406 Prospect St, Elgin, IL 60120
OFF MARKET

406 Prospect St
Elgin, IL 60120

Northeastern Elgin
  • 8 Beds
  • 4 Baths
  • 4,416 sqft (on 0.25 acres)

$609,300

Trulia Estimate
as of Jun 6, 2026
Est. Refi. Payment $4,131/mo*
Refinance Your Home

$609,300

Trulia Estimate
as of Jun 6, 2026
Est. Refi. Payment $4,131/mo*
Refinance Your Home
8 Beds
4 Baths
4,416 sqft
(on 0.25 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

****** MULTIPLE OFFERS HIGHEST AND BEST DUE 6/3/13 BY NOON *********THIS IS A FREDDIE MAC HOMESTEPS PROPERTY THIS HOME IS being SOLD AS-IS. *****CASH OFFERS ONLY DUE TO VANDILISM COPPER WATER LINE HAVE BEEN TAKEN FROM BASEMENT AND UNIT 1 and 2. ALSO BASEBOARD HEATING UNITS HAVE BEEN TAKEN******
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources.

Home Highlights

Parking
No Info
Outdoor
No Info
A/C
Heating only
HOA
None
Price/Sqft
No Info
Listed
Less than a day ago

Home Details for 406 Prospect St

Interior Features

Interior Details
BasementNumber of Rooms: 20
Heating & Cooling
Heating: Other, GasHeating Fuel: Other
Levels, Entrance, & Accessibility
Stories: 2

Exterior Features

Exterior Home Features
Roof: OtherExterior: Stucco
Parking & Garage
Parking Spaces: 6

Property Information

Year Built
Year Built: 1900
Property Type / Style
Property Type: Multi FamilyArchitecture: Other

Community

Units in Building: 1

Lot Information

Lot Area: 10890 sqft

Price History for 406 Prospect St

DatePriceEventSource
09/29/2021$462,500Sold
MRED as distributed by MLS GRID #11159891
07/28/2021$380,000ContingentMRED as distributed by MLS GRID #11159891
07/17/2021$380,000Listed For SaleMRED as distributed by MLS GRID #11159891
07/05/2013$126,406Sold
MRED as distributed by MLS GRID #08293557
05/29/2013$89,900Listed For SaleAgent Provided
04/05/2013$89,900ListingRemovedAgent Provided
03/18/2013$89,900Listed For SaleAgent Provided
04/17/2012$229,000ListingRemovedAgent Provided
03/26/2012$229,000PriceChange
Agent Provided
01/23/2011$259,900Listed For SaleAgent Provided
07/30/2007$290,000Sold
N/A
06/04/1996$140,000Sold
N/A

Market trends in Elgin

Last updated April 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$303K
$8.17KMoM
Sale-to-List Price
99.6%
0.2%MoM
Price per sq ft
$202
$4MoM
Available listings
204
16MoM
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Property Tax and Assessment

Year2024
Tax$9,617
Assessment$360,525
Home facts updated by county records

Comparable Sales for 406 Prospect St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
356-358 N Spring St, Elgin, IL
0.15
Multi-Family Home
$393,933
09/26/25
6
3
-
258-260 Ann St, Elgin, IL
0.07
Multi-Family Home
$235,000
04/21/26
6
2
-
262 N Spring St #64, Elgin, IL
0.23
Multi-Family Home
$575,000
11/24/25
11
4
-
265 Center St, Elgin, IL
0.18
Multi-Family Home
$285,000
12/04/25
4
3
-
96 S Crystal St, Elgin, IL
0.86
Multi-Family Home
$375,000
05/08/26
6
6
2,550
376 Jefferson Ave, Elgin, IL
0.29
Multi-Family Home
$295,000
12/22/25
3
2
-
528 E Chicago St, Elgin, IL
0.73
Multi-Family Home
$397,000
12/12/25
4
4
-
310 Hill Ave, Elgin, IL
0.48
Multi-Family Home
$322,000
08/06/25
4
2
-
330 W Highland Ave, Elgin, IL
0.78
Multi-Family Home
$435,000
12/03/25
4
3
-
453 E Chicago St, Elgin, IL
0.65
Multi-Family Home
$293,000
11/14/25
4
2.5
-

Nearby homes

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Assigned Schools

These are the assigned schools for 406 Prospect St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Northeastern Elgin
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Northeastern Elgin

At least 27 Trulia users voted on each feature.

  • 97 % Say there are sidewalks

  • 84 % Say it's dog friendly

  • 77 % Say parking is easy

  • 77 % Say yards are well-kept

  • 76 % Say streets are well-lit

  • 74 % Say kids play outside

  • 70 % Say there's holiday spirit

  • 69 % Say car is needed

  • 65 % Say it's walkable to restaurants

  • 64 % Say people would walk alone at night

  • 59 % Say it's quiet

  • 56 % Say they plan to stay for at least 5 years

  • 55 % Say it's walkable to grocery stores

  • 53 % Say there's wildlife

  • 45 % Say neighbors are friendly

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Maya S.
    "Many families with children. Parents help Watch all kids. Right on bus line. Close to I-90. Grocery stores are nearby and lots of parks for kids to play at. "
    7
    Flag
  • Tarantula.paul
    "There are no fences allowed for big dogs and, no open off leash spaces, but there are a couple on leash parks around."
    0
    Flag
  • Gavina777
    "Very family oriented, safe, and great neighbors. Easy access to route 90. Also, not a lot of traffic or cars on the street. "
    3
    Flag
  • Stormyjl
    "The street parking from other neighbors in front of our house was terrible! Too much noise and drama "
    1
    Flag
  • scruz
    "Live here. Quiet and friendly neighbors. Very clean area."
    1
    Flag
  • historicelgin
    "Everyone loves our neighborhood! We have an organized neighborhood association and many friendly neighbors who host weekly get togethers in the summer. Many neighbors are active in the community and are long time residents. Caring neighbors, historic homes, and true friendliness make this the neighborhood many people aspire to move to. The amenities include a community built play park at McKinley School, easy access to the bike path, close to downtown with wonderful ethnic restaurants, close to The Centre (Elgin's rec center), 10 minutes from Metra trains into Chicago, 5 minutes from a library that garnered the top national library award last year. "
    0
    Flag
  • Carlos R.
    "I have visit this area and stay around, so I recommend this area because is safe, Nice people, Good for families with kids, for couples and for any retiree"
    4
    Flag

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Homes for sale near 406 Prospect St

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Off Market Homes Near 406 Prospect St

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Homes for rent near 406 Prospect St

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406 Prospect St, Elgin, IL 60120 is a 8 bedroom, 4 bathroom, 4,416 sqft multi-family built in 1900. 406 Prospect St is located in Northeastern Elgin, Elgin. This property is not currently available for sale. 406 Prospect St was last sold on Sep 29, 2021 for $462,500. The current Trulia Estimate for 406 Prospect St is $609,300.