$264,900
- 3 Beds
- 2 Baths
- 1,598 sqft
3968 E Arbor Lakes Dr, Hernando, FL 34442
Est. Mortgage $2,012/mo*
Get Pre-QualifiedWe estimate this home will sell faster than 96% nearby.
Home Highlights
Single-Family Home
Built in 1993
$166/sqft
2 Car Garage
HOA $172/mo
Local Information
-- mins to
About this House
What's unique:Cheerful breakfast nookFlexible floor planNearby laundry roomBright kitchenOversized front patio
LOCATION, LOCATION, LOCATION ON THE TSALA APOPKA CHAIN OF LAKES!!!
Lifestyle and versatility come together beautifully in this inviting 3-bedroom, 2-bath home--ideally situated just THREE HOMES FROM THE LAKE in the sought-after gated 55+ community of Arbor Lakes! Enjoy the beauty and convenience of being so close to the water while embracing the relaxed, neighborly lifestyle that makes this community so special. Step inside to an open and welcoming living space featuring a vaulted ceiling that creates an airy sense of volume and provides a wonderful canvas for your personal style. The flexible floor plan includes an additional room with a large closet that can easily become a den, home office, hobby space, or third bedroom--whatever best fits your lifestyle. The bright kitchen opens to a cheerful breakfast nook and offers a convenient desk area, perfect for keeping a favorite recipe handy, planning the day's activities, or catching up on household details. A nearby laundry room adds to the home's everyday convenience. But perhaps the most delightful spaces are waiting just outside. The oversized front patio is the perfect place to unwind and enjoy beautiful evening sunsets while saying hello to neighbors as they cruise by in their golf carts. It's more than a front porch--it's a place to connect and enjoy the Arbor Lakes way of life. Beyond the home, a private backyard creates a peaceful retreat, while the lanai offers covered dining and comfortable seating areas for morning coffee, afternoon relaxation, or entertaining friends and family. With both privacy and outdoor living at your fingertips, you'll find plenty of reasons to spend your days enjoying the Florida sunshine. With the premium location within this active community, there is no end to how to spend your time. Pickleball, shuffleboard, heated community swimming pool, clubhouse with a full calendar of events to partake in, walking trails along the lake, picnic/barbecue areas, fishing pier along with a boat launch just to name a few. For those looking to take advantage of the RV/boat storage within the Arbor Lake gates there are a couple spaces remaining. This is an annual fee currently under $550 annually and not owned by Arbor Lakes. Come see why this home deserves to be at the TOP OF YOUR LIST!!
Lifestyle and versatility come together beautifully in this inviting 3-bedroom, 2-bath home--ideally situated just THREE HOMES FROM THE LAKE in the sought-after gated 55+ community of Arbor Lakes! Enjoy the beauty and convenience of being so close to the water while embracing the relaxed, neighborly lifestyle that makes this community so special. Step inside to an open and welcoming living space featuring a vaulted ceiling that creates an airy sense of volume and provides a wonderful canvas for your personal style. The flexible floor plan includes an additional room with a large closet that can easily become a den, home office, hobby space, or third bedroom--whatever best fits your lifestyle. The bright kitchen opens to a cheerful breakfast nook and offers a convenient desk area, perfect for keeping a favorite recipe handy, planning the day's activities, or catching up on household details. A nearby laundry room adds to the home's everyday convenience. But perhaps the most delightful spaces are waiting just outside. The oversized front patio is the perfect place to unwind and enjoy beautiful evening sunsets while saying hello to neighbors as they cruise by in their golf carts. It's more than a front porch--it's a place to connect and enjoy the Arbor Lakes way of life. Beyond the home, a private backyard creates a peaceful retreat, while the lanai offers covered dining and comfortable seating areas for morning coffee, afternoon relaxation, or entertaining friends and family. With both privacy and outdoor living at your fingertips, you'll find plenty of reasons to spend your days enjoying the Florida sunshine. With the premium location within this active community, there is no end to how to spend your time. Pickleball, shuffleboard, heated community swimming pool, clubhouse with a full calendar of events to partake in, walking trails along the lake, picnic/barbecue areas, fishing pier along with a boat launch just to name a few. For those looking to take advantage of the RV/boat storage within the Arbor Lake gates there are a couple spaces remaining. This is an annual fee currently under $550 annually and not owned by Arbor Lakes. Come see why this home deserves to be at the TOP OF YOUR LIST!!
Last check for updates: about 2 hours ago
Listing courtesy of Grace Rinaldi, (352) 322-9171
Century 21 J.W.Morton R.E.
Originating MLS: Realtors Association of Citrus County
Source: Realtors Association of Citrus County, MLS#857680

Also Listed on Realtors Association of Citrus County.
We estimate this home will sell faster than 96% nearby.
Home Details for 3968 E Arbor Lakes Dr
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Beds & Baths Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2 |
Dimensions and Layout Living Area: 1598 Square Feet |
Appliances & Utilities Utilities: High Speed Internet Available, Underground UtilitiesAppliances: Dryer, Dishwasher, Electric Oven, Microwave, Refrigerator, WasherDishwasherDryerLaundry: Laundry TubMicrowaveRefrigeratorWasher |
Heating & Cooling Heating: Heat PumpHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Heat Pump |
Windows, Doors, Floors & Walls Door: Sliding DoorsFlooring: Carpet, Tile |
Levels, Entrance, & Accessibility Stories: 1Levels: OneFloors: Carpet, Tile |
View Has a ViewView: Lake |
Security Security: Gated Community |
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Exterior Home Features Roof: Asphalt ShingleExterior: Sprinkler/Irrigation, Rain Gutters, Concrete Driveway, Paved DrivewayFoundation: Block, Slab |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Attached,Concrete,Driveway,Garage,Paved,Boat,RV Access/Parking |
Pool Pool: None, Community |
Frontage Waterfront: Boat Ramp/Lift Access, Lake Privileges, Pier, Lake Front, Water AccessFrontage Type: Lakefront, WaterfrontRoad Frontage: Private RoadRoad Surface Type: PavedNot on Waterfront |
Water & Sewer Sewer: Public Sewer |
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Days on Market: 8 |
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Year Built Year Built: 1993 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: One Story |
Building Construction Materials: StuccoNot a New ConstructionNo Additional Parcels |
Property Information Parcel Number: 2768991 |
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Price List Price: $264,900Price Per Sqft: $166 |
Status Change & Dates Possession Timing: Closing |
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MLS Status: Active |
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Direction & Address City: HernandoCommunity: Arbor Lakes |
School Information Elementary School: Hernando ElementaryJr High / Middle School: Citrus Springs MiddleHigh School: Citrus High |
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Listing Agent Listing ID: 857680 |
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Building Area Building Area: 2274 Square Feet |
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Community Features: Barbecue, Boat Facilities, Clubhouse, Community Pool, Fitness, Kitchen Facilities, Pickleball, Pool, Shuffleboard, Street Lights, Sidewalks, GatedIs a Senior Community |
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HOA Fee Includes: Cable TV, High Speed Internet, Legal/Accounting, Maintenance Grounds, Maintenance Structure, Pool(s), Recreation Facilities, Road Maintenance, Street Lights, TrashHOA Name: Vine ManagementHOA Phone: 352-812-8086Association for this Listing: Realtors Association of Citrus CountyHas an HOAHOA Fee: $515/Quarterly |
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Lot Area: 6969.6 sqft |
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Special Conditions: Standard, Listed As-Is |
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Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan |
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Mls Number: 857680Living Area Range Units: Square FeetWater ViewWater View: LakeAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12017-N-2768991-R-N |
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BarbecueBoat FacilitiesClubhouseCommunity PoolFitnessKitchen FacilitiesPickleballPoolShuffleboardStreet LightsSidewalksGatedDays On Market Replication: 0 |
Around this home
What Locals Say about Hernando
At least 94 Trulia users voted on each feature.
94 % Say car is needed
86 % Say parking is easy
83 % Say yards are well-kept
83 % Say it's dog friendly
80 % Say it's quiet
66 % Say there's wildlife
63 % Say people would walk alone at night
63 % Say there's holiday spirit
59 % Say they plan to stay for at least 5 years
55 % Say neighbors are friendly
29 % Say kids play outside
21 % Say there are community events
19 % Say streets are well-lit
17 % Say it's walkable to grocery stores
12 % Say it's walkable to restaurants
10 % Say there are sidewalks
Sourced by Trulia users. Learn more about our methodology.
Market trends in Hernando
Last updated August 2026
Avg. sale price
$367K
$7.5KMoM
Sale-to-List Price
95.1%
0.1%MoM
Price per sq ft
$179
$0MoM
Available listings
195
5MoM
Home Value
Trulia Estimate
$252KSince last month
Increased$35K (+16.2%)Since last year
Increased$32K (+14.5%)Since last sale
Increased$124K (+97%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +96% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $252K |
| August 2026 | $217K |
| July 2026 | $218K |
| June 2026 | $223K |
| May 2026 | $225K |
| April 2026 | $224K |
| March 2026 | $228K |
| February 2026 | $228K |
| January 2026 | $223K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.03 | Single-Family Home | $290,000 | 03/20/26 | 3 | 2 | 1,836 | |
0.09 | Single-Family Home | $330,000 | 02/06/26 | 3 | 2 | 1,819 | |
0.15 | Single-Family Home | $240,000 | 02/05/26 | 3 | 2 | 1,730 | |
0.12 | Single-Family Home | $320,000 | 03/31/26 | 3 | 2 | 1,844 | |
0.19 | Single-Family Home | $235,000 | 09/16/26 | 3 | 2 | 1,872 | |
0.19 | Single-Family Home | $280,000 | 06/09/26 | 3 | 2 | 1,788 | |
0.13 | Single-Family Home | $248,000 | 03/20/26 | 2 | 2 | 1,825 | |
0.29 | Single-Family Home | $265,000 | 01/23/26 | 3 | 2 | 1,623 | |
0.31 | Single-Family Home | $239,000 | 03/23/26 | 3 | 2 | 1,614 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.03 | $412,000 | 3 | 2 | 2,134 | Off Market | |
0.03 | $290,000 | 3 | 2 | 1,836 | Recently Sold | |
0.05 | $230,800 | 2 | 2 | 1,234 | Off Market | |
0.05 | $288,500 | 3 | 2 | 2,042 | Off Market | |
0.10 | $319,000 | 3 | 2 | 1,889 | Off Market | |
0.10 | $251,300 | 3 | 2 | 1,598 | Off Market | |
0.09 | $330,000 | 3 | 2 | 1,819 | Recently Sold | |
0.09 | $231,500 | 3 | 2 | 1,256 | Off Market | |
0.10 | $342,500 | 3 | 2 | 1,784 | Off Market | |
0.10 | $243,000 | 3 | 2 | 1,554 | Off Market |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Sep 16, 2026 Source: Realtors Association of Citrus County #857680 | Listed For Sale | $264,900 |
Jul 24, 2003 Source: N/A | Sold | $127,900 |
May 16, 2002 Source: N/A | Sold | $122,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $2,844 | $178,722 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Grace Rinaldi, Century 21 J.W.Morton R.E.
Agent Phone: (352) 322-9171

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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Frequently asked questions about 3968 E Arbor Lakes Dr
- What is the estimated monthly payment for 3968 E Arbor Lakes Dr?Based on a $264,900 list price with 20% down at today's rates, the estimated monthly payment for 3968 E Arbor Lakes Dr in Hernando, FL is approximately $1,881 (about $1,464 principal & interest, $342 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- How does the list price for 3968 E Arbor Lakes Dr compare to homes in Hernando?3968 E Arbor Lakes Dr in Hernando, FL is listed at $264,900, about 28% below the $367K median sale price in Hernando.
- What do residents say about Hernando?Residents describe Hernando, FL as easy to park in, well-kept, and dog-friendly. Most residents say you need a car. See homes for sale in Hernando, FL.
- What are the closest schools to 3968 E Arbor Lakes Dr?The closest schools to 3968 E Arbor Lakes Dr in Hernando, FL are Citrus High School (rated 4/10), Citrus Springs Middle School (rated 6/10), Hernando Elementary School (Pre-K, rated 3/10).
- Does 3968 E Arbor Lakes Dr have air conditioning?Yes, 3968 E Arbor Lakes Dr in Hernando, FL has air conditioning.
- Does 3968 E Arbor Lakes Dr have a pool?Yes, 3968 E Arbor Lakes Dr in Hernando, FL has a pool.
3968 E Arbor Lakes Dr, Hernando, FL 34442 is a 3 bedroom, 2 bathroom, 1,598 sqft single-family home built in 1993. This property is currently available for sale and was listed by Realtors Association of Citrus County on Sep 16, 2026. The MLS # for this home is MLS# 857680.

