3649 Moca Dr, Saint Cloud, FL 34772
OFF MARKET

3649 Moca Dr
Saint Cloud, FL 34772

  • 3 Beds
  • 2 Baths
  • 1,972 sqft

$393,500

Trulia Estimate
as of May 28, 2026
Est. Refi. Payment $2,537/mo*

$393,500

Trulia Estimate
as of May 28, 2026
Est. Refi. Payment $2,537/mo*
3 Beds
2 Baths
1,972 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Welcome to your dream home in the beautiful city of St. Cloud! This stunning 3-bedroom, 2-bathroom gem offers not only a functional layout but also a plethora of amenities that will have you falling in love at first sight. Step inside and be captivated by the open concept design, creating the perfect space for entertaining family and friends. The spacious living area seamlessly flows into the dining room and kitchen, providing a warm and inviting atmosphere that will make every gathering unforgettable. Need a quiet space to get some work done or immerse yourself in your favorite hobbies? Look no further than the office/den, a versatile room that can be transformed to suit your needs - the possibilities are simply endless! As if the interior wasn't enticing enough, this community truly has it all. Enjoy lazy summer days lounging by the shimmering community pool, perfect for beating the Florida heat. Take advantage of the community playground that promises endless laughter and adventure for your little ones, creating cherished memories that will last a lifetime. To top it all off, indulge in the serene pond view, offering a picturesque backdrop to relax and unwind after a long day. Imagine sipping your morning coffee on the patio, basking in the tranquility and beauty that nature has to offer. With its convenient location in the heart of St. Cloud, you'll have easy access to a variety of shopping, dining, and entertainment options. Commuting will be a breeze thanks to the nearby highways, putting all of Central Florida's attractions within reach. Don't miss out on this incredible opportunity to call this house your home. Come and see it for yourself - you won't be disappointed! Contact us today to book your private showing and start envisioning the incredible memories that await you in your new dream home.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from February 16, 2024

Home Highlights

Parking
2 Car Garage
Outdoor
Patio
View
Pond
HOA
$81/Monthly
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 3649 Moca Dr

Interior Features

Interior Details
Number of Rooms: 3Types of Rooms: Master Bedroom, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1972 Square Feet
Appliances & Utilities
Utilities: Cable Available, PublicAppliances: Dishwasher, Disposal, Microwave, Range, RefrigeratorDishwasherDisposalLaundry: Inside,Laundry RoomMicrowaveRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Window: DrapesDoor: Sliding DoorsFlooring: Tile
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Tile
View
No ViewView: Pond

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Patio, ScreenedVegetation: Mature LandscapingFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions: 20x20No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
WaterfrontWaterfront: PondResponsible for Road Maintenance: Public Maintained RoadRoad Surface Type: PavedOn Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 84

Property Information

Year Built
Year Built: 2017
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: BlockNot a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 352630096400013700

Price & Status

Price
List Price: $399,900
Status Change & Dates
Off Market Date: Tue Dec 26 2023

Active Status

MLS Status: Sold

Location

Direction & Address
City: SAINT CLOUDCommunity: WHALEYS CRK PH 1

Building

Building Area
Building Area: 2588 Square Feet

Community

Not Senior Community

HOA

HOA Name: Speciality Management CoHOA Phone: 407-747-2622Association for this Listing: OsceolaHas an HOAHOA Fee: $81/Monthly

Lot Information

Lot Area: 6098 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: S5092561Water ViewWater View: PondShowing Requirements: ShowingTimeUniversal Property Id: US-12097-N-352630096400013700-R-N
Last check for updates: about 8 hours ago
Listed by Tawnie McMorrow, (407) 908-4703
KEYSTONE RESIDENTIAL GROUP LLC, (407) 556-3249
Bought with: Andrew Foster, EXP REALTY LLC, (407) 846-0940
Originating MLS: Osceola
Source: Stellar MLS, MLS#S5092561
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 3649 Moca Dr

DatePriceEventSource
12/19/2025$2,450ListingRemovedStellar MLS #O6351364
10/20/2025$2,450PriceChange
Stellar MLS #O6351364
10/09/2025$2,500Listed For RentStellar MLS #O6351364
02/16/2024$410,000Sold
Stellar MLS #S5092561
12/29/2023$399,900PendingStellar MLS #S5092561
11/30/2023$399,900PriceChange
Stellar MLS #S5092561
11/20/2023$409,800PriceChange
Stellar MLS #S5092561
11/03/2023$409,900PriceChange
Stellar MLS #S5092561
10/03/2023$419,900Listed For SaleStellar MLS #S5092561
02/17/2021$298,000Sold
Stellar MLS #S5044600
01/12/2021$297,000PendingAgent Provided
01/12/2021ListingRemovedStellar MLS
01/06/2021$297,000Listed For SaleAgent Provided
11/20/2020$1,795ListingRemovedAgent Provided
11/06/2020$1,795Listed For RentAgent Provided
12/05/2018$1,695ListingRemovedAgent Provided
11/01/2018$1,695Listed For RentAgent Provided
03/14/2018$1,650ListingRemovedAgent Provided
02/24/2018$1,650PriceChange
Agent Provided
01/22/2018$1,750PriceChange
Agent Provided
01/08/2018$1,795Listed For RentAgent Provided
12/29/2017$238,300Sold
N/A
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Property Tax and Assessment

Year2024
Tax$3,153
Assessment$343,300
Home facts updated by county records

Comparable Sales for 3649 Moca Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.26
Single-Family Home
$410,000
04/01/26
3
2
1,972
0.23
Single-Family Home
$390,000
10/14/25
4
2
1,972
0.10
Single-Family Home
$385,000
12/12/25
4
3
1,972
0.38
Single-Family Home
$445,000
01/15/26
4
2
1,859
0.28
Single-Family Home
$430,000
07/21/25
3
2.5
2,525
0.41
Single-Family Home
$438,000
06/30/25
4
2
1,859
0.37
Single-Family Home
$470,000
06/30/25
4
3
2,566

Nearby homes

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Assigned Schools

These are the assigned schools for 3649 Moca Dr.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.
  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 73 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
  • Angela A.
    "Great neighborhood love the quote and non nosey neighbors. Great place to live. Never any problems sometimes loose dogs but we love dogs."
  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."

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Homes for sale near 3649 Moca Dr

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Off Market Homes Near 3649 Moca Dr

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Homes for rent near 3649 Moca Dr

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3649 Moca Dr, Saint Cloud, FL 34772 is a 3 bedroom, 2 bathroom, 1,972 sqft single-family home built in 2017. This property is not currently available for sale. 3649 Moca Dr was last sold on Feb 16, 2024 for $410,000 (3% higher than the asking price of $399,900). The current Trulia Estimate for 3649 Moca Dr is $393,500.