3699 Moca Dr
Saint Cloud, FL 34772
4 Beds
3 Baths
2,820 sqft (on 0.27 acres)
4 Beds
3 Baths
2,820 sqft
(on 0.27 acres)
We estimate this home will sell faster than 92% nearby.
Local Information
- Map ViewExplore the area around 3699 Moca Dr.
- Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
- Shop & Eat
-- mins to
Description
Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, situated on over ¼ acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining. Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street. Upon entry, you’ll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus room—perfect for a second family room, game room, media space, or play area. The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12—ideal for gatherings and entertaining. This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 roof, new vinyl fencing, reverse osmosis drinking water system, and a whole-home softener/purification system. Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Cloud’s sought-after communities
We estimate this home will sell faster than 92% nearby.
Home Highlights
Parking
2 Car Garage
Outdoor
Porch
View
Water, Pond
HOA
$99/Monthly
Price/Sqft
$163
Listed
13 days ago
Home Details for 3699 Moca Dr
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Interior Details Number of Rooms: 10Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bonus Room, Dining Room, Family Room, Kitchen, Laundry, Living Room |
Beds & Baths Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3 |
Dimensions and Layout Living Area: 2820 Square Feet |
Appliances & Utilities Utilities: BB/HS Internet Available, Public, Street LightsAppliances: Convection Oven, Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier, Water SoftenerDishwasherDisposalDryerLaundry: Laundry RoomMicrowaveRefrigeratorWasher |
Heating & Cooling Heating: ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Electric |
Fireplace & Spa No Fireplace |
Windows, Doors, Floors & Walls Window: Window TreatmentsDoor: Sliding DoorsFlooring: Carpet, Ceramic TileCommon Walls: Corner Unit |
Levels, Entrance, & Accessibility Stories: 2Number of Stories: 2Levels: TwoFloors: Carpet, Ceramic Tile |
View Has a ViewView: Water, Pond |
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Exterior Home Features Roof: ShinglePatio / Porch: Covered, Front PorchFencing: VinylVegetation: Fruit TreesExterior: Irrigation System, Rain Gutters, SidewalkFoundation: SlabNo Private Pool |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions: 21x20No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached |
Frontage WaterfrontWaterfront: PondRoad Surface Type: AsphaltOn Waterfront |
Water & Sewer Sewer: Public Sewer |
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Cumulative Days on Market: 7Days on Market: 13 |
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Year Built Year Built: 2017 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional |
Building Construction Materials: Block, StuccoNot a New ConstructionNo Additional Parcels |
Property Information Parcel Number: 352630096400014050 |
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Price List Price: $460,000Price Per Sqft: $163 |
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MLS Status: Active |
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Direction & Address City: ST CLOUDCommunity: WHALEYS CREEK PH 1 |
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Listing Agent Listing ID: O6418854 |
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Building Area Building Area: 3301 Square Feet |
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Community Features: Irrigation-Reclaimed Water, Park, Playground, Pool, SidewalksNot Senior Community |
Other Playground |
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HOA Fee Includes: Community PoolHOA Name: Artemis LifestylesHOA Phone: 407-705-2190Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $99/Monthly |
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Lot Area: 0.27 acres |
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Special Conditions: None |
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Listing Terms: Cash, Conventional, FHA, VA Loan |
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Energy Efficiency Features: Insulation, Windows |
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Business Information Ownership: Fee Simple |
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Mls Number: O6418854Water ViewWater View: Water, PondShowing Requirements: Appointment Only, ShowingTimeUniversal Property Id: US-12097-N-352630096400014050-R-N |
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HOA Amenities: Playground,Pool |
Last check for updates: about 4 hours ago
Listing Provided by: Donnamarie Ebanks, (407) 509-7154
COLDWELL BANKER REALTY, (407) 696-8000
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6418854
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511
Market trends in Saint Cloud
Last updated May 2026
Avg. sale price
$398K
$1.67KMoM
Sale-to-List Price
98.5%
0.3%MoM
Price per sq ft
$203
$1MoM
Available listings
1004
35MoM
Price History for 3699 Moca Dr
| Date | Price | Event | Source |
|---|---|---|---|
| 06/23/2026 | $460,000 | Listed For Sale | Stellar MLS #O6418854 |
| 01/02/2018 | $277,000 | Sold | N/A |
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Property Tax and Assessment
| Year | 2025 |
|---|---|
| Tax | $4,293 |
| Assessment | $405,800 |
Home facts updated by county records
Comparable Sales for 3699 Moca Dr
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.11 | Single-Family Home | $490,000 | 06/30/26 | 4 | 3 | 2,591 | |
0.11 | Single-Family Home | $385,000 | 12/12/25 | 4 | 3 | 1,972 | |
0.19 | Single-Family Home | $480,000 | 05/01/26 | 6 | 3 | 2,615 | |
0.42 | Single-Family Home | $429,400 | 10/27/25 | 4 | 3 | 2,565 | |
0.18 | Single-Family Home | $390,000 | 10/14/25 | 4 | 2 | 1,972 | |
0.08 | Single-Family Home | $410,000 | 04/01/26 | 3 | 2 | 1,972 | |
0.33 | Single-Family Home | $430,000 | 07/21/25 | 3 | 2.5 | 2,525 | |
0.14 | Single-Family Home | $415,000 | 06/17/26 | 3 | 2 | 2,144 |
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Assigned Schools
These are the assigned schools for 3699 Moca Dr.
- St. Cloud High School
- PK-12
- Public
- 2571 Students
4/10GreatSchools RatingParent Rating AverageProbably the worst school around. They also contribute to the awful traffic around town. Get better drivers who don’t cut people off and maybe stop stopping main roadways.Parent Review1y ago - CANOE CREEK K-8-0991
- PK-8
- Public
- 1132 Students
9/10GreatSchools RatingParent Rating AverageAs a student at Canoe Creek K-8, I feel compelled to share my frustration with the overall experience at this school. It's disheartening to see that many students, including myself, often find themselves getting in trouble for things they didn't actually do. This creates an unfair environment where we constantly feel on edge and misunderstood. Instead of being a place of learning and growth, it sometimes feels like a place of constant blame and punishment.Additionally, the quality of education leaves much to be desired. The teachers often fail to effectively teach us important concepts, leaving us feeling unprepared and disconnected from the material. It's frustrating to attend classes where we don't learn much, and this lack of proper instruction hampers our academic progress. We deserve to receive a meaningful education that prepares us for the future, but unfortunately, this doesn't seem to be a priority at Canoe Creek K-8.Moreover, the overall atmosphere can be quite annoying and stressful. The teachers' approach and attitude often add to our frustration rather than alleviate it. Instead of fostering a supportive and encouraging environment, it sometimes feels like the focus is on disciplining and controlling us. This negative atmosphere makes it difficult to enjoy our time at school and affects our overall well-being.Bullying is another significant issue at Canoe Creek K-8. Many students experience bullying, and it often goes unaddressed by the staff. This creates a hostile environment where students feel unsafe and unsupported. It's crucial for the school to take bullying seriously and implement effective measures to prevent it and support those affected.In conclusion, Canoe Creek K-8 has a lot of room for improvement. Students deserve to be treated fairly, taught effectively, and supported in a positive environment. I hope that these concerns are addressed so that future students can have a better experience and receive the quality education they deserve.Student Review1y ago 
Check out schools near 3699 Moca Dr.
What Locals Say about Saint Cloud
At least 465 Trulia users voted on each feature.
85 % Say yards are well-kept
85 % Say it's dog friendly
85 % Say car is needed
84 % Say parking is easy
80 % Say there's holiday spirit
75 % Say there are sidewalks
72 % Say it's quiet
67 % Say people would walk alone at night
66 % Say kids play outside
65 % Say streets are well-lit
55 % Say neighbors are friendly
54 % Say they plan to stay for at least 5 years
50 % Say there's wildlife
43 % Say it's walkable to grocery stores
34 % Say it's walkable to restaurants
31 % Say there are community events
Sourced by Trulia users. Learn more about our methodology.
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Donnamarie Ebanks, COLDWELL BANKER REALTY, (407) 696-8000
Agent Phone: (407) 509-7154
3699 Moca Dr, Saint Cloud, FL 34772 is a 4 bedroom, 3 bathroom, 2,820 sqft single-family home built in 2017. This property is currently available for sale and was listed by Stellar MLS on Jun 23, 2026. The MLS # for this home is MLS# O6418854.