407 Locust St, Waterloo, IA 50701
Property image
Property image
SOLD
AUG 31, 2026

$77,320

Last sold price
  • 3 Beds
  • 1 Bath
  • 1,272 sqft

407 Locust St, Waterloo, IA 50701

Church Row Historic
Est. Refi. Payment $567/mo*
Refinance Your Home
Currently Off Market - Sold Aug 31, 2026 for $77,320 (8% below list price)

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
610 Baltimore St, Waterloo, IA
0.27
Single-Family Home
$98,400
04/20/26
3
1
1,248
726 W 2nd St, Waterloo, IA
0.23
Single-Family Home
$47,000
11/14/25
3
1
1,716
931 Leavitt St, Waterloo, IA
0.40
Single-Family Home
$65,000
09/22/25
3
1
1,102
719 W 1st St, Waterloo, IA
0.26
Single-Family Home
$69,900
04/20/26
2
1
964
403 Belmont Ave, Waterloo, IA
0.38
Single-Family Home
$104,000
03/25/26
3
1.5
1,462
1115 W 2nd St, Waterloo, IA
0.16
Single-Family Home
$100,000
11/24/25
4
1.5
1,619
524 Vermont St, Waterloo, IA
0.35
Single-Family Home
$72,000
06/11/26
4
1.5
1,477

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
926 W 3rd St, Waterloo, IA 50701
0.04
$72,900
3
1
1,107
Off Market
914 W 3rd St, Waterloo, IA 50701
0.05
$85,000
5
1.5
1,741
Off Market
404 Allen St, Waterloo, IA 50701
0.05
$249,900
3
2.5
2,132
For Sale
312 Allen St, Waterloo, IA 50701
0.07
$69,700
4
2
1,872
Off Market
1012 W 3rd St, Waterloo, IA 50701
0.06
$61,500
3
2
2,278
Off Market
310 Allen St, Waterloo, IA 50701
0.08
$92,000
3
1
1,160
Off Market
413 Western Ave, Waterloo, IA 50701
0.07
$69,600
3
1
1,150
Off Market
321 Western Ave, Waterloo, IA 50701
0.09
$107,800
Studio
-
2,826
Off Market
918-920 W 4th St, Waterloo, IA 50702
0.07
$184,999
2
1
1,152
For Sale
928 W 2nd St, Waterloo, IA 50701
0.11
$20,000
4
2
1,568
Recently Sold
1018 W 2nd St, Waterloo, IA 50701
0.13
$51,069
3
1.5
1,616
Recently Sold

Local Information

  • Map ViewExplore the area around 407 Locust St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1900
1,272 sqft
$61/sqft

About this House

Charming 3-bedroom, 1-bathroom house with approximately 1,272 square feet of living space. It features beautiful woodwork, built-in bookshelves in the dining room/library area, and includes a stove, refrigerator, washer, and dryer. You'll love the bathroom with all new fixtures, new windows, and new paint and flooring throughout. Call for an easy showing today!
407 Locust St, Waterloo, IA 50701 is a 3 bedroom, 1 bathroom, 1,272 sqft single-family home in Church Row Historic, built in 1900. It last sold for $77,320 on Aug 31, 2026 (8% below the $84,000 asking price). More recently, it was listed as a rental in May 2020 with an asking price of $750 per month. That rental listing was removed on June 6, 2020. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate rent is $1,010/month.
Last check for updates: about 14 hours ago
Listed by Marty Stoakes, (319) 240-7171
Martin Inc. Realtors
Bought with: Marty Stoakes, (319) 240-7171, Martin Inc. Realtors
Source: Northeast Iowa Regional BOR as distributed by MLS GRID, MLS#20255576

Home Details for 407 Locust St

Interior Features

Interior Details
Basement: BlockNumber of Rooms: 3
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 1272 Square Feet
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Fireplace: NoneNo Fireplace

Exterior Features

Exterior Home Features
Roof: Asphalt
Parking & Garage
Parking: None
Frontage
Road Surface Type: Gravel
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 251

Property Information

Year Built
Year Built: 1900
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Aluminum SidingNo Additional Parcels
Property Information
Parcel Number: 891326328019

Price & Status

Price
List Price: $84,000Price Per Sqft: $61/sqft
Status Change & Dates
Off Market Date: Mon Jul 20 2026

Active Status

MLS Status: Closed

Location

Direction & Address
City: Waterloo
School Information
Elementary School: Irving Elementary - WlooJr High / Middle School: Central IntermediateHigh School: West High - Waterloo

Lot Information

Lot Area: 6969.6 sqft

Listing Info

Special Conditions: Standard

Miscellaneous

BasementMls Number: 20255576

Price and Tax history

DateEventPrice
Aug 31, 2026
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255576
Sold
$77,320
Jul 21, 2026
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255576
Pending
$84,000
Jun 8, 2026
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255576
PriceChange
$84,000
Price decreased by 1%
Mar 16, 2026
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255576
PriceChange
$85,000
Price decreased by 4%
Dec 2, 2025
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255576
PriceChange
$89,000
Price decreased by 3%

Market trends in Waterloo

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$188K
$6KMoM
Sale-to-List Price
99.0%
0.1%MoM
Price per sq ft
$122
$3MoM
Available listings
257
15MoM

Around this home

Neighborhood Overview

Church Row Historic
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Church Row Historic

At least 6 Trulia users voted on each feature.

  • 88 % Say yards are well-kept

  • 86 % Say there are sidewalks

  • 83 % Say car is needed

  • 70 % Say it's dog friendly

  • 56 % Say parking is easy

  • 50 % Say kids play outside

  • 40 % Say it's walkable to grocery stores

  • 33 % Say there's holiday spirit

  • 32 % Say neighbors are friendly

  • 29 % Say streets are well-lit

  • 25 % Say there's wildlife

  • 25 % Say it's quiet

  • 25 % Say they plan to stay for at least 5 years

  • 14 % Say people would walk alone at night

Sourced by Trulia users. Learn more about our methodology.

LGBTQ Local Legal Protections

IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.
Based on information submitted to the MLS GRID as of 2026-09-12 00:17:34 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

Frequently asked questions about 407 Locust St

  • What is the price history for 407 Locust St?
    407 Locust St in Waterloo, IA last sold for $77,320 in August 2026.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a balanced market, based on recent for-sale activity.
  • What's the median sale price in Waterloo?
    The median sale price in Waterloo is $188K. That is down $6K from the prior month.
  • What do residents say about the Church Row Historic neighborhood?
    Residents describe the Church Row Historic neighborhood in Waterloo, IA as well-kept, pedestrian-friendly, and dog-friendly. See recently sold homes in Church Row Historic, Waterloo.
  • Does 407 Locust St have air conditioning?
    Yes, 407 Locust St in Waterloo, IA has air conditioning.
  • How big is the lot at 407 Locust St?
    The lot at 407 Locust St in Waterloo, IA is about 0.16 acres (6,970 sq ft).

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Apartments for Rent

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Off Market Homes Near 407 Locust St

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