432 Division St, Elgin, IL 60120
OFF MARKET

432 Division St
Elgin, IL 60120

Gifford Park
  • 2 Beds
  • 2 Baths
  • 1,586 sqft

$322,600

Trulia Estimate
as of Jun 17, 2026
Est. Refi. Payment $2,216/mo*
Refinance Your Home

$322,600

Trulia Estimate
as of Jun 17, 2026
Est. Refi. Payment $2,216/mo*
Refinance Your Home
2 Beds
2 Baths
1,586 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Step into a piece of history with this enchanting home, nestled in the heart of the picturesque Elgin Historic District. This charming residence boasts timeless elegance and modern comforts, offering the perfect blend of old-world charm and contemporary living. Completely remodeled over the last few years. You'll find sizeable rooms drenched in sunlight. First and second floor both have full bathrooms. Main level includes a substantial living room, spacious dining room and a gorgeous eat in kitchen with plenty of counter space, large island and an eating area. Convenient first floor laundry. Upstairs are the bedrooms along with an extra added bonus room that is currently used as a playroom for children. The clean and dry unfinished basement is great for storage. Covered porch in the back yard. Two and a half car garage. This home is a must see. You won't be disappointed.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from April 29, 2025

Home Highlights

Parking
Garage
Outdoor
Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 432 Division St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Unfinished,FullNumber of Rooms: 6Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bonus Room, Dining Room, Family Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1586 Square Feet
Appliances & Utilities
Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)DishwasherDisposalDryerLaundry: Main Level,Gas Dryer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
No Spa
Gas & Electric
Electric: 100 Amp Service
Windows, Doors, Floors & Walls
Window: Window TreatmentsFlooring: Hardwood
Levels, Entrance, & Accessibility
Stories: 2Accessibility: No Disability AccessFloors: Hardwood
View
No View

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: DeckFoundation: Block
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageNo Attached GarageHas Open ParkingParking Spaces: 2Parking: Garage Door Opener,Garage Owned,Detached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Property Information

Year Built
Year Built: 1882Year Renovated: 2021
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Victorian
Building
Construction Materials: CedarNot a New Construction
Property Information
Parcel Number: 0613181008

Price & Status

Price
List Price: $299,900
Status Change & Dates
Off Market Date: Wed Mar 12 2025Possession Timing: Close Of Escrow

Location

Direction & Address
City: Elgin
School Information
Elementary School: Channing Memorial Elementary SchElementary School District: 46Jr High / Middle School District: 46High School: Elgin High SchoolHigh School District: 46

HOA

HOA Fee Includes: None

Lot Information

Lot Area: 5808 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Conventional

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 12303805Back On Market Date: Mon Mar 10 2025

Additional Information

Source Internet Entire Listing DisplaySource Internet Address DisplayMRD REMARKSINTERNET: Yes
Last check for updates: about 3 hours ago
Listed by James Hard, (630) 369-2000
Century 21 Circle
Bought with: Tony Stoychev, CSC, (847) 797-4800, Keller Williams Realty Ptnr,LL
Source: MRED as distributed by MLS GRID, MLS#12303805

Price History for 432 Division St

DatePriceEventSource
04/28/2025$304,900Sold
MRED as distributed by MLS GRID #12303805
03/12/2025$299,900ContingentMRED as distributed by MLS GRID #12303805
03/10/2025$299,900PendingToActiveMRED as distributed by MLS GRID #12303805
03/07/2025$304,900ContingentMRED as distributed by MLS GRID #12303805
03/05/2025$304,900Listed For SaleMRED as distributed by MLS GRID #12303805
09/08/2023$292,000Sold
MRED as distributed by MLS GRID #11830809
08/12/2023$295,000ContingentMRED as distributed by MLS GRID #11830809
08/07/2023$295,000PendingToActiveMRED as distributed by MLS GRID #11830809
07/23/2023$295,000ContingentMRED as distributed by MLS GRID #11830809
07/23/2023$295,000PendingToActiveMRED as distributed by MLS GRID #11830809
07/19/2023$295,000ContingentMRED as distributed by MLS GRID #11830809
07/15/2023$295,000Listed For SaleMRED as distributed by MLS GRID #11830809
01/02/2014$145,000Sold
N/A
12/19/2013$165,000PendingAgent Provided
11/07/2013$165,000PriceChange
Agent Provided
10/23/2013$174,900PriceChange
Agent Provided
09/26/2013$179,900PriceChange
N/A
09/12/2013$184,500Listed For SaleN/A
06/12/2013$80,000Sold
N/A
05/25/2013$80,000PendingAgent Provided
04/16/2013$80,000PriceChange
Agent Provided
04/15/2013$74,900PendingToActiveAgent Provided
11/09/2012$74,900PendingAgent Provided
10/09/2012$74,900PriceChange
Agent Provided
09/17/2012$79,900PriceChange
Agent Provided
08/28/2012$83,000PriceChange
Agent Provided
08/04/2012$88,000Listed For SaleAgent Provided
05/08/2002$150,000Sold
N/A
09/14/1998$119,500Sold
N/A
09/10/1996$75,500Sold
N/A

Market trends in Elgin

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$313K
$11.67KMoM
Sale-to-List Price
99.6%
Price per sq ft
$206
$3MoM
Available listings
234
30MoM
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Property Tax and Assessment

Year2024
Tax$1,920
Assessment$230,331
Home facts updated by county records

Homeowner tools

Estimated monthly rent$2,134/mo
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Homes for rent near 432 Division St

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Comparable Sales for 432 Division St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
108 N Channing St, Elgin, IL
0.02
Single-Family Home
$335,000
07/30/25
3
1.5
1,787
468 North St, Elgin, IL
0.13
Single-Family Home
$300,000
06/01/26
3
2
1,344
16 N Gifford St, Elgin, IL
0.12
Single-Family Home
$275,000
08/25/25
4
2
2,033
463 North St, Elgin, IL
0.10
Single-Family Home
$255,000
05/21/26
3
1.5
1,230
144 Hill Ave, Elgin, IL
0.19
Single-Family Home
$285,000
01/16/26
3
1.5
1,644
489 Division St, Elgin, IL
0.16
Single-Family Home
$365,000
05/26/26
4
1.5
1,824
137 N Channing St, Elgin, IL
0.08
Single-Family Home
$330,000
08/11/25
4
1
1,906
12 Rugby Pl, Elgin, IL
0.22
Single-Family Home
$305,000
06/01/26
4
1.5
1,660
442 Hickory Pl, Elgin, IL
0.39
Single-Family Home
$237,000
07/08/25
2
2
909
472 Division St, Elgin, IL
0.11
Single-Family Home
$236,500
09/26/25
3
2.5
1,800

Nearby homes

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Assigned Schools

These are the assigned schools for 432 Division St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Gifford Park
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Gifford Park

At least 62 Trulia users voted on each feature.

  • 93 % Say there are sidewalks

  • 79 % Say it's dog friendly

  • 79 % Say streets are well-lit

  • 74 % Say it's walkable to restaurants

  • 74 % Say kids play outside

  • 73 % Say yards are well-kept

  • 71 % Say car is needed

  • 71 % Say parking is easy

  • 58 % Say people would walk alone at night

  • 58 % Say there's holiday spirit

  • 56 % Say it's walkable to grocery stores

  • 50 % Say neighbors are friendly

  • 47 % Say they plan to stay for at least 5 years

  • 44 % Say there's wildlife

  • 38 % Say there are community events

  • 35 % Say it's quiet

Sourced by Trulia users. Learn more about our methodology.
  • Bridget Loose
    "Pace bus is great convenience for getting around town or next town over, I just think there needs to be something that notifies you if it’s being delayed or arriving early. "
    0
    Flag
  • Liz B.
    "People are always walking their dogs. The sidewalks are great and clean. People like this area for the historic district."
    0
    Flag
  • Austins03wrx
    "Good parts and bad parts but you will have to see the areas. Great small businesses and some great people"
    0
    Flag
  • Loupad32
    "a means of transport from one place to another usually farther than usual. To get to work. or school on a daily basis. In most situations you are often forced to drive to these far places out of necessity."
    2
    Flag
  • Dalejaacks
    "Very unique homes from the 1800s and early 1900s. One next door was used in a TV sitcom “Grace Under Fire”. Our plat was the third one in the whole city of Elgin. "
    0
    Flag
  • Susanne H.
    "I live here and over the years have witnessed a renaissance of this area. Elgin is fast becoming a place to watch. Ideally located for those who work in Chicago or in the western suburbs, Elgin has 3 commuter train stops and easy access to areas like Schaumburg and Algonquin. Directly adjacent to I90 and Route 20, as well as Randall and Irving Park road. Elgin offers easy access to the western business corridor and recreation."
    3
    Flag

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Homes for sale near 432 Division St

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Off Market Homes Near 432 Division St

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Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information
432 Division St, Elgin, IL 60120 is a 2 bedroom, 2 bathroom, 1,586 sqft single-family home built in 1882. 432 Division St is located in Gifford Park, Elgin. This property is not currently available for sale. 432 Division St was last sold on Apr 28, 2025 for $304,900 (2% higher than the asking price of $299,900). The current Trulia Estimate for 432 Division St is $322,600.