427 Downing Ave, Waterloo, IA 50701
Property image
Property image
PENDING

$230,000

  • 3 Beds
  • 2 Baths
  • 1,514 sqft

427 Downing Ave, Waterloo, IA 50701

Est. Mortgage $1,578/mo*
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Home Highlights

Single-Family Home
Built in 1960
$152/sqft
Garage

Local Information

  • Map ViewExplore the area around 427 Downing Ave.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

The updates are done, the space is here--all that’s missing is you! This three bedroom home combines thoughtful updates with comfortable living spaces on both levels. The main floor welcomes you with a spacious, light filled living room featuring a stone fireplace and large picture window. The custom kitchen is a standout with beautiful cabinetry, granite countertops, tiled backsplash, black stainless steel appliances, and an eat in kitchen island. Two bedrooms, an updated bathroom, and a dining area complete the main level. Step outside onto the Trex deck overlooking the fenced backyard, creating a great space for relaxing, entertaining, or enjoying time outdoors. The walkout lower level offers even more living space with a second fireplace, third bedroom, and beautifully remodeled bathroom featuring a spacious walk in shower. Additional improvements include newer windows and siding, plus both the house and two stall garage are getting a new roof! With updates throughout, flexible living space, and plenty to enjoy inside and out, this home is ready for its next owner. Schedule your private showing today!
Last check for updates: about 6 hours ago
Listing courtesy of Selvedina Samardzic, (319) 830-4650
Vine Valley Real Estate
Source: Northeast Iowa Regional BOR as distributed by MLS GRID, MLS#20263877
Also Listed on Northeast Iowa Regional BOR as distributed by MLS GRID.

Home Details for 427 Downing Ave

Interior Features

Interior Details
Basement: Walk-Out Access,Partially FinishedNumber of Rooms: 3
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1514 Square Feet
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Fireplace: ElectricHas a Fireplace

Exterior Features

Exterior Home Features
Roof: Asphalt
Parking & Garage
Number of Carport Spaces: 2Number of Covered Spaces: 2GarageParking Spaces: 2Parking: Detached Garage
Frontage
Road Surface Type: Concrete
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (below surface): 650 Square Feet

Days on Market

Days on Market: 34

Property Information

Year Built
Year Built: 1960
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Vinyl SidingNo Additional Parcels
Property Information
Parcel Number: 891327151020

Price & Status

Price
List Price: $230,000Price Per Sqft: $152
Status Change & Dates
Off Market Date: Tue Aug 18 2026

Active Status

MLS Status: Pending

Location

Direction & Address
City: Waterloo
School Information
Elementary School: Fred Becker ElementaryJr High / Middle School: Central IntermediateHigh School: East High

Agent Information

Listing Agent
Listing ID: 20263877

HOA

HOA Fee: No HOA Fee

Lot Information

Lot Area: 7840.8 sqft

Listing Info

Special Conditions: Standard

Miscellaneous

BasementMls Number: 20263877Projected Close Date: Mon Oct 05 2026

Around this home

What Locals Say about Waterloo

At least 264 Trulia users voted on each feature.

  • 89 % Say car is needed

  • 83 % Say yards are well-kept

  • 80 % Say parking is easy

  • 77 % Say it's dog friendly

  • 70 % Say there's holiday spirit

  • 66 % Say kids play outside

  • 64 % Say there are sidewalks

  • 48 % Say it's quiet

  • 47 % Say neighbors are friendly

  • 47 % Say people would walk alone at night

  • 44 % Say streets are well-lit

  • 42 % Say there's wildlife

  • 42 % Say they plan to stay for at least 5 years

  • 33 % Say it's walkable to grocery stores

  • 29 % Say it's walkable to restaurants

  • 20 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Misslindsayb
    "Centrally located, traffic can be heavy/frustrating. You can make good time if you hit the stoplights just right, which is hard to do most days. "
    0
    Flag
  • Susanward13
    "Consider this a safe neighborhood and there are lots of kids living here. A policeman lives on the street."
    0
    Flag
  • Jovanti Rucker
    "It is very busy most of the time the light are a headache. They’re a lot of lights to go through to get to where I need to go."
    0
    Flag
  • Dontreal3
    "It’s ok. It’s not the worst but it’s also not the best. "
    0
    Flag
  • Trulia User
    "Peacefully quiet neighborhood. neighbors keep to themselves mostly. Alot of dogs throughout the whole area, which is nice to know, it's a pet friendly area to live in. "
    4
    Flag
  • Trulia User
    "I’ve lived here for years mostly everybody that lives in the neighborhood is really nice & friendly but I live with my dad & trying to find my own apartment right now. "
    4
    Flag
  • Susan.wirtjes
    "This is a safe and friendly neighborhood. Kids play outside. We are close to good schools. Shopping is close by. "
    8
    Flag
  • Dominique K. .
    " The community is really good if you get into people like that. There is not a lot to do around here unless you have money. There are a lot of trains around. People have dogs around here a lot and I hear gunshots a lot. I grew up here so I don’t find it very exciting. Most people got to work come home and stay away from each other. "
    2
    Flag
  • Tali S.
    "Very quiet neighborhood other than the occasional car driving by & faint sound of trains. Great neighbors, mostly homeowners with kids & elderly."
    1
    Flag
  • Lache S.
    "... I don’t know I been here only a year and aside from the bad I seen few good most people stay to they self "
    0
    Flag
  • Holly W.
    "schools are over crowded and children are often let slip through the cracks in the education system here "
    1
    Flag
  • Charles A.
    "15 minutes to work. Waterloo is easy to get around and not a lot of traffic .... zzzz xxdrc then. Gyyhbb"
    1
    Flag
  • Lamont S.
    "Lots of retirees here now. Mixed bag for the rest. I had seen several first time owners buying in. Plenty of remodeling and renovations going on now too."
    4
    Flag
  • Trulia User
    "it has some nice people, with sketchy people mixed in. it's too loud with harleys speeding hard through here and people thumping music too loud at all hours. I would not recommend this neighborhood to a young professional person. "
    0
    Flag
  • Kimmy21920
    "Convenient location and traffic is not as congested as the big city. Used to be a great place, but not so much anymore."
    1
    Flag
  • Mkesterson79
    "Listening to gun shots and train whistles at night to fall asleep to. Creates a uniquely unpleasant experience. "
    0
    Flag
  • Trulia User
    "Would love a dog park close by, or even respectful owners who pick up after their dog when they walk them"
    6
    Flag
  • Chris Wright
    "I lived in neighborhood for ten years as a kid, I always love the area, would love to own a house in that again, hope in very near future."
    1
    Flag
  • Mary Sue Adams
    "Safe streets, quality neighbors,clean, near a park,rural feeling- plenty of room between everyone. Lots of family and open spaces, but still near shopping and eats."
    3
    Flag
  • Kathy Cox White Dickerson
    "I moved to this neighborhood last summer and love it. I feel safe and secure,and neighbors are very nice."
    0
    Flag
  • Aley S.
    "Is a small neighborhood and quite and seems like a very lovely place to have a family and there are a lot of kid in the neighborhood "
    2
    Flag
  • Aschot12
    "It's better than north Waterloo for crime and lots of shade trees. It's nice to be near to 4th street for convenience even with traffic noise. "
    0
    Flag

Market trends in Waterloo

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$188K
$6KMoM
Sale-to-List Price
99.0%
0.1%MoM
Price per sq ft
$122
$3MoM
Available listings
257
15MoM

Home Value

Trulia Estimate
$231K
Since last month
$100 (0%)
Since last year
Increased$11K (+4.9%)
Since last sale
Increased$21K (+10%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +146% in the last 10 years
MonthEstimated value
2026
September 2026$231K
August 2026$231K
July 2026$223K
June 2026$225K
May 2026$223K
April 2026$222K
March 2026$220K
February 2026$214K
January 2026$213K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
216 Hartman Ave, Waterloo, IA
0.29
Single-Family Home
$175,000
08/06/26
3
2
1,583
1030 Downing Ave, Waterloo, IA
0.36
Single-Family Home
$180,000
09/11/26
3
1.5
1,517
323 Hartman Ave, Waterloo, IA
0.28
Single-Family Home
$170,300
11/07/25
3
2
1,380
131 Axlewood Dr, Waterloo, IA
0.42
Single-Family Home
$274,000
04/16/26
3
2
1,392
1221 Julian Ave, Waterloo, IA
0.58
Single-Family Home
$216,400
04/27/26
3
1.5
1,584
725 Harwood Ave, Waterloo, IA
0.49
Single-Family Home
$187,000
11/10/25
3
2
1,183
1108 Evergreen Ave, Waterloo, IA
0.23
Single-Family Home
$152,000
09/29/25
3
1
1,292
1308 Wallgate Ave, Waterloo, IA
0.09
Single-Family Home
$80,000
01/30/26
2
2
1,088
117 Axlewood Dr, Waterloo, IA
0.47
Single-Family Home
$279,000
05/15/26
3
2
1,392

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
1333 Wallgate Ave, Waterloo, IA 50701
0.04
$136,600
4
2
2,040
Off Market
504 Downing Ave, Waterloo, IA 50701
0.03
$201,000
4
2
1,568
Off Market
1330 Wallgate Ave, Waterloo, IA 50701
0.05
$120,300
2
1
816
Off Market
423 Downing Ave, Waterloo, IA 50701
0.02
$218,400
3
2
1,564
Off Market
1313 Wallgate Ave, Waterloo, IA 50701
0.08
$126,100
2
1
684
Off Market
1308 Wallgate Ave, Waterloo, IA 50701
0.09
$80,000
2
2
1,088
Recently Sold
1311 Magnolia Pkwy, Waterloo, IA 50701
0.10
$126,200
2
1
834
Off Market
617 Downing Ave, Waterloo, IA 50701
0.10
$64,700
3
1
1,189
Off Market
718 Black Hawk Rd, Waterloo, IA 50701
0.09
$183,700
4
1.5
1,044
Off Market
614 Black Hawk Rd, Waterloo, IA 50701
0.11
$145,000
2
2
1,152
Off Market
1318 Knoll Ave, Waterloo, IA 50701
0.13
$93,100
2
1
776
Off Market
301 Downing Ave, Waterloo, IA 50701
0.12
$185,400
4
1
1,472
Off Market

Price and Tax history

DateEventPrice
Aug 19, 2026
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20263877
Pending
$230,000
Aug 18, 2026
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20263877
Listed For Sale
$230,000
Dec 4, 2023
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20233991
Sold
$210,000
Oct 19, 2023
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20233991
Pending
$224,900
Sep 20, 2023
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20233991
Listed For Sale
$224,900

LGBTQ Local Legal Protections

Selvedina Samardzic, Vine Valley Real Estate
Agent Phone: (319) 830-4650
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.
Based on information submitted to the MLS GRID as of 2026-09-21 01:17:19 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

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Frequently asked questions about 427 Downing Ave

  • What is the estimated monthly payment for 427 Downing Ave?
    Based on a $230,000 list price with 20% down at today's rates, the estimated monthly payment for 427 Downing Ave in Waterloo, IA is approximately $1,599 (about $1,258 principal & interest, $266 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 427 Downing Ave compare to homes in Waterloo?
    427 Downing Ave in Waterloo, IA is listed at $230,000, about 22% above the $188K median sale price in Waterloo.
  • What do residents say about Waterloo?
    Residents describe Waterloo, IA as well-kept, easy to park in, and dog-friendly. Most residents say you need a car. See homes for sale in Waterloo, IA.
  • What are the closest schools to 427 Downing Ave?
    The closest schools to 427 Downing Ave in Waterloo, IA are Central Middle School (rated 2/10), East High School (rated 2/10), Fred Becker Elementary School (Pre-K, rated 5/10).
  • Does 427 Downing Ave have air conditioning?
    Yes, 427 Downing Ave in Waterloo, IA has air conditioning.
  • How big is the lot at 427 Downing Ave?
    The lot at 427 Downing Ave in Waterloo, IA is about 0.18 acres (7,841 sq ft).
427 Downing Ave, Waterloo, IA 50701 is a 3 bedroom, 2 bathroom, 1,514 sqft single-family home built in 1960. This property is currently available for sale and was listed by Northeast Iowa Regional BOR as distributed by MLS GRID on Aug 18, 2026. The MLS # for this home is MLS# 20263877.