303 Useppa #A, Captiva, FL 33924
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FOR SALE
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303 Useppa #A
Captiva, FL 33924

Useppa Island
  • 2 Beds
  • 2.5 Baths
  • 1,575 sqft

$975,000

Est. Mortgage $6,634/mo*

$975,000

Est. Mortgage $6,634/mo*
2 Beds
2.5 Baths
1,575 sqft

Home Highlights

Outdoor
Porch, Patio, Deck
Climate Control
Heating & Cooling
HOA
None
Price/Sqft
$619
Listed
98 days ago

Local Information

  • Map ViewExplore the area around 303 Useppa #A.
  • Schools1 Preschool School1 Elementary School1 Middle School5 High Schools
  • Shop & Eat
-- mins to
Commute Destination

About this House

Tucked away in a quiet, seldom-traveled enclave along the mid-western shoreline of Useppa Island, this private
2-bedroom, 2.5 bath attached villa offers a rare sense of seclusion paired with sweeping coastal views. Oriented to the northwest, the residence overlooks the Intracoastal Waterway with panoramic sightlines stretching across Cabbage Key, Cayo Costa, Boca Grande Pass, and Gasparilla Island beyond.
The home features a thoughtfully designed “upside-down” floor plan, with two en-suite bedrooms located on the first level and the main living areas positioned above to fully capture the stunning water views. Upstairs, the kitchen, living room, and screened waterfront balcony create an inviting space for daily living and entertaining, while the lower-level bedrooms provide a quiet retreat at day’s end.
Designed for comfort and peace of mind, the villa is equipped with impact-rated windows and doors, along with electric storm panels protecting the screened balcony. Tasteful updates are found throughout, including recently renovated bathrooms, a new HVAC system, and a new water heater. Timeless wood flooring runs through the bedrooms, where classic finishes are complemented by the warmth and character of a traditional fireplace.
Just beyond the living room, the screened balcony overlooks a protected basin and shared dock. The property includes a one-third ownership interest in the dock, granting use of a boat slip—an exceptional amenity for island living. The dock sits just off the Intracoastal Waterway, with Cabbage Key less than a half-mile to the south. Cayo Costa State Park, renowned for its 7.5 miles of pristine Gulf beaches, is a short boat ride away via either Captiva Pass or Boca Grande Pass, both within four miles.
For many buyers seeking a true Florida island escape, sunset water views and private, deeded dockage rank at the top of the wish list. This residence offers both—providing a rare blend of convenience, beauty, and long-term investment security. Unit #303-A delivers these highly sought-after features in a thoughtfully finished, low-maintenance package.

Home Details for 303 Useppa #A

Active Status

MLS Status: Active

Interior Features

Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 1575 Square Feet
Appliances & Utilities
Utilities: Cable Not Available, Underground UtilitiesAppliances: Dryer, Dishwasher, Freezer, Microwave, Refrigerator, WasherDishwasherDryerLaundry: InsideMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Central
Fireplace & Spa
Has a FireplaceNo Spa
Windows, Doors, Floors & Walls
Window: Other, Impact Glass, Window CoveringsFlooring: Carpet, Other, Wood
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Carpet, Other, Wood
View
Has a ViewView: Bay, Mangroves, Water
Room & Shared Space
Shared space is furnished

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Deck, Lanai, Open, Patio, Porch, ScreenedOther Structures: Guest House AttachedExterior: Deck, Security/High Impact Doors, Other, Patio, Shutters ElectricFoundation: Pillar/Post/PierNo Private Pool
Parking & Garage
No CarportNo Garage
Pool
Pool: Community
Frontage
WaterfrontWaterfront: Basin, Bayfront, Mangrove, Navigable WaterOn Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 97Days on Market: 98

Property Information

Year Built
Year Built: 1981
Property Type / Style
Property Type: ResidentialProperty Subtype: Duplex, Single Family ResidenceStructure Type: DuplexArchitecture: Two Story,Duplex
Building
Construction Materials: Vinyl Siding, Wood FrameAttached To Another Structure
Property Information
Condition: ResaleParcel Number: 0944210100003.003C

Price & Status

Price
List Price: $975,000Price Per Sqft: $619
Status Change & Dates
Possession Timing: Close Of Escrow

Location

Direction & Address
City: Useppa IslandCommunity: USEPPA ISLAND

Agent Information

Listing Agent
Listing ID: 2026021257

Building

Building Area
Building Area: 1807 Square Feet

Community

Community Features: Boat Facilities, Street LightsNot Senior CommunityUnits in Building: 2

HOA

HOA Fee Includes: Other, Recreation Facilities, Road Maintenance, Street Lights, TrashHOA Phone: 239-283-1061Association for this Listing: Florida Gulf CoastHas an HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 5619.24 sqft

Offer

Listing Terms: All Financing Considered, Cash

Business

Business Information
Ownership: Single Family

Rental Terms, Policies & Fees

Furnished

Miscellaneous

Mls Number: 2026021257Living Area Range Units: Square FeetWater ViewWater View: Bay, WaterAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12071-N-0944210100003003C-R-N

Additional Information

HOA Amenities: Bocce Court,Marina,Fitness Center,Other,Private Membership,Pool,Restaurant,Spa/Hot Tub,See Remarks,Tennis Court(s),Trail(s)Source Internet Entire Listing Display
Last check for updates: about 3 hours ago
Listing courtesy of Rogan White, (239) 671-1710
Century 21 Sunbelt Realty
Chris Miles, (239) 246-6464
Century 21 Sunbelt Realty
Originating MLS: Florida Gulf Coast
Source: Florida Gulf Coast MLS, MLS#2026021257
Also Listed on Florida Gulf Coast MLS.

Market trends in Bokeelia

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
104
3
MoM

Price and Tax history

DateEventPrice
May 11, 2026
Source: Florida Gulf Coast MLS #2026021257
Listed For Sale
$975,000

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Home Value

Trulia Estimate
$871K
Since last month
Decreased$9K (-1%)
Since last year
Decreased$34K (-3.8%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value decreased by -4% in the last 10 years
MonthEstimated value
2026
August 2026$872K
June 2026$881K
May 2026$903K
April 2026$898K
March 2026$878K
February 2026$887K
January 2026$906K

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.16
Multi-Family Home
$900,000
08/29/25
3
3
1,609
0.14
Multi-Family Home
$850,000
04/22/26
3
2
1,455
0.13
Multi-Family Home
$750,000
08/25/25
3
3
1,679
0.11
Multi-Family Home
$950,000
08/29/25
3
3
1,786
0.15
Multi-Family Home
$625,000
02/26/26
3
2
1,362
0.42
Multi-Family Home
$1,025,000
05/29/26
2
2
1,552
4.80
Multi-Family Home
$660,000
10/14/25
5
5
2,580

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.01
$849,900
2
2.5
1,459
For Sale
0.06
$847,100
3
3
1,588
Off Market
0.08
$1,260,000
3
2
1,708
For Sale
0.11
$932,900
3
3
1,786
Off Market
0.13
$895,000
3
2
1,606
For Sale
0.13
$850,200
3
3
1,679
Off Market
0.14
$850,000
3
2
1,455
Recently Sold
0.15
$625,000
3
2
1,362
Recently Sold
0.16
$883,800
3
3
1,609
Off Market
0.19
$1,900,000
5
3.5
2,992
Recently Sold
0.19
$1,900,000
5
3.5
2,992
Recently Sold

Around this home

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Neighborhood stats provided by third party data sources.

LGBTQ Local Legal Protections

Frequently asked questions about 303 Useppa #A

  • What is the estimated monthly payment for 303 Useppa #A?
    Based on a $975,000 list price with 20% down at today's rates, the estimated monthly payment for 303 Useppa #A in Captiva, FL is approximately $6,259 (about $5,046 principal & interest, $1,138 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What are the closest schools to 303 Useppa #A?
    The closest schools to 303 Useppa #A in Captiva, FL are Cape Coral High School (rated 5/10), Ida S. Baker High School (rated 3/10), Island Coast High School (rated 2/10).
  • What is 303 Useppa #A estimated to be worth?
    Trulia's estimated value for 303 Useppa #A in Captiva, FL is $870,800.
  • Does 303 Useppa #A have air conditioning?
    Yes, 303 Useppa #A in Captiva, FL has air conditioning.
  • Does 303 Useppa #A have a pool?
    Yes, 303 Useppa #A in Captiva, FL has a pool.
  • Does 303 Useppa #A have laundry facilities?
    Yes, 303 Useppa #A in Captiva, FL has in-unit laundry.
Rogan White, Century 21 Sunbelt Realty
Agent Phone: (239) 671-1710
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
303 Useppa #A, Captiva, FL 33924 is a 2 bedroom, 3 bathroom, 1,575 sqft multi-family built in 1981. 303 Useppa #A is located in Useppa Island, Captiva. This property is currently available for sale and was listed by Florida Gulf Coast MLS on May 11, 2026. The MLS # for this home is MLS# 2026021257.