401 W Mill St, Waterloo, IL 62298
Property image
Property image
OFF MARKET

$277,600

Trulia Estimate
  • 4 Beds
  • 2 Baths
  • 2,466 sqft

401 W Mill St, Waterloo, IL 62298

Est. Refi. Payment $1,901/mo*
Refinance Your Home
Currently Off Market - Sold Aug 18, 2021 for $212,500

Home Value

Trulia Estimate
$278K
Since last month
Decreased$700 (-0.3%)
Since last year
Decreased$1K (-0.4%)
Since last sale
Increased$65K (+30.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +62% in the last 10 years
MonthEstimated value
2026
August 2026$278K
July 2026$278K
June 2026$281K
May 2026$285K
April 2026$279K
March 2026$277K
February 2026$271K
January 2026$265K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
108 Rau St, Waterloo, IL
0.07
Single-Family Home
$170,000
07/27/26
3
2
1,596
314 N Church St, Waterloo, IL
0.26
Single-Family Home
$226,100
07/09/26
4
2
2,268
227 N Moore St, Waterloo, IL
0.15
Single-Family Home
$167,500
04/02/26
3
1.5
1,408
412 Park St, Waterloo, IL
0.27
Single-Family Home
$265,000
04/29/26
4
2
1,254
239 N Main St, Waterloo, IL
0.36
Single-Family Home
$232,000
03/13/26
3
2
1,517
9 Kevin St, Waterloo, IL
0.27
Single-Family Home
$259,500
01/06/26
3
2
1,400
100 Lemen St, Waterloo, IL
0.14
Single-Family Home
$198,000
05/20/26
2
2
1,613
237 N Moore St, Waterloo, IL
0.21
Single-Family Home
$194,400
06/12/26
3
2.5
1,204
401 Park St, Waterloo, IL
0.22
Single-Family Home
$215,000
07/10/26
3
1
1,654
308 Walnut St, Waterloo, IL
0.34
Single-Family Home
$260,000
06/01/26
3
2.5
2,090

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
404-406 Flower St, Waterloo, IL 62298
0.02
$217,000
Studio
-
1,980
Recently Sold
203 Salisbury St, Waterloo, IL 62298
0.07
$239,200
2
2
2,130
Off Market
108 Rau St, Waterloo, IL 62298
0.07
$170,000
3
2
1,596
Recently Sold
206 N Library St, Waterloo, IL 62298
0.11
$300,200
4
2
1,626
Off Market
208 N Library St, Waterloo, IL 62298
0.12
$474,900
8
5
-
For Sale
218 Magnolia Ave, Waterloo, IL 62298
0.13
$175,000
2
1
1,031
Recently Sold
108 S Moore St, Waterloo, IL 62298
0.09
$40,000
2
-
1,134
Recently Sold
314 W 3rd St, Waterloo, IL 62298
0.12
$249,300
2
2
1,092
Off Market
320 W 3rd St, Waterloo, IL 62298
0.11
$152,400
2
3
1,008
Off Market
207 Flower St, Waterloo, IL 62298
0.15
$155,300
3
2
1,114
Off Market
311 N Library St, Waterloo, IL 62298
0.16
$225,700
3
1
1,010
Off Market
206 Magnolia Ave, Waterloo, IL 62298
0.16
$239,900
3
3
1,311
Recently Sold

Local Information

  • Map ViewExplore the area around 401 W Mill St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1900
Living Area
2,466 sqft
Price/Sqft
$113
Parking
Garage

About this House

Back on the market at no fault of Sellers. Take a stroll & enjoy some of the local restaurants, businesses & fun festivals held in downtown Waterloo. This 4 BD (master bed on main), 2 BA home checks all the boxes. House features beautiful original staircase, historic millwork, transom windows, pocket doors & every room is very spacious throughout! Owner has done many updates: interior painting, new kitchen appliances (2020), kitchen floor (2019), beadboard trim (2016), & pantry (2016); and upstairs bedroom & bathroom remodeled (2020). This home has not one, but THREE separate covered porches to sit & enjoy those summer nights. New exterior updates include a new pergola, repaired concrete sidewalks & new landscaping (all within the last 5 yrs). Large 2-car detached garage has plenty of room for storage. Washer & Dryer new in 2016 to be included! Roof is metal, meaning low maintenance! Duct work professionally cleaned in 2020! If you love older homes with character, this is it!
401 W Mill St, Waterloo, IL 62298 is a 4 bedroom, 2 bathroom, 2,466 sqft single-family home built in 1900. It last sold for $212,500 on Aug 18, 2021. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $277,600, with a rent estimate of $2,165/month.

Home Details for 401 W Mill St

Interior Features

Heating & Cooling
Heating: Forced Air, GasAir ConditioningCooling System: CentralHeating Fuel: Forced Air
Levels, Entrance, & Accessibility
Stories: 1.5
Interior Details
Types of Rooms: Walk In Closet
Appliances & Utilities
DishwasherMicrowaveRefrigerator

Property Information

Year Built
Year Built: 1900Year Updated: 1900
Property Type / Style
Property Type: Single Family HomeArchitecture: Other

Exterior Features

Exterior Home Features
Exterior: Wood
Parking & Garage
GarageParking: Garage Detached

Community

Units in Building: 1

Lot Information

Lot Area: 10018 sqft

Price and Tax history

DateEventPrice
Aug 18, 2021
Source: MARIS #21030912
Sold
$212,500
Jul 6, 2021
Source: RE/MAX International #21030912
Pending
$224,000
Jul 6, 2021
Source: MARIS #21030912
Contingent
$224,000
Jul 2, 2021
Source: MARIS #21030912
PendingToActive
$224,000
Jun 18, 2021
Source: RE/MAX International #21030912
Pending
$224,000

Market trends in Waterloo

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$293K
$7.5KMoM
Sale-to-List Price
—
Price per sq ft
$165
$2MoM
Available listings
45
14MoM

Around this home

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
    3
    Flag
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
    1
    Flag
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
    1
    Flag
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
    0
    Flag
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
    0
    Flag
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
    0
    Flag
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
    0
    Flag
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
    1
    Flag
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
    0
    Flag
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
    0
    Flag
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."
    0
    Flag

LGBTQ Local Legal Protections

Frequently asked questions about 401 W Mill St

  • What is 401 W Mill St estimated to be worth?
    Trulia's estimated value for 401 W Mill St in Waterloo, IL is $277,600.
  • What is the price history for 401 W Mill St?
    401 W Mill St in Waterloo, IL last sold for $212,500 in August 2021.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Waterloo?
    The median sale price in Waterloo is $293K. That is down $7.5K from the prior month.
  • Does 401 W Mill St have air conditioning?
    Yes, 401 W Mill St in Waterloo, IL has air conditioning.
  • How big is the lot at 401 W Mill St?
    The lot at 401 W Mill St in Waterloo, IL is about 0.23 acres (10,019 sq ft).

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