400 S Library St, Waterloo, IL 62298
OFF MARKET

$196,400

Trulia Estimate
  • 3 Beds
  • 1 Bath
  • 1,224 sqft

400 S Library St, Waterloo, IL 62298

Est. Refi. Payment $1,413/mo*
Refinance Your Home
Currently Off Market - Sold Sep 19, 2025 for $195,000

Home Value

Trulia Estimate
$196K
Since last month
Decreased$1K (-0.6%)
Since last year
Increased$100 (+0.1%)
Since last sale
Increased$1K (+0.7%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +85% in the last 10 years
MonthEstimated value
2026
November 2026$196K
October 2026$195K
September 2026$198K
August 2026$195K
July 2026$197K
June 2026$195K
May 2026$194K
April 2026$197K
March 2026$197K
February 2026$196K
January 2026$196K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
401 Park St, Waterloo, IL
0.12
Single-Family Home
$215,000
07/10/26
3
1
1,654
403 S Moore St, Waterloo, IL
0.23
Single-Family Home
$200,000
11/06/26
3
1
1,104
209 Oak St, Waterloo, IL
0.11
Single-Family Home
$195,000
06/05/26
2
1
832
508 Stiening St, Waterloo, IL
0.15
Single-Family Home
$190,000
05/08/26
2
1
840
207 Hoener Ave, Waterloo, IL
0.20
Single-Family Home
$190,000
04/16/26
2
1
980
421 S Church St, Waterloo, IL
0.09
Single-Family Home
$250,000
12/15/25
3
1.5
1,110
320 Hickory St, Waterloo, IL
0.18
Single-Family Home
$200,000
03/09/26
2
1
884
113 S Moore St, Waterloo, IL
0.27
Single-Family Home
$185,000
12/17/25
2
1
1,280
335 W 4th St, Waterloo, IL
0.19
Single-Family Home
$139,000
05/15/26
2
1
1,062
309 Flower St, Waterloo, IL
0.30
Single-Family Home
$120,000
07/23/26
3
1
1,350

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
214 Park St, Waterloo, IL 62298
0.01
$132,700
2
-
936
Off Market
404 S Library St, Waterloo, IL 62298
0.02
$137,500
2
-
896
Off Market
300 Park St, Waterloo, IL 62298
0.03
$329,800
8
5
-
Off Market
408 S Library St, Waterloo, IL 62298
0.03
$145,300
3
-
1,032
Off Market
212 Park St, Waterloo, IL 62298
0.03
$318,300
3
1
1
Off Market
407 S Library St, Waterloo, IL 62298
0.03
$177,600
3
1
1,240
Off Market
410 S Library St, Waterloo, IL 62298
0.04
$126,100
1
-
758
Off Market
210 Park St, Waterloo, IL 62298
0.04
$194,000
3
1
926
Off Market
409 S Library St, Waterloo, IL 62298
0.04
$178,000
3
-
840
Off Market
306 Park St, Waterloo, IL 62298
0.04
$213,400
4
1.5
1,507
Off Market
301 Park St, Waterloo, IL 62298
0.04
$238,200
3
-
1,462
Off Market
412 S Library St, Waterloo, IL 62298
0.05
$146,600
4
1
816
Off Market
308 Park St, Waterloo, IL 62298
0.05
$156,500
2
-
944
Off Market
208 Park St, Waterloo, IL 62298
0.05
$158,600
3
-
812
Off Market
413 S Library St, Waterloo, IL 62298
0.05
$197,500
2
-
1,191
Off Market
305 Park St, Waterloo, IL 62298
0.05
$142,300
2
-
830
Off Market
414 S Library St, Waterloo, IL 62298
0.06
$228,800
3
2.5
1,750
Off Market
205 Park St #B, Waterloo, IL 62298
0.06
$143,500
2
1
-
Off Market
409 S Church St, Waterloo, IL 62298
0.06
$133,700
2
-
816
Off Market
307 Walnut St, Waterloo, IL 62298
0.06
$176,400
2
1
891
Off Market

Local Information

  • Map ViewExplore the area around 400 S Library St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1923
1,224 sqft
$160/sqft
Garage

About this House

NEW PRICE AND BUYER IS OPEN TO YOUR OFFER! Pack your bags and get ready to move into this 3 bedroom, 1 bath home! This home has had many updates including, entire home painted, carpet throughout, lighting, laminate flooring in the kitchen and hallway, new kitchen cabinets, granite countertops, stainless steel appliances,some electrical & new service box, new siding and all new windowS. Main floor laundry in the larger closet in bedroom two. Someone is bound to love this. Are you the one? Call for your personal showing today!
400 S Library St, Waterloo, IL 62298 is a 3 bedroom, 1 bathroom, 1,224 sqft single-family home built in 1923. It last sold for $195,000 on Sep 19, 2025. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $196,400, with a rent estimate of $1,495/month.

Home Details for 400 S Library St

Interior Features

Levels, Entrance, & Accessibility
Stories: 1

Property Information

Year Built
Year Built: 1923Year Updated: 1923
Property Type / Style
Property Type: Single Family HomeArchitecture: Other

Exterior Features

Exterior Home Features
Exterior: Wood
Parking & Garage
GarageParking: Garage

Community

Units in Building: 1

Price and Tax history

DateEventPrice
Sep 19, 2025
Source: N/A
Sold
$195,000
Feb 12, 2013
Source: N/A
Sold
$100,000
Oct 23, 2012
Source: Agent Provided
PriceChange
$115,000
Price decreased by 2%
Sep 13, 2012
Source: Agent Provided
PriceChange
$117,900
Price decreased by 2%
Jun 6, 2012
Source: Agent Provided
PriceChange
$119,900
Price decreased by 2%

Market trends in Waterloo

Last updated October 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
44
5MoM
Sourced by Trulia Market Trends

Around this home

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
    3
    Flag
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
    1
    Flag
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
    1
    Flag
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
    0
    Flag
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
    0
    Flag
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
    0
    Flag
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
    0
    Flag
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
    1
    Flag
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
    0
    Flag
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
    0
    Flag
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."
    0
    Flag

LGBTQ Local Legal Protections

Frequently asked questions about 400 S Library St

  • What is 400 S Library St estimated to be worth?
    Trulia's estimated value for 400 S Library St in Waterloo, IL is $196,400.
  • What is the price history for 400 S Library St?
    400 S Library St in Waterloo, IL last sold for $195,000 in September 2025.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a balanced market, based on recent for-sale activity.
  • What do residents say about Waterloo?
    Residents describe Waterloo, IL as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See recently sold homes in Waterloo, IL.
  • Does 400 S Library St have a garage?
    Yes, 400 S Library St in Waterloo, IL has a garage.

Explore by feature - Pet Friendly

6 pet-friendly rentals in Waterloo, IL

Explore by feature - Garage

6 rentals with a garage in Waterloo, IL

Explore by feature - Air Conditioning

9 rentals with air conditioning in Waterloo, IL

Apartments for Rent

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