3986 BAJA DRIVE, Saint Cloud, FL 34772
Property image
Property image
FOR SALE
3D VIEW

$409,900

Original price: $444,900
  • 4 Beds
  • 2.5 Baths
  • 2,675 sqft

3986 BAJA DRIVE, Saint Cloud, FL 34772

Est. Mortgage $2,862/mo*
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Home Highlights

Single-Family Home
Built in 2016
$153/sqft
3 Car Garage
HOA $99/mo

Local Information

  • Map ViewExplore the area around 3986 BAJA DRIVE.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

PRICE IMPROVEMENT!!! Welcome to this stunning 4-bedroom, 2.5-bath, 3 car tandem garage home overlooking the pond. Designed for both comfort and entertaining! This beautifully maintained property features a spacious open-concept layout, seamlessly connecting the living room, dining area, and modern kitchen—perfect for gatherings and everyday living. Sliding glass doors lead to a screened lanai, creating the ideal indoor/outdoor lifestyle. The home showcases elegant porcelain tile flooring throughout the main living areas. The chef-inspired kitchen is a true centerpiece, complete with a large island with sink, stainless steel appliances, granite countertops, an eat-in space, and an oversized walk-in pantry. Step outside to the screened lanai and enjoy peaceful pond views—an ideal setting to unwind after a long day. The oversized primary suite offers a private retreat with room for a king-size bed, a sitting area or fitness space, and serene water views. The en-suite bathroom features dual sinks, granite counters, a private water closet, a large glass-enclosed shower, and an expansive walk-in closet. Near the front of the home, you’ll find a versatile office with glass French doors that can easily serve as a fourth bedroom or guest space. Two additional generously sized bedrooms share a full bathroom with dual sinks and a tub/shower combination. A convenient half bath is perfect for guests. Additional highlights include a functional mudroom with built-in bench, storage cubbies, and hooks, a spacious laundry room with room for added cabinetry, and a 3-car tandem garage offering ample storage and parking. Located in a beautiful community with resort-style amenities including a pool, clubhouse, and park, this home is ideally situated near the Turnpike and major roadways. Enjoy easy access to Orlando International Airport, world-famous Atlantic beaches, top dining, shopping, and Central Florida’s renowned theme parks. The exterior was freshly painted in April 2026—making this home truly move-in ready! Don’t miss your opportunity to make this exceptional home yours!
Last check for updates: about 8 hours ago
Listing Provided by: Norquy Pagan, (407) 738-2276
NONA LEGACY POWERED BY LA ROSA, (407) 270-6841
Originating MLS: Osceola
Source: Stellar MLS, MLS#S5147286
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 3986 BAJA DRIVE

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Great Room, Kitchen
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2675 Square Feet
Appliances & Utilities
Utilities: Cable Connected, Electricity Connected, Sewer Connected, Sprinkler MeterAppliances: Dishwasher, Disposal, Microwave, Range, RefrigeratorDishwasherDisposalLaundry: Laundry RoomMicrowaveRefrigerator
Heating & Cooling
Heating: Central,Heat PumpHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Door: Sliding DoorsFlooring: Luxury Vinyl, Porcelain Tile
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Luxury Vinyl, Porcelain Tile
View
Has a ViewView: Water, Pond

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, Rear Porch, ScreenedExterior: Irrigation System, Private Mailbox, Rain Gutters, Sidewalk, Sprinkler MeteredFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3Has a CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 3Parking: Driveway,Garage Door Opener,Oversized,Tandem
Frontage
WaterfrontWaterfront: Pond, Pond AccessRoad Surface Type: PavedOn Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 154Days on Market: 166

Property Information

Year Built
Year Built: 2016
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Contemporary
Building
Construction Materials: BlockNot a New ConstructionNo Additional ParcelsDoes Not Include Home Warranty
Property Information
Condition: CompletedParcel Number: 352630096400014690

Price & Status

Price
List Price: $409,900Price Per Sqft: $153
Status Change & Dates
Possession Timing: Close Of Escrow, Negotiable

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: ST CLOUDCommunity: WHALEYS CREEK PH 1
School Information
Elementary School: Canoe Creek K-8Jr High / Middle School: St. Cloud Middle (6-8)High School: St. Cloud High School

Agent Information

Listing Agent
Listing ID: S5147286

Building

Building Area
Building Area: 3780 Square Feet

Community

Community Features: Clubhouse, Playground, Pool, SidewalksNot Senior Community
Other
Playground

HOA

HOA Fee Includes: Community Pool, Maintenance Grounds, Pool MaintenanceHOA Name: Artemis LifestylesHOA Phone: 407-705-2190Association for this Listing: OsceolaHas an HOAHOA Fee: $99/Monthly

Lot Information

Lot Area: 7841 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: S5147286Water ViewWater View: Water, PondShowing Requirements: Appointment Only, Lockbox - Electronic, ShowingTimeUniversal Property Id: US-12097-N-352630096400014690-R-N

Additional Information

HOA Amenities: Clubhouse,Playground,Pool

Around this home

What Locals Say about Saint Cloud

At least 469 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
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  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
    Flag
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
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  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
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  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
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  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
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  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
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  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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Market trends in Saint Cloud

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$380K
$10.17KMoM
Sale-to-List Price
98.8%
0.1%MoM
Price per sq ft
$202
$1MoM
Available listings
991
12MoM

Home Value

Trulia Estimate
$409K
Since last month
Decreased$29K (-6.6%)
Since last year
Decreased$56K (-12%)
Since last sale
Increased$133K (+48.1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +52% in the last 10 years
MonthEstimated value
2026
September 2026$409K
August 2026$438K
July 2026$441K
June 2026$442K
May 2026$449K
April 2026$458K
March 2026$449K
February 2026$448K
January 2026$449K
2025
2024
2023
2022
2021
2020
2019
2018
2017

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3680 CABO LANE, Saint Cloud, FL
0.12
Single-Family Home
$233,000
07/28/26
4
3
1,972
3980 BAJA DRIVE, Saint Cloud, FL
0.03
Single-Family Home
$490,000
06/30/26
4
3
2,591
3675 CABO LANE, Saint Cloud, FL
0.16
Single-Family Home
$385,000
12/12/25
4
3
1,972
3989 BAJA DRIVE, Saint Cloud, FL
0.04
Single-Family Home
$410,000
04/01/26
3
2
1,972
3953 BAJA DRIVE, Saint Cloud, FL
0.15
Single-Family Home
$390,000
10/14/25
4
2
1,972
3857 SAN ISIDRO CIRCLE, Saint Cloud, FL
0.14
Single-Family Home
$445,000
01/15/26
4
2
1,859
3673 MOCA DRIVE, Saint Cloud, FL
0.22
Single-Family Home
$415,000
06/17/26
3
2
2,144
3538 VEGA CREEK DRIVE, Saint Cloud, FL
0.33
Single-Family Home
$380,000
07/22/26
4
2
1,859
3866 CABO ROJO DRIVE, Saint Cloud, FL
0.45
Single-Family Home
$429,400
10/27/25
4
3
2,565

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3980 BAJA DRIVE, Saint Cloud, FL 34772
0.03
$490,000
4
3
2,591
Recently Sold
3989 BAJA DRIVE, Saint Cloud, FL 34772
0.04
$410,000
3
2
1,972
Recently Sold
3966 BAJA DRIVE, Saint Cloud, FL 34772
0.07
$389,900
3
2
2,144
For Sale
3865 SAN ISIDRO CIRCLE, Saint Cloud, FL 34772
0.10
$373,300
4
2
1,859
Off Market
3857 SAN ISIDRO CIRCLE, Saint Cloud, FL 34772
0.14
$445,000
4
2
1,859
Recently Sold
3912 BAJA DRIVE, Saint Cloud, FL 34772
0.10
$405,000
4
2
2,144
Off Market
3680 CABO LANE, Saint Cloud, FL 34772
0.12
$350,000
4
3
1,972
For Sale
3610 MOCA DRIVE, Saint Cloud, FL 34772
0.12
$400,400
4
2
2,144
Off Market
3953 BAJA DRIVE, Saint Cloud, FL 34772
0.15
$371,200
4
2
1,972
Off Market
3949 BAJA DRIVE, Saint Cloud, FL 34772
0.17
$449,900
4
3.5
2,820
For Sale
3675 CABO LANE, Saint Cloud, FL 34772
0.16
$385,000
4
3
1,972
Recently Sold

Price and Tax history

DateEventPrice
Sep 9, 2026
Source: Stellar MLS #S5147286
PriceChange
$409,900
Price decreased by 8%
Aug 14, 2026
Source: Stellar MLS #S5147286
PriceChange
$444,900
Price decreased by 1%
Jul 30, 2026
Source: Stellar MLS #S5147286
PriceChange
$448,000
Price decreased by 0%
Jun 10, 2026
Source: Stellar MLS #S5147286
PriceChange
$448,900
Price decreased by 1%
May 2, 2026
Source: Stellar MLS #S5147286
PriceChange
$454,900
Price decreased by 2%

LGBTQ Local Legal Protections

Norquy Pagan, NONA LEGACY POWERED BY LA ROSA, (407) 270-6841
Agent Phone: (407) 738-2276

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Frequently asked questions about 3986 BAJA DRIVE

  • What is the estimated monthly payment for 3986 BAJA DRIVE?
    Based on a $409,900 list price with 20% down at today's rates, the estimated monthly payment for 3986 BAJA DRIVE in Saint Cloud, FL is approximately $2,807 (about $2,223 principal & interest, $509 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 3986 BAJA DRIVE compare to homes in Saint Cloud?
    3986 BAJA DRIVE in Saint Cloud, FL is listed at $409,900, about 8% above the $380K median sale price in Saint Cloud.
  • What do residents say about Saint Cloud?
    Residents describe Saint Cloud, FL as well-kept, dog-friendly, and easy to park in. Most residents say you need a car. See homes for sale in Saint Cloud, FL.
  • What are the closest schools to 3986 BAJA DRIVE?
    The closest schools to 3986 BAJA DRIVE in Saint Cloud, FL are CANOE CREEK K-8-0991 (Pre-K/Elementary/Middle, rated 9/10), St. Cloud High School (Pre-K, rated 4/10).
  • Does 3986 BAJA DRIVE have air conditioning?
    Yes, 3986 BAJA DRIVE in Saint Cloud, FL has air conditioning.
  • Does 3986 BAJA DRIVE have a pool?
    Yes, 3986 BAJA DRIVE in Saint Cloud, FL has a pool.
3986 BAJA DRIVE, Saint Cloud, FL 34772 is a 4 bedroom, 3 bathroom, 2,675 sqft single-family home built in 2016. This property is currently available for sale and was listed by Stellar MLS on Apr 8, 2026. The MLS # for this home is MLS# S5147286.