$98,800
3 Beds
2 Baths
1,028 sqft
406 Oneida St, Waterloo, IA 50703
Est. Refi. Payment $703/mo*
Refinance Your HomeCurrently Off Market - Sold Dec 15, 2025 for $60,000 (14% below list price)
Home Value
Trulia Estimate
$98.8KSince last month
Decreased$1K (-1.2%)Since last year
Increased$11K (+12%)Since last sale
Increased$39K (+64.7%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +112% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| August 2026 | $99K |
| August 2026 | $98K |
| July 2026 | $100K |
| June 2026 | $105K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.16 | Single-Family Home | $66,000 | 12/15/25 | 3 | 2 | 1,024 | |
0.15 | Single-Family Home | $40,000 | 07/30/26 | 3 | 1 | 1,248 | |
0.07 | Single-Family Home | $25,000 | 12/12/25 | 2 | 1 | 1,056 | |
0.07 | Single-Family Home | $74,500 | 03/20/26 | 2 | 1 | 616 | |
0.15 | Single-Family Home | $135,000 | 12/23/25 | 3 | 1 | 1,092 | |
0.52 | Single-Family Home | $60,000 | 09/11/25 | 3 | 1 | 1,204 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.04 | $135,700 | 4 | 1 | 1,284 | Off Market | |
0.07 | $25,000 | 2 | 1 | 1,056 | Recently Sold | |
0.07 | $74,500 | 2 | 1 | 616 | Recently Sold | |
0.12 | $89,400 | 3 | 1 | 1,536 | Off Market | |
0.11 | $134,600 | 5 | 2 | 1,970 | Off Market | |
0.14 | $184,500 | 4 | 1 | 1,406 | Off Market | |
0.15 | $135,000 | 3 | 1 | 1,092 | Recently Sold | |
0.14 | $134,900 | 3 | 2 | 1,802 | For Sale | |
0.16 | $66,000 | 3 | 2 | 1,024 | Recently Sold |
Local Information
- Map ViewExplore the area around 406 Oneida St.
- Schools1 Preschool School1 Elementary School1 Middle School1 High School
- Shop & Eat
-- mins to
Home Highlights
Single-Family Home
Built in 2004
1,028 sqft
$58/sqft
About this House
Welcome to this charming 3-bedroom, 2-bathroom single-story home offering a bright open living area filled with natural light, an updated and functional kitchen, and a spacious primary suite with its own private bath. Two additional bedrooms provide flexibility for guests, a home office, or a growing family, while the clean, well-designed bathrooms add comfort and convenience. This property is move-in ready and ideal for both homeowners and investors—whether you're seeking a reliable long-term rental, a short-term rental opportunity, or a low-maintenance addition to your portfolio. Well-maintained, versatile, and full of potential, this home delivers comfort, convenience, and strong investment appeal.
406 Oneida St, Waterloo, IA 50703 is a 3 bedroom, 2 bathroom, 1,028 sqft single-family home in Unity, built in 2004. It last sold for $60,000 on Dec 15, 2025 (14% below the $69,999 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $98,800, with a rent estimate of $1,219/month.
Last check for updates: about 9 hours ago
Listed by Chase Lyons, (319) 939-7334
Oakridge Real Estate
Bought with: Selvedina Samardzic, (319) 830-4650, Vine Valley Real Estate
Source: Northeast Iowa Regional BOR as distributed by MLS GRID, MLS#20255600
Home Details for 406 Oneida St
|
|---|
Interior Details Basement: NoneNumber of Rooms: 3 |
Beds & Baths Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2 |
Dimensions and Layout Living Area: 1028 Square Feet |
Heating & Cooling Heating: Forced AirNo CoolingAir Conditioning: NoneHas HeatingHeating Fuel: Forced Air |
Fireplace & Spa Fireplace: NoneNo Fireplace |
|
|---|
Exterior Home Features Roof: Shingle |
Parking & Garage Parking: None |
Frontage Road Surface Type: Gravel |
Water & Sewer Sewer: Public Sewer |
|
|---|
Cumulative Days on Market: 4 |
|
|---|
Year Built Year Built: 2004 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family Residence |
Building Construction Materials: Vinyl SidingNo Additional Parcels |
Property Information Parcel Number: 891324258002 |
|
|---|
Price List Price: $69,999Price Per Sqft: $58/sqft |
Status Change & Dates Off Market Date: Mon Nov 17 2025 |
|
|---|
MLS Status: Closed |
|
|---|
Direction & Address City: WaterlooCommunity: HOWREY & MCWILLIAMS ADDITION |
School Information Elementary School: CunninghamJr High / Middle School: George Washington Carver AcademyHigh School: East High |
|
|---|
Lot Area: 5662.8 sqft |
|
|---|
Special Conditions: Standard |
|
|---|
Mls Number: 20255600 |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Dec 15, 2025 Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255600 | Sold | $60,000 |
Nov 17, 2025 Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255600 | Pending | $69,999 |
Nov 14, 2025 Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255600 | Listed For Sale | $69,999 |
Mar 17, 2005 Source: N/A | Sold | $297,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $945 | $55,130 |
Home facts updated by county records
Market trends in Waterloo
Last updated July 2026
Avg. sale price
$194K
$6KMoM
Sale-to-List Price
99.1%
0.1%MoM
Price per sq ft
$126
$0MoM
Available listings
242
5MoM
Around this home
Neighborhood Overview
Neighborhood stats provided by third party data sources.
What Locals Say about Unity
At least 2 Trulia users voted on each feature.
100 % Say yards are well-kept
100 % Say it's dog friendly
100 % Say car is needed
75 % Say neighbors are friendly
75 % Say there are sidewalks
67 % Say people would walk alone at night
67 % Say parking is easy
50 % Say it's walkable to restaurants
50 % Say it's quiet
50 % Say there's wildlife
50 % Say kids play outside
50 % Say there's holiday spirit
50 % Say there are community events
50 % Say streets are well-lit
Sourced by Trulia users. Learn more about our methodology.
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.
Based on information submitted to the MLS GRID as of 2026-09-08 10:02:35 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
Based on information submitted to the MLS GRID as of 2026-09-08 10:02:35 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
Frequently asked questions about 406 Oneida St
- What is 406 Oneida St estimated to be worth?Trulia's estimated value for 406 Oneida St in Waterloo, IA is $98,800.
- What is the price history for 406 Oneida St?406 Oneida St in Waterloo, IA last sold for $60,000 in December 2025.
- Is Waterloo a buyer's or seller's market?Waterloo is currently a seller's market, based on recent for-sale activity.
- What's the median sale price in Waterloo?The median sale price in Waterloo is $194K. That is up $6K from the prior month.
- How big is the lot at 406 Oneida St?The lot at 406 Oneida St in Waterloo, IA is about 0.13 acres (5,663 sq ft).
Explore by feature - Pet Friendly
PET FRIENDLY$795 - $1,200/mo1-3 bd1-2 baLantern Square Apartments Spacious 1, 2 & 3 Bedrooms | 1141 Lantern Sq,
Waterloo, IA 50701
PET FRIENDLYFURNISHED
PET FRIENDLY
SPECIAL OFFERPET FRIENDLY
PET FRIENDLYFURNISHED
SPECIAL OFFERPET FRIENDLY
PET FRIENDLY
PET FRIENDLY
APPLY INSTANTLYPET FRIENDLY
NEW - 10 HRS AGOPET FRIENDLY
Explore by feature - Garage
- PET FRIENDLY$795 - $1,200/mo1-3 bd1-2 baLantern Square Apartments Spacious 1, 2 & 3 Bedrooms | 1141 Lantern Sq,
Waterloo, IA 50701 
APPLY INSTANTLY
APPLY INSTANTLY- APPLY INSTANTLYPET FRIENDLY
NEW - 1 DAY AGOPET FRIENDLY
PET FRIENDLY
PET FRIENDLY
APPLY INSTANTLY
APPLY INSTANTLY
Explore by feature - Air Conditioning
- PET FRIENDLY$795 - $1,200/mo1-3 bd1-2 baLantern Square Apartments Spacious 1, 2 & 3 Bedrooms | 1141 Lantern Sq,
Waterloo, IA 50701 - PET FRIENDLYFURNISHED
- PET FRIENDLY
- PET FRIENDLYFURNISHED
- APPLY INSTANTLY
- APPLY INSTANTLYPET FRIENDLY
- PET FRIENDLY
PET FRIENDLY
Explore by feature - Washer/dryer
- PET FRIENDLYFURNISHED
- PET FRIENDLY
- PET FRIENDLYFURNISHED
- APPLY INSTANTLY
- PET FRIENDLY
- APPLY INSTANTLY
- APPLY INSTANTLYPET FRIENDLY
- NEW - 10 HRS AGOPET FRIENDLY
Explore by feature - Outdoor Space
- PET FRIENDLY
APPLY INSTANTLYPET FRIENDLY
APPLY INSTANTLYPET FRIENDLY
APPLY INSTANTLYFURNISHED
APPLY INSTANTLY
PET FRIENDLY
PET FRIENDLY
PET FRIENDLY
Apartments for Rent
- PET FRIENDLY
- PET FRIENDLYFURNISHED
- PET FRIENDLY
- PET FRIENDLY
- PET FRIENDLY
- PET FRIENDLYFURNISHED
- APPLY INSTANTLY
- PET FRIENDLY
See more homes for rent inWaterloo
Off Market Homes Near 406 Oneida St
SOLDSEP 3, 2026Mersiha Mustedanagic, Oakridge Real Estate, Northeast Iowa Regional BOR as distributed by MLS GRID
SOLDAUG 31, 2026Marty Stoakes, Martin Inc. Realtors, Northeast Iowa Regional BOR as distributed by MLS GRID
SOLDAUG 31, 2026Marty Stoakes, Martin Inc. Realtors, Northeast Iowa Regional BOR as distributed by MLS GRID
SOLDAUG 31, 2026Janae M Ohrt, Century 21 Signature RE- Cedar Falls, Northeast Iowa Regional BOR as distributed by MLS GRID
SOLDAUG 28, 2026Sherri Wilson, Fischels Residential Group, Northeast Iowa Regional BOR as distributed by MLS GRID
SOLDAUG 27, 2026Sherri Wilson, Fischels Residential Group, Northeast Iowa Regional BOR as distributed by MLS GRID
SOLDAUG 27, 2026Gerald Sorensen, Re/Max Concepts, Northeast Iowa Regional BOR as distributed by MLS GRID
SOLDAUG 21, 2026Edita Begic, Vine Valley Real Estate, Northeast Iowa Regional BOR as distributed by MLS GRID- SOLDAUG 21, 2026
SOLDAUG 20, 2026Gina M Lewis, Jordan Real Estate, Inc., Northeast Iowa Regional BOR as distributed by MLS GRID
See more homes for sale inWaterloo
Homes for sale near 406 Oneida St
Justin L Finn, Four Seasons Realtors, Northeast Iowa Regional BOR as distributed by MLS GRID
0.26 ACRESLuther Holmes, Berkshire Hathaway Home Serv, Northeast Iowa Regional BOR as distributed by MLS GRID
Lynette D Sorensen, Re/Max Concepts, Northeast Iowa Regional BOR as distributed by MLS GRID
Lynette D Sorensen, Re/Max Concepts, Northeast Iowa Regional BOR as distributed by MLS GRID
Rick Bauer, Re/Max Concepts, Northeast Iowa Regional BOR as distributed by MLS GRID
Ron Garris, Crb,Crs, AWRE-Commercial & Development, Northeast Iowa Regional BOR as distributed by MLS GRID
Amy Wienands, AWRE, EXP Realty, LLC, Northeast Iowa Regional BOR as distributed by MLS GRID
Lynette D Sorensen, Re/Max Concepts, Northeast Iowa Regional BOR as distributed by MLS GRID
Ethan D Jennings, Oakridge Real Estate, Northeast Iowa Regional BOR as distributed by MLS GRID
Scott Norris, Fischels Residential Group, Northeast Iowa Regional BOR as distributed by MLS GRID- See more homes for sale inWaterloo
- Results are loading