4100 NATCHEZ TRACE DRIVE, Saint Cloud, FL 34769
Property image
Property image
FOR SALE
3D VIEW

$311,000

Original price: $330,000
  • 3 Beds
  • 2 Baths
  • 1,256 sqft

4100 NATCHEZ TRACE DRIVE, Saint Cloud, FL 34769

Est. Mortgage $2,119/mo*
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Home Highlights

Single-Family Home
Built in 1989
$248/sqft
2 Car Garage
HOA $19/mo

Local Information

  • Map ViewExplore the area around 4100 NATCHEZ TRACE DRIVE.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Reduced for quick Sale! Welcome to your next chapter in the desirable Natchez Trace subdivision of St. Cloud. This charming single-family home offers 3 bedrooms, 2 bathrooms, and a thoughtfully designed split floor plan that provides both privacy and comfort for the whole family. Step inside to an inviting open-concept kitchen that flows seamlessly into the family and dining areas, creating the perfect space for everyday living and entertaining. The kitchen comes complete with a stove, microwave, refrigerator, and a spacious pantry ready to keep everything beautifully organized. Generous closet space throughout the home adds comfort and convenience. Enjoy peaceful mornings on the front enclosed porch, a cozy space to sip coffee, relax, or greet the day in comfort. Out back, you’ll find a yard designed for making memories, featuring a partially tiled outdoor area, plenty of room for family barbecues, gardening, and outdoor fun. The bright sunroom overlooking the backyard offers the perfect retreat for reading, relaxing, or enjoying sunset views. Additional highlights include A/C replaced in 2019 and a spacious two-car garage. As an added bonus, there is a lake close to the property, offering a beautiful nearby spot for evening strolls, fresh air, and enjoying nature. Homes with this much charm, space, and location sparkle do not stay available for long. Come see it today before someone else opens the door to your dream home.
Last check for updates: about 13 hours ago
Listing Provided by: Annette Pabon, (305) 321-1200
ARMAND & ASSOCIATES REALTY INC, (305) 668-8535
Originating MLS: Osceola
Source: Stellar MLS, MLS#S5147910
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 4100 NATCHEZ TRACE DRIVE

Interior Features

Interior Details
Number of Rooms: 3Types of Rooms: Primary Bedroom, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1256 Square Feet
Appliances & Utilities
Utilities: Electricity AvailableAppliances: Dryer, Range, Refrigerator, WasherDryerLaundry: In GarageRefrigeratorWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Carpet, Laminate, Tile
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Carpet, Laminate, Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleExterior: SidewalkFoundation: OtherNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 144Days on Market: 144

Property Information

Year Built
Year Built: 1989
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Wood SidingNot a New ConstructionNot Attached PropertyNo Additional ParcelsDoes Not Include Home Warranty
Property Information
Condition: CompletedParcel Number: 092630056000010130

Price & Status

Price
List Price: $311,000Price Per Sqft: $248
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: ST CLOUDCommunity: NATCHEZ TRACE

Agent Information

Listing Agent
Listing ID: S5147910

Building

Building Area
Building Area: 1612 Square Feet

Community

Not Senior Community

HOA

HOA Name: Natchez Trace Homeowners Association, IncHOA Phone: 407-647-2622Association for this Listing: OsceolaHas an HOAHOA Fee: $19/Monthly

Lot Information

Lot Area: 5489 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: S5147910Showing Advance Notice: 24Showing Requirements: 24 Hour NoticeUniversal Property Id: US-12097-N-092630056000010130-R-N

Around this home

What Locals Say about Saint Cloud

At least 469 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
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  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
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  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
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  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
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  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
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  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
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  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
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  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
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  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
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  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
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  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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Market trends in Saint Cloud

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$380K
$10.17KMoM
Sale-to-List Price
98.8%
0.1%MoM
Price per sq ft
$202
$1MoM
Available listings
991
12MoM

Home Value

Trulia Estimate
$309K
Since last month
Increased$6K (+1.9%)
Since last year
Increased$6K (+2.1%)
Since last sale
Increased$229K (+289.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +99% in the last 10 years
MonthEstimated value
2026
September 2026$309K
August 2026$303K
July 2026$321K
June 2026$322K
May 2026$361K
April 2026$367K
March 2026$297K
February 2026$296K
January 2026$298K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
4305 MUTTER ROAD, Saint Cloud, FL
0.11
Single-Family Home
$290,000
09/04/26
3
2
1,154
4316 NATCHEZ TRACE DRIVE, Saint Cloud, FL
0.12
Single-Family Home
$346,000
09/29/25
3
2
1,962
1719 JUNIPER CIRCLE, Saint Cloud, FL
0.26
Single-Family Home
$325,000
09/14/26
3
2
1,218
2020 Nations Way, Saint Cloud, FL
0.27
Single-Family Home
$355,000
07/17/26
3
2
1,860
2102 CONGRESS LANE, Saint Cloud, FL
0.30
Single-Family Home
$340,000
09/29/25
3
2
1,720
2114 JUSTICE LANE, Saint Cloud, FL
0.26
Single-Family Home
$349,500
04/10/26
4
2
1,931
2330 WADEVIEW LOOP, Saint Cloud, FL
0.37
Single-Family Home
$365,000
03/18/26
3
2
1,479
1991 PATRIOT WAY, Saint Cloud, FL
0.35
Single-Family Home
$385,000
06/19/26
3
2
2,201

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
4013 NATCHEZ TRACE DRIVE, Saint Cloud, FL 34769
0.04
$308,100
3
2
1,005
Off Market
4009 NATCHEZ TRACE DRIVE, Saint Cloud, FL 34769
0.05
$311,800
3
2
1,286
Off Market
4021 Natchez Trace Drive, Saint Cloud, FL 34769
0.03
$313,100
4
2
1,248
Off Market
4008 NATCHEZ TRACE DRIVE, Saint Cloud, FL 34769
0.04
$288,500
3
2
1,149
Off Market
4219 NATCHEZ TRACE DRIVE, Saint Cloud, FL 34769
0.10
$334,100
3
2
1,784
Off Market
4227 NATCHEZ TRACE DRIVE, Saint Cloud, FL 34769
0.11
$317,100
3
2
1,178
Off Market
1830 CHERRYWOOD COURT, Saint Cloud, FL 34769
0.10
$427,000
4
2
2,238
Off Market
4305 NATCHEZ TRACE DRIVE, Saint Cloud, FL 34769
0.12
$341,900
3
2
2,313
Off Market
4015 OLD CANOE CREEK ROAD, Saint Cloud, FL 34769
0.11
$499,500
4
3
2,631
Off Market
2001 OAKVIEW CIRCLE, Saint Cloud, FL 34769
0.18
$429,500
3
2
1,998
Off Market

Price and Tax history

DateEventPrice
Aug 28, 2026
Source: Stellar MLS #S5147910
PriceChange
$311,000
Price decreased by 6%
Jun 9, 2026
Source: Stellar MLS #S5147910
PriceChange
$330,000
Price decreased by 10%
Apr 29, 2026
Source: Stellar MLS #S5147910
Listed For Sale
$368,000
Oct 19, 1999
Source: N/A
Sold
$79,200
Apr 23, 1996
Source: N/A
Sold
$72,000

LGBTQ Local Legal Protections

Annette Pabon, ARMAND & ASSOCIATES REALTY INC, (305) 668-8535
Agent Phone: (305) 321-1200

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Frequently asked questions about 4100 NATCHEZ TRACE DRIVE

  • What is the estimated monthly payment for 4100 NATCHEZ TRACE DRIVE?
    Based on a $311,000 list price with 20% down at today's rates, the estimated monthly payment for 4100 NATCHEZ TRACE DRIVE in Saint Cloud, FL is approximately $2,150 (about $1,689 principal & interest, $386 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 4100 NATCHEZ TRACE DRIVE compare to homes in Saint Cloud?
    4100 NATCHEZ TRACE DRIVE in Saint Cloud, FL is listed at $311,000, about 18% below the $380K median sale price in Saint Cloud.
  • What do residents say about Saint Cloud?
    Residents describe Saint Cloud, FL as well-kept, dog-friendly, and easy to park in. Most residents say you need a car. See homes for sale in Saint Cloud, FL.
  • What are the closest schools to 4100 NATCHEZ TRACE DRIVE?
    The closest schools to 4100 NATCHEZ TRACE DRIVE in Saint Cloud, FL are Neptune Elementary School (Pre-K, rated 4/10), St. Cloud High School (Pre-K, rated 4/10), St. Cloud Middle School (rated 7/10).
  • Does 4100 NATCHEZ TRACE DRIVE have air conditioning?
    Yes, 4100 NATCHEZ TRACE DRIVE in Saint Cloud, FL has air conditioning.
  • Does 4100 NATCHEZ TRACE DRIVE have laundry facilities?
    Yes, 4100 NATCHEZ TRACE DRIVE in Saint Cloud, FL has in-unit laundry.
4100 NATCHEZ TRACE DRIVE, Saint Cloud, FL 34769 is a 3 bedroom, 2 bathroom, 1,256 sqft single-family home built in 1989. This property is currently available for sale and was listed by Stellar MLS on Apr 29, 2026. The MLS # for this home is MLS# S5147910.