432 Division St, Elgin, IL 60120
Property image
Property image
OFF MARKET

$325,500

Trulia Estimate
  • 2 Beds
  • 2 Baths
  • 1,586 sqft

432 Division St, Elgin, IL 60120

Gifford Park
Refinance Your Home
Currently Off Market - Sold Apr 28, 2025 for $304,900

Home Value

Trulia Estimate
$326K
Since last month
Increased$7K (+2.1%)
Since last year
Increased$17K (+5.4%)
Since last sale
Increased$21K (+6.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +100% in the last 10 years
MonthEstimated value
2026
August 2026$326K
August 2026$326K
July 2026$319K
June 2026$325K
May 2026$322K
April 2026$316K
March 2026$318K
February 2026$308K
January 2026$314K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
468 North St, Elgin, IL
0.13
Single-Family Home
$300,000
06/01/26
3
2
1,344
453 Addison St, Elgin, IL
0.21
Single-Family Home
$233,000
07/23/26
2
1.5
1,352
463 North St, Elgin, IL
0.10
Single-Family Home
$255,000
05/21/26
3
1.5
1,230
144 Hill Ave, Elgin, IL
0.19
Single-Family Home
$285,000
01/16/26
3
1.5
1,644
489 Division St, Elgin, IL
0.16
Single-Family Home
$365,000
05/26/26
4
1.5
1,824
12 Rugby Pl, Elgin, IL
0.22
Single-Family Home
$305,000
06/01/26
4
1.5
1,660
630 Forest Ave, Elgin, IL
0.42
Single-Family Home
$292,000
08/05/26
3
2
1,784
472 Division St, Elgin, IL
0.11
Single-Family Home
$236,500
09/26/25
3
2.5
1,800
452 Addison St, Elgin, IL
0.24
Single-Family Home
$305,000
09/23/25
4
2
1,704

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
108 N Channing St, Elgin, IL 60120
0.02
$354,300
3
1.5
1,787
Off Market
117 Hinsdell Pl, Elgin, IL 60120
0.02
$354,900
6
2
-
Off Market
132 N Channing St, Elgin, IL 60120
0.06
$372,000
3
1.5
1,872
Off Market
137 N Channing St, Elgin, IL 60120
0.08
$348,900
4
1
1,906
Off Market
463 North St, Elgin, IL 60120
0.10
$255,000
3
1.5
1,230
Recently Sold
472 Division St, Elgin, IL 60120
0.11
$248,600
3
2.5
1,800
Off Market
131 N Gifford St, Elgin, IL 60120
0.08
$310,000
4
2
-
Recently Sold
426 North St, Elgin, IL 60120
0.10
$319,800
4
2
-
Off Market
114 N Gifford St, Elgin, IL 60120
0.08
$313,600
3
1.5
1,703
Off Market
141 N Gifford St, Elgin, IL 60120
0.09
$330,300
5
3
1,900
Off Market
120 Hilton Pl, Elgin, IL 60120
0.13
$199,800
4
2
-
Off Market

Local Information

  • Map ViewExplore the area around 432 Division St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1882
1,586 sqft
$205/sqft
Garage

About this House

Step into a piece of history with this enchanting home, nestled in the heart of the picturesque Elgin Historic District. This charming residence boasts timeless elegance and modern comforts, offering the perfect blend of old-world charm and contemporary living. Completely remodeled over the last few years. You'll find sizeable rooms drenched in sunlight. First and second floor both have full bathrooms. Main level includes a substantial living room, spacious dining room and a gorgeous eat in kitchen with plenty of counter space, large island and an eating area. Convenient first floor laundry. Upstairs are the bedrooms along with an extra added bonus room that is currently used as a playroom for children. The clean and dry unfinished basement is great for storage. Covered porch in the back yard. Two and a half car garage. This home is a must see. You won't be disappointed.
432 Division St, Elgin, IL 60120 is a 2 bedroom, 2 bathroom, 1,586 sqft single-family home in Gifford Park, built in 1882. It last sold for $304,900 on Apr 28, 2025 (2% above the $299,900 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $325,500, with a rent estimate of $2,161/month.
Last check for updates: about 14 hours ago
Listed by James Hard, (630) 369-2000
Century 21 Circle
Bought with: Tony Stoychev, CSC, (847) 797-4800, Keller Williams Realty Ptnr,LL
Source: MRED as distributed by MLS GRID, MLS#12303805

Home Details for 432 Division St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Unfinished,FullNumber of Rooms: 6Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bonus Room, Dining Room, Family Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1586 Square Feet
Appliances & Utilities
Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)DishwasherDisposalDryerLaundry: Main Level,Gas Dryer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
No Spa
Gas & Electric
Electric: 100 Amp Service
Windows, Doors, Floors & Walls
Window: Window TreatmentsFlooring: Hardwood
Levels, Entrance, & Accessibility
Stories: 2Accessibility: No Disability AccessFloors: Hardwood
View
No View

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: DeckFoundation: Block
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageNo Attached GarageHas Open ParkingParking Spaces: 2Parking: Garage Door Opener,Garage Owned,Detached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Property Information

Year Built
Year Built: 1882Year Renovated: 2021
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Victorian
Building
Construction Materials: CedarNot a New Construction
Property Information
Parcel Number: 0613181008

Price & Status

Price
List Price: $299,900
Status Change & Dates
Off Market Date: Wed Mar 12 2025Possession Timing: Close Of Escrow

Location

Direction & Address
City: Elgin
School Information
Elementary School: Channing Memorial Elementary SchElementary School District: 46Jr High / Middle School District: 46High School: Elgin High SchoolHigh School District: 46

HOA

HOA Fee Includes: None

Lot Information

Lot Area: 5808 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Conventional

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 12303805Back On Market Date: Mon Mar 10 2025

Additional Information

Source Internet Entire Listing DisplaySource Internet Address DisplayMRD REMARKSINTERNET: Yes

Price and Tax history

DateEventPrice
Apr 28, 2025
Source: MRED as distributed by MLS GRID #12303805
Sold
$304,900
Mar 12, 2025
Source: MRED as distributed by MLS GRID #12303805
Contingent
$299,900
Mar 10, 2025
Source: MRED as distributed by MLS GRID #12303805
PendingToActive
$299,900
Mar 7, 2025
Source: MRED as distributed by MLS GRID #12303805
Contingent
$304,900
Mar 5, 2025
Source: MRED as distributed by MLS GRID #12303805
Listed For Sale
$304,900

Market trends in Elgin

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$337K
$15KMoM
Sale-to-List Price
100.1%
0.1%MoM
Price per sq ft
$207
$2MoM
Available listings
251
12MoM

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Gifford Park
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Gifford Park

At least 62 Trulia users voted on each feature.

  • 93 % Say there are sidewalks

  • 79 % Say it's dog friendly

  • 79 % Say streets are well-lit

  • 74 % Say it's walkable to restaurants

  • 74 % Say kids play outside

  • 73 % Say yards are well-kept

  • 71 % Say car is needed

  • 71 % Say parking is easy

  • 58 % Say people would walk alone at night

  • 58 % Say there's holiday spirit

  • 56 % Say it's walkable to grocery stores

  • 50 % Say neighbors are friendly

  • 47 % Say they plan to stay for at least 5 years

  • 44 % Say there's wildlife

  • 38 % Say there are community events

  • 35 % Say it's quiet

Sourced by Trulia users. Learn more about our methodology.
  • Bridget Loose
    "Pace bus is great convenience for getting around town or next town over, I just think there needs to be something that notifies you if it’s being delayed or arriving early. "
    0
    Flag
  • Liz B.
    "People are always walking their dogs. The sidewalks are great and clean. People like this area for the historic district."
    0
    Flag
  • Austins03wrx
    "Good parts and bad parts but you will have to see the areas. Great small businesses and some great people"
    0
    Flag
  • Loupad32
    "a means of transport from one place to another usually farther than usual. To get to work. or school on a daily basis. In most situations you are often forced to drive to these far places out of necessity."
    2
    Flag
  • Dalejaacks
    "Very unique homes from the 1800s and early 1900s. One next door was used in a TV sitcom “Grace Under Fire”. Our plat was the third one in the whole city of Elgin. "
    0
    Flag
  • Susanne H.
    "I live here and over the years have witnessed a renaissance of this area. Elgin is fast becoming a place to watch. Ideally located for those who work in Chicago or in the western suburbs, Elgin has 3 commuter train stops and easy access to areas like Schaumburg and Algonquin. Directly adjacent to I90 and Route 20, as well as Randall and Irving Park road. Elgin offers easy access to the western business corridor and recreation."
    3
    Flag

LGBTQ Local Legal Protections

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information

Frequently asked questions about 432 Division St

  • What is 432 Division St estimated to be worth?
    Trulia's estimated value for 432 Division St in Elgin, IL is $325,500.
  • What is the price history for 432 Division St?
    432 Division St in Elgin, IL last sold for $304,900 in April 2025.
  • Is Elgin a buyer's or seller's market?
    Elgin is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Elgin?
    The median sale price in Elgin is $337K. That is up $15K from the prior month.
  • Does 432 Division St have air conditioning?
    Yes, 432 Division St in Elgin, IL has air conditioning.
  • Does 432 Division St have laundry facilities?
    Yes, 432 Division St in Elgin, IL has in-unit laundry.

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