45 Union St, Oneonta, NY 13820
SOLD
FEB 18, 2026

$293,400

Trulia Estimate
  • 4 Beds
  • 2.5 Baths
  • 2,300 sqft

45 Union St, Oneonta, NY 13820

Est. Refi. Payment $2,002/mo*
Refinance Your Home
Currently Off Market - Sold Feb 18, 2026 for $280,000 (7% below list price)

Home Value

Trulia Estimate
$293K
Since last month
Increased$600 (+0.2%)
Since last year
Increased$52K (+21.7%)
Since last sale
Increased$13K (+4.8%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +52% in the last 10 years
MonthEstimated value
2026
August 2026$293K
August 2026$293K
July 2026$293K
June 2026$295K
May 2026$290K
April 2026$285K
March 2026$282K
February 2026$281K
January 2026$288K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
48 Union St, Oneonta, NY
0.02
Single-Family Home
$325,000
12/18/25
3
1.5
1,496
115 Spruce St, Oneonta, NY
0.21
Single-Family Home
$234,900
12/19/25
4
2.5
1,764
3 Normal Avenue, Oneonta, NY
0.20
Single-Family Home
$230,000
02/03/26
3
1.5
2,068
76 Ford Ave, Oneonta, NY
0.33
Single-Family Home
$295,000
07/24/26
4
2
2,086
16 Walling Blvd, Oneonta, NY
0.36
Single-Family Home
$329,000
10/28/25
4
2.5
2,220
5 Woodside Ave, Oneonta, NY
0.24
Single-Family Home
$265,000
07/13/26
3
1.5
1,760

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
40 Union St, Oneonta, NY 13820
0.03
$226,000
5
2
1,576
Off Market
60 East St, Oneonta, NY 13820
0.05
$299,800
4
3
1,930
Off Market
56-58 East St, Oneonta, NY 13820
0.05
$360,100
7
3
1,926
Off Market
48 Union St, Oneonta, NY 13820
0.02
$325,000
3
1.5
1,496
Recently Sold
61 East St, Otego, NY 13825
0.06
$289,000
6
3.5
3,144
Off Market
50-52 East St #50, Oneonta, NY 13820
0.08
$330,000
8
4
3,378
Recently Sold
45 Cedar St, Oneonta, NY 13820
0.08
$294,200
5
1.5
2,064
Off Market
24 Union St, Oneonta, NY 13820
0.09
$268,200
4
1.5
1,676
Off Market
83 East St, Oneonta, NY 13820
0.08
$212,200
3
1.5
1,404
Off Market
11 Union St, Oneonta, NY 13820
0.14
$330,500
4
3.5
2,083
Off Market
9 Union St, Oneonta, NY 13820
0.16
$302,400
4
2.5
1,960
Off Market

Local Information

  • Map ViewExplore the area around 45 Union St.
  • Schools3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1935
2,300 sqft
$122/sqft
Garage

About this House

You can feel the love in this classic 4-bedroom 2&½ bath Oneonta Colonial located on Union Street, a quiet dead-end street adjoining Wilber Park and a few blocks from the colleges, downtown, and the Oneonta Middle and High School campus. The 2300 sf +/- home has been beautifully maintained and upgraded with a fabulous family room addition and a spacious second-floor primary suite. Please refer to the "Fun Facts" attachment for details on upgrades! On the first floor, you’ll find a large living room with a fireplace, a formal dining room, an inviting sunroom also with a fireplace, an eat-in kitchen open to the family room, and a half bath. The family room/breakfast room opens to a rear deck and a private, mostly fenced rear yard. Wilber Park, with its trails, pool, tennis courts, playground, and picnic areas, is just steps away across the street. Upstairs, there are four bedrooms, including the generously-sized primary suite with oodles of closet space, and two full baths. The basement offers flex space for exercise, storage, or hobbies, along with laundry facilities. Recent updates include a newer heating system, replacement windows, a newer roof, insulation, fresh paint, and in process- a reinforced deck and more. The detached 2-car barn/garage provides extra storage above. Beautifully landscaped grounds and a partially fenced yard complete this move-in-ready home in one of Oneonta’s most desirable downtown neighborhoods. This home is a great value and is priced to sell! Hurry, schedule your private viewing today
45 Union St, Oneonta, NY 13820 is a 4 bedroom, 3 bathroom, 2,300 sqft single-family home built in 1935. It last sold for $280,000 on Feb 18, 2026 (7% below the $299,900 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $293,400, with a rent estimate of $1,974/month.
Last check for updates: about 10 hours ago
Listed by Jennifer Armstrong, (607) 434-4679
Keller Williams Upstate NY Properties
Joan G. Fox, (607) 434-4679
Keller Williams Upstate NY Properties
Bought with: Jennifer L. Mickle PSA, (607) 287-3586, Bordinger Realty, LLC
Originating MLS: Otsego-Delaware
Source: NYSAMLSs, MLS#R1644053

Home Details for 45 Union St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: FullNumber of Rooms: 10
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 2300 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, High Speed Internet Available, Sewer Connected, Water ConnectedAppliances: Built-In Range, Built-In Oven, Double Oven, Dryer, Dishwasher, Gas Cooktop, Gas Water Heater, Refrigerator, WasherDishwasherDryerLaundry: In BasementRefrigeratorWasher
Heating & Cooling
Heating: Gas,BaseboardHas HeatingHeating Fuel: Gas
Fireplace & Spa
Number of Fireplaces: 2Has a Fireplace
Gas & Electric
Electric: Circuit Breakers
Windows, Doors, Floors & Walls
Window: Thermal WindowsFlooring: Carpet, Hardwood, Laminate, Tile, Varies
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Carpet, Hardwood, Laminate, Tile, Varies

Exterior Features

Exterior Home Features
Roof: Asphalt ShingleFencing: PartialExterior: Blacktop Driveway, FenceFoundation: Poured
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageNo Attached GarageParking Spaces: 2Parking: Detached,Garage,Storage
Pool
Pool: Community
Frontage
Road Frontage: City StreetNot on Waterfront
Water & Sewer
Sewer: Connected

Days on Market

Cumulative Days on Market: 69

Property Information

Year Built
Year Built: 1935
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Colonial,Two Story
Building
Construction Materials: Frame, Spray Foam Insulation, Vinyl Siding
Property Information
Condition: ResaleParcel Number: 36120028801400030330000000

Price & Status

Price
List Price: $299,900Price Per Sqft: $122/sqft
Status Change & Dates
Off Market Date: Fri Dec 19 2025Possession Timing: Closing

Location

Direction & Address
City: Oneonta
School Information
Elementary School District: OneontaJr High / Middle School District: OneontaHigh School District: Oneonta

Building

Building Area
Building Area: 2300 Square Feet

Community

Community Features: Trails/PathsNot Senior Community

HOA

Association for this Listing: Otsego-Delaware

Lot Information

Lot Area: 5227.2 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Miscellaneous

BasementMls Number: R1644053Living Area Range Units: Square FeetAttic: Pull Down StairsAttribution Contact: 607-434-4679Universal Property Id: US-36077-N-36120028801400030330000000-R-N

Additional Information

Trails/Paths

Price and Tax history

DateEventPrice
Feb 18, 2026
Source: NYSAMLSs #R1644053
Sold
$280,000
Jan 26, 2026
Source: NYSAMLSs #R1644053
Pending
$299,900
Dec 20, 2025
Source: NYSAMLSs #R1644053
Contingent
$299,900
Dec 7, 2025
Source: NYSAMLSs #R1644053
PendingToActive
$299,900
Dec 1, 2025
Source: NYSAMLSs #R1644053
Contingent
$299,900

Market trends in Oneonta

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
58
5MoM

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Oneonta

At least 83 Trulia users voted on each feature.

  • 83 % Say it's dog friendly

  • 81 % Say car is needed

  • 79 % Say yards are well-kept

  • 77 % Say there are sidewalks

  • 76 % Say it's walkable to restaurants

  • 76 % Say parking is easy

  • 73 % Say there's holiday spirit

  • 70 % Say people would walk alone at night

  • 66 % Say there's wildlife

  • 63 % Say kids play outside

  • 57 % Say streets are well-lit

  • 53 % Say neighbors are friendly

  • 51 % Say they plan to stay for at least 5 years

  • 51 % Say it's quiet

  • 37 % Say it's walkable to grocery stores

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Akiva T.
    "Nice clean safe neighborhood, no traffic jams. You can most things at local stores in town. Winter is cold and summer is nice. Biggest issue we've had was with getting contractors to do repair work on our house, many in that field are charlatans as well as overpriced. Be prepared to do things yourself. "
    0
    Flag
  • Victoria Jade
    "It is too busy to walk your dog on the streets. You would have to drive to walk your dog. You cannot walk in the sidewalk bc there is none"
    0
    Flag
  • Lynn_lynn69
    "There’s a dog park near and a great place to raise a dog. Petcostore close by as well which is nice. "
    0
    Flag
  • Tishcs1
    "Very pet friendly neighborhood. Walking trail near by. The school property has a nice large field to let dogs run. Nearby the town has a pool and tennis courts with a smaller field to play with your dogs."
    13
    Flag
  • Lori F.
    "Oneonta and Otsego County have two great Colleges. big city type businesses with small town charm. school system is solid. near Cooperstown Baseball Hall of fame. "
    0
    Flag
  • John L.
    "It is a friendly and safe neighborhood. People obey the leash and pooper clean up law. There are no leash parks for dogs to run free."
    0
    Flag
  • Sassiemaefrass
    "Not everyone has a Leash on their dog when outside. But it’s always been fine. Things are usually pretty quiet and private."
    0
    Flag
  • Mels3oak
    "We are walking distance to down town, restaurants, the park & hospital. Neighbors are very friendly and have become like family. We have lived in this area for 10+ years & love it."
    2
    Flag
  • Alicia D.
    "Dogs are definitely all over the neighborhood all the time. Not a lot of yard space within the city, obviously but very friendly and accepting people"
    1
    Flag
  • Keenamonae
    "Oneonta sucks, if you want to move here... DON’T. There’s deer running wild at night. If you have small children, under 3, there are no dentist for them. No real career opportunities, just restaurants."
    24
    Flag
  • kdniles28
    "I have lived in this neighborhood for three years now and I love it!!! My street is centrally located but is still a very quiet residential neighborhood with no college students. Quite frankly I believe Hazel Street the best street live on in the entire city of Oneonta!"
    9
    Flag
  • astorsteven
    "I just purchased a home in Oneonta, moving from the NYC area. I was looking for a better place to raise two kids and so far, I am very happy. Very friendly, safe area with plenty of privacy. "
    7
    Flag
  • Duke
    "Excellent access, easy walk to schools and colleges."
    3
    Flag
  • estrany
    "A wonderful area bordered by protected wetlands. Enjoy the convenience of easily accessible I88 and shopping, healthcare facilities, colleges, and recreation. Public transportation is available from here with scheduling with Oneonta Public transportation. Beautiful land and gardens. "
    0
    Flag
  • Tom T.
    "Oneonta is a wonderful place to live with 2 colleges that provide a variety of cultural events and a very stable economy. Lots of things to do from sports, community activities, music, and theater. "
    0
    Flag

LGBTQ Local Legal Protections

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Zillow, Inc. are marked with the IDX logo and include the Listing Broker’s Firm Name. Listing Data last updated at 2026-09-11 23:58:27 PDT. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2026 CNYIS, UNYREIS, WNYREIS. All rights reserved.

Frequently asked questions about 45 Union St

  • What is 45 Union St estimated to be worth?
    Trulia's estimated value for 45 Union St in Oneonta, NY is $293,400.
  • What is the price history for 45 Union St?
    45 Union St in Oneonta, NY last sold for $280,000 in February 2026.
  • Is Oneonta a buyer's or seller's market?
    Oneonta is currently a seller's market, based on recent for-sale activity.
  • What do residents say about Oneonta?
    Residents describe Oneonta, NY as dog-friendly, well-kept, and pedestrian-friendly. See recently sold homes in Oneonta, NY.
  • Does 45 Union St have a pool?
    Yes, 45 Union St in Oneonta, NY has a pool.
  • Does 45 Union St have laundry facilities?
    Yes, 45 Union St in Oneonta, NY has in-unit laundry.

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