3 Cedar Rdg, Waterloo, IL 62298
OFF MARKET
Listed by Tammy A Hines, Tammy Mitchell Hines & Co., (618) 281-3959 . Bought with Keller Williams Pinnacle

3 Cedar Rdg
Waterloo, IL 62298

  • 3 Beds
  • 3.5 Baths
  • 4,978 sqft (on 2.44 acres)

$582,500

Trulia Estimate
as of May 14, 2026
Est. Refi. Payment $3,757/mo*

$582,500

Trulia Estimate
as of May 14, 2026
Est. Refi. Payment $3,757/mo*
3 Beds
3.5 Baths
4,978 sqft
(on 2.44 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

QUALITY abounds! Stunning RANCH w/almost 5000 Sq. Ft. Finished (1000+ addl. available for future expansion). Dugan Custom Woodworking throughout! Formal foyer & dining. 2+ car tandem garage. LAKE FRONT LOT w/2.44 acres on spring fed 6 acre lake. Built to entertain w/EXPANSIVE LAKE VIEWS. The stunning vaulted lodge like living room blends seamlessly into open kitchen w/quartz counters, center island, ceramic backsplash & undermount sink. HUGE sunroom off kitchen!. 2 nice size bedrooms w/hall bath plus well appointed Master suite w/vaulted ceiling, large bath w/walk in shower, lots of closet space & private sunroom for sitting, chilling, etc. Sunroom closet houses MAIN FLOOR LAUNDRY. WALK OUT Lower level open family /wet bar + office space. Rec room/kitchenette, non conforming bed, full bath, cedar lines closet & 1000+ sq. ft. storage. New $18,000 Composite deck. This beautiful Home has some dated cosmetic features & has been priced accordingly. Room to build equity. Cul-de-sac. Additional Rooms: Sun Room
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from May 06, 2025

Home Highlights

Parking
2 Car Garage
Outdoor
Patio, Deck
A/C
Heating & Cooling
HOA
$38/Monthly
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 3 Cedar Rdg

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Concrete,Walk-Out Access,Full,Partially FinishedNumber of Rooms: 18Types of Rooms: Primary Bedroom, Primary Bathroom, Bathroom, Dining Room, Family Room, Kitchen, Living Room, Office, Other, Recreation Room, Storage, Sunroom
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1Number of Bathrooms (main level): 3
Dimensions and Layout
Living Area: 4978 Square Feet
Appliances & Utilities
Utilities: Natural Gas AvailableAppliances: Dishwasher, Disposal, Double Oven, Refrigerator, Gas Water HeaterDishwasherDisposalLaundry: Main LevelRefrigerator
Heating & Cooling
Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Living Room, Recreation RoomHas a Fireplace
Windows, Doors, Floors & Walls
Window: Skylight(s), Insulated Windows, Window TreatmentsDoor: Sliding DoorsFlooring: Carpet, Hardwood
Levels, Entrance, & Accessibility
Levels: OneFloors: Carpet, Hardwood

Exterior Features

Exterior Home Features
Patio / Porch: Deck, Composite, Patio
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Additional Parking,Attached,Garage,Oversized,Tandem
Frontage
WaterfrontWaterfront: Waterfront, LakeRoad Surface Type: AsphaltOn Waterfront
Water & Sewer
Sewer: Aerobic Septic
Finished Area
Finished Area (above surface): 3149 Square FeetFinished Area (below surface): 1729 Square Feet

Days on Market

Cumulative Days on Market: 58

Property Information

Year Built
Year Built: 1987
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional,Ranch
Building
Construction Materials: Brick Veneer, Stone Veneer
Property Information
Parcel Number: 0735333020000

Price & Status

Price
List Price: $449,000
Status Change & Dates
Off Market Date: Fri Dec 15 2023Possession Timing: Close Of Escrow

Location

Direction & Address
City: WaterlooCommunity: West Lake Estates Ph 1
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Building

Building Area
Building Area: 4978 Square Feet

HOA

HOA Fee Includes: OtherAssociation for this Listing: Southwestern Illinois Board of REALTORSHOA Fee: $450/Annually

Lot Information

Lot Area: 2.44 Acres

Listing Info

Special Conditions: Standard

Offer

Contingencies: Subject to Financing, Subject to Inspection, Continue to ShowListing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Private

Miscellaneous

BasementMls Number: 23062052Above Grade Unfinished Area: 3149Showing Requirements: Showing Service, Appointment Only, Occupied, Lockbox
Last check for updates: about 9 hours ago
Listed by Tammy A Hines, (618) 281-3959
Tammy Mitchell Hines & Co.
Bought with: Amy L Hank, (618) 593-7358, Keller Williams Pinnacle
Originating MLS: Southwestern Illinois Board of REALTORS
Source: MARIS, MLS#23062052

Price History for 3 Cedar Rdg

DatePriceEventSource
12/15/2023$487,000Sold
MARIS #23062052
10/24/2023$449,000ContingentMARIS #23062052
10/18/2023$449,000Listed For SaleMARIS #23062052
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Property Tax and Assessment

Year2024
Tax$9,768
Assessment$485,820
Home facts updated by county records

Comparable Sales for 3 Cedar Rdg

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.13
Single-Family Home
$369,248
08/15/25
3
2
1,642
0.49
Single-Family Home
$304,000
11/03/25
3
3
2,492
0.74
Single-Family Home
$380,000
05/11/26
3
3.5
2,888
1.02
Single-Family Home
$437,500
06/27/25
3
3
2,793
1.28
Single-Family Home
$361,000
07/07/25
3
2.5
3,114
0.55
Single-Family Home
$281,000
02/06/26
2
2
1,764
1.04
Single-Family Home
$339,315
07/01/25
3
2.5
3,218
0.53
Single-Family Home
$283,000
05/28/25
2
2
1,334
1.05
Single-Family Home
$290,000
05/23/25
3
3
2,796

Assigned Schools

These are the assigned schools for 3 Cedar Rdg.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.
  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."

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Explore by feature

3 Cedar Rdg, Waterloo, IL 62298 is a 3 bedroom, 4 bathroom, 4,978 sqft single-family home built in 1987. This property is not currently available for sale. 3 Cedar Rdg was last sold on Dec 15, 2023 for $487,000 (8% higher than the asking price of $449,000). The current Trulia Estimate for 3 Cedar Rdg is $582,500.