489 Division St, Elgin, IL 60120
UNDER CONTRACT

489 Division St
Elgin, IL 60120

Gifford Park
  • 4 Beds
  • 1.5 Baths
  • 1,824 sqft

$349,900

Est. Mortgage $2,415/mo*

$349,900

Est. Mortgage $2,415/mo*
4 Beds
1.5 Baths
1,824 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

You'll fall in love with this well-maintained, four-bedroom brick colonial located in the historic district of Elgin. This home features classic character throughout, including original hardwood floors and crown molding. Just a few highlights include an inviting foyer, a four-season sunroom, Kraftmaid kitchen cabinetry, and a fully functional wood-burning fireplace. This property offers an abundance of space both inside and out with a fully finished basement and a spacious back and side yard. Conveniently located within walking distance to downtown Elgin, this home combines timeless charm with ample updated living.

Home Highlights

Parking
Garage
Outdoor
No Info
A/C
Heating & Cooling
HOA
None
Price/Sqft
$192
Listed
41 days ago

Home Details for 489 Division St

Active Status

MLS Status: Contingent

Interior Features

Interior Details
Basement: Finished,FullNumber of Rooms: 9
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 1824 Square Feet
Heating & Cooling
Heating: Natural Gas,Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Wood Burning, Living RoomHas a Fireplace
Levels, Entrance, & Accessibility
Stories: 2Accessibility: No Disability Access

Exterior Features

Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1Has a GarageNo Attached GarageParking Spaces: 1Parking: Yes,Detached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Days on Market: 41

Property Information

Year Built
Year Built: 1920
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: BrickNot a New Construction
Property Information
Parcel Number: 0613258006

Price & Status

Price
List Price: $349,900Price Per Sqft: $192
Status Change & Dates
Possession Timing: Close Of Escrow

Location

Direction & Address
City: Elgin
School Information
Elementary School District: 46Jr High / Middle School District: 46High School District: 46

Agent Information

Listing Agent
Listing ID: 12606936

HOA

HOA Fee Includes: None

Lot Information

Lot Area: 4575 sqft

Listing Info

Special Conditions: None

Offer

Contingencies: Attorney/Inspection

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 12606936Zillow Contingency Status: Under Contract

Additional Information

Source Internet Entire Listing DisplayMRD IDX Comments Reviews: YesMRD Listing On IDX Display: YesMRD AVM On IDX Display: YesMRD Address On VOW Display: YesMRD Price History On IDX Display: YesMRD Market Time On IDX Display: YesMRD REMARKSINTERNET: YesSource Internet Address DisplayMRD Remarks On VOW Display: Yes
Last check for updates: about 5 hours ago
Listing courtesy of: Emily Cerrillos, (331) 431-7737
Ardain Real Estate Inc.
Source: MRED as distributed by MLS GRID, MLS#12606936

Price History for 489 Division St

DatePriceEventSource
04/13/2026$349,900ContingentMRED as distributed by MLS GRID #12606936
04/07/2026$349,900Listed For SaleMRED as distributed by MLS GRID #12606936
10/02/2012$123,000Sold
MRED as distributed by MLS GRID #08059117
09/08/2012$124,550PendingAgent Provided
06/30/2012$124,550PriceChange
Agent Provided
06/24/2012$124,650PriceChange
Agent Provided
06/07/2012$124,900PriceChange
Agent Provided
06/01/2012$127,900PriceChange
Agent Provided
05/23/2012$129,997PriceChange
Agent Provided
05/19/2012$138,000PriceChange
Agent Provided
05/06/2012$139,000Listed For SaleAgent Provided
02/14/2012$52,000Sold
N/A
09/05/2010$170,000ListingRemovedAgent Provided
01/16/2010$170,000PriceChange
Agent Provided
12/15/2009$1,550Listed For SaleAgent Provided
10/31/2006$197,000Sold
N/A

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Property Tax and Assessment

Year2024
Tax$6,091
Assessment$252,318
Home facts updated by county records

Comparable Sales for 489 Division St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.25
Single-Family Home
$275,000
08/25/25
4
2
2,033
0.32
Single-Family Home
$230,000
01/02/26
4
1
1,574
0.10
Single-Family Home
$285,000
01/16/26
3
1.5
1,644
0.25
Single-Family Home
$240,000
08/08/25
3
1.5
1,438
0.06
Single-Family Home
$236,500
09/26/25
3
2.5
1,800
0.14
Single-Family Home
$335,000
07/30/25
3
1.5
1,787
0.16
Single-Family Home
$350,000
06/09/25
3
1.5
1,872
0.32
Single-Family Home
$265,000
07/23/25
4
2
2,820

Assigned Schools

These are the assigned schools for 489 Division St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Neighborhood stats provided by third party data sources.

What Locals Say about Gifford Park

At least 62 Trulia users voted on each feature.
  • 93 % Say there are sidewalks

  • 79 % Say it's dog friendly

  • 79 % Say streets are well-lit

  • 74 % Say it's walkable to restaurants

  • 74 % Say kids play outside

  • 73 % Say yards are well-kept

  • 71 % Say car is needed

  • 71 % Say parking is easy

  • 58 % Say people would walk alone at night

  • 58 % Say there's holiday spirit

  • 56 % Say it's walkable to grocery stores

  • 50 % Say neighbors are friendly

  • 47 % Say they plan to stay for at least 5 years

  • 44 % Say there's wildlife

  • 38 % Say there are community events

  • 35 % Say it's quiet

Sourced by Trulia users. Learn more about our methodology.
  • Bridget Loose
    "Pace bus is great convenience for getting around town or next town over, I just think there needs to be something that notifies you if it’s being delayed or arriving early. "
  • Liz B.
    "People are always walking their dogs. The sidewalks are great and clean. People like this area for the historic district."
  • Austins03wrx
    "Good parts and bad parts but you will have to see the areas. Great small businesses and some great people"
  • Loupad32
    "a means of transport from one place to another usually farther than usual. To get to work. or school on a daily basis. In most situations you are often forced to drive to these far places out of necessity."
  • Dalejaacks
    "Very unique homes from the 1800s and early 1900s. One next door was used in a TV sitcom “Grace Under Fire”. Our plat was the third one in the whole city of Elgin. "
  • Susanne H.
    "I live here and over the years have witnessed a renaissance of this area. Elgin is fast becoming a place to watch. Ideally located for those who work in Chicago or in the western suburbs, Elgin has 3 commuter train stops and easy access to areas like Schaumburg and Algonquin. Directly adjacent to I90 and Route 20, as well as Randall and Irving Park road. Elgin offers easy access to the western business corridor and recreation."

LGBTQ Local Legal Protections

Emily Cerrillos, Ardain Real Estate Inc.
Agent Phone: (331) 431-7737
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information
489 Division St, Elgin, IL 60120 is a 4 bedroom, 2 bathroom, 1,824 sqft single-family home built in 1920. 489 Division St is located in Gifford Park, Elgin. This property is currently available for sale and was listed by MRED as distributed by MLS GRID on Apr 7, 2026. The MLS # for this home is MLS# 12606936.