3917 NATCHEZ TRACE DRIVE, Saint Cloud, FL 34769
Property image
Property image
PENDING
3D VIEW

$250,000

  • 4 Beds
  • 2 Baths
  • 1,248 sqft

3917 NATCHEZ TRACE DRIVE, Saint Cloud, FL 34769

Est. Mortgage $1,737/mo*
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Home Highlights

Single-Family Home
Built in 1998
$200/sqft
2 Car Garage
HOA $19/mo

Local Information

  • Map ViewExplore the area around 3917 NATCHEZ TRACE DRIVE.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Two additional bedroomsFull guest bathroomPrivate en-suite bathroomSpacious backyardNearly a quarter-acre lotVaulted ceilings
Located in the established Natchez Trace subdivision, this 4-bedroom, 2-bathroom home sits on nearly a quarter-acre lot and offers endless potential for buyers looking to add their own style and value. Featuring a spacious split-bedroom floor plan, vaulted ceilings, and an open-concept living, dining, and kitchen area, the home provides a functional layout that's ready for your personal touch. The kitchen offers generous cabinet and countertop space and flows seamlessly into the main living area, creating an inviting space for everyday living and entertaining. The primary suite features a large walk-in closet and a private en-suite bathroom, while two additional bedrooms and a full guest bathroom provide flexibility for family, guests, or a home office. Step outside to a spacious backyard with plenty of room to create your ideal outdoor retreat. The covered patio offers the perfect place to relax, entertain, or enjoy Florida's beautiful weather while the expansive yard provides endless possibilities for gardening, recreation, or future enhancements. Whether you're a first-time buyer looking to build equity, an investor searching for your next opportunity, or someone ready to customize a home to fit your vision, this property offers incredible potential in a convenient St. Cloud location. With a little TLC, this home has the potential to truly shine. Just minutes from Historic Downtown St. Cloud, East Lake Tohopekaliga, shopping, dining, schools, parks, and major roadways providing easy access to Orlando, this home combines location, space, and opportunity at an exceptional value.
Last check for updates: about 11 hours ago
Listing Provided by: Steve Pugh, (407) 846-0940
EXP REALTY LLC, (407) 846-0940
Ashlyn Box, (407) 201-0185
EXP REALTY LLC, (407) 846-0940
Originating MLS: Osceola
Source: Stellar MLS, MLS#S5154928
Also Listed on eXp Realty.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 3917 NATCHEZ TRACE DRIVE

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1248 Square Feet
Appliances & Utilities
Utilities: PublicAppliances: Dishwasher, Range, RefrigeratorDishwasherLaundry: InsideRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Flooring: Tile
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleExterior: Lighting, Rain Gutters, SidewalkFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Surface Type: Asphalt, PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 15Days on Market: 98

Property Information

Year Built
Year Built: 1998
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, Concrete, StuccoNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 092630056000010250

Price & Status

Price
List Price: $250,000Price Per Sqft: $200
Status Change & Dates
Off Market Date: Fri Aug 21 2026

Active Status

MLS Status: Pending

Location

Direction & Address
City: ST CLOUDCommunity: NATCHEZ TRACE

Agent Information

Listing Agent
Listing ID: S5154928

Building

Building Area
Building Area: 1584 Square Feet

Community

Not Senior Community

HOA

HOA Name: Natchez Trace HOAHOA Phone: 407-647-2622Association for this Listing: OsceolaHas an HOAHOA Fee: $19/Monthly

Lot Information

Lot Area: 9017 sqft

Listing Info

Special Conditions: Probate Listing

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: S5154928Showing Requirements: Appointment Only, ShowingTimeUniversal Property Id: US-12097-N-092630056000010250-R-N

Price and Tax history

DateEventPrice
Aug 21, 2026
Source: eXp Realty #S5154928
Pending
$250,000
Aug 6, 2026
Source: Stellar MLS #S5154928
Listed For Sale
$250,000
Feb 12, 1998
Source: N/A
Sold
$72,500
Nov 21, 1995
Source: N/A
Sold
$12,000

Around this home

What Locals Say about Saint Cloud

At least 470 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 73 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
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  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
    Flag
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
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  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
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  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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Market trends in Saint Cloud

Last updated October 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$369K
$5.83KMoM
Sale-to-List Price
98.6%
0.1%MoM
Price per sq ft
$206
$1MoM
Available listings
951
26MoM
Sourced by Trulia Market Trends

Home Value

Trulia Estimate
$244K
Since last month
Increased$400 (+0.2%)
Since last year
Decreased$62K (-20.2%)
Since last sale
Increased$173K (+238.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +58% in the last 10 years
MonthEstimated value
2026
November 2026$245K
October 2026$245K
September 2026$245K
August 2026$245K
July 2026$315K
June 2026$315K
May 2026$316K
April 2026$315K
March 2026$309K
February 2026$309K
January 2026$308K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
2840 WADEVIEW LOOP, Saint Cloud, FL
0.18
Single-Family Home
$355,000
09/29/26
4
2
1,684
4305 MUTTER ROAD, Saint Cloud, FL
0.19
Single-Family Home
$290,000
09/04/26
3
2
1,154
1719 JUNIPER CIRCLE, Saint Cloud, FL
0.27
Single-Family Home
$325,000
09/14/26
3
2
1,218
2330 WADEVIEW LOOP, Saint Cloud, FL
0.29
Single-Family Home
$365,000
03/18/26
3
2
1,479
2620 WADEVIEW LOOP, Saint Cloud, FL
0.36
Single-Family Home
$375,000
05/01/26
4
2
1,684
2581 WADEVIEW LOOP, Saint Cloud, FL
0.41
Single-Family Home
$355,000
10/01/26
4
2
1,684
2104 JUSTICE LANE, Saint Cloud, FL
0.33
Single-Family Home
$347,500
10/08/26
4
2
1,931

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3921 Natchez Trace Dr, Saint Cloud, FL 34769
0.01
$306,600
3
2
1,430
Off Market
3913 Natchez Trace Dr, Saint Cloud, FL 34769
0.01
$336,600
3
2
1,534
Off Market
4001 Natchez Trace Dr, Saint Cloud, FL 34769
0.02
$285,000
3
2
1,178
Off Market
3909 Natchez Trace Dr, Saint Cloud, FL 34769
0.02
$316,300
3
2
1,256
Off Market
4004 Niles Way, Saint cloud, FL 34769
0.02
-
-
-
-
Off Market
4004 Niles Way, Saint Cloud, FL 34769
0.02
$339,100
3
2
1,616
Off Market
4012 Niles Way, Saint Cloud, FL 34769
0.03
$380,900
3
2
1,423
Off Market
4000 Niles Way, Saint Cloud, FL 34769
0.03
$316,700
3
2
1,385
Off Market
4005 Natchez Trace Dr, Saint Cloud, FL 34769
0.03
$300,400
3
2
1,236
Off Market
3905 Natchez Trace Dr, Saint Cloud, FL 34769
0.03
$330,600
3
2
1,563
Off Market
3920 Natchez Trace Dr, Saint Cloud, FL 34769
0.03
$308,000
3
2
1,194
Off Market
4016 Niles Way, Saint Cloud, FL 34769
0.04
$321,400
3
2
1,385
Off Market
4000 Natchez Trace Dr, Saint Cloud, FL 34769
0.04
$278,900
3
2
1,149
Off Market
3901 Natchez Trace Dr, Saint Cloud, FL 34769
0.04
$274,400
2
2
1,165
Off Market
4009 NATCHEZ TRACE DRIVE, Saint Cloud, FL 34769
0.04
$305,400
3
2
1,286
Off Market
4024 Niles Way, Saint Cloud, FL 34769
0.04
$342,700
3
2
1,572
Off Market
4004 Natchez Trace Dr, Saint Cloud, FL 34769
0.04
$289,100
3
2
1,028
Off Market
4020 Niles Way, Saint Cloud, FL 34769
0.05
$341,300
3
2
1,260
Off Market
4013 NATCHEZ TRACE DRIVE, Saint Cloud, FL 34769
0.05
$301,300
3
2
1,005
Off Market
4008 NATCHEZ TRACE DRIVE, Saint Cloud, FL 34769
0.05
$280,800
3
2
1,149
Off Market

LGBTQ Local Legal Protections

Steve Pugh, EXP REALTY LLC, (407) 846-0940
Agent Phone: (407) 846-0940

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Frequently asked questions about 3917 NATCHEZ TRACE DRIVE

  • What is the estimated monthly payment for 3917 NATCHEZ TRACE DRIVE?
    Based on a $250,000 list price with 20% down at today's rates, the estimated monthly payment for 3917 NATCHEZ TRACE DRIVE in Saint Cloud, FL is approximately $1,771 (about $1,386 principal & interest, $310 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 3917 NATCHEZ TRACE DRIVE compare to homes in Saint Cloud?
    3917 NATCHEZ TRACE DRIVE in Saint Cloud, FL is listed at $250,000, about 32% below the $369K median sale price in Saint Cloud.
  • What do residents say about Saint Cloud?
    Residents describe Saint Cloud, FL as well-kept, dog-friendly, and easy to park in. Most residents say you need a car. See homes for sale in Saint Cloud, FL.
  • What are the closest schools to 3917 NATCHEZ TRACE DRIVE?
    The closest schools to 3917 NATCHEZ TRACE DRIVE in Saint Cloud, FL are Neptune Elementary School (Pre-K, rated 5/10), St. Cloud High School (Pre-K, rated 4/10), St. Cloud Middle School (rated 8/10).
  • Does 3917 NATCHEZ TRACE DRIVE have air conditioning?
    Yes, 3917 NATCHEZ TRACE DRIVE in Saint Cloud, FL has air conditioning.
  • Does 3917 NATCHEZ TRACE DRIVE have laundry facilities?
    Yes, 3917 NATCHEZ TRACE DRIVE in Saint Cloud, FL has laundry facilities.
3917 NATCHEZ TRACE DRIVE, Saint Cloud, FL 34769 is a 4 bedroom, 2 bathroom, 1,248 sqft single-family home built in 1998. This property is currently available for sale and was listed by Stellar MLS on Aug 6, 2026. The MLS # for this home is MLS# S5154928.