401 S Main St, Waterloo, IL 62298
Property image
Property image
OFF MARKET

$192,500

Trulia Estimate
  • 2 Beds
  • 1 Bath
  • 1,453 sqft

401 S Main St, Waterloo, IL 62298

Est. Refi. Payment $1,342/mo*
Refinance Your Home
Currently Off Market - Sold Sep 25, 2020 for $78,000

Home Value

Trulia Estimate
$193K
Since last month
Decreased$4K (-2%)
Since last year
Decreased$6K (-2.8%)
Since last sale
Increased$114K (+146.5%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +67% in the last 10 years
MonthEstimated value
2026
August 2026$192K
July 2026$196K
June 2026$198K
May 2026$199K
April 2026$198K
March 2026$195K
February 2026$195K
January 2026$196K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
319 S Main St, Waterloo, IL
0.03
Single-Family Home
$63,000
07/31/26
1
1
777
407 Morrison Ave, Waterloo, IL
0.15
Single-Family Home
$235,000
10/28/25
2
1
1,145
114 S Church St, Waterloo, IL
0.19
Single-Family Home
$185,500
09/18/25
2
1
972
108 Front St, Waterloo, IL
0.28
Single-Family Home
$187,000
09/30/25
2
1
1,158
207 Hoener Ave, Waterloo, IL
0.23
Single-Family Home
$190,000
04/16/26
2
1
980
317 Walnut St, Waterloo, IL
0.24
Single-Family Home
$190,000
09/15/25
2
1
959
410 S Market St, Waterloo, IL
0.12
Single-Family Home
$110,000
06/18/26
1
1
672
335 W 4th St, Waterloo, IL
0.33
Single-Family Home
$139,000
05/15/26
2
1
1,062
309 Flower St, Waterloo, IL
0.36
Single-Family Home
$120,000
07/23/26
3
1
1,350
113 S Moore St, Waterloo, IL
0.40
Single-Family Home
$185,000
12/17/25
2
1
1,280

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
319 S Main St, Waterloo, IL 62298
0.03
$111,000
1
1
777
For Sale
316 S Main St, Waterloo, IL 62298
0.05
$265,000
4
3
1,585
Off Market
413 Watertower Ln, Waterloo, IL 62298
0.04
$171,000
2
1
672
Off Market
105 Gardner St, Waterloo, IL 62298
0.05
$221,900
2
1.5
1,316
Off Market
401 S Market St, Waterloo, IL 62298
0.07
$292,500
3
2
1,887
Off Market
305 S Market St, Waterloo, IL 62298
0.09
$286,900
5
2.5
1,620
Off Market
403 S Market St, Waterloo, IL 62298
0.07
$219,900
2
1
1,260
Off Market
421 S Main St, Waterloo, IL 62298
0.06
$243,700
4
2
1,330
Off Market
403 S Church St, Waterloo, IL 62298
0.08
$282,300
3
2
1,817
Off Market
304 S Market St, Waterloo, IL 62298
0.13
$285,400
3
2.5
2,366
Off Market
503 S Market St, Waterloo, IL 62298
0.10
$160,200
2
1
1,027
Off Market
421 S Church St, Waterloo, IL 62298
0.11
$250,000
3
1.5
1,110
Recently Sold

Local Information

  • Map ViewExplore the area around 401 S Main St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1883
Living Area
1,453 sqft
Price/Sqft
$132
Parking
Garage

About this House

Adorable historic cottage is waiting for you to restore her to her former glory. So much charm here, including a great view of the Waterloo City water tower from the leaded glass windows in the living room. Lots of period millwork remains, and some stunning floor to ceiling windows flank the front door. The 2 second-floor bedrooms each have closet storage space and the larger bedroom has a built-in seat for storing blankets and bedding. The back yard is filled with blooming trees and bushes, reflecting a charm of days gone by. A few updates have been done including some copper water lines and a new sewer line to the street. The home is being sold as-is.
401 S Main St, Waterloo, IL 62298 is a 2 bedroom, 1 bathroom, 1,453 sqft single-family home built in 1883. It last sold for $78,000 on Sep 25, 2020. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $192,500, with a rent estimate of $1,304/month.

Home Details for 401 S Main St

Interior Features

Heating & Cooling
Heating: Forced Air, GasAir ConditioningCooling System: CentralHeating Fuel: Forced Air
Levels, Entrance, & Accessibility
Stories: 1Floors: Hardwood
Interior Details
Types of Rooms: Dining Room
Fireplace & Spa
Fireplace

Property Information

Year Built
Year Built: 1883Year Updated: 1883
Property Type / Style
Property Type: Single Family HomeArchitecture: Bungalow

Exterior Features

Exterior Home Features
Exterior: Stone, Brick
Parking & Garage
GarageParking Spaces: 3Parking: Carport, Garage Detached

Community

Units in Building: 1

Lot Information

Lot Area: 7405 sqft

Price and Tax history

DateEventPrice
Sep 25, 2020
Source: MARIS #20053597
Sold
$78,000
Aug 10, 2020
Source: Agent Provided
Pending
$89,900
Aug 5, 2020
Source: Agent Provided
PriceChange
$89,900
Price decreased by 8%
Jul 31, 2020
Source: Agent Provided
Listed For Sale
$98,000

Market trends in Waterloo

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$293K
$7.5KMoM
Sale-to-List Price
—
Price per sq ft
$165
$2MoM
Available listings
45
14MoM

Around this home

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
    3
    Flag
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
    1
    Flag
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
    1
    Flag
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
    0
    Flag
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
    0
    Flag
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
    0
    Flag
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
    0
    Flag
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
    1
    Flag
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
    0
    Flag
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
    0
    Flag
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."
    0
    Flag

LGBTQ Local Legal Protections

Frequently asked questions about 401 S Main St

  • What is 401 S Main St estimated to be worth?
    Trulia's estimated value for 401 S Main St in Waterloo, IL is $192,500.
  • What is the price history for 401 S Main St?
    401 S Main St in Waterloo, IL last sold for $78,000 in September 2020.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Waterloo?
    The median sale price in Waterloo is $293K. That is down $7.5K from the prior month.
  • Does 401 S Main St have air conditioning?
    Yes, 401 S Main St in Waterloo, IL has air conditioning.
  • How big is the lot at 401 S Main St?
    The lot at 401 S Main St in Waterloo, IL is about 0.17 acres (7,405 sq ft).

Apartments for Rent

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Off Market Homes Near 401 S Main St

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