4 Shady Oak Ln, Waterloo, IL 62298
Property image
Property image
SOLD
MAY 22, 2026
Listed by Linda R Frierdich, Century 21 Advantage, (618) 281-7621 . Bought with eXp Realty

$429,300

Trulia Estimate
  • 3 Beds
  • 3 Baths
  • 2,190 sqft (on 1.03 acres)

4 Shady Oak Ln, Waterloo, IL 62298

Est. Refi. Payment $2,911/mo*
Refinance Your Home
Currently Off Market - Sold May 22, 2026 for $430,000 (9% below list price)

Home Value

Trulia Estimate
$429K
Since last month
Decreased$300 (-0.1%)
Since last year
Decreased$32K (-6.9%)
Since last sale
$0 (0%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +63% in the last 10 years
MonthEstimated value
2026
August 2026$430K
August 2026$429K
July 2026$430K
June 2026$429K
May 2026$430K
April 2026$460K
March 2026$469K
February 2026$480K
January 2026$504K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
6411 Northbrook Dr, Waterloo, IL
0.73
Single-Family Home
$380,000
05/11/26
3
3.5
2,888
1108 Oakwood Ln, Waterloo, IL
0.64
Single-Family Home
$304,000
11/03/25
3
3
2,492
1104 Maplewood Ln, Waterloo, IL
0.60
Single-Family Home
$330,000
05/22/26
3
2
1,615
4608 Vandebrook Dr, Waterloo, IL
0.96
Single-Family Home
$335,000
07/31/26
3
3
2,290
6431 Northbrook Dr, Waterloo, IL
0.66
Single-Family Home
$548,500
07/23/26
6
3
4,818
1009 Waymaker Ln, Waterloo, IL
0.76
Single-Family Home
$408,000
08/06/26
3
2
1,579
4705 Vandebrook Dr, Waterloo, IL
1.06
Single-Family Home
$343,000
06/10/26
3
3
2,562
1005 Cottonwood Ln, Waterloo, IL
0.70
Single-Family Home
$281,000
02/06/26
2
2
1,764

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
8 Shady Oak Ln, Waterloo, IL 62298
0.12
$370,600
3
2
1,642
Off Market
3 Cedar Rdg, Waterloo, IL 62298
0.15
$575,600
3
3.5
4,978
Off Market
Lakeview Dr, Waterloo, IL 62298
0.24
-
-
-
-
Off Market
5 Fawn Run, Waterloo, IL 62298
0.32
$561,000
4
3
2,924
Off Market
1335 Lakeview Dr, Waterloo, IL 62298
0.49
$215,200
3
1
1,120
Off Market
1105 Driftwood Ln, Waterloo, IL 62298
0.55
$348,400
3
2
2,203
Off Market
6269 Maeystown Rd, Waterloo, IL 62298
0.55
$350,000
3
1
840
Recently Sold
1112 Maplewood Ln, Waterloo, IL 62298
0.57
$366,800
3
3
2,974
Off Market
1104 Maplewood Ln, Waterloo, IL 62298
0.60
$330,000
3
2
1,615
Recently Sold
1107 Pinewood Ln, Waterloo, IL 62298
0.61
$358,700
4
3
2,214
Off Market
1116 Oakwood Ln, Waterloo, IL 62298
0.61
$307,600
3
3
1,350
Off Market

Local Information

  • Map ViewExplore the area around 4 Shady Oak Ln.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1988
1.03 acre lot
2,190 sqft
$196/sqft
4 Car Garage
HOA $38/mo

About this House

Car enthusiasts, hobbyists, or anyone needing serious storage and workspace THIS IS THE HOME FOR YOU!!! The property offers an attached 2-car garage plus a brand new detached outbuilding.
 The outbuilding features 12’ ceilings, parking for up to four additional vehicles, and abundant storage making this a rare and highly functional offering.
Set on a private, wooded 1.03-acre lot, this 3 bedroom, 3 bathroom home blends peaceful surroundings with thoughtful design. Inside, the family room features vaulted ceilings, exposed wood beams, and a brick fireplace, creating a warm and inviting atmosphere. The kitchen includes solid surface countertops, a breakfast nook, and built-in workspace, while the sunroom extends the living area and provides serene, year-round views.
Three spacious bedrooms offer comfort and privacy, with two en-suite bathrooms. The lower level adds versatility with a bonus room and a third full bath, ideal for guests, recreation, or a home office. Outdoor living is enhanced by a generous deck and fenced yard, perfect for entertaining or enjoying the tranquil setting.
Additional highlights include new carpet (2024), a new half-circle three-row concrete driveway, and a water softener that stays with the home. For added value and peace of mind, the seller is offering a home warranty through CHW. A detailed features sheet is available in the supplements.
A quiet retreat with unmatched garage capabilities, this property is truly one of a kind.
4 Shady Oak Ln, Waterloo, IL 62298 is a 3 bedroom, 3 bathroom, 2,190 sqft single-family home built in 1988. It last sold for $430,000 on May 22, 2026 (9% below the $470,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $429,300, with a rent estimate of $2,933/month.

Home Details for 4 Shady Oak Ln

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Crawl SpaceNumber of Rooms: 7Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Primary Bathroom, Bathroom 2, Bathroom 3, Breakfast Room, Dining Room, Family Room, Kitchen, Laundry, Sunroom
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 3Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 2190 Square Feet
Appliances & Utilities
Laundry: Main Level
Heating & Cooling
Heating: Forced Air,PropaneHas CoolingAir Conditioning: Ceiling Fan(s),Central Air,ElectricHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Family Room, Wood BurningHas a Fireplace
Gas & Electric
Electric: Ameren
Windows, Doors, Floors & Walls
Door: French Doors, Storm Door(s)
Levels, Entrance, & Accessibility
Levels: One
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Patio / Porch: DeckFencing: FencedOther Structures: Garage(s)No Private Pool
Parking & Garage
Number of Garage Spaces: 4Number of Covered Spaces: 4No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 4Parking: Additional Parking,Attached,Detached,Driveway,Garage,Garage Faces Front
Pool
Pool: None
Frontage
Road Surface Type: Chip And SealNot on Waterfront
Water & Sewer
Sewer: Aerobic Septic
Finished Area
Finished Area (above surface): 2190 Square Feet

Days on Market

Cumulative Days on Market: 199

Property Information

Year Built
Year Built: 1988
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Ranch
Building
Construction Materials: BrickNot Attached PropertyDoes Not Include Home Warranty
Property Information
Parcel Number: 0735333025000

Price & Status

Price
List Price: $470,000Price Per Sqft: $196/sqft
Status Change & Dates
Off Market Date: Fri May 22 2026Possession Timing: Close Of Escrow

Media

Location

Direction & Address
City: WaterlooCommunity: West Lake Estates Ph 1
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Building

Building Area
Building Area: 2190 Square Feet

Community

Not Senior Community

HOA

HOA Fee Includes: Common Area MaintenanceHOA Name: West Lake EstatesAssociation for this Listing: Southwestern Illinois Board of REALTORSHas an HOAHOA Fee: $38/Monthly

Lot Information

Lot Area: 1.03 Acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Private

Miscellaneous

BasementMls Number: 25073869Above Grade Unfinished Area: 2190Showing Requirements: Appointment Only, Showing Service

Additional Information

HOA Amenities: Other

Price and Tax history

DateEventPrice
May 22, 2026
Source: MARIS #25073869
Sold
$430,000
May 22, 2026
Source: MARIS #25073869
Pending
$470,000
Apr 27, 2026
Source: MARIS #25073869
Contingent
$470,000
Apr 13, 2026
Source: MARIS #25073869
PriceChange
$470,000
Price decreased by 2%
Mar 25, 2026
Source: MARIS #25073869
PriceChange
$480,000
Price decreased by 1%

Market trends in Waterloo

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$293K
$7.5KMoM
Sale-to-List Price
—
Price per sq ft
$165
$2MoM
Available listings
45
14MoM

Around this home

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
    3
    Flag
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
    1
    Flag
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
    1
    Flag
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
    0
    Flag
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
    0
    Flag
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
    0
    Flag
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
    0
    Flag
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
    1
    Flag
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
    0
    Flag
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
    0
    Flag
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."
    0
    Flag

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Frequently asked questions about 4 Shady Oak Ln

  • What is 4 Shady Oak Ln estimated to be worth?
    Trulia's estimated value for 4 Shady Oak Ln in Waterloo, IL is $429,300.
  • What is the price history for 4 Shady Oak Ln?
    4 Shady Oak Ln in Waterloo, IL last sold for $430,000 in May 2026.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Waterloo?
    The median sale price in Waterloo is $293K. That is down $7.5K from the prior month.
  • Does 4 Shady Oak Ln have air conditioning?
    Yes, 4 Shady Oak Ln in Waterloo, IL has air conditioning.
  • Does 4 Shady Oak Ln have laundry facilities?
    Yes, 4 Shady Oak Ln in Waterloo, IL has laundry facilities.

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