$399,000
4 Beds
2.5 Baths
2,293 sqft
44 Union St, Oneonta, NY 13820
Est. Mortgage $2,696/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 1930
$174/sqft
Garage
Local Information
- Map ViewExplore the area around 44 Union St.
- Schools3 Elementary Schools1 Middle School1 High School
- Shop & Eat
-- mins to
About this House
Classic Tudor style meets a fantastic location in this charming Oneonta home, tucked along a quiet street next to the park and just minutes from everything downtown has to offer. From the moment you step inside, you’ll appreciate the character, hardwood floors throughout, and spacious, functional floor plan, beginning with a generous foyer that welcomes you into the home.
The first floor offers plenty of flexibility, including a half bath and a room currently used as an office that could easily serve as a first-floor bedroom. The bright and spacious living room is filled with natural light and opens to an additional living space featuring built-ins and French doors leading to a paver patio and sweet backyard. The kitchen has been beautifully remodeled from top to bottom, and the adjoining dining area also offers direct access to the patio, making indoor and outdoor living easy.
Upstairs you’ll find three bedrooms and a full bathroom. The primary bedroom overlooks the backyard and features a walk-in closet and its own full bathroom. A hallway within the primary suite also conveniently houses the washer and dryer.
The basement provides plenty of storage along with the home’s mechanicals and a finished bonus room ready to fit your needs. Create an entertainment space, home gym, hobby room, playroom, or something entirely your own.
Outside, enjoy the manageable backyard and paver patio, along with a paved driveway and two-car garage. With its classic character, beautiful hardwood floors, thoughtful updates, flexible living spaces, and a location that puts the park and downtown Oneonta within easy reach, this home has so much to offer!
The first floor offers plenty of flexibility, including a half bath and a room currently used as an office that could easily serve as a first-floor bedroom. The bright and spacious living room is filled with natural light and opens to an additional living space featuring built-ins and French doors leading to a paver patio and sweet backyard. The kitchen has been beautifully remodeled from top to bottom, and the adjoining dining area also offers direct access to the patio, making indoor and outdoor living easy.
Upstairs you’ll find three bedrooms and a full bathroom. The primary bedroom overlooks the backyard and features a walk-in closet and its own full bathroom. A hallway within the primary suite also conveniently houses the washer and dryer.
The basement provides plenty of storage along with the home’s mechanicals and a finished bonus room ready to fit your needs. Create an entertainment space, home gym, hobby room, playroom, or something entirely your own.
Outside, enjoy the manageable backyard and paver patio, along with a paved driveway and two-car garage. With its classic character, beautiful hardwood floors, thoughtful updates, flexible living spaces, and a location that puts the park and downtown Oneonta within easy reach, this home has so much to offer!
Last check for updates: about 11 hours ago
Listing by: Keller Williams Upstate NY Properties, (607) 431-2540
Caleb Moser, (607) 316-2098
Originating MLS: Otsego-Delaware
Source: NYSAMLSs, MLS#R1709325
Also Listed on NYSAMLSs.
Home Details for 44 Union St
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MLS Status: Pending |
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Interior Details Basement: Full,Partially FinishedNumber of Rooms: 8 |
Beds & Baths Number of Bedrooms: 4Main Level Bedrooms: 1Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1Number of Bathrooms (main level): 1 |
Dimensions and Layout Living Area: 2293 Square Feet |
Appliances & Utilities Utilities: Sewer Connected, Water ConnectedAppliances: Dryer, Dishwasher, Electric Oven, Electric Range, Gas Water Heater, Microwave, Refrigerator, WasherDishwasherDryerLaundry: Upper LevelMicrowaveRefrigeratorWasher |
Heating & Cooling Heating: Ductless,Electric,Gas,BaseboardHas CoolingAir Conditioning: DuctlessHas HeatingHeating Fuel: Ductless |
Fireplace & Spa Number of Fireplaces: 1Has a Fireplace |
Windows, Doors, Floors & Walls Flooring: Hardwood, Tile, Varies |
Levels, Entrance, & Accessibility Stories: 2Number of Stories: 2Levels: TwoFloors: Hardwood, Tile, Varies |
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Exterior Home Features Roof: ShinglePatio / Porch: PatioFencing: PartialExterior: Blacktop Driveway, Fence, PatioFoundation: Poured |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageNo Attached GarageParking Spaces: 2Parking: Detached,Garage |
Frontage Road Frontage: City StreetNot on Waterfront |
Water & Sewer Sewer: Connected |
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Cumulative Days on Market: 5Days on Market: 12 |
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Year Built Year Built: 1930 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Tudor |
Building Construction Materials: Attic/Crawl Hatchway(s) Insulated, Wood Siding |
Property Information Condition: ResaleParcel Number: 288.14361 |
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Price List Price: $399,000Price Per Sqft: $174 |
Status Change & Dates Off Market Date: Sat Sep 05 2026Possession Timing: Close Of Escrow |
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Direction & Address City: Oneonta |
School Information Elementary School District: OneontaJr High / Middle School District: OneontaHigh School District: Oneonta |
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Listing Agent Listing ID: R1709325 |
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Building Area Building Area: 2293 Square Feet |
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Not Senior Community |
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Association for this Listing: Otsego-Delaware |
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Lot Area: 5662.8 sqft |
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Special Conditions: Standard |
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Listing Terms: Cash, Conventional, FHA, VA Loan |
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BasementMls Number: R1709325Living Area Range Units: Square FeetAttic: Pull Down StairsAttribution Contact: 607-316-2098Universal Property Id: US-36077-N-28814361-R-N |
Around this home
What Locals Say about Oneonta
At least 83 Trulia users voted on each feature.
83 % Say it's dog friendly
81 % Say car is needed
79 % Say yards are well-kept
77 % Say there are sidewalks
76 % Say it's walkable to restaurants
76 % Say parking is easy
73 % Say there's holiday spirit
70 % Say people would walk alone at night
66 % Say there's wildlife
63 % Say kids play outside
57 % Say streets are well-lit
53 % Say neighbors are friendly
51 % Say they plan to stay for at least 5 years
51 % Say it's quiet
37 % Say it's walkable to grocery stores
31 % Say there are community events
Sourced by Trulia users. Learn more about our methodology.
Market trends in Oneonta
Last updated August 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
58
5MoM
Home Value
Trulia Estimate
$382KSince last month
Increased$48K (+14.4%)Since last year
Increased$65K (+20.5%)Since last sale
Increased$112K (+41.5%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +56% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $382K |
| August 2026 | $334K |
| July 2026 | $334K |
| June 2026 | $338K |
| May 2026 | $337K |
| April 2026 | $331K |
| March 2026 | $323K |
| February 2026 | $318K |
| January 2026 | $312K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.03 | Single-Family Home | $280,000 | 02/18/26 | 4 | 2.5 | 2,300 | |
0.02 | Single-Family Home | $325,000 | 12/18/25 | 3 | 1.5 | 1,496 | |
0.20 | Single-Family Home | $234,900 | 12/19/25 | 4 | 2.5 | 1,764 | |
0.22 | Single-Family Home | $230,000 | 02/03/26 | 3 | 1.5 | 2,068 | |
0.25 | Single-Family Home | $265,000 | 07/13/26 | 3 | 1.5 | 1,760 | |
0.35 | Single-Family Home | $295,000 | 07/24/26 | 4 | 2 | 2,086 | |
0.34 | Single-Family Home | $329,000 | 10/28/25 | 4 | 2.5 | 2,220 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.02 | $226,000 | 5 | 2 | 1,576 | Off Market | |
0.06 | $299,800 | 4 | 3 | 1,930 | Off Market | |
0.06 | $360,100 | 7 | 3 | 1,926 | Off Market | |
0.03 | $280,000 | 4 | 2.5 | 2,300 | Recently Sold | |
0.02 | $325,000 | 3 | 1.5 | 1,496 | Recently Sold | |
0.08 | $289,000 | 6 | 3.5 | 3,144 | Off Market | |
0.09 | $330,000 | 8 | 4 | 3,378 | Recently Sold | |
0.10 | $294,200 | 5 | 1.5 | 2,064 | Off Market | |
0.08 | $268,200 | 4 | 1.5 | 1,676 | Off Market | |
0.10 | $212,200 | 3 | 1.5 | 1,404 | Off Market | |
0.14 | $330,500 | 4 | 3.5 | 2,083 | Off Market | |
0.15 | $302,400 | 4 | 2.5 | 1,960 | Off Market |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Sep 11, 2026 Source: NYSAMLSs #R1709325 | Pending | $399,000 |
Aug 31, 2026 Source: NYSAMLSs #R1709325 | Listed For Sale | $399,000 |
Dec 13, 2021 Source: NYSAMLSs #OD132685 | Sold | $270,000 |
Oct 2, 2021 Source: ODBR #132685 | Contingent | $249,900 |
Sep 27, 2021 Source: ODBR #132685 | Listed For Sale | $249,900 |
Jul 3, 2019 Source: NYSAMLSs #OD119802 | Sold | $229,000 |
Mar 1, 2019 Source: Agent Provided | Pending | $239,900 |
Feb 6, 2019 Source: Agent Provided | Listed For Sale | $239,900 |
Nov 8, 2016 Source: Agent Provided | ListingRemoved | $264,900 |
Aug 30, 2016 Source: Agent Provided | PriceChange | $264,900 Price decreased by 2% |
Jun 6, 2015 Source: Agent Provided | PriceChange | $269,900 Price decreased by 3% |
Apr 23, 2015 Source: Agent Provided | PriceChange | $279,000 Price decreased by 3% |
Nov 6, 2014 Source: Agent Provided | PriceChange | $289,000 Price decreased by 3% |
Sep 3, 2014 Source: Agent Provided | PriceChange | $299,000 Price decreased by 5% |
Jul 30, 2014 Source: Agent Provided | Listed For Sale | $315,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | Unavailable | $323,944 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Caleb Moser, Keller Williams Upstate NY Properties, (607) 431-2540
Agent Phone: (607) 316-2098
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of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Zillow, Inc. are marked with
the IDX logo and include the Listing Broker’s Firm Name. Listing Data last updated at 2026-09-11 23:58:27 PDT.
Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties
are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
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Frequently asked questions about 44 Union St
- What is the estimated monthly payment for 44 Union St?Based on a $399,000 list price with 20% down at today's rates, the estimated monthly payment for 44 Union St in Oneonta, NY is approximately $2,754 (about $2,130 principal & interest, $549 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What do residents say about Oneonta?Residents describe Oneonta, NY as dog-friendly, well-kept, and pedestrian-friendly. See homes for sale in Oneonta, NY.
- What are the closest schools to 44 Union St?The closest schools to 44 Union St in Oneonta, NY are Greater Plains Elementary School (rated 4/10), Oneonta Middle School (rated 3/10), Oneonta Senior High School (rated 6/10).
- What is 44 Union St estimated to be worth?Trulia's estimated value for 44 Union St in Oneonta, NY is $382,000.
- Does 44 Union St have air conditioning?Yes, 44 Union St in Oneonta, NY has air conditioning.
- Does 44 Union St have laundry facilities?Yes, 44 Union St in Oneonta, NY has in-unit laundry.
44 Union St, Oneonta, NY 13820 is a 4 bedroom, 3 bathroom, 2,293 sqft single-family home built in 1930. This property is currently available for sale and was listed by NYSAMLSs on Aug 31, 2026. The MLS # for this home is MLS# R1709325.