103 Summit Ave, Waterloo, IA 50701
Property image
Property image
FOR SALE

$119,900

  • 3 Beds
  • 1 Bath
  • 1,130 sqft

103 Summit Ave, Waterloo, IA 50701

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Home Highlights

Parking
Garage
Outdoor
Yes
HOA
None
Price/Sqft
$106
Climate Control
Forced Air, Natural Gas & Central Air, Ceiling Fans
Listed
4 days ago

Local Information

  • Map ViewExplore the area around 103 Summit Ave.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome home to this charming 1½-story home offering 3 bedrooms, 1 bath, and plenty of updates throughout! Enjoy two enclosed porches, including a welcoming front porch that’s perfect for relaxing with your favorite beverage. Inside, you’ll find hardwood floors and a nicely updated kitchen and countertops, with appliances that are less than two years old. The upper level features new windows and new flooring, adding to the many improvements already completed. The unfinished lower level provides plenty of room for storage and additional possibilities. The furnace, central air, and water heater have all recently been checked and are in good working order, and a new sewer line has been installed out back. With its combination of character, updates, and comfortable living spaces, this home is ready for its next owner!
Last check for updates: about 14 hours ago
Listing courtesy of Karmen R Schwake, (319) 239-1281
Oakridge Real Estate
Source: Northeast Iowa Regional BOR as distributed by MLS GRID, MLS#20264043
Also Listed on Northeast Iowa Regional BOR as distributed by MLS GRID.

Home Details for 103 Summit Ave

Interior Features

Interior Details
Basement: Block,Concrete,UnfinishedNumber of Rooms: 3
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 1130 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Dryer, Disposal, Free-Standing Range, Refrigerator, Washer, Gas Water HeaterDishwasherDisposalDryerLaundry: Lower LevelRefrigeratorWasher
Heating & Cooling
Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Ceiling Fan(s),Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Fireplace: NoneNo Fireplace
Windows, Doors, Floors & Walls
Flooring: Hardwood
Levels, Entrance, & Accessibility
Floors: Hardwood
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: Shingle AsphaltPatio / Porch: EnclosedFencing: Fenced
Parking & Garage
Number of Carport Spaces: 2Number of Covered Spaces: 2GarageParking Spaces: 2Parking: Detached Garage,Garage Door Opener,Oversized
Frontage
Road Surface Type: Alley Paved, Hard Surface Road
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (below surface): 335 Square Feet

Days on Market

Cumulative Days on Market: 4Days on Market: 4

Property Information

Year Built
Year Built: 1907
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Aluminum SidingNo Additional Parcels
Property Information
Parcel Number: 891327433012

Price & Status

Price
List Price: $119,900Price Per Sqft: $106

Active Status

MLS Status: ACTIVE

Location

Direction & Address
City: Waterloo
School Information
Elementary School: Irving Elementary - WlooJr High / Middle School: Hoover IntermediateHigh School: West High - Waterloo

Agent Information

Listing Agent
Listing ID: 20264043

Community

Community Features: Sidewalks

HOA

HOA Fee: No HOA Fee

Lot Information

Lot Area: 3920.4 sqft

Listing Info

Special Conditions: Standard

Miscellaneous

BasementMls Number: 20264043

Additional Information

Sidewalks

Around this home

What Locals Say about Waterloo

At least 264 Trulia users voted on each feature.

  • 89 % Say car is needed

  • 83 % Say yards are well-kept

  • 80 % Say parking is easy

  • 77 % Say it's dog friendly

  • 70 % Say there's holiday spirit

  • 66 % Say kids play outside

  • 64 % Say there are sidewalks

  • 48 % Say it's quiet

  • 47 % Say neighbors are friendly

  • 47 % Say people would walk alone at night

  • 44 % Say streets are well-lit

  • 42 % Say there's wildlife

  • 42 % Say they plan to stay for at least 5 years

  • 33 % Say it's walkable to grocery stores

  • 29 % Say it's walkable to restaurants

  • 20 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Misslindsayb
    "Centrally located, traffic can be heavy/frustrating. You can make good time if you hit the stoplights just right, which is hard to do most days. "
    0
    Flag
  • Susanward13
    "Consider this a safe neighborhood and there are lots of kids living here. A policeman lives on the street."
    0
    Flag
  • Jovanti Rucker
    "It is very busy most of the time the light are a headache. They’re a lot of lights to go through to get to where I need to go."
    0
    Flag
  • Dontreal3
    "It’s ok. It’s not the worst but it’s also not the best. "
    0
    Flag
  • Trulia User
    "Peacefully quiet neighborhood. neighbors keep to themselves mostly. Alot of dogs throughout the whole area, which is nice to know, it's a pet friendly area to live in. "
    4
    Flag
  • Trulia User
    "I’ve lived here for years mostly everybody that lives in the neighborhood is really nice & friendly but I live with my dad & trying to find my own apartment right now. "
    4
    Flag
  • Susan.wirtjes
    "This is a safe and friendly neighborhood. Kids play outside. We are close to good schools. Shopping is close by. "
    8
    Flag
  • Dominique K. .
    " The community is really good if you get into people like that. There is not a lot to do around here unless you have money. There are a lot of trains around. People have dogs around here a lot and I hear gunshots a lot. I grew up here so I don’t find it very exciting. Most people got to work come home and stay away from each other. "
    1
    Flag
  • Tali S.
    "Very quiet neighborhood other than the occasional car driving by & faint sound of trains. Great neighbors, mostly homeowners with kids & elderly."
    0
    Flag
  • Lache S.
    "... I don’t know I been here only a year and aside from the bad I seen few good most people stay to they self "
    0
    Flag
  • Holly W.
    "schools are over crowded and children are often let slip through the cracks in the education system here "
    1
    Flag
  • Charles A.
    "15 minutes to work. Waterloo is easy to get around and not a lot of traffic .... zzzz xxdrc then. Gyyhbb"
    1
    Flag
  • Lamont S.
    "Lots of retirees here now. Mixed bag for the rest. I had seen several first time owners buying in. Plenty of remodeling and renovations going on now too."
    4
    Flag
  • Trulia User
    "it has some nice people, with sketchy people mixed in. it's too loud with harleys speeding hard through here and people thumping music too loud at all hours. I would not recommend this neighborhood to a young professional person. "
    0
    Flag
  • Kimmy21920
    "Convenient location and traffic is not as congested as the big city. Used to be a great place, but not so much anymore."
    1
    Flag
  • Mkesterson79
    "Listening to gun shots and train whistles at night to fall asleep to. Creates a uniquely unpleasant experience. "
    0
    Flag
  • Trulia User
    "Would love a dog park close by, or even respectful owners who pick up after their dog when they walk them"
    6
    Flag
  • Chris Wright
    "I lived in neighborhood for ten years as a kid, I always love the area, would love to own a house in that again, hope in very near future."
    1
    Flag
  • Mary Sue Adams
    "Safe streets, quality neighbors,clean, near a park,rural feeling- plenty of room between everyone. Lots of family and open spaces, but still near shopping and eats."
    3
    Flag
  • Kathy Cox White Dickerson
    "I moved to this neighborhood last summer and love it. I feel safe and secure,and neighbors are very nice."
    0
    Flag
  • Aley S.
    "Is a small neighborhood and quite and seems like a very lovely place to have a family and there are a lot of kid in the neighborhood "
    2
    Flag
  • Aschot12
    "It's better than north Waterloo for crime and lots of shade trees. It's nice to be near to 4th street for convenience even with traffic noise. "
    0
    Flag

Market trends in Waterloo

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$194K
$6KMoM
Sale-to-List Price
99.1%
0.1%MoM
Price per sq ft
$126
$0MoM
Available listings
242
5MoM

Home Value

Trulia Estimate
$72.6K
Since last month
Increased$42K (+54.5%)
Since last year
Increased$35K (+42.6%)
Since last sale
Increased$54K (+82.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +65% in the last 10 years
MonthEstimated value
2026
August 2026$119K
July 2026$77K
June 2026$80K
May 2026$78K
April 2026$74K
March 2026$72K
February 2026$72K
January 2026$76K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
137 Summit Ave, Waterloo, IA
0.06
Single-Family Home
$55,000
10/01/25
2
1
1,042
313 Vermont St, Waterloo, IA
0.09
Single-Family Home
$45,000
11/17/25
3
1
1,332
200 Moir St, Waterloo, IA
0.20
Single-Family Home
$50,000
02/27/26
3
1
1,152
217 Reber Ave, Waterloo, IA
0.14
Single-Family Home
$123,000
11/05/25
3
1
1,582
1018 W 2nd St, Waterloo, IA
0.24
Single-Family Home
$51,069
11/25/25
3
1.5
1,616
1400 W 3rd St, Waterloo, IA
0.12
Single-Family Home
$64,000
01/09/26
3
1.5
2,071
209 Kingsley Ave, Waterloo, IA
0.31
Single-Family Home
$90,000
06/11/26
3
1
1,294
1621 W 3rd St, Waterloo, IA
0.20
Single-Family Home
$102,950
04/07/26
3
1
1,446

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
112 Summit Ave, Waterloo, IA 50701
0.03
$169,200
4
1.5
1,598
Off Market
246 Denver St, Waterloo, IA 50701
0.05
$88,100
2
1
1,216
Off Market
1318 W 2nd St, Waterloo, IA 50701
0.04
$53,000
4
2
1,804
Recently Sold
128 Summit Ave, Waterloo, IA 50701
0.05
$98,300
2
1
1,091
Off Market
137 Summit Ave, Waterloo, IA 50701
0.06
$56,500
2
1
1,042
Off Market
309 Vermont St, Waterloo, IA 50701
0.08
$93,300
3
1
1,144
Off Market
402 Sullivan Ave, Waterloo, IA 50701
0.07
$61,800
Studio
-
3,427
Off Market
207 Denver St, Waterloo, IA 50701
0.09
$92,500
2
1.5
1,420
Recently Sold
313 Vermont St, Waterloo, IA 50701
0.09
$45,000
3
1
1,332
Recently Sold
118 Reber Ave, Waterloo, IA 50701
0.08
$65,000
3
2
1,572
For Sale
305 Denver St, Waterloo, IA 50701
0.11
$93,000
4
1
1,588
Off Market

Price and Tax history

DateEventPrice
Aug 26, 2026
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20264043
Listed For Sale
$119,900
Nov 8, 2022
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20223180
Sold
$65,000
Oct 7, 2022
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20223180
Pending
$65,000
Sep 14, 2022
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20223180
PriceChange
$65,000
Price decreased by 7%
Aug 15, 2022
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20223180
PriceChange
$69,900
Price decreased by 7%

LGBTQ Local Legal Protections

Karmen R Schwake, Oakridge Real Estate
Agent Phone: (319) 239-1281
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.
Based on information submitted to the MLS GRID as of 2026-08-30 11:42:19 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

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Frequently asked questions about 103 Summit Ave

  • What is the estimated monthly payment for 103 Summit Ave?
    Based on a $119,900 list price with 20% down at today's rates, the estimated monthly payment for 103 Summit Ave in Waterloo, IA is approximately $844 (about $630 principal & interest, $139 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 103 Summit Ave compare to homes in Waterloo?
    103 Summit Ave in Waterloo, IA is listed at $119,900, about 38% below the $194K median sale price in Waterloo.
  • What do residents say about Waterloo?
    Residents describe Waterloo, IA as well-kept, easy to park in, and dog-friendly. Most residents say you need a car. See homes for sale in Waterloo, IA.
  • What are the closest schools to 103 Summit Ave?
    The closest schools to 103 Summit Ave in Waterloo, IA are Hoover Middle School (rated 6/10), Irving Elementary School (rated 5/10), West High School (rated 3/10).
  • Does 103 Summit Ave have air conditioning?
    Yes, 103 Summit Ave in Waterloo, IA has air conditioning.
  • Does 103 Summit Ave have laundry facilities?
    Yes, 103 Summit Ave in Waterloo, IA has in-unit laundry.
103 Summit Ave, Waterloo, IA 50701 is a 3 bedroom, 1 bathroom, 1,130 sqft single-family home built in 1907. This property is currently available for sale and was listed by Northeast Iowa Regional BOR as distributed by MLS GRID on Aug 26, 2026. The MLS # for this home is MLS# 20264043.