45 Cross St, Westerly, RI 02891
Property image
Property image
SOLD
OCT 31, 2025

45 Cross St
Westerly, RI 02891

  • 3 Beds
  • 2 Baths
  • 1,878 sqft

$480,000

Last Sold: Oct 31, 2025
1% over list $475K
$256/sqft

$480,000

Last Sold: Oct 31, 2025
1% over list $475K
$256/sqft
3 Beds
2 Baths
1,878 sqft

Local Information

  • Map ViewExplore the area around 45 Cross St.
  • Schools2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1954
Living Area
1,878 sqft
Price/Sqft
$256/sqft
Parking
Garage

About this House

Charming cape located in the heart of town. Living room has a fireplace with a pellet stove insert. Eat in kitchen with granite counters and tile floors. First floor bedroom and a full bath with separate tub and shower. Formal dining room . 2 beds and a bath upstairs. Primary bedroom has walk in closet and balcony. Full basement with a half bath. Oil heat city water and sewer. Solar panels are paid in full and transferable to the new owner . House is being sold as is.
45 Cross St, Westerly, RI 02891 is a 3 bedroom, 2 bathroom, 1,878 sqft single-family home built in 1954. It last sold for $480,000 on Oct 31, 2025 (1% above the $475,000 asking price). It is currently off market. The Trulia Estimate is $496,000, with a rent estimate of $3,115/month.

Home Details for 45 Cross St

Interior Features

Interior Details
Basement: Full,Interior Entry,UnfinishedNumber of Rooms: 6Types of Rooms: Bathroom, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1878 Square Feet
Heating & Cooling
Heating: Oil,Baseboard,Forced AirNo CoolingAir Conditioning: NoneHas HeatingHeating Fuel: Oil
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Pellet StoveHas a Fireplace
Gas & Electric
Electric: 200+ Amp Service, Circuit Breakers
Windows, Doors, Floors & Walls
Flooring: Ceramic Tile, Hardwood
Levels, Entrance, & Accessibility
Number of Stories: 2Floors: Ceramic Tile, Hardwood
View
No View

Exterior Features

Exterior Home Features
Foundation: Concrete Perimeter
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1Has a CarportHas a GarageNo Attached GarageParking Spaces: 3Parking: Carport
Pool
Pool: Above Ground
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1878 Square Feet

Property Information

Year Built
Year Built: 1954
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Cape Cod
Building
Construction Materials: Plaster, Vinyl SidingNot a New Construction

Price & Status

Price
List Price: $475,000Price Per Sqft: $256/sqft

Active Status

MLS Status: Sold

Media

Location

Direction & Address
City: Westerly

Building

Building Area
Building Area: 1878 Square Feet

Community

Not Senior Community

HOA

No HOA

Lot Information

Lot Area: 6969.6 sqft

Listing Info

Special Conditions: Conventional/Market Value

Miscellaneous

BasementMls Number: 1396403Above Grade Unfinished Area: 1878
Last check for updates: about 5 hours ago
Listed by Kimber Pope Kettlety, (401) 741-8722
Coldwell Banker Coastal Homes
Bought with: Ryan Lynch, (860) 383-9888, Compass
Source: StateWide MLS RI, MLS#1396403

Price History for 45 Cross St

DatePriceEventSource
10/31/2025$480,000Sold
StateWide MLS RI #1396403
10/02/2025$475,000PendingStateWide MLS RI #1396403
09/29/2025$475,000Listed For SaleStateWide MLS RI #1396403
01/22/1993$95,000Sold
N/A

Market trends in Westerly

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$581K
$71.97KMoM
Sale-to-List Price
—
Price per sq ft
$329
$70MoM
Available listings
67
6MoM
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Property Tax and Assessment

Year2025
Tax$3,265
Assessment$419,700
Home facts updated by county records

Comparable Sales for 45 Cross St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
24 George St, Westerly, RI
0.06
Single-Family Home
$489,000
03/04/26
4
2
1,676
4 Westminster St, Westerly, RI
0.02
Single-Family Home
$604,000
10/24/25
3
2
1,440
29 George St, Westerly, RI
0.02
Single-Family Home
$530,000
09/30/25
2
1.5
1,504
29 John St, Westerly, RI
0.18
Single-Family Home
$450,000
11/21/25
3
2
1,100
16 Spring St, Westerly, RI
0.09
Single-Family Home
$447,000
05/15/26
3
2
1,212
41 Cross St, Westerly, RI
0.04
Single-Family Home
$715,000
10/16/25
3
1.5
1,714
35 George St, Westerly, RI
0.05
Single-Family Home
$550,000
09/19/25
3
1
1,529
44 George St, Westerly, RI
0.11
Single-Family Home
$565,000
01/22/26
4
2
1,388

Nearby homes

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Assigned Schools

These are the assigned schools for 45 Cross St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Westerly

At least 172 Trulia users voted on each feature.

  • 86 % Say it's dog friendly

  • 85 % Say car is needed

  • 76 % Say parking is easy

  • 71 % Say people would walk alone at night

  • 69 % Say yards are well-kept

  • 68 % Say it's walkable to restaurants

  • 68 % Say there's holiday spirit

  • 65 % Say streets are well-lit

  • 64 % Say kids play outside

  • 59 % Say there are sidewalks

  • 58 % Say they plan to stay for at least 5 years

  • 55 % Say neighbors are friendly

  • 53 % Say it's walkable to grocery stores

  • 52 % Say it's quiet

  • 50 % Say there's wildlife

  • 28 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trever625
    "Great place to live, I would recommend doing some research and driving around to find the best area suitable for kids. But all in all it’s a great town with close proximity to the beaches and plenty to do. "
    0
    Flag
  • Stuart Whitcomb
    "There are many outdoor opportunities nearby, like short hikes; activities through our beautiful library and in the adjoining park; and of course the ocean is a short drive from downtown. For older children there are many summer job opportunities nearby, and the downtown is safe and offers a few good options for window shopping and coffee drinks."
    0
    Flag
  • V2rp26znzc
    "Westerly is a great town with beautiful Wilcox Park, beaches, great restaurants, great schools, churches, well kept roads and sidewalks. Downtown Westerly has lots to offer with great jewelry stores, gelato shop, women’s clothing, children’s clothing, bookstores, and a movie theater, "
    0
    Flag
  • Tinamarie Plenninger
    "More dog parks friendly places to bring a dog . I don’t have a dog but family members do. More trash cans for disposables "
    0
    Flag
  • Trulia User
    " It’s beautiful. You feel the energy of the ocean every day and are subject to Mother Nature’s will. "
    0
    Flag
  • Erich.h.fischer86
    "love living so close to the downtown area, friendly neighborhood, close to the beach, close to Mystic and Stonington "
    5
    Flag
  • Heidi P.
    "Highway driving for about 25 minutes; Very easy on and off and not hilly just very straightforward."
    2
    Flag
  • Mary G.
    "Summer pops, downtown shutdown, beach events, movies in the park, drive in, duck races, ice skating ring, "
    2
    Flag
  • Mary G.
    "Side walks and people clean up after their dogs..... friendly people and the Wilcox park is a nice place to walk"
    2
    Flag
  • Scott G.
    "Nice downtown area, close to beautiful beaches and plenty of shopping. Something for everyone with small town charm"
    0
    Flag
  • Genevieve.boas
    "Great areas for walking dogs. Quiet and private. Walking trails and beaches abound along with parks. Beautiful weather."
    0
    Flag
  • Bain682
    "Quiet streets to walk your dog up and down. Plenty of other dog owners around the neighborhood. Dog park in town and other parks plus the beach. Lots of fun items."
    3
    Flag
  • Kathy M.
    "No dogs allowed at my condo, not even to visit. Hard to find apartments that allow dogs also. Nice area to take walks with the dog. There is a dog park also"
    2
    Flag
  • Jean P.
    "We have community fairs.. plays functions either in our park or plenty of summer activities down and around the beaches. extremely family oriented. "
    2
    Flag
  • Unspecified
    "Nosy neighbors!!! Otherwise very great neighborhood. Not fond of the school system and local sober homes."
    1
    Flag
  • Julia
    "The beach town is absolutely gorgeous and so much fun and it’s a great family area to raise kids. Everyone is related in this small Italian town which makes it a special place"
    0
    Flag
  • Davisphilip1717
    "Do you see dogs being walked on a regular basis. They do not seem to be any issues. I have never seen anyone not clean up after their dog."
    2
    Flag
  • Townshorerentals
    "Great place Beautiful beach community everybody would love living here I am a realtor I sell a lot of homes. Come to westerly "
    2
    Flag
  • Malu27
    "Very friendly neighborhood close to town. People take pride in the community and it has a small town feel. Great place to raise a family."
    0
    Flag
  • CC
    "It’s clean. Everyone is nice. You live by the water. "
    0
    Flag
  • Gabriela A.
    "My commute is an 8 minute drive to Watch Hill. I do not see any public transportation during the winter. "
    0
    Flag
  • Morgan K.
    "Nice quaint small town. Amazing ymca and beautiful park right in the center of town. The town decorates for Christmas which is nice. Also the beaches here are accessible and pretty"
    0
    Flag
  • Jovani H.
    "Safe, quiet , and respectful Communtiy. Very clean and beautiful areas around. Summer is always best with beaches and parks."
    2
    Flag
  • Christina C.
    "bus stop is close, mcquades is near by and it's a great local grocery store with delicious foods. also near downtown where there are lots of shops, restaurants, bars, the public library, and most importantly the Wilcox Park. "
    0
    Flag
  • Johnrestelli
    "good quiet community small town living friendly decent taxes great in the summer for beaches can get a little overcrowded "
    0
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  • Julieserpa62085
    "Westerly is a BEACH COMMUNITY! 😄👙😄. You can be at any corner of this town but u are never a 15 car ride away from the beach ! "
    0
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  • Jean P.
    "I lived in this neighborhood for one year and absolutely love it I am now looking to stay in this location. searching to rent a home home or renting a larger apartment or possibly purchasing."
    0
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  • Rory d.
    "Close to beach & river. Very friendly people. Walking distance to cafe, docks, nature preserve; biking distance to village, ice cream, and beaches."
    1
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Explore by feature - Pet Friendly

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Homes for sale near 45 Cross St

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Off Market Homes Near 45 Cross St

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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright © 2026 State-Wide MLS, Inc. All rights reserved.