$1,397,000
Original price: $1,450,000
- 3 Beds
- 2 Baths
- 1,841 sqft (on 0.43 acres)
4490 Harbor Bend Dr, Upper Captiva, FL 33924
Est. Mortgage $9,433/mo*
Get Pre-QualifiedHome Highlights
Outdoor
Deck
HOA
$583/Monthly
Price/Sqft
$759
Listed
180+ days ago
Climate Control
Central, Electric & Central Air, Ceiling Fans
Local Information
-- mins to
About this House
The perfect boater's retreat! This charming three-bedroom waterfront home on the harbor is fully remodeled. Excellent water views from both levels. Dock permits are in place to build a dock for your dream boat. Enjoy the custom-crafted kitchen with marble countertops and stainless steel appliances, with fantastic views across the living area to the harbor. Watch the wildlife and passing boats while relaxing on the deck or screened porch. Two large guest bedrooms share a fully upgraded hall bath with a custom tile walk-in shower. The east-facing bedroom enjoys views of the harbor and another screen porch access sliding glass door, perfect for catching the fresh seaside breezes. To the west is another guest bunk room. On the second level, the spacious primary suite with dual closets & a deluxe tiled bathroom offers a huge waterfront sun porch with composite decking. Just off the primary suite is a versatile sitting room that makes a great office, media room, or extra sleeping space. Impact windows & doors, as well as a newer aluminum standing seam roof, ensure durability and peace of mind. It is just steps from community dock slips with full membership to the Safety Harbor Club amenities, pool, tennis, pickleball, and gulf beach access. This rare waterfront gem won't last. Schedule your private showing today!
Last check for updates: about 10 hours ago
Listing courtesy of Mark Muller, (239) 395-2214
Resort Properties Internationa
Originating MLS: Florida Gulf Coast
Source: Florida Gulf Coast MLS, MLS#2026000708

Also Listed on Florida Gulf Coast MLS.
Home Details for 4490 Harbor Bend Dr
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MLS Status: Active |
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Beds & Baths Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2 |
Dimensions and Layout Living Area: 1841 Square Feet |
Appliances & Utilities Utilities: Cable Not AvailableAppliances: Dryer, Disposal, Ice Maker, Microwave, Range, Refrigerator, RefrigeratorWithIce Maker, WasherDisposalDryerMicrowaveRefrigeratorWasher |
Heating & Cooling Heating: Central,ElectricHas CoolingAir Conditioning: Central Air,Ceiling Fan(s),ElectricHas HeatingHeating Fuel: Central |
Fireplace & Spa No Spa |
Windows, Doors, Floors & Walls Window: Single Hung, Impact GlassFlooring: Other, Tile |
Levels, Entrance, & Accessibility Stories: 2Number of Stories: 2Levels: TwoFloors: Other, Tile |
View Has a ViewView: Bay, Landscaped, Mangroves, Partial, Trees/Woods |
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Exterior Home Features Roof: MetalPatio / Porch: DeckExterior: Deck, Security/High Impact DoorsFoundation: Pillar/Post/PierNo Private Pool |
Parking & Garage No CarportNo Garage |
Pool Pool: Community |
Frontage WaterfrontWaterfront: BayfrontOn Waterfront |
Water & Sewer Sewer: Public Sewer |
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Cumulative Days on Market: 425Days on Market: 180+ |
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Year Built Year Built: 1982 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Multi-Level,Two Story |
Building Construction Materials: Wood Siding, Wood Frame |
Property Information Condition: ResaleParcel Number: 0545210200000.0420 |
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Price List Price: $1,397,000Price Per Sqft: $759 |
Status Change & Dates Possession Timing: Close Of Escrow |
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Direction & Address City: Upper CaptivaCommunity: SAFETY HARBOR CLUB |
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Listing Agent Listing ID: 2026000708 |
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Building Area Building Area: 2077 Square Feet |
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Community Features: Boat Facilities, Non-GatedNot Senior CommunityUnits in Building: 1 |
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HOA Fee Includes: TrashHOA Phone: 239-472-1019Association for this Listing: Florida Gulf CoastHas an HOAHOA Fee: $1,750/Quarterly |
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Lot Area: 0.43 acres |
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Listing Terms: All Financing Considered, Cash |
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Business Information Ownership: Single Family |
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Partially Furnished |
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Mls Number: 2026000708Living Area Range Units: Square FeetWater ViewWater View: BayAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12071-N-05452102000000420-R-N |
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HOA Amenities: Beach Rights,Boat Dock,Beach Access,Marina,Pickleball,Pool,Restaurant,Tennis Court(s)Source Internet Entire Listing Display |
Around this home
Home Value
Trulia Estimate
$1.3MSince last month
Increased$11K (+0.8%)Since last year
Increased$33K (+2.6%)Since last sale
Increased$509K (+64%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +128% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| August 2026 | $1.3M |
| July 2026 | $1.29M |
| June 2026 | $1.3M |
| May 2026 | $1.3M |
| April 2026 | $1.3M |
| March 2026 | $1.31M |
| February 2026 | $1.35M |
| January 2026 | $1.36M |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.10 | Single-Family Home | $905,000 | 12/08/25 | 3 | 2 | 1,522 | |
0.20 | Single-Family Home | $1,034,999 | 08/19/26 | 3 | 2 | 1,823 | |
0.14 | Single-Family Home | $1,300,000 | 04/03/26 | 3 | 2 | 1,584 | |
0.15 | Single-Family Home | $892,000 | 07/17/26 | 6 | 3.5 | 2,021 | |
0.29 | Single-Family Home | $945,000 | 03/27/26 | 3 | 3 | 2,072 | |
0.18 | Single-Family Home | $420,000 | 04/27/26 | 2 | 3 | 1,656 | |
0.22 | Single-Family Home | $653,000 | 07/14/26 | 2 | 2 | 936 | |
0.32 | Single-Family Home | $1,430,000 | 01/06/26 | 3 | 3 | 2,211 | |
0.34 | Single-Family Home | $1,381,500 | 07/13/26 | 3 | 4 | 1,920 | |
0.04 | Single-Family Home | $565,000 | 12/01/25 | 3 | 2 | 953 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.03 | $559,600 | 3 | 2 | 979 | Off Market | |
0.04 | $617,700 | 3 | 2 | 985 | Off Market | |
0.04 | $565,000 | 3 | 2 | 953 | Recently Sold | |
0.04 | $654,400 | 3 | 2 | 953 | Off Market | |
0.04 | $565,000 | 3 | 2 | 954 | For Sale | |
0.04 | $597,400 | 3 | 2 | 982 | Off Market | |
0.07 | $541,500 | 3 | 2 | 1,076 | Off Market | |
0.10 | $905,000 | 3 | 2 | 1,522 | Recently Sold | |
0.09 | $560,000 | 3 | 2 | 954 | Recently Sold | |
0.09 | $545,300 | 2 | 2 | 1,019 | Off Market | |
0.09 | $870,000 | 3 | 2 | 954 | For Sale |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Mar 17, 2026 Source: Florida Gulf Coast MLS #2026000708 | PriceChange | $1,397,000 Price decreased by 4% |
Jan 6, 2026 Source: Florida Gulf Coast MLS #2026000708 | Listed For Sale | $1,450,000 |
Jul 12, 2025 Source: SWFLMLS #225014262 | ListingRemoved | $1,399,000 |
May 6, 2025 Source: SWFLMLS #225014262 | PriceChange | $1,399,000 Price decreased by 12% |
Feb 7, 2025 Source: SWFLMLS #225014262 | Listed For Sale | $1,595,000 |
Nov 29, 2021 Source: Florida Gulf Coast MLS #221012365 | Sold | $795,000 |
Oct 9, 2021 Source: Florida Gulf Coast MLS #221012365 | Pending | $819,000 |
Sep 30, 2021 Source: Florida Gulf Coast MLS #221012365 | PriceChange | $819,000 Price decreased by 1% |
Sep 10, 2021 Source: Florida Gulf Coast MLS #221012365 | PriceChange | $829,000 Price decreased by 8% |
Aug 11, 2021 Source: Florida Gulf Coast MLS #221012365 | PriceChange | $899,000 Price decreased by 5% |
Jun 15, 2021 Source: Florida Gulf Coast MLS #221012365 | PriceChange | $945,000 Price decreased by 5% |
Feb 24, 2021 Source: Florida Gulf Coast MLS #221012365 | Listed For Sale | $995,000 |
Aug 6, 1998 Source: N/A | Sold | $391,500 |
Oct 8, 1997 Source: N/A | Sold | $260,000 |
Apr 19, 1995 Source: N/A | Sold | $280,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $14,627 | $1,138,212 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Mark Muller, Resort Properties Internationa
Agent Phone: (239) 395-2214

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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Frequently asked questions about 4490 Harbor Bend Dr
- What is the estimated monthly payment for 4490 Harbor Bend Dr?Based on a $1,397,000 list price with 20% down at today's rates, the estimated monthly payment for 4490 Harbor Bend Dr in Upper Captiva, FL is approximately $8,927 (about $7,222 principal & interest, $1,630 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What are the closest schools to 4490 Harbor Bend Dr?The closest schools to 4490 Harbor Bend Dr in Upper Captiva, FL are Bonita Springs High School (rated 4/10), Cypress Lake High School (rated 5/10), Dunbar High School (rated 2/10).
- What is 4490 Harbor Bend Dr estimated to be worth?Trulia's estimated value for 4490 Harbor Bend Dr in Upper Captiva, FL is $1,303,600.
- Does 4490 Harbor Bend Dr have air conditioning?Yes, 4490 Harbor Bend Dr in Upper Captiva, FL has air conditioning.
- Does 4490 Harbor Bend Dr have a pool?Yes, 4490 Harbor Bend Dr in Upper Captiva, FL has a pool.
- Does 4490 Harbor Bend Dr have laundry facilities?Yes, 4490 Harbor Bend Dr in Upper Captiva, FL has in-unit laundry.
4490 Harbor Bend Dr, Upper Captiva, FL 33924 is a 3 bedroom, 2 bathroom, 1,841 sqft single-family home built in 1982. This property is currently available for sale and was listed by Florida Gulf Coast MLS on Jan 6, 2026. The MLS # for this home is MLS# 2026000708.

