufactured
$145,000
05/28/26
2
2
810
4793 & 4789 N Apache Trl, Hernando, FL
0.49
Mobile / Manufactured
$140,000
08/12/26
3
2
1,152
4878 N Redwood Ave, Hernando, FL
0.36
Mobile / Manufactured
$109,000
11/26/25
2
2
958
3410 E Buckskin Ln, Hernando, FL
0.37
Mobile / Manufactured
$35,000
03/09/26
2
2
864
4970 N REDWOOD AVENUE, Hernando, FL
0.45
Mobile / Manufactured
$237,000
07/31/26
3
2
1,590
4744 N PINE DRIVE, Hernando, FL
0.26
Mobile / Manufactured
$227,000
01/07/26
4
2
2,052

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
4541 N WINCHESTER TERRACE, Hernando, FL 34442
0.04
$205,000
3
2
1,536
For Sale
4481 N Winchester Ter, Hernando, FL 34442
0.07
$36,800
2
1
672
Off Market
2975 E Blackberry Ln, Hernando, FL 34442
0.08
$145,000
2
2
810
Recently Sold
2987 & 2993 E Blueberry Ln, Hernando, FL 34442
0.10
$86,800
4
2
1,192
Off Market
2948 E Blackberry Ln, Hernando, FL 34442
0.10
$69,500
2
1
616
Off Market
4546 N Tumbleweed Trl, Hernando, FL 34442
0.15
$100,000
2
1
782
For Sale
4615 N TUMBLEWEED TRAIL, Hernando, FL 34442
0.16
$81,400
3
1.5
1,120
Off Market
4380 N LARAMIE TERRACE LOT 5, Hernando, FL 34442
0.16
-
-
-
-
Off Market
4380 N Laramie Terrace, Hernando, FL 34442
0.16
-
-
-
-
Off Market
3126 E Buffalo Ln, Hernando, FL 34442
0.15
$83,400
3
2
784
Off Market
3216 E Buckskin Ln, Hernando, FL 34442
0.19
$171,100
2
1
1,176
Off Market

Price and Tax history

DateEventPrice
Jun 25, 2026
Source: Realtors Association of Citrus County #854077
PriceChange
$199,900
Price decreased by 7%
Apr 16, 2026
Source: Realtors Association of Citrus County #854077
Listed For Sale
$214,900
Nov 12, 2025
Source: Realtors Association of Citrus County #848610
ListingRemoved
$174,000
Sep 28, 2025
Source: Realtors Association of Citrus County #848610
Listed For Sale
$174,000
Sep 23, 2025
Source: Realtors Association of Citrus County #834400
Sold
$8,800

LGBTQ Local Legal Protections

Nicoletta Lingrosso, Keller Williams-Elite Partners
Agent Phone: (352) 601-0053
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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Frequently asked questions about 4540 N Winchester Ter

  • When was 4540 N Winchester Ter built?
    4540 N Winchester Ter in Hernando, FL was built in 2026.
  • What do residents say about Hernando?
    Residents describe Hernando, FL as easy to park in, well-kept, and dog-friendly. Most residents say you need a car. See homes for sale in Hernando, FL.
  • What are the closest schools to 4540 N Winchester Ter?
    The closest schools to 4540 N Winchester Ter in Hernando, FL are Citrus High School (rated 4/10), Citrus Springs Middle School (rated 6/10), Hernando Elementary School (Pre-K, rated 3/10).
  • Is Hernando a buyer's or seller's market?
    Hernando is currently a buyer's market, based on recent for-sale activity.
  • Does 4540 N Winchester Ter have air conditioning?
    Yes, 4540 N Winchester Ter in Hernando, FL has air conditioning.
  • How big is the lot at 4540 N Winchester Ter?
    The lot at 4540 N Winchester Ter in Hernando, FL is about 0.57 acres (24,829 sq ft).
4540 N Winchester Ter, Hernando, FL 34442 is a 3 bedroom, 2 bathroom, 1,200 sqft mobile/manufactured built in 2026. This property is currently available for sale and was listed by Realtors Association of Citrus County on Apr 16, 2026. The MLS # for this home is MLS# 854077.