431 Bowen Ct, Elgin, IL 60120
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Property image
UNDER CONTRACT

431 Bowen Ct
Elgin, IL 60120

  • 2 Beds
  • 2 Baths
  • 1,032 sqft

$327,900

Est. Mortgage $2,301/mo*
Get Pre-Qualified

$327,900

Est. Mortgage $2,301/mo*
Get Pre-Qualified
2 Beds
2 Baths
1,032 sqft
We estimate this home will sell faster than 86% nearby.

Home Highlights

Parking
Garage
Price/Sqft
$318
Climate Control
Forced Air, Natural Gas & Central Air
Listed
19 days ago

Local Information

  • Map ViewExplore the area around 431 Bowen Ct.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome to this classic Tudor home, ideally located in one of Elgin's historic districts, where timeless character meets modern elegance. Mature trees and a long, freshly paved driveway greet you as you arrive. Inside, a bright and inviting interior showcases finishes thoughtfully selected to enhance the home's architectural charm. The kitchen features custom Slim White Oak cabinetry with warm accent lighting, quartz countertops, a full-height quartz backsplash, stainless steel appliances, and designer finishes that balance style and function. Natural light fills the open living areas, anchored by a striking fireplace with a custom accent wall. Waterproof laminate flooring flows throughout, complemented by two updated bathrooms with sleek tilework, modern fixtures, and illuminated LED mirrors. Spacious bedrooms and a versatile main-floor flex room suit a home office, sitting room, playroom, or studio. The fully finished basement adds even more living space, while a new furnace, central A/C, and water heater offer peace of mind. A detached one-car garage completes the home. Minutes from Downtown Elgin, enjoy local restaurants, cafes, breweries, boutique shopping, the Fox River, and convenient Metra access. A rare opportunity to own a home where historic charm and today's best finishes come together. Schedule your private showing today!
Last check for updates: 1 day ago
Listing courtesy of: Julieta D Gallardo, (224) 318-5909
Epic Real Estate Group
Roberto Gallardo, (847) 208-9917
Epic Real Estate Group
Source: MRED as distributed by MLS GRID, MLS#12721537
Also Listed on MRED as distributed by MLS GRID.
We estimate this home will sell faster than 86% nearby.

Home Details for 431 Bowen Ct

Active Status

MLS Status: Contingent

Interior Features

Interior Details
Basement: Finished,FullNumber of Rooms: 6Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Family Room, Kitchen, Laundry, Living Room, Recreation Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1032 Square Feet
Heating & Cooling
Heating: Natural Gas,Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Levels, Entrance, & Accessibility
Stories: 1.5Accessibility: No Disability Access
View
No View

Exterior Features

Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1Has a GarageNo Attached GarageParking Spaces: 1Parking: Yes,Detached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Days on Market: 19

Property Information

Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Tudor
Building
Construction Materials: StuccoNot a New Construction
Property Information
Parcel Number: 0624205007

Price & Status

Price
List Price: $327,900Price Per Sqft: $318
Status Change & Dates
Possession Timing: Close Of Escrow

Location

Direction & Address
City: Elgin
School Information
Elementary School: Huff Elementary SchoolElementary School District: 46Jr High / Middle School: Ellis Middle SchoolJr High / Middle School District: 46High School: Elgin High SchoolHigh School District: 46

Agent Information

Listing Agent
Listing ID: 12721537
Buyer Agent
Buyer Company Name: Not Your Average Joe

HOA

HOA Fee Includes: None

Listing Info

Special Conditions: None

Offer

Contingencies: Attorney/Inspection

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 12721537Zillow Contingency Status: Under Contract

Additional Information

Source Internet Consumer CommentSource Internet Entire Listing DisplayMRD IDX Comments Reviews: NoMRD Listing On IDX Display: YesMRD Address On VOW Display: YesMRD AVM On IDX Display: NoMRD Price History On IDX Display: YesMRD Market Time On IDX Display: YesSource Internet Address DisplayMRD REMARKSINTERNET: YesMRD Remarks On VOW Display: Yes

Around this home

What Locals Say about Elgin

At least 941 Trulia users voted on each feature.

  • 87 % Say there are sidewalks

  • 87 % Say it's dog friendly

  • 82 % Say car is needed

  • 78 % Say parking is easy

  • 76 % Say yards are well-kept

  • 72 % Say there's holiday spirit

  • 70 % Say kids play outside

  • 63 % Say streets are well-lit

  • 59 % Say people would walk alone at night

  • 56 % Say it's quiet

  • 54 % Say it's walkable to restaurants

  • 52 % Say it's walkable to grocery stores

  • 52 % Say there's wildlife

  • 48 % Say neighbors are friendly

  • 48 % Say they plan to stay for at least 5 years

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • 86nasus
    "Looks like they did a really quick remodel with cut corners. Honestly, this house would have more charm if they would’ve left it how it was you can see bad angles, more pronounced now where they painted white to look more modern. Floors are crooked and leaning, and that would’ve been OK with original flooring."
    1
    Flag
  • Wpnhs6gnpj
    "We have a lot people walking with their door not matter what time , my neighbor is really peaceful , inkivebromoibe here for the last 30 years . If I have to choice other place in houses , I choose elgin again "
    0
    Flag
  • Juana Valencia
    "It could be better, I see a lot of ice around, scary and makes us feel uncomfortable more restaurants and lounges needed"
    0
    Flag
  • Amneey
    "Welcome to this neighborhood. Pets friendly and caring people . Safe and neat area, caring people. "
    0
    Flag
  • Charles B
    "Use the meta to get downtown. There is no public transportation here. Roads are busy sometimes so you need to be careful. "
    0
    Flag
  • NK
    "We love it here. Such a family friendly area. Amazing place to raise kids and feel safe! We are very grateful to live here."
    1
    Flag
  • Bridget Loose
    "Pace bus is great convenience for getting around town or next town over, I just think there needs to be something that notifies you if it’s being delayed or arriving early. "
    0
    Flag
  • Jokie.deguzman1251999
    "i usually walk to nearby stores,restaurants, and gas stations. otherwise i drive my car or take a uber for far locations"
    0
    Flag
  • Erik
    "There aren’t really events but it’s just a friendly safe neighborhood to be in And has schools near by and local stores "
    1
    Flag
  • Imaadus
    "Love my neighborhood, it’s clean and save where I live! Schools are good. Nice well maintained parks"
    1
    Flag
  • Jeanette
    "I’ve lives in this neighborhood for about 3yrs and have had plenty of packages delivered with no issues and neighbors are pretty friendly around here. "
    3
    Flag
  • Jess Jessica
    "There’s always something going on in downtown Elgin for every season/holiday/event. We have a Casino boat too for entertainment. "
    2
    Flag
  • Jenjengu
    "I love Elgin! It is a friendly, diverse community with great shopping, parks, and recreation. I feel the schools offer students wonderful education opportunities. "
    3
    Flag
  • Trulia User
    "Only one entrance into the subdivision. Safe and adjacent to the Elgin Country Club. Homes well kept with beautiful landscaping. Low annual HOA with a few restrictions designed to maintain price integrity. "
    1
    Flag
  • Yvonne B.
    "Pretty safe, beautiful scenery, we have lots of entertainment. Elgin has plenty parks and great restaurants "
    1
    Flag
  • Jfairone
    "Nice neighborhood for families and pets, very walkable with sidewalks. Near library and good schools"
    11
    Flag
  • Reuben A.
    "Great Town to love in all close by for shopping food clothing etc., It’s is the city in the suburbs!"
    1
    Flag
  • Jfairone
    "Well kept for homes and friendly people. Near by shopping, restaurants good hospitals. Everything you need is close by"
    0
    Flag
  • Maya S.
    "Many families with children. Parents help Watch all kids. Right on bus line. Close to I-90. Grocery stores are nearby and lots of parks for kids to play at. "
    7
    Flag
  • Jordan S.
    "Certain parts of Elgin are great then small parts not so much but I give it a 8 out of 10 for also the lack of transportation."
    6
    Flag
  • Samcasey92600
    "Dogs are very common in Elgin, and you usually will see plenty of other dogs while you walk your own. It’s nice, good ways to start up conversations and meet your neighbors. "
    0
    Flag
  • Chure2002
    "i have no neighbors , quite street, closed to 24 hr Walgreens closed to 24 hr jewel osco, closed to everthing "
    4
    Flag
  • Jaclyn B.
    "Decent neighborhood, nice neighbors. Good location close to highways and major roads. Grocery stores within driving distance. Would recommend for starter home area."
    0
    Flag
  • Jaclyn B.
    "Decent neighborhood. Not walking distance to many things but driving distance is decent. Neighbors are nice and well kept grounds in my subdivision. Would recommend for family and friends. Close to expressways and major roadways. "
    0
    Flag
  • Zzarate479
    "The 4th of July parade is so much fun,it last hours but is fun to watch the people that walk and do tricks and then the horses are even fun"
    2
    Flag
  • Liz B.
    "People are always walking their dogs. The sidewalks are great and clean. People like this area for the historic district."
    0
    Flag
  • Stephanie S.
    "it's nice there are different parts of town. mostly all nice areas. high school are not the best. I like the elementary schools "
    0
    Flag
  • Nancytorres90
    "Kids are safe here.. my kids are always outside playing soccer with the kids in the neighborhood and i feel safe letting them be."
    0
    Flag
  • Dulce R.
    "Large fancy neighborhood surrounds the area. The townhomes are nice and spacious. The neighbors keep to themselves but are great neighbors and watch for strange vehicles. "
    0
    Flag
  • Joshua D. P.
    "Lots of people have dogs. There are several dog parks in the area. There are plenty of housing options that are pet friendly. "
    0
    Flag
  • Daniel E.
    "i see neightbors walking their dogs. having family cook outs and other events. great ambients to have your children grow in."
    0
    Flag
  • Tstewy625
    "I’ve been here my whole entire life and I think the most unique part of Elgin is for the most part we get along! "
    0
    Flag
  • Juanfyb 2.
    "They would like that it is a quiet neighborhood there’s not a lot of noise around and it’s a good place to walk around and clear your head"
    3
    Flag
  • Co_wolf
    "I have a short commute to one of the 3 Metra stations in Elgin and take the train downtown every day."
    0
    Flag
  • Austins03wrx
    "Good parts and bad parts but you will have to see the areas. Great small businesses and some great people"
    0
    Flag
  • Mark W.
    "It's not too bad. Most people are pretty friendly and nice. Noise isn’t too bad and most people will help each other when they need it. "
    1
    Flag
  • Cousinkimkimmie
    "sexual offenders in thier area and be aware of crime light up thier homes and lock doors dont let kids walk home.alone "
    4
    Flag
  • Jessica G.
    "Nightmare on Chicago street every year for Halloween is a huge even held in downtown Elgin! There is also many events held throughout the year "
    0
    Flag
  • Tracie B. N.
    "Very nice people and quiet neighborhood. Shopping within walking distance as well as pace bus stop going into downtown Elgin"
    0
    Flag
  • Geneva R.
    "well we have things for the kids to do like play basketball and football the girls play volleyball and rope. and my sit around and just talk and play board games that's what we do in are community for are kids and young kid's."
    0
    Flag

Market trends in Elgin

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$337K
$15KMoM
Sale-to-List Price
100.1%
0.1%MoM
Price per sq ft
$207
$2MoM
Available listings
251
12MoM

Home Value

Trulia Estimate
$327K
Since last month
Increased$124K (+60.6%)
Since last year
Increased$112K (+52%)
Since last sale
Increased$223K (+212.1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +187% in the last 10 years
MonthEstimated value
2026
August 2026$328K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
408 Bowen Ct, Elgin, IL
0.06
Single-Family Home
$289,100
05/06/26
2
2
1,127
501 Raymond St, Elgin, IL
0.17
Single-Family Home
$187,500
05/27/26
3
1.5
1,250
412 Jay St, Elgin, IL
0.35
Single-Family Home
$100,000
01/14/26
3
2
1,215
457 Arlington Ave, Elgin, IL
0.06
Single-Family Home
$330,000
03/27/26
3
2
1,525
255 Bartlett Pl, Elgin, IL
0.24
Single-Family Home
$199,000
07/30/26
2
1
928
270 Villa St, Elgin, IL
0.39
Single-Family Home
$268,000
12/05/25
2
2
950
306 S Liberty St, Elgin, IL
0.25
Single-Family Home
$235,000
12/05/25
3
2
1,408
555 S Liberty St, Elgin, IL
0.25
Single-Family Home
$300,000
07/02/26
3
2
1,300
433 Arlington Ave, Elgin, IL
0.05
Single-Family Home
$340,000
07/08/26
4
1.5
1,744

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
467 Regent St, Elgin, IL 60120
0.04
$318,100
4
2
1,152
Off Market
418 Arlington Ave, Elgin, IL 60120
0.03
$354,700
3
3
2,064
Off Market
464 Arlington Ave, Elgin, IL 60120
0.06
$320,000
4
1
1,710
Off Market
465 Saint Charles St #465, Elgin, IL 60120
0.06
$232,200
3
1
1,200
Off Market
463 Saint Charles St #463, Elgin, IL 60120
0.06
$232,200
3
1
1,200
Off Market
433 Arlington Ave, Elgin, IL 60120
0.05
$340,000
4
1.5
1,744
Recently Sold
408 Bowen Ct, Elgin, IL 60120
0.06
$289,100
2
2
1,127
Recently Sold
457 Arlington Ave, Elgin, IL 60120
0.06
$330,000
3
2
1,525
Recently Sold
Address Not Disclosed, Elgin, IL 60120
0.08
$373,900
4
3
-
Off Market
476 W Saint Charles St, Elgin, IL 60120
0.10
$308,100
4
2
1,284
Off Market
420 S Liberty St, Elgin, IL 60120
0.08
$282,800
5
2
2,200
Off Market
400 Sherman Ave, Elgin, IL 60120
0.11
$372,200
6
2
-
Off Market

Price and Tax history

DateEventPrice
Aug 10, 2026
Source: MRED as distributed by MLS GRID #12721537
Contingent
$327,900
Aug 3, 2026
Source: MRED as distributed by MLS GRID #12721537
Listed For Sale
$327,900
Mar 31, 2026
Source: N/A
Sold
$105,000

LGBTQ Local Legal Protections

Julieta D Gallardo, Epic Real Estate Group
Agent Phone: (224) 318-5909
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information

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Frequently asked questions about 431 Bowen Ct

  • What is the estimated monthly payment for 431 Bowen Ct?
    Based on a $327,900 list price with 20% down at today's rates, the estimated monthly payment for 431 Bowen Ct in Elgin, IL is approximately $2,334 (about $1,715 principal & interest, $544 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 431 Bowen Ct compare to homes in Elgin?
    431 Bowen Ct in Elgin, IL is listed at $327,900, about 3% below the $337K median sale price in Elgin.
  • What do residents say about Elgin?
    Residents describe Elgin, IL as pedestrian-friendly, dog-friendly, and easy to park in. See homes for sale in Elgin, IL.
  • What are the closest schools to 431 Bowen Ct?
    The closest schools to 431 Bowen Ct in Elgin, IL are Elgin High School (rated 2/10), Ellis Middle School (rated 4/10), Huff Elementary School (Pre-K, rated 5/10).
  • Does 431 Bowen Ct have air conditioning?
    Yes, 431 Bowen Ct in Elgin, IL has air conditioning.
  • Does 431 Bowen Ct have laundry facilities?
    Yes, 431 Bowen Ct in Elgin, IL has laundry facilities.
431 Bowen Ct, Elgin, IL 60120 is a 2 bedroom, 2 bathroom, 1,032 sqft single-family home. This property is currently available for sale and was listed by MRED as distributed by MLS GRID on Aug 3, 2026. The MLS # for this home is MLS# 12721537.