40 Cross St, Westerly, RI 02891
Property image
Property image
SOLD
OCT 28, 2025

40 Cross St
Westerly, RI 02891

  • 2 Beds
  • 1.5 Baths
  • 1,000 sqft

$450,000

Last Sold: Oct 28, 2025
13% over list $399K
$450/sqft

$450,000

Last Sold: Oct 28, 2025
13% over list $399K
$450/sqft
2 Beds
1.5 Baths
1,000 sqft

Local Information

  • Map ViewExplore the area around 40 Cross St.
  • Schools2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1890
Living Area
1,000 sqft
Price/Sqft
$450/sqft
Parking
2 Parking Spaces

About this House

This adorable and low maintenance home is the perfect starter home or downsizer and is located just minutes to the beautiful RI beaches and just a short walk to downtown Westerly. Elegantly landscaped with a welcoming front porch, this home boasts 2 bedrooms on the second level and an additional multi-functional room on the first level. With rich hardwood floors throughout and beautifully updated kitchen and baths, it's the perfect blend of classic character with modern upgrades! Contingent upon closing of Buyer’s new home.
40 Cross St, Westerly, RI 02891 is a 2 bedroom, 2 bathroom, 1,000 sqft single-family home built in 1890. It last sold for $450,000 on Oct 28, 2025 (13% above the $399,000 asking price). It is currently off market. The Trulia Estimate is $465,200, with a rent estimate of $2,507/month.

Home Details for 40 Cross St

Interior Features

Interior Details
Basement: NoneNumber of Rooms: 6Types of Rooms: Den, Dining Area, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 1000 Square Feet
Appliances & Utilities
Utilities: Sewer Connected, Water ConnectedAppliances: Gas Water Heater, Tankless Water Heater
Heating & Cooling
Heating: Natural Gas,Forced Air,Gas ConnectedNo CoolingAir Conditioning: NoneHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
Fireplace: NoneNo Fireplace
Gas & Electric
Electric: 100 Amp Service
Windows, Doors, Floors & Walls
Flooring: Ceramic Tile, Hardwood
Levels, Entrance, & Accessibility
Number of Stories: 2Floors: Ceramic Tile, Hardwood
View
No View

Exterior Features

Exterior Home Features
Foundation: Block
Parking & Garage
No CarportNo GarageNo Attached GarageParking Spaces: 2Parking: Detached,No Garage
Finished Area
Finished Area (above surface): 1000 Square Feet

Property Information

Year Built
Year Built: 1890
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Bungalow
Building
Construction Materials: Other SidingNot a New Construction

Price & Status

Price
List Price: $399,000Price Per Sqft: $450/sqft

Active Status

MLS Status: Sold

Location

Direction & Address
City: Westerly

Building

Building Area
Building Area: 1000 Square Feet

Community

Community Features: Golf, Hospital, Railroad, Recreational Facilities, Restaurants, Schools, Near ShoppingNot Senior Community

HOA

No HOA

Lot Information

Lot Area: 4356 sqft

Listing Info

Special Conditions: Conventional/Market Value

Miscellaneous

Mls Number: 1393863Above Grade Unfinished Area: 1000

Additional Information

GolfHospitalRailroadRecreational FacilitiesRestaurantsSchoolsNear Shopping
Last check for updates: about 5 hours ago
Listed by Karen Hanson, (860) 961-4937
Stonington Realty
Bought with: Laurie Johnstone, (860) 287-4047, BHHS New England Properties
Source: StateWide MLS RI, MLS#1393863

Price History for 40 Cross St

DatePriceEventSource
10/28/2025$450,000Sold
StateWide MLS RI #1393863
09/05/2025$399,000PendingStateWide MLS RI #1393863
08/30/2025$399,000Listed For SaleStateWide MLS RI #1393863
12/01/2015$214,500Sold
N/A
10/20/2015$238,000PendingAgent Provided
09/18/2015$238,000PriceChange
Agent Provided
07/18/2015$242,000Listed For SaleAgent Provided
07/05/2010$199,000ListingRemovedAgent Provided
04/17/2010$199,000PriceChange
Agent Provided
02/24/2010$219,000Listed For SaleAgent Provided
02/12/2003$147,000Sold
N/A
09/12/1995$80,000Sold
N/A
06/01/1993$83,000Sold
N/A

Market trends in Westerly

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$581K
$71.97KMoM
Sale-to-List Price
—
Price per sq ft
$329
$70MoM
Available listings
67
6MoM
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Property Tax and Assessment

Year2025
Tax$2,691
Assessment$345,900
Home facts updated by county records

Comparable Sales for 40 Cross St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
29 George St, Westerly, RI
0.06
Single-Family Home
$530,000
09/30/25
2
1.5
1,504
29 John St, Westerly, RI
0.20
Single-Family Home
$450,000
11/21/25
3
2
1,100
4 Westminster St, Westerly, RI
0.05
Single-Family Home
$604,000
10/24/25
3
2
1,440
45 George St, Westerly, RI
0.13
Single-Family Home
$425,000
11/18/25
3
1
1,746
45 Cross St, Westerly, RI
0.04
Single-Family Home
$480,000
10/31/25
3
2
1,878
16 Spring St, Westerly, RI
0.06
Single-Family Home
$447,000
05/15/26
3
2
1,212
39 Chester Ave, Westerly, RI
0.11
Single-Family Home
$419,900
08/28/25
3
1
1,233
26 Westminster St, Westerly, RI
0.16
Single-Family Home
$459,000
11/14/25
3
1
1,176
24 George St, Westerly, RI
0.07
Single-Family Home
$489,000
03/04/26
4
2
1,676

Nearby homes

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Assigned Schools

These are the assigned schools for 40 Cross St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Westerly

At least 172 Trulia users voted on each feature.

  • 86 % Say it's dog friendly

  • 85 % Say car is needed

  • 76 % Say parking is easy

  • 71 % Say people would walk alone at night

  • 69 % Say yards are well-kept

  • 68 % Say it's walkable to restaurants

  • 68 % Say there's holiday spirit

  • 65 % Say streets are well-lit

  • 64 % Say kids play outside

  • 59 % Say there are sidewalks

  • 58 % Say they plan to stay for at least 5 years

  • 55 % Say neighbors are friendly

  • 53 % Say it's walkable to grocery stores

  • 52 % Say it's quiet

  • 50 % Say there's wildlife

  • 28 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trever625
    "Great place to live, I would recommend doing some research and driving around to find the best area suitable for kids. But all in all it’s a great town with close proximity to the beaches and plenty to do. "
    0
    Flag
  • Stuart Whitcomb
    "There are many outdoor opportunities nearby, like short hikes; activities through our beautiful library and in the adjoining park; and of course the ocean is a short drive from downtown. For older children there are many summer job opportunities nearby, and the downtown is safe and offers a few good options for window shopping and coffee drinks."
    0
    Flag
  • V2rp26znzc
    "Westerly is a great town with beautiful Wilcox Park, beaches, great restaurants, great schools, churches, well kept roads and sidewalks. Downtown Westerly has lots to offer with great jewelry stores, gelato shop, women’s clothing, children’s clothing, bookstores, and a movie theater, "
    0
    Flag
  • Tinamarie Plenninger
    "More dog parks friendly places to bring a dog . I don’t have a dog but family members do. More trash cans for disposables "
    0
    Flag
  • Trulia User
    " It’s beautiful. You feel the energy of the ocean every day and are subject to Mother Nature’s will. "
    0
    Flag
  • Erich.h.fischer86
    "love living so close to the downtown area, friendly neighborhood, close to the beach, close to Mystic and Stonington "
    5
    Flag
  • Heidi P.
    "Highway driving for about 25 minutes; Very easy on and off and not hilly just very straightforward."
    2
    Flag
  • Mary G.
    "Summer pops, downtown shutdown, beach events, movies in the park, drive in, duck races, ice skating ring, "
    2
    Flag
  • Mary G.
    "Side walks and people clean up after their dogs..... friendly people and the Wilcox park is a nice place to walk"
    2
    Flag
  • Scott G.
    "Nice downtown area, close to beautiful beaches and plenty of shopping. Something for everyone with small town charm"
    0
    Flag
  • Genevieve.boas
    "Great areas for walking dogs. Quiet and private. Walking trails and beaches abound along with parks. Beautiful weather."
    0
    Flag
  • Bain682
    "Quiet streets to walk your dog up and down. Plenty of other dog owners around the neighborhood. Dog park in town and other parks plus the beach. Lots of fun items."
    3
    Flag
  • Kathy M.
    "No dogs allowed at my condo, not even to visit. Hard to find apartments that allow dogs also. Nice area to take walks with the dog. There is a dog park also"
    2
    Flag
  • Jean P.
    "We have community fairs.. plays functions either in our park or plenty of summer activities down and around the beaches. extremely family oriented. "
    2
    Flag
  • Unspecified
    "Nosy neighbors!!! Otherwise very great neighborhood. Not fond of the school system and local sober homes."
    1
    Flag
  • Julia
    "The beach town is absolutely gorgeous and so much fun and it’s a great family area to raise kids. Everyone is related in this small Italian town which makes it a special place"
    0
    Flag
  • Davisphilip1717
    "Do you see dogs being walked on a regular basis. They do not seem to be any issues. I have never seen anyone not clean up after their dog."
    2
    Flag
  • Townshorerentals
    "Great place Beautiful beach community everybody would love living here I am a realtor I sell a lot of homes. Come to westerly "
    2
    Flag
  • Malu27
    "Very friendly neighborhood close to town. People take pride in the community and it has a small town feel. Great place to raise a family."
    0
    Flag
  • CC
    "It’s clean. Everyone is nice. You live by the water. "
    0
    Flag
  • Gabriela A.
    "My commute is an 8 minute drive to Watch Hill. I do not see any public transportation during the winter. "
    0
    Flag
  • Morgan K.
    "Nice quaint small town. Amazing ymca and beautiful park right in the center of town. The town decorates for Christmas which is nice. Also the beaches here are accessible and pretty"
    0
    Flag
  • Jovani H.
    "Safe, quiet , and respectful Communtiy. Very clean and beautiful areas around. Summer is always best with beaches and parks."
    2
    Flag
  • Christina C.
    "bus stop is close, mcquades is near by and it's a great local grocery store with delicious foods. also near downtown where there are lots of shops, restaurants, bars, the public library, and most importantly the Wilcox Park. "
    0
    Flag
  • Johnrestelli
    "good quiet community small town living friendly decent taxes great in the summer for beaches can get a little overcrowded "
    0
    Flag
  • Julieserpa62085
    "Westerly is a BEACH COMMUNITY! 😄👙😄. You can be at any corner of this town but u are never a 15 car ride away from the beach ! "
    0
    Flag
  • Jean P.
    "I lived in this neighborhood for one year and absolutely love it I am now looking to stay in this location. searching to rent a home home or renting a larger apartment or possibly purchasing."
    0
    Flag
  • Rory d.
    "Close to beach & river. Very friendly people. Walking distance to cafe, docks, nature preserve; biking distance to village, ice cream, and beaches."
    1
    Flag

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Apartments for Rent

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Explore by feature - Pet Friendly

7 pet-friendly rentals in Westerly, RI

Explore by feature - Garage

10 rentals with a garage in Westerly, RI

Explore by feature - Air Conditioning

31 rentals with air conditioning in Westerly, RI

Explore by feature - Washer/dryer

23 rentals with a washer/dryer in Westerly, RI

Homes for sale near 40 Cross St

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Off Market Homes Near 40 Cross St

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Frequently asked questions about 40 Cross St

  • What is 40 Cross St estimated to be worth?
    Trulia's estimated value for 40 Cross St in Westerly, RI is $465,200.
  • What is the price history for 40 Cross St?
    40 Cross St in Westerly, RI last sold for $450,000 in October 2025.
  • Is Westerly a buyer's or seller's market?
    Westerly is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Westerly?
    The median sale price in Westerly is $581K. That is down $71.97K from the prior month.
  • How big is the lot at 40 Cross St?
    The lot at 40 Cross St in Westerly, RI is about 0.10 acres (4,356 sq ft).
  • Does 40 Cross St have a garage?
    Yes, 40 Cross St in Westerly, RI has a garage.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright © 2026 State-Wide MLS, Inc. All rights reserved.