415 W 21st St, Covington, KY 41014
Property image
Property image
FOR SALE

$165,000

Original price: $168,000
  • 1 Bed
  • 1 Bath
  • 722 sqft

415 W 21st St, Covington, KY 41014

Est. Mortgage $1,090/mo*
Get Pre-Qualified

Home Highlights

Single-Family Home
$229/sqft

Local Information

  • Map ViewExplore the area around 415 W 21st St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Spacious fully fenced backyardBeautiful cabinetry throughoutHigh ceilingsCovered front porchRecessed lightingCeiling fans
Charming, updated, and lovingly maintained ranch offering move-in-ready convenience in a fantastic location! This inviting home features LVP flooring throughout the kitchen and bedrooms, a beautifully tiled bathroom with a tub/shower combination and modern fixtures, and a neutral color palette that makes the space feel bright and welcoming. Enjoy the character of high ceilings, recessed lighting, ceiling fans, and beautiful cabinetry throughout.

Step outside to a covered front porch and a spacious, fully fenced backyard--perfect for relaxing, entertaining, or enjoying the outdoors. A convenient backyard parking pad provides additional off-street parking. Ideally located just minutes from downtown, this home offers easy access to shopping, dining, entertainment, and more.

Recent updates include a new roof and refrigerator, both in 2025. Don't miss the opportunity to make this well-loved home your own!
Last check for updates: about 5 hours ago
Listing courtesy of Caitlyn Campbell, (859) 640-0952
Haven Homes Group
Source: NKMLS, MLS#646778
Also Listed on NKMLS.

Home Details for 415 W 21st St

Interior Features

Interior Details
Number of Rooms: 4Types of Rooms: Primary Bedroom, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 1Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 722 Square Feet
Appliances & Utilities
Utilities: Cable AvailableAppliances: Electric Oven, Electric Range, Dishwasher, Dryer, Microwave, Refrigerator, WasherDishwasherDryerLaundry: In BasementMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: InoperableHas a Fireplace
Levels, Entrance, & Accessibility
Stories: 1Levels: One

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, Patio, PorchFoundation: Stone
Parking & Garage
No CarportNo GarageNo Attached GarageParking: Off Street
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 4Days on Market: 5

Property Information

Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence, ResidentialArchitecture: Ranch
Building
Construction Materials: Shingle SidingNot a New ConstructionNot Attached Property
Property Information
Condition: Existing StructureParcel Number: 0552103011.00

Price & Status

Price
List Price: $165,000Price Per Sqft: $229

Active Status

MLS Status: Active

Location

Direction & Address
City: Covington
School Information
Elementary School: Glenn O. Swing ElementaryJr High / Middle School: Holmes Middle SchoolHigh School: Holmes Senior HighHigh School District: Covington Indep

Agent Information

Listing Agent
Listing ID: 646778

Building

Building Area
Building Area: 722 Square Feet

HOA

No HOA

Lot Information

Lot Area: 2613.6 sqft

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Miscellaneous

Mls Number: 646778

Around this home

What Locals Say about Covington

At least 422 Trulia users voted on each feature.

  • 88 % Say there are sidewalks

  • 87 % Say it's dog friendly

  • 73 % Say car is needed

  • 72 % Say yards are well-kept

  • 66 % Say there's holiday spirit

  • 65 % Say parking is easy

  • 63 % Say kids play outside

  • 58 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 53 % Say it's walkable to restaurants

  • 52 % Say people would walk alone at night

  • 52 % Say there's wildlife

  • 50 % Say it's walkable to grocery stores

  • 48 % Say they plan to stay for at least 5 years

  • 37 % Say it's quiet

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Khnf6nyf29
    "Dogs are walked, both on sidewalks and alley ways. Done barking dogs in neighborhood and a few coyotes. "
    0
    Flag
  • Drew Woll
    "Close to almost anything in the Cincinnati area. If commute is a top priority this is the cheapest location with the shortest commute. I work 30 mins up north in Springdale which is a 25 mile drive. In 30 mins I could probably make it down to Williamstown, KY. South of MLK Street can be a bit unsafe just fyi."
    0
    Flag
  • Reeds-fuzzier.0l
    "Nice area, very quiet, packages are safe outside.. however not a very minority friendly area. I've lived here for years, neighbors only began to speak/ look me in the face once they seen I had gotten a puppy. "
    0
    Flag
  • Keli Simpson
    "The schools are not the greatest. The sixth district school has been completely remodeled and has air conditioning. There is an FC sponsored soccer pitch close,"
    0
    Flag
  • Htibtani
    "I moved in Covington on year 2000 Started my business and purchase home raised my kids and I’m still here, I love my Covington."
    0
    Flag
  • Asiago Lattimore
    "Probably the traffic sometimes lack of green space. There’s only 1 dog park and it’s near the northern west part of the city. "
    2
    Flag
  • Trulia User
    "It’s safe to live in Kentucky. I enjoy that everything is around me and we have great parks to go to "
    2
    Flag
  • Leanna
    "There's a new dog park right across from Larry's -great vibe neighborhood bar with food! The small dog community is starting to form and it's fun to run into your community friends out and about."
    0
    Flag
  • Leanna
    "There's a new dog park that's becoming a great place to meet people and getting to know your neighbors."
    1
    Flag
  • Trulia User
    "Yes it is very important for them to know everything about it they will know everything about it yes "
    1
    Flag
  • Trulia User
    "I love Latonia I’ve lived here for 47 years Latonia is our home for my daughter and I We love the area I still run in to people I went to kindergarten with A lot is in walking distance "
    0
    Flag
  • Trulia User
    "My mom lives here I visit her very frequently it’s not the nicest place since it’s a low income place people take advantage "
    0
    Flag
  • Trulia User
    "Not much space for pets house are on hills, the streets are horrible and it’s a pain to get around in the winter season "
    2
    Flag
  • Tim
    "LOVE IT I don’t have a dog. We have a pet rabbit, but all that does is make all the neighborhood dogs be quite affectionate. I think at least 75% of residence own a dog. 90% have a pet of some type"
    0
    Flag
  • Marsha B.
    "We have the licking river historic community. Neighborly condo association., farmers market for the community. "
    0
    Flag
  • Kelsie L.
    "There is few grassy spots on walks and the yard space is pretty limited in most areas in town. Great dogs parks nearby as well as devou park for hikes. "
    0
    Flag
  • Jdt.714
    "Some areas are okay, many are sketchy. Not an area to walk alone at night. Petty crime is common. Many folks won’t clean up after their pets."
    22
    Flag
  • Dena H.
    "Oktoberfest Maifest Dog costume parade. There used to be a festival every month during the summer and fall "
    0
    Flag
  • Jmsmith1990
    "trustworthy group of individuals, left packages on our doorstep and none have disappeared. I have borrowed from neighbors and all have been very generous"
    0
    Flag
  • Orlando W.
    "The neighborhood is a dog friendly area and people are very friendly. I like the area for that reason as well. When my grand babies come over I feel safe with them playing out side."
    0
    Flag
  • Skloeker01
    "Schools are improving and there is a general sense of community that has developed strongly over the last 8 to 10 years."
    0
    Flag
  • Debra H.
    "there are 4 buses that I can take to get downtown so if I miss one there are 3 others I can take. it gets me where I need to go"
    6
    Flag
  • Alicia H.
    "Alot of events in the main Strauss area threw out the year. It's known as a German town. Food pubs year around. then festivals Mardi gras ect. It's a beautiful city. any day of the year just for a walk by the river for the view "
    12
    Flag
  • Aaron.henderson33
    "My neighborhood has a great community feel. It’s safe and convenient but still secluded enough to feel private"
    0
    Flag
  • Charles H.
    "All kinds of events put on by the Mainstrasse council during the holidays. Halloween costume contest and animal parades, tree lightings etc"
    0
    Flag
  • Donna
    "Street parties in main Strauss are always fun and family friendly. We’re also close to other towns who throw events. "
    1
    Flag
  • Shelli.rowland
    "I’ve lived here for 10 yrs. we live in the oldest settlement in Covington. The neighbors are kind and we have a great walking neighborhood. "
    15
    Flag
  • TJ
    "It’s been very enjoyable. The neighborhood is quiet and the area is well kept. I have been here for a year and so far so good."
    12
    Flag
  • Lacie H.
    "It’s home to me! I’ve grown up here. The community sticks together, we are one big family. I’m safe here. Positive out-ways the negative."
    2
    Flag
  • Jessezetko
    "great access to TANK services, bus stop around every corner. Uber and Lyft is everywhere for people who can't or don't drive. Not any bad traffic besides when there are crashes on Madison."
    6
    Flag
  • Dan M.
    "A quick and easy access to 75, 71, 74, and 275. The perfect in between location! Downtown is only an 8 minute drive. Uber and Lyft rides downtown are on average about $12. "
    0
    Flag
  • Rob B.
    "There are lots of families moving into the city and the parks and restaurants are wonderful. The city is actively working to improve life for the city’s residents. "
    0
    Flag
  • Daisy W.
    "German heritage, gentrification, goetta fest, may fest, Madison theater, garden tours, biking and walking to work!"
    0
    Flag

Market trends in Covington

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$230K
Sale-to-List Price
99.7%
0.6%MoM
Price per sq ft
$169
$1MoM
Available listings
207
14MoM

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1823 Euclid Ave, Covington, KY
0.27
Single-Family Home
$145,000
11/14/25
1
1
728
2204 Howell St, Covington, KY
0.07
Single-Family Home
$99,900
08/31/26
2
1
1,056
2408 Warren St, Covington, KY
0.20
Single-Family Home
$175,000
07/08/26
2
1
1,061
2442 Warren St, Covington, KY
0.29
Single-Family Home
$191,500
10/30/25
2
1
814
1629 Russell St, Covington, KY
0.46
Single-Family Home
$164,000
04/23/26
1
1
736
418 W 16th St, Covington, KY
0.54
Single-Family Home
$118,000
01/28/26
1
1
660
1705 Euclid Ave, Covington, KY
0.41
Single-Family Home
$115,000
11/06/25
1
1
800

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
2023 Howell St, Covington, KY 41014
0.03
$253,700
4
2
1,856
Off Market
411 W 21st St, Covington, KY 41014
0.01
$257,400
3
2.5
1,838
Off Market
2011 Howell St, Covington, KY 41014
0.05
$189,000
3
1.5
1,104
Recently Sold
332 W 21st St, Covington, KY 41014
0.06
$167,000
3
1.5
1,120
Recently Sold
501 W 21st St, Covington, KY 41014
0.01
$225,000
3
2
968
For Sale
2113 Howell St, Covington, KY 41014
0.03
$188,000
2
2
901
Recently Sold
2110 Howell St, Covington, KY 41014
0.06
$215,100
Studio
-
2,150
Off Market
416 W 22nd St, Covington, KY 41014
0.02
$175,000
2
2
900
Recently Sold
2010 Howell St, Covington, KY 41014
0.08
$295,000
4
2
2,490
Recently Sold
2005 Howell St, Covington, KY 41014
0.08
$177,100
3
1
1,083
Off Market
509 W 21st St, Covington, KY 41014
0.03
$155,000
2
1
-
Recently Sold

Price and Tax history

DateEventPrice
Sep 22, 2026
Source: NKMLS #646778
PriceChange
$165,000
Price decreased by 2%
Sep 18, 2026
Source: NKMLS #646778
Listed For Sale
$168,000
Apr 5, 2025
Source: Zillow Rentals
ListingRemoved
$1,200
Mar 21, 2025
Source: Zillow Rentals
Listed For Rent
$1,200
Oct 21, 2024
Source: NKMLS #625847
Sold
$135,000

LGBTQ Local Legal Protections

Caitlyn Campbell, Haven Homes Group
Agent Phone: (859) 640-0952
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Zillow, Inc. are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

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Frequently asked questions about 415 W 21st St

  • What is the estimated monthly payment for 415 W 21st St?
    Based on a $165,000 list price with 20% down at today's rates, the estimated monthly payment for 415 W 21st St in Covington, KY is approximately $1,111 (about $903 principal & interest, $133 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 415 W 21st St compare to homes in Covington?
    415 W 21st St in Covington, KY is listed at $165,000, about 28% below the $230K median sale price in Covington.
  • What do residents say about Covington?
    Residents describe Covington, KY as pedestrian-friendly, dog-friendly, and well-kept. See homes for sale in Covington, KY.
  • What are the closest schools to 415 W 21st St?
    The closest schools to 415 W 21st St in Covington, KY are Glenn O Swing Elementary School (rated 7/10), Holmes High School (rated 1/10), Holmes Middle School (rated 3/10).
  • Does 415 W 21st St have air conditioning?
    Yes, 415 W 21st St in Covington, KY has air conditioning.
  • Does 415 W 21st St have laundry facilities?
    Yes, 415 W 21st St in Covington, KY has in-unit laundry.
415 W 21st St, Covington, KY 41014 is a 1 bedroom, 1 bathroom, 722 sqft single-family home. This property is currently available for sale and was listed by NKMLS on Sep 18, 2026. The MLS # for this home is MLS# 646778.