4229 Settlers Ct, Saint Cloud, FL 34772
OFF MARKET

4229 Settlers Ct
Saint Cloud, FL 34772

  • 3 Beds
  • 2 Baths
  • 1,636 sqft (on 0.28 acres)

$345,300

Trulia Estimate
as of May 9, 2026
Est. Refi. Payment $2,178/mo*
Refinance Your Home

$345,300

Trulia Estimate
as of May 9, 2026
Est. Refi. Payment $2,178/mo*
Refinance Your Home
3 Beds
2 Baths
1,636 sqft
(on 0.28 acres)

Homes for sale near 4229 Settlers Ct

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Apartments for Rent

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Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Welcome Home! Beautiful 3BD 2BA lakefront home in the desirable Canoe Creek Lakes community of St. Cloud, FL! Spacious home sitting on an oversized 12,000+ sq. ft. lot (75ft of water frontage!). Enjoy a multitude of features such as stunning water views from the private patio and expansive yard, a well-appointed kitchen with a breakfast bar and pantry, and a primary bedroom with a large en-suite bath featuring dual sinks, separate bathtub and shower, plus a massive walk-in closet. The attached 2-car garage and grand driveway accommodate multiple cars. Recent upgrades include a 2020 roof and 2017 AC. Canoe Creek Lakes is a quiet community with a very low HOA of just $300/year. Centrally located with easy access to the FL Turnpike, local shops, restaurants and entertainment, and less than 30 minutes away from Disney World! Equal Housing Opportunity.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from June 04, 2025

Home Highlights

Parking
2 Car Garage
Outdoor
Patio
View
Water, Lake
HOA
$25/Monthly
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 4229 Settlers Ct

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Primary Bedroom, Bedroom 3, Primary Bathroom, Bathroom 2, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1636 Square Feet
Appliances & Utilities
Utilities: Public, Street LightsAppliances: Dishwasher, Microwave, Range, RefrigeratorDishwasherLaundry: Electric Dryer Hookup,Inside,Laundry Room,Washer HookupMicrowaveRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No FireplaceNo Spa
Windows, Doors, Floors & Walls
Window: BlindsFlooring: Tile, Hardwood
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Tile, Hardwood
View
Has a ViewView: Water, Lake
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: PatioFencing: FencedOther Structures: OtherExterior: Lighting, SidewalkFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions: 20x20No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Covered,Driveway
Frontage
WaterfrontWaterfront: Lake FrontRoad Frontage: Street Dead-EndRoad Surface Type: Paved, AsphaltOn Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 29

Property Information

Year Built
Year Built: 2001
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Block, ConcreteNot a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Condition: CompletedParcel Number: 162630058400013460

Price & Status

Price
List Price: $359,000
Status Change & Dates
Off Market Date: Fri Apr 25 2025Possession Timing: Close Of Escrow

Active Status

MLS Status: Sold

Media

Location

Direction & Address
City: ST CLOUDCommunity: CANOE CREEK LAKES UNIT 5
School Information
Elementary School: St Cloud ElemJr High / Middle School: St. Cloud Middle (6-8)High School: St. Cloud High School

Building

Building Area
Building Area: 2214 Square Feet

Community

Community Features: Deed Restrictions, SidewalksNot Senior Community

HOA

HOA Name: Kaitlin MarshallHOA Phone: 407-781-1163Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $25/Monthly

Lot Information

Lot Area: 0.28 acres

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6293609Water ViewWater View: Water, LakeShowing Considerations: No SignShowing Requirements: Appointment Only, See Remarks, ShowingTimeUniversal Property Id: US-12097-N-162630058400013460-R-N

Additional Information

HOA Amenities: Maintenance
Last check for updates: about 6 hours ago
Listed by Paulina Hurtado, (754) 581-3452
CENTURY 21 GLOBAL CONNECTIONS, (954) 284-3400
Bought with: Brittany Pride, (407) 721-0939, EXP REALTY LLC, (407) 392-1800
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6293609
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 4229 Settlers Ct

DatePriceEventSource
06/02/2025$359,000Sold
Stellar MLS #O6293609
04/26/2025$359,000PendingStellar MLS #O6293609
03/27/2025$359,000Listed For SaleStellar MLS #O6293609
01/24/2005$189,000Sold
N/A
01/07/2002$135,800Sold
N/A
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Property Tax and Assessment

Year2024
Tax$1,169
Assessment$322,100
Home facts updated by county records

Comparable Sales for 4229 Settlers Ct

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
4240 Settlers Ct, Saint Cloud, FL
0.09
Single-Family Home
$350,000
08/22/25
3
2
1,435
4274 Sasha Trl, Saint Cloud, FL
0.16
Single-Family Home
$370,000
12/30/25
3
2
1,499
4215 Settlers Ct, Saint Cloud, FL
0.10
Single-Family Home
$385,000
04/30/26
4
2
1,755
3586 Yellow Bird Ct, Saint Cloud, FL
0.17
Single-Family Home
$309,000
12/15/25
3
2
1,530
4216 Gold Rush Ln, Saint Cloud, FL
0.30
Single-Family Home
$395,000
08/29/25
3
2
1,734
3271 Settlers Trl, Saint Cloud, FL
0.22
Single-Family Home
$425,000
09/05/25
4
2
2,076
4222 Gold Rush Ln, Saint Cloud, FL
0.30
Single-Family Home
$315,000
08/21/25
3
2
1,362
4156 Climbing Aster Ct, Saint Cloud, FL
0.38
Single-Family Home
$339,900
05/23/25
3
2
1,754
4217 Sky Flower Ln, Saint Cloud, FL
0.39
Single-Family Home
$325,000
04/30/26
3
2
1,585

Assigned Schools

These are the assigned schools for 4229 Settlers Ct.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Learn more about our methodology.
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
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  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
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  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
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  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
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  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
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  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
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  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
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  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
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  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Angela A.
    "Great neighborhood love the quote and non nosey neighbors. Great place to live. Never any problems sometimes loose dogs but we love dogs."
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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Homes for rent near 4229 Settlers Ct

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Off Market Homes Near 4229 Settlers Ct

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4229 Settlers Ct, Saint Cloud, FL 34772 is a 3 bedroom, 2 bathroom, 1,636 sqft single-family home built in 2001. This property is not currently available for sale. 4229 Settlers Ct was last sold on Jun 2, 2025 for $359,000 (0% higher than the asking price of $359,000). The current Trulia Estimate for 4229 Settlers Ct is $345,300.