3654 Moca Dr, Saint Cloud, FL 34772
OFF MARKET

3654 Moca Dr
Saint Cloud, FL 34772

  • 3 Beds
  • 2 Baths
  • 2,162 sqft (on 0.54 acres)

$443,300

Trulia Estimate
as of May 17, 2026
Est. Refi. Payment $2,836/mo*
Refinance Your Home

$443,300

Trulia Estimate
as of May 17, 2026
Est. Refi. Payment $2,836/mo*
Refinance Your Home
3 Beds
2 Baths
2,162 sqft
(on 0.54 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

These days it seems you can find new construction homes everywhere, but not with over half an acre of high and dry land that backs up to a peace view of protected conservation where you can eagle watch. Enjoy this gorgeous ready to move-in and wonderfully versatile plan, suitable for smaller families, while still offering the flexibility to grow. This "like new" home is a 3 bedroom with a flex room off of the foyer can be an additional bedroom, office, or den and a two car garage. The home is set on a spacious lot with over a half of an acre (.54) conveniently located in the growing community of Saint Cloud! A decorative stone facade and a modern color scheme welcome you home as a bright foyer and a deep sightline leads you past the pair of French doors leading to the office, Den, bonus room,or gym. The foyer is your runway leading you to a open concept kitchen, offering extensive counter and cabinet space, a large center island with a breakfast bar. A spacious combo room is up next with plenty of room for enjoying family meals and relaxing with family and friends while a pair of sliding glass doors brighten the space and lead to the enclosed rear patio and the backyard beyond. The bedrooms are warm and inviting, including the master suite feature a tray ceiling complete with an en suite bathroom with dual vanities, while two more spacious bedrooms and a second full bathroom round out this wonderful home. Don't miss out on your opportunity to call this home.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources.

Home Highlights

Parking
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Outdoor
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HOA
None
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Listed
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Home Details for 3654 Moca Dr

Interior Features

Heating & Cooling
Heating: OtherAir ConditioningCooling System: OtherHeating Fuel: Other
Levels, Entrance, & Accessibility
Floors: Tile, Carpet

Exterior Features

Exterior Home Features
Roof: CompositionExterior: Stucco, Cement ConcreteFoundation Type: Footing

Property Information

Year Built
Year Built: 2017
Property Type / Style
Property Type: Single Family HomeArchitecture: Conventional

Community

Units in Building: 1

Lot Information

Lot Area: 0.54 acres

Price History for 3654 Moca Dr

DatePriceEventSource
08/22/2019$290,000Sold
N/A
05/09/2019$300,000Listed For SaleAgent Provided
09/25/2017$273,400Sold
N/A
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Property Tax and Assessment

Year2024
Tax$3,604
Assessment$353,700
Home facts updated by county records

Comparable Sales for 3654 Moca Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3664 Cord Ave, Saint Cloud, FL
0.22
Single-Family Home
$590,590
08/18/25
4
2
1,956
3675 Cabo Ln, Saint Cloud, FL
0.15
Single-Family Home
$385,000
12/12/25
4
3
1,972
3989 Baja Dr, Saint Cloud, FL
0.31
Single-Family Home
$410,000
04/01/26
3
2
1,972
3953 Baja Dr, Saint Cloud, FL
0.28
Single-Family Home
$390,000
10/14/25
4
2
1,972
3629 Vega Creek Dr, Saint Cloud, FL
0.26
Single-Family Home
$430,000
07/21/25
3
2.5
2,525
3636 Moca Dr, Saint Cloud, FL
0.12
Single-Family Home
$480,000
05/01/26
6
3
2,615
3796 Clint Ct, Saint Cloud, FL
0.75
Single-Family Home
$458,000
04/23/26
3
2
2,090
3500 Edsel Ave, Saint Cloud, FL
0.44
Single-Family Home
$425,000
03/05/26
3
2
1,873
3919 Cabo Rojo Dr, Saint Cloud, FL
0.44
Single-Family Home
$438,000
06/30/25
4
2
1,859
3821 Cabo Rojo Dr, Saint Cloud, FL
0.44
Single-Family Home
$399,000
07/23/25
4
2
1,979

Assigned Schools

These are the assigned schools for 3654 Moca Dr.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 73 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Learn more about our methodology.
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
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  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
    Flag
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
    Flag
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
    Flag
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
    Flag
  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
    Flag
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
    Flag
  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
    Flag
  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
    Flag
  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
    Flag
  • Angela A.
    "Great neighborhood love the quote and non nosey neighbors. Great place to live. Never any problems sometimes loose dogs but we love dogs."
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
    Flag
  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
    Flag
  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
    Flag
  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
    Flag
  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
    Flag

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Off Market Homes Near 3654 Moca Dr

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3654 Moca Dr, Saint Cloud, FL 34772 is a 3 bedroom, 2 bathroom, 2,162 sqft single-family home built in 2017. This property is not currently available for sale. 3654 Moca Dr was last sold on Aug 22, 2019 for $290,000. The current Trulia Estimate for 3654 Moca Dr is $443,300.