Does Covington, KY have sidewalks?

As of early 2026, 88% of users say there are sidewalks

Is Covington, KY dog-friendly?

As of early 2026, 87% of users say it's dog friendly

Is a car needed in Covington, KY?

As of early 2026, 73% of users say car is needed

Are yards well-kept in Covington, KY?

As of early 2026, 72% of users say yards are well-kept

Does Covington, KY show holiday spirit?

As of early 2026, 66% of users say there's holiday spirit

Is parking easy in Covington, KY?

As of early 2026, 65% of users say parking is easy

Do kids play outside in Covington, KY?

As of early 2026, 63% of users say kids play outside

Are the streets well-lit in Covington, KY?

As of early 2026, 58% of users say streets are well-lit

Are neighbors friendly in Covington, KY?

As of early 2026, 55% of users say neighbors are friendly

Is Covington, KY walkable to restaurants?

As of early 2026, 53% of users say it's walkable to restaurants

Would people walk alone at night in Covington, KY?

As of early 2026, 52% of users say people would walk alone at night

Is there wildlife in Covington, KY?

As of early 2026, 52% of users say there's wildlife

Is Covington, KY walkable to grocery stores?

As of early 2026, 50% of users say it's walkable to grocery stores

Do residents of Covington, KY plan to stay at least 5 years?

As of early 2026, 48% of users say they plan to stay for at least 5 years

Is Covington, KY quiet?

As of early 2026, 37% of users say it's quiet

Are there community events in Covington, KY?

As of early 2026, 35% of users say there are community events

PENDING

45 Otter Dr
Covington, KY 41017

3 Beds
2.5 Baths

$259,900

Est. Mortgage $1,624/mo*

Get Pre-Qualified

$259,900

Est. Mortgage $1,624/mo*

Get Pre-Qualified

3 Beds

2.5 Baths

Home Highlights

Parking

1 Car Garage

Outdoor

Deck

Climate Control

Heating & Cooling

Listed

6 days ago

Local Information

Map ViewExplore the area around 45 Otter Dr.
Schools1 Preschool School1 Elementary School1 Middle School1 High School
Shop & Eat

-- mins to

Commute Destination

About this House

Welcome home is what this house says. Walk in and relax. Huge back yard to enjoy family ,friends get togethers .Or just sit on the back deck and enjoy the wild life. Oh did I mention and oversize garage with work bench,

Home Details for 45 Otter Dr

Interior Features
Interior Details Number of Rooms: 8Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Family Room, Kitchen, Laundry, Living Room, Other Room
Beds & Baths Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Appliances & Utilities Utilities: Cable AvailableAppliances: Electric Cooktop, Electric Oven, DishwasherDishwasher
Heating & Cooling Heating: See RemarksHas CoolingAir Conditioning: Central AirHeating Fuel: See Remarks
Windows, Doors, Floors & Walls Window: Double Hung
Levels, Entrance, & Accessibility Stories: 1Levels: Bi-Level, One
Security Security: Smoke Detector(s)

Exterior Features
Exterior Home Features Roof: ShinglePatio / Porch: DeckFoundation: Concrete Perimeter, Poured Concrete
Parking & Garage Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 1Parking: Attached,Driveway,Garage
Water & Sewer Sewer: At Street

Days on Market
Cumulative Days on Market: 4Days on Market: 6

Property Information
Year Built Year Built: 1999
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family Residence, ResidentialStructure Type: HouseArchitecture: Traditional
Building Construction Materials: Brick, Shingle Siding, Vinyl SidingNot a New ConstructionAttached To Another Structure
Property Information Parcel Number: 0453001012.00

Price & Status
Price List Price: $259,900
Status Change & Dates Off Market Date: Tue Jul 07 2026

Active Status
MLS Status: Pending

Location
Direction & Address City: CovingtonCommunity: Cumberland Ridge
School Information Elementary School: Northern ElementaryJr High / Middle School: Scott CountyHigh School: Scott HighHigh School District: Scott Co Public

Agent Information
Listing Agent Listing ID: 644389

HOA
No HOA

Lot Information
Lot Area: 6969.6 sqft

Mobile R/V
Mobile Home Park Mobile Home Units: Feet

Miscellaneous
BasementMls Number: 644389

Last check for updates: about 1 hour ago

Listing courtesy of Sheila Roderick, (859) 380-3837

Huff Realty - CC

Source: NKMLS, MLS#644389

Also Listed on NKMLS, Huff Realty.

Market trends in Covington

Last updated June 2026

Avg. sale price

$224K

$9KMoM

Sale-to-List Price

98.7%

Price per sq ft

$168

$6MoM

Available listings

193

23MoM

Price History for 45 Otter Dr

Date	Price	Event	Source
07/07/2026	$259,900	Pending	NKMLS #644389

09/11/2020	$172,000	Sold	N/A
Recording Date 09/11/2020 County Transfer Tax N/A Total Transfer Tax $2
07/26/2020	$170,000	Pending	Agent Provided

07/26/2020	$170,000	Listed For Sale	Agent Provided

07/03/2003	$130,900	Sold	N/A
Recording Date 07/03/2003 Contract Date 06/30/2003 County Transfer Tax $131 Total Transfer Tax N/A
12/20/1999	$98,000	Sold	N/A
Recording Date 12/20/1999 Contract Date 12/20/1999 County Transfer Tax N/A Total Transfer Tax N/A

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Property Tax and Assessment

Year	2024
Tax	$1,763
Assessment	$172,000

Home facts updated by county records

Comparable Sales for 45 Otter Dr

Address	Distance	Property Type	Sold Price	Sold Date	Bed	Bath	Sqft
83 Pitman Ct, Covington, KY	0.11	Single-Family Home	$290,000	04/08/26	4	3	1,744
174 Coyote Ct, Covington, KY	0.29	Single-Family Home	$276,000	12/22/25	3	2.5	1,131
40 Juarez Cir, Covington, KY	0.23	Single-Family Home	$165,000	01/22/26	3	1	918
170 Tando Way, Covington, KY	0.13	Single-Family Home	$315,000	04/29/26	5	3	1,135
2640 Ridgecrest Ln, Covington, KY	0.38	Single-Family Home	$242,000	06/01/26	3	1.5	1,200
9141 Juniper Ln, Covington, KY	0.36	Single-Family Home	$272,500	11/07/25	3	2.5	-
2677 Larch Ct, Covington, KY	0.40	Single-Family Home	$252,000	11/20/25	3	2.5	948
30 Valeside Dr, Covington, KY	0.34	Single-Family Home	$250,000	08/29/25	3	1.5	936

Nearby homes

Get a sense of prices in the area by checking nearby homes.

Skip to last item

OFF MARKET
Est. $289,700
3 bd
3 ba
244 Tando Way,
Covington, KY 41017
RE/MAX Victory + Affiliates
SOLD
MAY 29, 2026
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2.5 ba
202 Tando Way,
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Berkshire Hathaway HomeService
FOR SALE
3D VIEW
$350,000
4 bd
2 ba
896 sqft
70 Otter Dr,
Covington, KY 41017
Keller Williams Realty Service
OFF MARKET
Est. $250,000
3 bd
1 ba
108 Rising Sun Cir,
Covington, KY 41017
Haven Homes Group
OFF MARKET
Est. $280,300
3 bd
2 ba
1,062 sqft
256 Tando Way,
Covington, KY 41017
Sibcy Cline, REALTORS-CC
OFF MARKET
Est. $315,800
5 bd
2 ba
7 Otter Dr,
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eXp Realty, LLC
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MAY 5, 2026
$275,000
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Keller Williams Realty Service
OFF MARKET
Est. $262,200
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85 Otter Dr,
Covington, KY 41017
Keller Williams Advisors
OFF MARKET
Est. $258,100
3 bd
2 ba
1,200 sqft
109 Stonehinge Cir,
Covington, KY 41017
Homeshake.com
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APR 8, 2026
$290,000
4 bd
3 ba
1,744 sqft
83 Pitman Ct,
Covington, KY 41017
Flat Fee MLS
OFF MARKET
Est. $290,800
3 bd
2.5 ba
261 Tando Way,
Covington, KY 41017
Keller Williams Realty Services
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Est. $261,400
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Skip to first item

Additional Cost

Assigned Schools

These are the assigned schools for 45 Otter Dr.

View nearby schools on GreatSchools

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Covington

At least 422 Trulia users voted on each feature.

88 % Say there are sidewalks
87 % Say it's dog friendly
73 % Say car is needed
72 % Say yards are well-kept
66 % Say there's holiday spirit
65 % Say parking is easy
63 % Say kids play outside
58 % Say streets are well-lit
55 % Say neighbors are friendly
53 % Say it's walkable to restaurants
52 % Say people would walk alone at night
52 % Say there's wildlife
50 % Say it's walkable to grocery stores
48 % Say they plan to stay for at least 5 years
37 % Say it's quiet
35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.

Khnf6nyf29
Resident
2mo ago
"Dogs are walked, both on sidewalks and alley ways. Done barking dogs in neighborhood and a few coyotes. "
0
Flag
Drew Woll
Resident
1y ago
"Close to almost anything in the Cincinnati area. If commute is a top priority this is the cheapest location with the shortest commute. I work 30 mins up north in Springdale which is a 25 mile drive. In 30 mins I could probably make it down to Williamstown, KY. South of MLK Street can be a bit unsafe just fyi."
0
Flag
Reeds-fuzzier.0l
Resident
1y ago
"Nice area, very quiet, packages are safe outside.. however not a very minority friendly area. I've lived here for years, neighbors only began to speak/ look me in the face once they seen I had gotten a puppy. "
0
Flag
Keli Simpson
Resident
1y ago
"The schools are not the greatest. The sixth district school has been completely remodeled and has air conditioning. There is an FC sponsored soccer pitch close,"
0
Flag
Htibtani
Resident
1y ago
"I moved in Covington on year 2000 Started my business and purchase home raised my kids and I’m still here, I love my Covington."
0
Flag
Asiago Lattimore
Resident
2y ago
"Probably the traffic sometimes lack of green space. There’s only 1 dog park and it’s near the northern west part of the city. "
2
Flag
Trulia User
Resident
2y ago
"It’s safe to live in Kentucky. I enjoy that everything is around me and we have great parks to go to "
2
Flag
Leanna
Resident
2y ago
"There's a new dog park right across from Larry's -great vibe neighborhood bar with food! The small dog community is starting to form and it's fun to run into your community friends out and about."
0
Flag
Leanna
Resident
2y ago
"There's a new dog park that's becoming a great place to meet people and getting to know your neighbors."
1
Flag
Trulia User
Resident
2y ago
"Yes it is very important for them to know everything about it they will know everything about it yes "
1
Flag
Trulia User
Resident
3y ago
"I love Latonia I’ve lived here for 47 years Latonia is our home for my daughter and I We love the area I still run in to people I went to kindergarten with A lot is in walking distance "
0
Flag
Trulia User
Visitor
3y ago
"My mom lives here I visit her very frequently it’s not the nicest place since it’s a low income place people take advantage "
0
Flag
Trulia User
Visitor
3y ago
"Not much space for pets house are on hills, the streets are horrible and it’s a pain to get around in the winter season "
2
Flag
Tim
Resident
6y ago
"LOVE IT I don’t have a dog. We have a pet rabbit, but all that does is make all the neighborhood dogs be quite affectionate. I think at least 75% of residence own a dog. 90% have a pet of some type"
0
Flag
Marsha B.
Prev. Resident
6y ago
"We have the licking river historic community. Neighborly condo association., farmers market for the community. "
0
Flag
Kelsie L.
Resident
6y ago
"There is few grassy spots on walks and the yard space is pretty limited in most areas in town. Great dogs parks nearby as well as devou park for hikes. "
0
Flag
Jdt.714
Resident
6y ago
"Some areas are okay, many are sketchy. Not an area to walk alone at night. Petty crime is common. Many folks won’t clean up after their pets."
22
Flag
Dena H.
Resident
6y ago
"Oktoberfest Maifest Dog costume parade. There used to be a festival every month during the summer and fall "
0
Flag
Jmsmith1990
Resident
6y ago
"trustworthy group of individuals, left packages on our doorstep and none have disappeared. I have borrowed from neighbors and all have been very generous"
0
Flag
Orlando W.
Resident
6y ago
"The neighborhood is a dog friendly area and people are very friendly. I like the area for that reason as well. When my grand babies come over I feel safe with them playing out side."
0
Flag
Skloeker01
Resident
6y ago
"Schools are improving and there is a general sense of community that has developed strongly over the last 8 to 10 years."
0
Flag
Debra H.
Resident
7y ago
"there are 4 buses that I can take to get downtown so if I miss one there are 3 others I can take. it gets me where I need to go"
6
Flag
Alicia H.
Resident
7y ago
"Alot of events in the main Strauss area threw out the year. It's known as a German town. Food pubs year around. then festivals Mardi gras ect. It's a beautiful city. any day of the year just for a walk by the river for the view "
12
Flag
Aaron.henderson33
Resident
7y ago
"My neighborhood has a great community feel. It’s safe and convenient but still secluded enough to feel private"
0
Flag
Charles H.
Resident
7y ago
"All kinds of events put on by the Mainstrasse council during the holidays. Halloween costume contest and animal parades, tree lightings etc"
0
Flag
Donna
Resident
7y ago
"Street parties in main Strauss are always fun and family friendly. We’re also close to other towns who throw events. "
1
Flag
Shelli.rowland
Resident
7y ago
"I’ve lived here for 10 yrs. we live in the oldest settlement in Covington. The neighbors are kind and we have a great walking neighborhood. "
15
Flag
TJ
Resident
7y ago
"It’s been very enjoyable. The neighborhood is quiet and the area is well kept. I have been here for a year and so far so good."
12
Flag
Lacie H.
Resident
7y ago
"It’s home to me! I’ve grown up here. The community sticks together, we are one big family. I’m safe here. Positive out-ways the negative."
2
Flag
Jessezetko
Resident
7y ago
"great access to TANK services, bus stop around every corner. Uber and Lyft is everywhere for people who can't or don't drive. Not any bad traffic besides when there are crashes on Madison."
6
Flag
Dan M.
Resident
7y ago
"A quick and easy access to 75, 71, 74, and 275. The perfect in between location! Downtown is only an 8 minute drive. Uber and Lyft rides downtown are on average about $12. "
0
Flag
Rob B.
Resident
7y ago
"There are lots of families moving into the city and the parks and restaurants are wonderful. The city is actively working to improve life for the city’s residents. "
0
Flag
Daisy W.
Resident
7y ago
"German heritage, gentrification, goetta fest, may fest, Madison theater, garden tours, biking and walking to work!"
0
Flag

LGBTQ Local Legal Protections

Sheila Roderick, Huff Realty - CC

Agent Phone: (859) 380-3837

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Zillow, Inc. are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

45 Otter Dr, Covington, KY 41017 is a 3 bedroom, 3 bathroom single-family home built in 1999. This property is currently available for sale and was listed by NKMLS on Jul 7, 2026. The MLS # for this home is MLS# 644389.

45 Otter Dr
Covington, KY 41017

$259,900