45 Finca, San Clemente, CA 92672
Property image
Property image
UNDER CONTRACT
3D VIEW
Listed by Frank Martinez, eXp Realty of California Inc

$1,339,900

  • 4 Beds
  • 2.5 Baths
  • 1,914 sqft

45 Finca, San Clemente, CA 92672

Est. Mortgage $8,360/mo*
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We estimate this home will sell faster than 97% nearby.

Home Highlights

Single-Family Home
Built in 1989
$700/sqft
2 Car Garage
HOA $112/mo

Local Information

  • Map ViewExplore the area around 45 Finca.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Beautiful 4-bedroom, 3 bath, single family residence in the wonderful coastal city of San Clemente located in the Richmond Pointe community. It all starts as you walk up to the front door. You will notice beautiful, drought free landscaping, a succulent garden with stunning aloe plants and plush green grass wrap around the yard. This home offers luxury long plank beachy hardwood vinyl flooring throughout home, custom painting, remodeled gourmet kitchen with white shaker cabinets, quartz countertops, tile back splash, and stainless-steel appliances. Just steps away is the formal dining room and around the corner you will see a very sizable living room with a cozy fireplace with sliding doors leading out to your entertaining backyard. As you head upstairs you will see 4 spacious bedrooms with an oversized primary suite with walk in closet, custom barn door, double sink vanity and an elegant renovation of the bathroom suite. This property has many upgrades, including new grass sod, brand new AC ducting which increases cool air flow and reduced energy bills, new blinds throughout home with black outs in the bedrooms and ambient throughout lower level, new insulated garage door that keeps garage cool with garage door opener with MyQ smartphone connected garage door, new garage overhead racks and storage racks. Did I mention that on a sunny clear day there is a surprise peek a boo view of the ocean from the bedroom window and master shower window along with the community look out points with panoramic ocean views. Hurry this one will not last! Bring you pickiest buyers. This will not disappoint
We estimate this home will sell faster than 97% nearby.

Home Details for 45 Finca

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Master Bedroom, Bedroom, Bathroom, Dining Room, Kitchen, Living Room, Other
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 1914 Square Feet
Appliances & Utilities
Utilities: Sewer ConnectedAppliances: Dishwasher, Electric Range, Gas RangeDishwasherLaundry: Inside
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: Gas, Living RoomSpa: NoneHas a FireplaceNo Spa
Windows, Doors, Floors & Walls
Window: Double Pane Windows, ScreensFlooring: VinylCommon Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoEntry Location: 1Floors: Vinyl
View
No View

Exterior Features

Exterior Home Features
Patio / Porch: ConcreteNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageHas an Attached GarageParking Spaces: 2Parking: Direct Access,Door-Single,Garage Faces Front,Garage
Pool
Pool: None
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Surface & Elevation
Elevation Units: Feet

Days on Market

Cumulative Days on Market: 15Days on Market: 16

Property Information

Year Built
Year Built: 1989
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: House
Building
Not a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 69059128

Price & Status

Price
List Price: $1,339,900Price Per Sqft: $700
Status Change & Dates
Possession Timing: Close Plus 3 Days

Active Status

MLS Status: Active Under Contract

Location

Direction & Address
City: San ClementeCommunity: Richmond Pointe (Rp)
School Information
Elementary School: LoboJr High / Middle School: BerniceHigh School: San ClementeHigh School District: Capistrano Unified

Agent Information

Listing Agent
Listing ID: PW26180216

Community

Community Features: Street Lights, SidewalksNot Senior Community

HOA

HOA Name: Richmond PointHOA Phone: 949-661-7767HOA Phone (alt): 760-643-2200HOA Name (second): Rancho San ClementeHOA Fee (second): 168HOA Fee Frequency (second): QuarterlyAssociation for this Listing: California Regional MLSHas an HOAHOA Fee: $112/Monthly

Lot Information

Lot Area: 3116 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Miscellaneous

Mls Number: PW26180216Living Area Range Units: Square FeetZillow Contingency Status: Under ContractAttribution Contact: frank@fradenrealtygroup.comCommon Interest: NoneUniversal Property Id: US-06059-N-69059128-R-N

Additional Information

HOA Amenities: Maintenance Grounds,PlaygroundSource Internet Entire Listing Display

What Locals Say about San Clemente

At least 428 Trulia users voted on each feature.
  • 95 % Say it's dog friendly

  • 86 % Say there are sidewalks

  • 82 % Say people would walk alone at night

  • 82 % Say car is needed

  • 80 % Say there's holiday spirit

  • 70 % Say kids play outside

  • 69 % Say yards are well-kept

  • 66 % Say neighbors are friendly

  • 65 % Say streets are well-lit

  • 64 % Say there's wildlife

  • 63 % Say they plan to stay for at least 5 years

  • 61 % Say parking is easy

  • 60 % Say it's quiet

  • 59 % Say it's walkable to restaurants

  • 50 % Say it's walkable to grocery stores

  • 46 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • bekkiv
    "I’ve lived here for 12 years and people are very friendly and the community is very welcoming. It’s a quiet place to live. Very family oriented. "
  • Z
    "Great area"
  • Lionoramercer
    "I’ve lived here my whole life. It’s the best town in the world. Friendly people, clean, fairly safe, and when you live next to a clean ocean, life can’t get much better than that. "
  • Q5tskh6d4v
    "Cars and Coffee on Saturday mornings. Fiesta and Ocean Festival during the summer months. Surf contents at local beaches. "
  • danica russell
    "Not very many sidewalks. They break up or are very skinny. So, people just walk in the street to the rail trail at the beach, but there are cars. "
  • Jennifer
    "I drive to Laguna Beach or work out of my home office. It is nice on the coast. Through Dana Point. "
  • Cheryl
    "Great place to live! Just watch your small dogs more coyote sightings recently. Lots to do. Great restaurants and yoga studios or places to work out. Beautiful hiking trails as well. "
  • Janel.goodman
    "Close to the beach, nice neighbors and dog friendly, close to restaurants and parks, shopping and the pier "
  • Jonathan Trimm
    "Easy commute. 5 minutes on the freeway, a stop at a coffee shop in the morning and at a sushi shop on the way home. "
  • Jose Duron
    "Quiet, good neighbors, tranquile area, with well maintained house, and yards. All homes look well maintained. "
  • Nikki
    "Amazing place to live! Close to beautiful beaches, wonderful restaurants and great shops. Very family friendly, a great place to raise kids. "
  • Starlynn Walker
    "All the neighbors know each other and we can walk to the beach from our house. Boys and girls club is a great resource for our kids closeby"
  • Carrie A. M. G.
    "Great area lots of dog owners here. They walk their dogs all the time and they are very friendly people."
  • Estrella11
    "Beautiful sleepy beach town. Very safe neighborhood. Live here for over 20 yrs. great schools, and fun community. "
  • Angela D.
    "My neighborhood is great. Close to the beach & public transportation is easily accessible & the freeway is close too. Most people have dogs here too. "
  • Travis A.
    "They would love to take their dogs to San Onofre state beach, as well as the dog trail. There are tons of parks in the area as well and it’s a good way to socialize with other San Clemente residents "
  • Moniquepieton
    "Best place I’ve ever lived it’s got great weather and waves and not a lot of tourist and it’s safe and homey"
  • Docreag
    "Most people drive to work but freeway access is easy and little traffic within 30 miles. Public transportation consists of bus system and Uber or Lyft"
  • Maggie S.
    "Sense of community, Laid back vibe, surf culture, events include car show, summer concerts, fireworks, holiday events "
  • Ksimpson148
    "It’s a light commute as the freeway has been recently redone. Light no matter the day. Slight ocean views too!"
  • Mncmommy
    "Just moved to the area but has a great community feel and lots of families so great with kids also good schools"
  • Aimee E.
    "There are no community events, mostly just old people gathering around the neighborhood to walk their dogs together. "
  • Brandon B.
    "San clemente is whack. Was fun growing up here but it’s gotten worse over the year. Not to mention we live in a 1.5million dollar home in an affluent neighborhood in Talega and yet my car was stolen right out of my driveway last week. Everything is absurdly expensive and this town is not what it used to be."
  • Pamela R.
    "San Clemente has a great small town feel. It has many nice neighborhoods and a great main street area with many shops and nice restaurants. The pier area and the beaches are nice as well. It is a great place to live!"
  • Katie K.
    "Safe, friendly and great people. This place is different in the best way possibly. Small town vibe and great way to connect with neighbors, which is harder in busier cities"
  • Brice B.
    "great city to be in if you love the beach and tons of things to do and tons of new shopping and food"
  • Nina V.
    "Lots of places to walk your dog, people pick up after their dogs, some streets don’t have sidewalks, lots of neighbors have dogs"
  • Tyler S.
    "Great place to raise kids and live the beach life. Plenty to do and clean. The schools are acceptable and clean as well. Great beach living for a somewhat reasonable cost. "
  • Maggie S.
    "Downtown festivals, music concerts on beach, Antique car show, fireworks for 4th of July, Holiday Festivals. "
  • Sharon S.
    "We’ve lived here for 23 years and it’s a wonderful place to raise a family... it’s a coastal town with a quaint vibe and full of genuine, friendly people. It’s casual and not too pretentious. "
  • 1037103137
    "I see people walking their dogs all the time and very courteous. They pick up after themselves and hold back bigger dogs when seeing a smaller dog coming."
  • David M. W.
    "I see people walking dogs all the time. I only wish we had more sidewalks and wider sidewalks. It’s a dog-friendly town for sure. "
  • Sabinekuhne
    "Great neighborhood with great families children in the same school and great people like a big family "
  • Holli B.
    "Wonderful place to raise kids with parks, surfing, shopping, schools, restaurants , etc. EASY ON AND OFF Freeway makes commuting nice and easy ! Pack your surf board, soccer ball, golf clubs and hiking shoes if you want to experience this area to the max! "
  • Sheilanoble
    "Dog friendly kid friendly family neighborhood . People always out and actively enjoying the yards . "
  • Coachyvonne
    "I enjoy the walkable town. Also, Easy access to public transportation and the summer trolley is a delight."
  • Ricklastis
    "the community has lots of little park with dog pooh bags and trash cans available. All dogs are on leashes."
  • Bmp1967
    "I have t had any issues with two daughters 13 and 16. Who will walk around town all the time. There is rarely any transients around town now. "
  • Crystal C.
    "San Clemente is a great area to raise a family it’s got lovely weather and the beach is always super close to you "
  • Joe R.
    "Great people from everywhere gives the place a richness. Small neighborhood feel with unique shopping and places to eat. Beaches are clean, easy to access and there's a pier. The beach trails are perfect for a walk, run and friends and family time. "

Market trends in San Clemente

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$1.88M
$25K
MoM
Sale-to-List Price
99.2%
0.1%
MoM
Price per sq ft
$865
$29
MoM
Available listings
171
10
MoM

Home Value

Trulia Estimate
$1.32M
Since last month
Decreased$5K (-0.3%)
Since last year
Increased$105K (+8.7%)
Since last sale
Increased$570K (+75.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +102% in the last 10 years
MonthEstimated value
2026
September 2026$1.32M
August 2026$1.34M
July 2026$1.32M
June 2026$1.3M
May 2026$1.28M
April 2026$1.27M
March 2026$1.27M
February 2026$1.24M
January 2026$1.2M
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.20
Single-Family Home
$1,325,000
05/11/26
3
2.5
1,799
0.11
Single-Family Home
$1,725,000
07/24/26
3
2.5
2,045
0.08
Single-Family Home
$1,195,000
06/11/26
2
2
1,206
0.06
Single-Family Home
$1,175,000
04/01/26
2
2
1,206
0.39
Single-Family Home
$1,042,000
01/30/26
4
2.5
2,501
0.29
Single-Family Home
$1,775,000
06/05/26
4
3
2,458
0.17
Single-Family Home
$1,800,000
11/25/25
4
3
2,615
0.25
Single-Family Home
$1,700,000
04/08/26
4
2
2,265
0.11
Single-Family Home
$1,855,000
04/29/26
5
3
2,926
0.23
Single-Family Home
$1,837,500
10/15/25
4
3
2,615

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.05
$1,298,200
3
2.5
1,799
Off Market
0.06
$1,175,000
2
2
1,206
Recently Sold
0.03
$1,310,000
3
2.5
1,690
For Sale
0.08
$1,423,400
3
2.5
1,812
Off Market
0.09
$1,921,800
4
3
2,640
Off Market
0.13
$1,915,200
4
3
2,615
Off Market
0.10
$1,826,600
4
2
2,265
Off Market
0.09
$1,370,400
3
2.5
1,690
Off Market
0.11
$1,855,000
5
3
2,926
Recently Sold
0.08
$1,259,500
4
2.5
2,045
Off Market
0.08
$1,195,000
2
2
1,206
Recently Sold
0.15
$2,067,500
4
2
2,265
Off Market

Price and Tax history

DateEventPrice
Sep 3, 2026
Source: CRMLS #PW26180216
Contingent
$1,339,900
Aug 19, 2026
Source: CRMLS #PW26180216
Listed For Sale
$1,339,900
Apr 5, 2019
Source: N/A
Sold
$750,000
Feb 26, 2019
Source: Agent Provided
Pending
$769,000
Jan 24, 2019
Source: Agent Provided
Listed For Sale
$769,000

LGBTQ Local Legal Protections

Frank Martinez, eXp Realty of California Inc
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. as of 2026-09-04 00:45:48 PDT and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

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Frequently asked questions about 45 Finca

  • What is the estimated monthly payment for 45 Finca?
    Based on a $1,339,900 list price with 20% down at today's rates, the estimated monthly payment for 45 Finca in San Clemente, CA is approximately $8,386 (about $7,005 principal & interest, $1,306 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 45 Finca compare to homes in San Clemente?
    45 Finca in San Clemente, CA is listed at $1,339,900, about 29% below the $1.88M median sale price in San Clemente.
  • What do residents say about San Clemente?
    Residents describe San Clemente, CA as dog-friendly, pedestrian-friendly, and well-kept. See homes for sale in San Clemente, CA.
  • What are the closest schools to 45 Finca?
    The closest schools to 45 Finca in San Clemente, CA are Bernice Ayer Middle School (rated 10/10), Clarence Lobo Elementary School (rated 8/10), San Clemente High School (rated 9/10).
  • Does 45 Finca have air conditioning?
    Yes, 45 Finca in San Clemente, CA has air conditioning.
  • Does 45 Finca have laundry facilities?
    Yes, 45 Finca in San Clemente, CA has laundry facilities.
45 Finca, San Clemente, CA 92672 is a 4 bedroom, 3 bathroom, 1,914 sqft single-family home built in 1989. This property is currently available for sale and was listed by CRMLS on Aug 19, 2026. The MLS # for this home is MLS# PW26180216.