445 Oak St, Elgin, IL 60123
Property image
Property image
OFF MARKET

445 Oak St
Elgin, IL 60123

Southwest Elgin
  • 4 Beds
  • 2 Baths
  • 1,679 sqft

$314,700

Trulia Estimate
as of Aug 18, 2026
Est. Refi. Payment $2,249/mo*
Refinance Your Home

$314,700

Trulia Estimate
as of Aug 18, 2026
Est. Refi. Payment $2,249/mo*
Refinance Your Home
4 Beds
2 Baths
1,679 sqft

Home Value

Trulia Estimate
$315K
Since last month
Decreased$2K (-0.5%)
Since last year
Increased$9K (+2.9%)
Since last sale
Increased$119K (+60.8%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +79% in the last 10 years
MonthEstimated value
2026
August 2026$315K
July 2026$317K
June 2026$318K
May 2026$312K
April 2026$308K
March 2026$305K
February 2026$294K
January 2026$295K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
331 Orange St, Elgin, IL
0.13
Single-Family Home
$237,000
04/10/26
3
2
2,226
402 Orange St, Elgin, IL
0.06
Single-Family Home
$259,700
12/22/25
3
2
1,554
407 Jewett St, Elgin, IL
0.18
Single-Family Home
$245,000
03/30/26
4
2
1,888
363 Orchard St, Elgin, IL
0.13
Single-Family Home
$279,900
12/01/25
4
1.5
1,776
414 Billings St, Elgin, IL
0.16
Single-Family Home
$345,000
12/12/25
4
1.5
2,110
353 Wilcox Ave, Elgin, IL
0.46
Single-Family Home
$229,000
06/18/26
4
2
1,352
453 Orchard St, Elgin, IL
0.13
Single-Family Home
$324,900
04/30/26
3
2
2,340
447 Ashland Ave, Elgin, IL
0.46
Single-Family Home
$285,000
06/16/26
4
1.5
1,648
422 Ryerson Ave, Elgin, IL
0.38
Single-Family Home
$238,000
10/24/25
4
2
2,150
212 Jewett St, Elgin, IL
0.40
Single-Family Home
$210,000
06/05/26
4
2.5
1,534

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
455 Oak St, Elgin, IL 60123
0.03
$379,500
4
3
-
Off Market
408 Elm St, Elgin, IL 60123
0.04
$295,800
3
1
1,166
Off Market
418 Elm St, Elgin, IL 60123
0.04
$334,700
3
2.5
1,403
Off Market
427 Moseley St, Elgin, IL 60123
0.06
$322,600
3
1.5
1,632
Off Market
412 Moseley St, Elgin, IL 60123
0.08
$317,200
3
2
1,386
Off Market
402 Orange St, Elgin, IL 60123
0.06
$259,700
3
2
1,554
Recently Sold
515 Oak St, Elgin, IL 60123
0.10
$277,000
3
1
1,100
Recently Sold
371 Elm St, Elgin, IL 60123
0.09
$322,600
3
2
1,525
Off Market
458 Morgan St, Elgin, IL 60123
0.11
$316,000
3
2
-
Recently Sold
363 Orchard St, Elgin, IL 60123
0.13
$279,900
4
1.5
1,776
Recently Sold
515 Orange St, Elgin, IL 60123
0.12
$273,800
3
1
1,596
Off Market
359 Elm St, Elgin, IL 60123
0.11
$182,300
1
1
521
Off Market

Local Information

  • Map ViewExplore the area around 445 Oak St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1920
Living Area
1,679 sqft
Price/Sqft
$187
Parking
Garage

About this House

This single-family home is located at 445 Oak St, Elgin, IL. 445 Oak St is in the Southwest Elgin neighborhood in Elgin, IL and in ZIP code 60123. This property has 4 bedrooms, 2 bathrooms and approximately 1,679 sqft of floor space. This property has a lot size of 3485 sqft and was built in 1920.
445 Oak St, Elgin, IL 60123 is a 4 bedroom, 2 bathroom, 1,679 sqft single-family home in Southwest Elgin, built in 1920. It last sold for $196,000 on Dec 3, 2018. It is currently off market. The Trulia Estimate is $314,700, with a rent estimate of $2,596/month.

Home Details for 445 Oak St

Interior Features

Heating & Cooling
Heating: GasAir ConditioningCooling System: CentralHeating Fuel: Gas
Interior Details
Types of Rooms: Dining Room
Appliances & Utilities
DishwasherDryerMicrowaveRefrigeratorWasher
Levels, Entrance, & Accessibility
Floors: Tile, Carpet, Hardwood

Property Information

Year Built
Year Built: 1920
Property Type / Style
Property Type: Single Family HomeArchitecture: Bungalow

Exterior Features

Exterior Home Features
Exterior: BrickPatio
Parking & Garage
GarageParking: Garage Detached

Community

Units in Building: 1

Lot Information

Lot Area: 3484 sqft

Price and Tax history

DateEventPrice
Dec 3, 2018
Source: MRED as distributed by MLS GRID #10122157
Sold
$196,000
Oct 28, 2018
Source: Agent Provided
Pending
$194,900
Oct 25, 2018
Source: Agent Provided
Listed For Sale
$194,900
Feb 16, 2012
Source: MRED as distributed by MLS GRID #07940530
Sold
$133,500
Jan 3, 2012
Source: Agent Provided
PriceChange
$143,900
Price decreased by 4%

Market trends in Elgin

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$337K
$15KMoM
Sale-to-List Price
100.1%
0.1%MoM
Price per sq ft
$207
$2MoM
Available listings
251
12MoM
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Around this home

Neighborhood Overview

Southwest Elgin
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Southwest Elgin

  • 86nasus
    "Looks like they did a really quick remodel with cut corners. Honestly, this house would have more charm if they would’ve left it how it was you can see bad angles, more pronounced now where they painted white to look more modern. Floors are crooked and leaning, and that would’ve been OK with original flooring."
    1
    Flag
  • Juana Valencia
    "It could be better, I see a lot of ice around, scary and makes us feel uncomfortable more restaurants and lounges needed"
    0
    Flag
  • Jokie.deguzman1251999
    "i usually walk to nearby stores,restaurants, and gas stations. otherwise i drive my car or take a uber for far locations"
    0
    Flag
  • Juanfyb 2.
    "They would like that it is a quiet neighborhood there’s not a lot of noise around and it’s a good place to walk around and clear your head"
    3
    Flag
  • Grant S.
    "we are off the beaten path as far as traffic is concerned... there is a very low crime rate in our neighborhood. we have two parks relatively close. there is a grade school within a quarter mile. lots of kids in the neighborhood. even though it appears to be primarily Hispanic there are few rentals and fairly descent upkeep of the houses and landscape. it's one of the quieter neighborhoods I've been in in my 25 years here in elgin"
    0
    Flag
  • Grant S.
    "close to downtown but off the beaten path. except for trains a very quiet area. traffic tends to be too much at rush hours."
    0
    Flag
  • Amysmooch
    "I have lived here for 11yrs and I love the way everyone is friendly. And neighbors still watch all the neighborhood kids to keep them safe . "
    0
    Flag
  • Grant S.
    "quieter neighborhood.... quiet neighbors... lots of wildlife and birds. trains are a little bothersome"
    1
    Flag
  • Grant S.
    "one of the quiter neigjborhoods I've lived in in elgin over 30 yrs and 8 different locations. i think the diversity of our neighborhood ethically is well balanced and adds to the feeling."
    1
    Flag

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Apartments for Rent

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Homes for sale near 445 Oak St

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Off Market Homes Near 445 Oak St

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Frequently asked questions about 445 Oak St

  • What is 445 Oak St estimated to be worth?
    Trulia's estimated value for 445 Oak St in Elgin, IL is $314,700.
  • What is the price history for 445 Oak St?
    445 Oak St in Elgin, IL last sold for $196,000 in December 2018.
  • Is Elgin a buyer's or seller's market?
    Elgin is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Elgin?
    The median sale price in Elgin is $337K. That is up $15K from the prior month.
  • Does 445 Oak St have air conditioning?
    Yes, 445 Oak St in Elgin, IL has air conditioning.
  • Does 445 Oak St have laundry facilities?
    Yes, 445 Oak St in Elgin, IL has in-unit laundry.