Listed by Sam Row, Keller Williams Pinnacle, (618) 208-6692
208 N Library St
Waterloo, IL 62298
8 Beds
5 Baths
8 Beds
5 Baths
(on 0.25 acres)
Local Information
- Map ViewExplore the area around 208 N Library St.
- Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
- Shop & Eat
-- mins to
Description
Unique properties like this rarely come available in Waterloo! This incredible opportunity offers flexibility for an owner-occupant, multi-generational setup, or investor seeking strong income potential. The property features four total living spaces consisting of an impeccably maintained main residence, an attached lower-level in-law/basement apartment , and a beautifully updated duplex fronting Magnolia Street.
The main home has been exceptionally cared for with numerous updates including freshly painted rooms, newer roof, beautiful finishes, and excellent curb appeal. The main level is an open floor plan concept along with 2 bedrooms (including the primary suite w/ private bathroom & walk-in closet) and a huge screened-in porch overlooking the spacious side yard. The walkout lower level offers two additional bedrooms, full bath, office/laundry area, & ample storage. Currently configured as a 4 bedroom, 3 bath residence, the main home also includes an attached 1-car garage plus a detached 1-car garage. The attached garage area is already plumbed for a kitchen setup and, subject to buyer verification, may provide future flexibility for additional living configuration options (dividing the main home into an upper & lower level unit with conversion of the attached garage). The main home has always been owner-occupied so no rental history is available.
Connecting the main home and Magnolia duplex is a lower-level in-law/basement studio suite offering additional flexibility for extended family, guest use, or potential income opportunities. This unit features 1 bathroom, kitchen/living space, & sleeping area/bonus room. Please verify with your Buyer's Agent details regarding this unit.
The Magnolia duplex is an older building connected to the main home through studio suite and has been extensively remodeled over the years while maintaining its original exterior character. Each unit offers a main-level bedroom, full bath, kitchen, living room, main-floor laundry, plus a loft area with an additional bedroom — creating 2 bedroom, 1 bath layouts on each side. When you walk in the front doors, you will be wowed by the soaring ceilings as you look up to the loft! Tenants love the covered front porches & fenced, private rear courtyards for ultimate outdoor privacy, entertainment, & relaxation.
Current rent amounts are believed to be well below prevailing market rates for Waterloo, creating additional upside potential.
Whether you are looking to live in the primary home while collecting rental income, create a multi-generational property, or maximize future investment potential, this property offers possibilities rarely found in today’s market. Modern updates, income potential, flexibility, and truly one of a kind — this is a property you MUST need to see in person to fully appreciate. Agent Related
The main home has been exceptionally cared for with numerous updates including freshly painted rooms, newer roof, beautiful finishes, and excellent curb appeal. The main level is an open floor plan concept along with 2 bedrooms (including the primary suite w/ private bathroom & walk-in closet) and a huge screened-in porch overlooking the spacious side yard. The walkout lower level offers two additional bedrooms, full bath, office/laundry area, & ample storage. Currently configured as a 4 bedroom, 3 bath residence, the main home also includes an attached 1-car garage plus a detached 1-car garage. The attached garage area is already plumbed for a kitchen setup and, subject to buyer verification, may provide future flexibility for additional living configuration options (dividing the main home into an upper & lower level unit with conversion of the attached garage). The main home has always been owner-occupied so no rental history is available.
Connecting the main home and Magnolia duplex is a lower-level in-law/basement studio suite offering additional flexibility for extended family, guest use, or potential income opportunities. This unit features 1 bathroom, kitchen/living space, & sleeping area/bonus room. Please verify with your Buyer's Agent details regarding this unit.
The Magnolia duplex is an older building connected to the main home through studio suite and has been extensively remodeled over the years while maintaining its original exterior character. Each unit offers a main-level bedroom, full bath, kitchen, living room, main-floor laundry, plus a loft area with an additional bedroom — creating 2 bedroom, 1 bath layouts on each side. When you walk in the front doors, you will be wowed by the soaring ceilings as you look up to the loft! Tenants love the covered front porches & fenced, private rear courtyards for ultimate outdoor privacy, entertainment, & relaxation.
Current rent amounts are believed to be well below prevailing market rates for Waterloo, creating additional upside potential.
Whether you are looking to live in the primary home while collecting rental income, create a multi-generational property, or maximize future investment potential, this property offers possibilities rarely found in today’s market. Modern updates, income potential, flexibility, and truly one of a kind — this is a property you MUST need to see in person to fully appreciate. Agent Related
Home Highlights
Parking
2 Car Garage
Outdoor
Patio, Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
41 days ago
Home Details for 208 N Library St
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MLS Status: Active |
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Interior Details Basement: Other,Sleeping Area,Walk-Out Access,Walk-Up Access |
Beds & Baths Number of Bedrooms: 8Number of Bathrooms: 5 |
Appliances & Utilities Utilities: Cable Available, Phone Available, Sewer Connected, Water ConnectedLaundry: See Remarks |
Heating & Cooling Heating: Varies by UnitHas CoolingAir Conditioning: Varies by UnitHas HeatingHeating Fuel: Varies By Unit |
Fireplace & Spa No Fireplace |
Gas & Electric Electric: Other |
Levels, Entrance, & Accessibility Levels: Multi/Split |
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Exterior Home Features Roof: Architectural Shingle MetalPatio / Porch: Covered, Deck, Patio, Screened, See RemarksExterior: Entry Steps/Stairs, Other, Uncovered CourtyardNo Private Pool |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Attached,Detached,On Street |
Frontage Not on Waterfront |
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Cumulative Days on Market: 40Days on Market: 41 |
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Year Built Year Built: 1986 |
Property Type / Style Property Type: Residential IncomeProperty Subtype: Multi FamilyArchitecture: Other |
Building Construction Materials: Vinyl Siding, Wood Siding |
Property Information Parcel Number: 0725203001000 |
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Price List Price: $499,900 |
Status Change & Dates Possession Timing: See Remarks |
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Direction & Address City: WaterlooCommunity: Martin'S Add |
School Information Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5 |
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Listing Agent Listing ID: 26029879 |
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Not Senior Community |
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Association for this Listing: Southwestern Illinois Board of REALTORSNo HOA |
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Lot Area: 10815.948 sqft |
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Special Conditions: Standard |
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Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan |
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Business Information Ownership: Private |
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BasementMls Number: 26029879Showing Requirements: Register and Show |
Last check for updates: about 5 hours ago
Listing Provided by: Sam Row, (618) 972-6030
Keller Williams Pinnacle
Originating MLS: Southwestern Illinois Board of REALTORS
Source: MARIS, MLS#26029879
Also Listed on MARIS.
Market trends in Waterloo
Last updated May 2026
Avg. sale price
$331K
Sale-to-List Price
—
Price per sq ft
$178
Available listings
48
13MoM
Price History for 208 N Library St
| Date | Price | Event | Source |
|---|---|---|---|
| 05/29/2026 | $499,900 | Listed For Sale | MARIS #26029879 |
| 11/25/2015 | $200,000 | Sold | MARIS #4416435 |
| 03/07/2012 | $349,000 | ListingRemoved | Agent Provided |
| 03/06/2012 | $349,000 | Listed For Sale | Agent Provided |
| 12/02/2009 | $349,000 | ListingRemoved | Agent Provided |
| 08/01/2009 | $349,000 | Listed For Sale | Agent Provided |
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Property Tax and Assessment
| Year | 2024 |
|---|---|
| Tax | $7,709 |
| Assessment | $387,000 |
Home facts updated by county records
Comparable Sales for 208 N Library St
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.85 | Multi-Family Home | $310,000 | 01/22/26 | 4 | 2 | 1,998 | |
0.12 | Multi-Family Home | $217,000 | 05/21/26 | - | 1,980 |
Nearby homes
Get a sense of prices in the area by checking nearby homes.
OFF MARKETKeller Williams Pinnacle
Assigned Schools
These are the assigned schools for 208 N Library St.
- Rogers Elementary School
- 2-3
- Public
- 415 Students
10/10GreatSchools RatingParent Rating AverageRogers met all of our expectations. Our daughter was challenged and motivated and surrounded by staff who encouraged her in every aspect of her education. Although I've only had brief encounters with him, my daughter could never say enough about her principal (which to me says a lot about his level of involvement with the students!) We used Great Schools to choose which town to settle in when we relocated to the St. Louis area for work and could not be more pleased with our decision.Parent Review10y ago - Waterloo Junior High School
- 6-8
- Public
- 610 Students
7/10GreatSchools RatingParent Rating Average
No reviews available for this school. - Waterloo High School
- 9-12
- Public
- 842 Students
6/10GreatSchools RatingParent Rating AverageThe teachers, staff, and administrators have been wonderful in helping all students, including student with disabilities and special needs. The school is very accommodating and follows the plan for students’ individual needs. My son has thrived and improved so much over the years while being in the Waterloo school district!Parent Review1y ago - W J Zahnow Elementary School
- PK-1
- Public
- 476 Students
NAGreatSchools RatingParent Rating AverageI was nervous moving to a small town, as everyone knows everyone and wondered if this would reflect as a hindrance for my oldest in Kinder. When they started school, they were immediately welcomed, and the last 2 years have been phenomenal. Teachers have been transparent in what they teach, what children may need assistance with, and the plan to get them where they need to be. My child has truly excelled here! Definitely recommend, especially families of young ones.Parent Review2y ago - Gardner Elementary School
- 4-5
- Public
- 372 Students
6/10GreatSchools RatingParent Rating AverageNo reviews available for this school. 
Check out schools near 208 N Library St.
What Locals Say about Waterloo
At least 62 Trulia users voted on each feature.
94 % Say it's dog friendly
92 % Say parking is easy
92 % Say yards are well-kept
90 % Say people would walk alone at night
85 % Say there's holiday spirit
82 % Say car is needed
82 % Say kids play outside
79 % Say streets are well-lit
77 % Say it's quiet
63 % Say neighbors are friendly
62 % Say there are sidewalks
59 % Say they plan to stay for at least 5 years
49 % Say it's walkable to restaurants
45 % Say there's wildlife
42 % Say there are community events
36 % Say it's walkable to grocery stores
Sourced by Trulia users. Learn more about our methodology.
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Sam Row, Keller Williams Pinnacle
Agent Phone: (618) 972-6030
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208 N Library St, Waterloo, IL 62298 is a 8 bedroom, 5 bathroom multi-family built in 1986. This property is currently available for sale and was listed by MARIS on May 27, 2026. The MLS # for this home is MLS# 26029879.