45 Cedar St, Oneonta, NY 13820
OFF MARKET

45 Cedar St
Oneonta, NY 13820

  • 5 Beds
  • 1.5 Baths
  • 2,064 sqft

$288,500

Trulia Estimate
as of Aug 1, 2026
Est. Refi. Payment $1,913/mo*
Refinance Your Home

$288,500

Trulia Estimate
as of Aug 1, 2026
Est. Refi. Payment $1,913/mo*
Refinance Your Home
5 Beds
1.5 Baths
2,064 sqft

Local Information

  • Map ViewExplore the area around 45 Cedar St.
  • Schools3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1915
Living Area
2,064 sqft
Price/Sqft
$140

About this House

Charming Center City Cape Cod home with 5 BEDROOMS, 1.5 Baths and an EXCELLENT LOCATION. Interior freshly painted. Formal Dining Room, Large Living Room with sliding glass doors to a private deck.
Close to Main Street, schools and restaurants. This can also be an Investment Property! Legal for 5 students with gross income of $42,000 per year. $4200.00 per student per semester. Close to Suny Oneonta and Hartwick College. Off street parking behind the house for 2 cars and street parking available.
Nice Location! Call to schedule an appointment.
45 Cedar St, Oneonta, NY 13820 is a 5 bedroom, 2 bathroom, 2,064 sqft single-family home built in 1915. It last sold for $287,000 on Sep 1, 2023 (4% below the $299,000 asking price). More recently, it was listed as a rental in June 2026 with an asking price of $3,500 per month. That rental listing was removed on July 13, 2026. It is currently off market. The Trulia Estimate is $288,500, with a rent estimate of $2,329/month.

Home Details for 45 Cedar St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: FullNumber of Rooms: 9
Beds & Baths
Number of Bedrooms: 5Main Level Bedrooms: 1Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 2064 Square Feet
Appliances & Utilities
Utilities: Cable Available, High Speed Internet Available, Sewer Connected, Water ConnectedAppliances: Dryer, Dishwasher, Electric Oven, Electric Range, Gas Water Heater, Refrigerator, WasherDishwasherDryerRefrigeratorWasher
Heating & Cooling
Heating: Gas,Forced AirHas HeatingHeating Fuel: Gas
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Flooring: Hardwood, Varies, Vinyl
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Hardwood, Varies, Vinyl

Exterior Features

Exterior Home Features
Foundation: Stone
Parking & Garage
No GarageParking: No Garage,Shared Driveway
Frontage
Road Frontage: City StreetNot on Waterfront
Water & Sewer
Sewer: Connected

Days on Market

Cumulative Days on Market: 13

Property Information

Year Built
Year Built: 1915
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Cape Cod
Building
Construction Materials: Frame, Shake Siding
Property Information
Condition: ResaleParcel Number: 36120028801400020380000000

Price & Status

Price
List Price: $299,000
Status Change & Dates
Off Market Date: Sun Jun 25 2023Possession Timing: Close Of Escrow

Location

Direction & Address
City: Oneonta
School Information
Elementary School District: OneontaJr High / Middle School District: OneontaHigh School District: Oneonta

Building

Building Area
Building Area: 2064 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: Otsego-Delaware

Lot Information

Lot Area: 3920.4 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional

Miscellaneous

BasementMls Number: R1477067Living Area Range Units: Square FeetAttribution Contact: 607-434-7436Universal Property Id: US-36077-N-36120028801400020380000000-R-N
Last check for updates: about 5 hours ago
Listed by Carol A. Olsen - SRES, (607) 434-7436
Howard Hanna
Bought with: Non Member Agent, Non Member Office
Originating MLS: Otsego-Delaware
Source: NYSAMLSs, MLS#R1477067

Price History for 45 Cedar St

DatePriceEventSource
07/13/2026$3,500ListingRemovedZillow Rentals
06/04/2026$3,500Listed For RentZillow Rentals
04/16/2024ListingRemovedZillow Rentals
03/12/2024$3,750PriceChange
Zillow Rentals
01/16/2024$4,000Listed For RentZillow Rentals
09/01/2023$287,000Sold
NYSAMLSs #R1477067
07/23/2023$299,000PendingNYSAMLSs #R1477067
06/28/2023$299,000ContingentNYSAMLSs #R1477067
06/12/2023$299,000Listed For SaleNYSAMLSs #R1477067
08/04/2021ListingRemovedODBR #130518
05/26/2021$250,000PendingToActiveODBR #130518
05/11/2021$250,000ContingentODBR #130518
05/04/2021$250,000Listed For SaleODBR #130518
11/09/2017$566ListingRemovedAgent Provided
09/15/2017$566PriceChange
Agent Provided
09/13/2017$600Listed For RentAgent Provided
06/12/2016$600ListingRemovedAgent Provided
10/17/2015$3,300ListingRemovedAgent Provided
09/19/2015$3,300PriceChange
Agent Provided
08/22/2015$1,400PriceChange
Agent Provided
08/11/2015$3,300Listed For RentAgent Provided
03/18/2008$166,000Sold
N/A

Market trends in Oneonta

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
53
8MoM
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Property Tax and Assessment

Year2025
Tax
Assessment$222,535
Home facts updated by county records

Comparable Sales for 45 Cedar St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
45 Union St, Oneonta, NY
0.08
Single-Family Home
$280,000
02/18/26
4
2.5
2,300
4 Irving Pl, Oneonta, NY
0.10
Single-Family Home
$300,000
12/03/25
3
1.5
1,092
7 Normal Ave, Oneonta, NY
0.13
Single-Family Home
$225,000
04/28/26
5
2
1,712
3 Normal Ave, Oneonta, NY
0.15
Single-Family Home
$230,000
02/03/26
3
1.5
2,068
48 Union St, Oneonta, NY
0.11
Single-Family Home
$325,000
12/18/25
3
1.5
1,496
115 Spruce St, Oneonta, NY
0.16
Single-Family Home
$234,900
12/19/25
4
2.5
1,764

Nearby homes

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Assigned Schools

These are the assigned schools for 45 Cedar St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Oneonta

At least 83 Trulia users voted on each feature.

  • 83 % Say it's dog friendly

  • 81 % Say car is needed

  • 79 % Say yards are well-kept

  • 77 % Say there are sidewalks

  • 76 % Say it's walkable to restaurants

  • 76 % Say parking is easy

  • 73 % Say there's holiday spirit

  • 71 % Say people would walk alone at night

  • 66 % Say there's wildlife

  • 63 % Say kids play outside

  • 57 % Say streets are well-lit

  • 53 % Say neighbors are friendly

  • 52 % Say it's quiet

  • 51 % Say they plan to stay for at least 5 years

  • 37 % Say it's walkable to grocery stores

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Akiva T.
    "Nice clean safe neighborhood, no traffic jams. You can most things at local stores in town. Winter is cold and summer is nice. Biggest issue we've had was with getting contractors to do repair work on our house, many in that field are charlatans as well as overpriced. Be prepared to do things yourself. "
    0
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  • Victoria Jade
    "It is too busy to walk your dog on the streets. You would have to drive to walk your dog. You cannot walk in the sidewalk bc there is none"
    0
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  • Lynn_lynn69
    "There’s a dog park near and a great place to raise a dog. Petcostore close by as well which is nice. "
    0
    Flag
  • Tishcs1
    "Very pet friendly neighborhood. Walking trail near by. The school property has a nice large field to let dogs run. Nearby the town has a pool and tennis courts with a smaller field to play with your dogs."
    13
    Flag
  • Lori F.
    "Oneonta and Otsego County have two great Colleges. big city type businesses with small town charm. school system is solid. near Cooperstown Baseball Hall of fame. "
    0
    Flag
  • John L.
    "It is a friendly and safe neighborhood. People obey the leash and pooper clean up law. There are no leash parks for dogs to run free."
    0
    Flag
  • Sassiemaefrass
    "Not everyone has a Leash on their dog when outside. But it’s always been fine. Things are usually pretty quiet and private."
    0
    Flag
  • Mels3oak
    "We are walking distance to down town, restaurants, the park & hospital. Neighbors are very friendly and have become like family. We have lived in this area for 10+ years & love it."
    2
    Flag
  • Alicia D.
    "Dogs are definitely all over the neighborhood all the time. Not a lot of yard space within the city, obviously but very friendly and accepting people"
    1
    Flag
  • Keenamonae
    "Oneonta sucks, if you want to move here... DON’T. There’s deer running wild at night. If you have small children, under 3, there are no dentist for them. No real career opportunities, just restaurants."
    24
    Flag
  • kdniles28
    "I have lived in this neighborhood for three years now and I love it!!! My street is centrally located but is still a very quiet residential neighborhood with no college students. Quite frankly I believe Hazel Street the best street live on in the entire city of Oneonta!"
    9
    Flag
  • astorsteven
    "I just purchased a home in Oneonta, moving from the NYC area. I was looking for a better place to raise two kids and so far, I am very happy. Very friendly, safe area with plenty of privacy. "
    7
    Flag
  • Duke
    "Excellent access, easy walk to schools and colleges."
    3
    Flag
  • estrany
    "A wonderful area bordered by protected wetlands. Enjoy the convenience of easily accessible I88 and shopping, healthcare facilities, colleges, and recreation. Public transportation is available from here with scheduling with Oneonta Public transportation. Beautiful land and gardens. "
    0
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  • Tom T.
    "Oneonta is a wonderful place to live with 2 colleges that provide a variety of cultural events and a very stable economy. Lots of things to do from sports, community activities, music, and theater. "
    0
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Apartments for Rent

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Explore by feature - Pet Friendly

7 pet-friendly rentals in Oneonta, NY

Explore by feature - Air Conditioning

10 rentals with air conditioning in Oneonta, NY

Explore by feature - Washer/dryer

13 rentals with a washer/dryer in Oneonta, NY

Explore by feature - Outdoor Space

Homes for sale near 45 Cedar St

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Off Market Homes Near 45 Cedar St

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The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Zillow, Inc. are marked with the IDX logo and include the Listing Broker’s Firm Name. Listing Data last updated at 2026-08-01 00:38:30 PDT. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2026 CNYIS, UNYREIS, WNYREIS. All rights reserved.