3946 Cedar Hammock Trl, Saint Cloud, FL 34772
FOR SALE

3946 Cedar Hammock Trl
Saint Cloud, FL 34772

  • 5 Beds
  • 2.5 Baths
  • 3,257 sqft

$580,000

Original price: $595,000
Est. Mortgage $3,701/mo*
Get Pre-Qualified

$580,000

Original price: $595,000
Est. Mortgage $3,701/mo*
Get Pre-Qualified
5 Beds
2.5 Baths
3,257 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

NEW ROOF 2021, Upstairs AC 2024, 6-CAR DRIVEWAY 2022, WATER HEATER 2023, EXTERIOR PAINT 2024, NEW IRRIGATION SYSTEM 2024 Experience luxury living in this beautifully renovated 5-bedroom, 2.5-bath home nestled in the highly sought-after community of Steven’s Plantation. Step inside to discover an open and inviting floor plan featuring modern updates, and abundant natural light throughout. The kitchen boasts an island, plenty of counter space, and stainless steel appliances—perfect for entertaining. Relax in the spacious primary suite with a beautifully renovated bath/shower, or gather with friends and family around the outdoor firepit while enjoying serene water views. With its blend of elegance, comfort, and peaceful surroundings, this home offers the perfect balance of style and tranquility in one of the area’s most desirable neighborhoods. HOA FEE includes: Spectrum Fiber Internet, Spectrum Basic Cable, Disney+ and Paramount+

Home Highlights

Parking
2 Car Garage
Outdoor
No Info
View
Pond
HOA
$67/Monthly
Price/Sqft
$178
Listed
180+ days ago

Home Details for 3946 Cedar Hammock Trl

Interior Features

Interior Details
Number of Rooms: 5Types of Rooms: Primary Bedroom, Dining Room, Family Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 3257 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Water ConnectedAppliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, WasherDishwasherDisposalDryerLaundry: Laundry RoomMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Carpet, Laminate, Hardwood
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Carpet, Laminate, Hardwood
View
No ViewView: Pond

Exterior Features

Exterior Home Features
Roof: ShingleExterior: Irrigation System, Private MailboxFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions: 22x22No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Parking Pad,Workshop in Garage
Frontage
Road Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 116Days on Market: 180+

Property Information

Year Built
Year Built: 2006
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Concrete, StuccoNot a New ConstructionNo Additional ParcelsDoes Not Include Home Warranty
Property Information
Parcel Number: 152630070000011610

Price & Status

Price
List Price: $580,000Price Per Sqft: $178

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: ST CLOUDCommunity: STEVENS PLANTATION

Agent Information

Listing Agent
Listing ID: G5104010

Building

Building Area
Building Area: 3708 Square Feet

Community

Not Senior Community

HOA

HOA Name: Leland ManagementAssociation for this Listing: Lake and SumterHas an HOAHOA Fee: $67/Monthly

Lot Information

Lot Area: 9583 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: G5104010Water ViewWater View: PondShowing Requirements: Appointment Only, ShowingTimeUniversal Property Id: US-12097-N-152630070000011610-R-N
Last check for updates: about 1 hour ago
Listing Provided by: Casey Tosi, (321) 436-0633
COLDWELL BANKER HUBBARD HANSEN, (352) 394-4031
Originating MLS: Lake and Sumter
Source: Stellar MLS, MLS#G5104010
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 3946 Cedar Hammock Trl

DatePriceEventSource
04/19/2026$3,400ListingRemovedZillow Rentals
03/27/2026$3,400Listed For RentZillow Rentals
02/17/2026$580,000PriceChange
Stellar MLS #G5104010
01/31/2026$595,000PriceChange
Stellar MLS #G5104010
11/01/2025$620,000Listed For SaleStellar MLS #G5104010
10/15/2021ListingRemovedN/A
07/17/2021$525,000Listed For SaleN/A
06/15/2021ListingRemovedN/A
03/17/2021$500,000PendingN/A
03/15/2021$500,000Listed For SaleN/A
07/16/2020$319,000Sold
N/A
06/16/2020$319,900PendingAgent Provided
06/13/2020$319,900Listed For SaleAgent Provided
12/15/2019$279,000ListingRemovedAgent Provided
12/02/2019$279,000Listed For SaleAgent Provided
10/28/2019$115,000Sold
N/A
10/14/2019$320,000PendingAgent Provided
10/14/2019$320,000Listed For SaleAgent Provided
08/15/2019$320,000ListingRemovedAgent Provided
07/30/2019$320,000Listed For SaleAgent Provided
02/10/2012$133,900Sold
Stellar MLS #S4689188
10/27/2011$139,530PriceChange
Agent Provided
10/08/2011$145,344PriceChange
Agent Provided
09/15/2011$151,400Listed For SaleAgent Provided
07/31/2006$370,300Sold
N/A

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Property Tax and Assessment

Year2024
Tax$5,807
Assessment$420,800
Home facts updated by county records

Comparable Sales for 3946 Cedar Hammock Trl

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
4061 Flowering Peach Ln, Saint Cloud, FL
0.18
Single-Family Home
$440,000
09/29/25
5
3.5
3,642
2864 Lafayette Trace Dr, Saint Cloud, FL
0.20
Single-Family Home
$458,000
09/22/25
4
3
2,820
2840 Lafayette Trace Dr, Saint Cloud, FL
0.15
Single-Family Home
$615,000
09/15/25
4
2.5
3,032
3799 Cedar Hammock Trl, Saint Cloud, FL
0.24
Single-Family Home
$362,500
02/06/26
4
2
2,365
3709 Cedar Hammock Trl, Saint Cloud, FL
0.21
Single-Family Home
$415,000
04/21/26
4
2
2,365
3151 Cedar Hammock Ct, Saint Cloud, FL
0.18
Single-Family Home
$420,000
01/01/26
3
3
3,085
3830 Marietta Way, Saint Cloud, FL
0.16
Single-Family Home
$575,000
03/31/26
5
3.5
3,612
2708 Kayak Ct, Saint Cloud, FL
0.18
Single-Family Home
$357,663
04/22/26
3
2
1,806
4260 Climbing Aster Ct, Saint Cloud, FL
0.31
Single-Family Home
$330,000
09/30/25
4
2
2,101
2731 Cypress Tree Trl, Saint Cloud, FL
0.41
Single-Family Home
$585,000
07/02/25
5
3
3,087

Assigned Schools

These are the assigned schools for 3946 Cedar Hammock Trl.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Learn more about our methodology.
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
    Flag
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
    Flag
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
    Flag
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
    Flag
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
    Flag
  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
    Flag
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
    Flag
  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
    Flag
  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
    Flag
  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
    Flag
  • Angela A.
    "Great neighborhood love the quote and non nosey neighbors. Great place to live. Never any problems sometimes loose dogs but we love dogs."
    0
    Flag
  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
    Flag
  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
    Flag
  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
    Flag
  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
    Flag
  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
    Flag

LGBTQ Local Legal Protections

Casey Tosi, COLDWELL BANKER HUBBARD HANSEN, (352) 394-4031
Agent Phone: (321) 436-0633
3946 Cedar Hammock Trl, Saint Cloud, FL 34772 is a 5 bedroom, 3 bathroom, 3,257 sqft single-family home built in 2006. This property is currently available for sale and was listed by Stellar MLS on Nov 1, 2025. The MLS # for this home is MLS# G5104010.