4541 N WINCHESTER TERRACE, Hernando, FL 34442
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Property image
FOR SALE
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$205,000

Original price: $210,000
  • 3 Beds
  • 2 Baths
  • 1,536 sqft

4541 N WINCHESTER TERRACE, Hernando, FL 34442

Est. Mortgage $1,403/mo*
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Home Highlights

Single-Family Home
Built in 1968
$133/sqft

Local Information

  • Map ViewExplore the area around 4541 N WINCHESTER TERRACE.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Tucked away in the quiet surroundings of Hernando, this inviting 4-bedroom, 2-bath home with a flexible bonus space for a 5th bedroom or home office offers the kind of charm and versatility that’s hard to find. With over 1,600 square feet of living space, the home welcomes you in with a layout that feels both comfortable and full of possibility, ready to adapt to your lifestyle. From the moment you arrive, you’ll notice the character and functionality this property brings—featuring a metal roof, pier foundation, and thoughtful accessibility features including a ramp and accessible shower. Inside, hardwood flooring adds warmth throughout, while the spacious floor plan provides room to spread out, gather, or create dedicated spaces for work, hobbies, or guests. Step outside and you’ll find even more to love—a detached shop with a lean-to, perfect for storing tools, working on projects, or simply enjoying extra space that gives this property an edge over the rest. Whether you need room for equipment, creative pursuits, or everyday convenience, it’s already here waiting for you. Positioned in a Flood Zone X, this home offers added peace of mind with its low flood risk designation. The MDR zoning allows for residential flexibility, making this property a smart choice for a variety of buyers. Conveniently located just minutes from major roadways like US-41 and FL-200, you’re never far from shopping, dining, and everything Citrus County has to offer—yet still tucked into a setting that feels relaxed and private. If you’ve been searching for a property with space, character, and the freedom to truly make it your own, this is one you won’t want to miss. Schedule your showing today and come see the potential for yourself. Metal ROOF Newer Well Pump Solar 2026 On Well and Septic Wood Frame Home Year Built 1968
Last check for updates: about 3 hours ago
Listing Provided by: Lucy Derosa, (352) 345-6892
PEOPLE'S TRUST REALTY, (727) 946-0904
Originating MLS: Suncoast Tampa
Source: Stellar MLS, MLS#TB8491629
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 4541 N WINCHESTER TERRACE

Interior Features

Interior Details
Number of Rooms: 5Types of Rooms: Primary Bedroom, Primary Bathroom, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1536 Square Feet
Appliances & Utilities
Utilities: Cable Connected, Electricity Connected, Solar, Water ConnectedAppliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, WasherDishwasherDryerLaundry: Laundry RoomMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Laminate, Tile
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Laminate, Tile
View
No View

Exterior Features

Exterior Home Features
Roof: MetalExterior: NoneFoundation: Pillar/Post/PierNo Private Pool
Parking & Garage
No CarportNo Garage
Frontage
Road Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Septic Tank

Days on Market

Cumulative Days on Market: 25Days on Market: 164

Property Information

Year Built
Year Built: 1968
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Wood FrameNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 19E18S140040002200460

Price & Status

Price
List Price: $205,000Price Per Sqft: $133

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: HERNANDOCommunity: APACHE SHORES UNIT 04

Agent Information

Listing Agent
Listing ID: TB8491629

Building

Building Area
Building Area: 1608 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: Suncoast TampaNo HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 9999 sqft

Listing Info

Special Conditions: None

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: TB8491629Showing Advance Notice: 24Showing Requirements: 24 Hour Notice, Call Listing AgentUniversal Property Id: US-12017-N-1918140040002200460-R-N

Around this home

What Locals Say about Hernando

At least 94 Trulia users voted on each feature.

  • 94 % Say car is needed

  • 86 % Say parking is easy

  • 83 % Say yards are well-kept

  • 83 % Say it's dog friendly

  • 80 % Say it's quiet

  • 66 % Say there's wildlife

  • 63 % Say people would walk alone at night

  • 63 % Say there's holiday spirit

  • 59 % Say they plan to stay for at least 5 years

  • 55 % Say neighbors are friendly

  • 29 % Say kids play outside

  • 21 % Say there are community events

  • 19 % Say streets are well-lit

  • 17 % Say it's walkable to grocery stores

  • 12 % Say it's walkable to restaurants

  • 10 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Taz2mel
    "We have lived here 3 years and It is very quiet and serene. The whole neighborhood is very nice and people are friendly."
    0
    Flag
  • Mary J. G.
    "I feel its a quiet and safe area to raise children in.But except for the YMCA there is not much activity in the summer for teenagers and young children to participate in."
    3
    Flag
  • Mary J. G.
    "I feel like this is a safe place to live but there’s nothing for children to do in the summer no activities no real parks so it’s not difficult for them to get in trouble .they (the city)needs to provide more activities for young people and teenagers to give them something to do when they’re not attending school. In thhe summer."
    0
    Flag
  • Alicia M.
    "Just about everyone’s loves dogs around this area. Most are friendly and well manner dogs. Most people are friend;y enough to wave or say hi. "
    4
    Flag
  • Trulia User
    "Many dog owners walk their pets on the tree-lined streets. People genuinely like dogs here and there is a beautiful dog park for the animals to enjoy."
    0
    Flag
  • Anita G.
    "It is so beautiful here. The homes are so lovely and the landscaping is absolutely beautiful Landscaping is absolutely beautiful. The neighbors are very friendly and helpful and nice. The homes are lovely and the landscape is beautiful. "
    0
    Flag
  • Ronr8256
    "Just feel very safe and welcomed. Very friendly neighbors don’t care to nose into your business or bug you just always there to say hi and how’s it going. I love it here as does my wife"
    8
    Flag
  • Tabithalhowell
    " Dry dog friendly neighborhood, people pick up after their pets. Many walk their pets around the neighborhood "
    0
    Flag
  • Kristy M. .
    "There a very nice lake walking distance from my house. Great for fishing and swimming. Nice air and great neighborhood beautiful homes and amazing connection to nature as well. I love the family of herons that come into our yard time to time."
    0
    Flag
  • Daveandkelly2010
    "I lived in this area for over 15 yrs and certain neighbors watch out for each other. Others keep to themselves which I like."
    5
    Flag
  • Trashinstein
    "I love the area. low crime and larger lots. Easy to drive any where from here and roads are multi-laned and traffic it light"
    0
    Flag
  • M
    "Great place to live! Nice size yards and a mixture of types of homes. There are families with children and grandparents with grandchildren who visit. A good mixture of everyone. They do drive to fast down the roads so most parents on our road don’t let their children play or ride their bikes on or near the road. Unfortunately there’s always that negative we all hate to see. All in all it’s a great place for families."
    0
    Flag
  • Aaron R.
    "I don't commute. two main highways run east to west. approx 20 minutes intoaon local town of Inverness "
    0
    Flag
  • Mmainwaring
    "Nice quiet neighborhood - horses allowed! Neighbors are nice - private road - good trails for horses - close to shopping - "
    0
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  • Donna Ratcliff
    "I've actually lived in 2 different separate homes on this street. I purposely sought out this area ,away from big cities. Quiet old Florida, convenient to Ocala, Inverness, Crystal River. No restrictions !!"
    11
    Flag
  • Joyce P.
    "Great area to live centrally located. Easy to get to Inverness and Ocala. And not far from either Gainesville, Tampa, or Orlando"
    2
    Flag
  • Rodney
    "Hilly so it’s hard to see over hills in the dark so stay in your yard if not well lit. The yards are 1 acre lots so no reason for you to not be able to walk the dog in the yard."
    2
    Flag
  • Candyw53
    "Great dog parks, wonderful first class amenities Pool, spa, golf, tennis and restaurants to name a few"
    1
    Flag
  • Melodispair
    "I have lived here almost a year. Love the dead-end rd. I did have my lawnmower stolen from my shop however. Other than that i enjoy living in this area. "
    5
    Flag
  • Jawwest69er
    "all of the junkies who thrive in this area is pretty unique in my observation!!!! I'm from San Diego but I've lived in Hernando for the past 3 years & I will have to say the people are horrible people their is no work.....its a horrible place where junkies reside!!!"
    14
    Flag
  • Dshields8
    "I have lived here for 7 years. Neighborhood is quiet and neighbors are friendly. Very little noise and no traffic "
    0
    Flag

Market trends in Hernando

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
200
13MoM

Home Value

Trulia Estimate
$195K
Since last month
Decreased$1K (-0.7%)
Since last year
Increased$15K (+8.2%)
Since last sale
Increased$172K (+747%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +114% in the last 10 years
MonthEstimated value
2026
August 2026$195K
July 2026$196K
June 2026$196K
May 2026$197K
April 2026$198K
March 2026$207K
February 2026$189K
January 2026$190K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3249 E Buffalo Ln, Hernando, FL
0.22
Single-Family Home
$44,400
05/05/26
2
1
832
3548 E Cove Park Trl, Hernando, FL
0.51
Single-Family Home
$210,000
04/22/26
3
2
1,704
2857 Churchill Dr, Hernando, FL
0.59
Single-Family Home
$232,000
05/11/26
3
2
1,548
3556 E Cove Park Trl, Hernando, FL
0.52
Single-Family Home
$250,000
08/21/26
3
2
1,746
3605 E Lake Todd Dr, Hernando, FL
0.55
Single-Family Home
$282,400
06/30/26
3
2
1,648
3622 E Arbor Lakes Dr, Hernando, FL
0.58
Single-Family Home
$257,500
04/30/26
3
2
1,599
3658 E Arbor Lakes Dr, Hernando, FL
0.62
Single-Family Home
$270,000
03/12/26
3
2
1,515
3682 E Lake Todd Dr, Hernando, FL
0.62
Single-Family Home
$265,000
01/23/26
3
2
1,623
3657 E Arbor Lakes Dr, Hernando, FL
0.61
Single-Family Home
$260,000
12/31/25
3
2
1,308

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
4540 N Winchester Ter, Hernando, FL 34442
0.04
$199,900
3
2
1,200
For Sale
4481 N Winchester Ter, Hernando, FL 34442
0.06
$36,800
2
1
672
Off Market
2975 E Blackberry Ln, Hernando, FL 34442
0.12
$145,000
2
2
810
Recently Sold
2987 & 2993 E Blueberry Ln, Hernando, FL 34442
0.14
$86,800
4
2
1,192
Off Market
2948 E Blackberry Ln, Hernando, FL 34442
0.14
$69,500
2
1
616
Off Market
4546 N Tumbleweed Trl, Hernando, FL 34442
0.11
$100,000
2
1
782
For Sale
4615 N TUMBLEWEED TRAIL, Hernando, FL 34442
0.12
$81,400
3
1.5
1,120
Off Market
4380 N LARAMIE TERRACE LOT 5, Hernando, FL 34442
0.17
-
-
-
-
Off Market
4380 N Laramie Terrace, Hernando, FL 34442
0.17
-
-
-
-
Off Market
3126 E Buffalo Ln, Hernando, FL 34442
0.12
$83,400
3
2
784
Off Market
3216 E Buckskin Ln, Hernando, FL 34442
0.16
$171,100
2
1
1,176
Off Market

Price and Tax history

DateEventPrice
Apr 23, 2026
Source: Stellar MLS #TB8491629
PriceChange
$205,000
Price decreased by 2%
Mar 28, 2026
Source: Stellar MLS #TB8491629
Listed For Sale
$210,000
Nov 30, 2010
Source: N/A
Sold
$23,000
Sep 14, 2010
Source: Agent Provided
Listed For Sale
$28,000
Jun 23, 2010
Source: Agent Provided
ListingRemoved
$39,999

LGBTQ Local Legal Protections

Lucy Derosa, PEOPLE'S TRUST REALTY, (727) 946-0904
Agent Phone: (352) 345-6892

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Frequently asked questions about 4541 N WINCHESTER TERRACE

  • What is the estimated monthly payment for 4541 N WINCHESTER TERRACE?
    Based on a $205,000 list price with 20% down at today's rates, the estimated monthly payment for 4541 N WINCHESTER TERRACE in Hernando, FL is approximately $1,419 (about $1,079 principal & interest, $265 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Hernando?
    Residents describe Hernando, FL as easy to park in, well-kept, and dog-friendly. Most residents say you need a car. See homes for sale in Hernando, FL.
  • What are the closest schools to 4541 N WINCHESTER TERRACE?
    The closest schools to 4541 N WINCHESTER TERRACE in Hernando, FL are Citrus High School (rated 4/10), Citrus Springs Middle School (rated 6/10), Hernando Elementary School (Pre-K, rated 3/10).
  • What is 4541 N WINCHESTER TERRACE estimated to be worth?
    Trulia's estimated value for 4541 N WINCHESTER TERRACE in Hernando, FL is $195,300.
  • Does 4541 N WINCHESTER TERRACE have air conditioning?
    Yes, 4541 N WINCHESTER TERRACE in Hernando, FL has air conditioning.
  • Does 4541 N WINCHESTER TERRACE have laundry facilities?
    Yes, 4541 N WINCHESTER TERRACE in Hernando, FL has in-unit laundry.
4541 N WINCHESTER TERRACE, Hernando, FL 34442 is a 3 bedroom, 2 bathroom, 1,536 sqft single-family home built in 1968. This property is currently available for sale and was listed by Stellar MLS on Mar 28, 2026. The MLS # for this home is MLS# TB8491629.